Schwab, Fidelity, and Vanguard each have different default beneficiary clauses, so a blank IRA form can send your account to your kids or your estate.
An estate inheriting an IRA triggers a 5-year withdrawal rule instead of 10, costing heirs an extra $2,430 in federal tax per child before state taxes.
Naming primary and contingent beneficiaries on every account, including Roth IRAs, and re-filing after any rollover or divorce takes about ten minutes.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
Picture two widowed parents. Each leaves a $600,000 traditional IRA to two grown kids, and neither one ever filled out a beneficiary form. One family gets a decade to draw the money down on its own schedule. The other gets five years, a probate filing and a faster tax bill.

#form #kids #gets #schwab

Florida voters on Tuesday approved a major overhaul of the state's property tax system. But the droves of billionaires and other ultrawealthy people who recently moved there are unlikely to notice much of a difference from its headline tax break.
Amendment 3—which raises the homestead exemption on non-school property taxes from $50,000 to $150,000 in 2027 and to $250,000 in 2028—passed with 62% of the vote, according to the ***** ociated Press. Supporters pitched Amendment 3 as relief for everyday homeowners, and for many, it is. But because the exemption is a flat dollar amount, it does far less for the billionaires who turned South Florida into one of the country's wealthiest enclaves.
Take Citadel CEO Ken Griffin, who moved his firm from Chicago to Miami, and Amazon founder Jeff Bezos also moved to Miami in 2023 and has since bought a $237 million compound on Indian Creek, the island nicknamed "Billionaire Bunker." Bezos is also reportedly buying a $69.5 million oceanfront estate in nearby Golden Beach.
Experts told Fortune, though, the bigger factor of Amendment 3 for people like Griffin and Bezos is a less-noticed part: a tighter limit on how fast taxes can rise on second homes, rentals, and other properties that aren't a primary residence. Florida caps how much those properties' taxable values can increase each year, and Amendment 3 cuts that cap from 10% to 5%. In a hot market like South Florida's, that slows tax growth on homes whose values are climbing quickly, and many wealthy buyers own more than one.
But for a billionaire who claims a Florida homestead, the savings from Amendment 3 aren't that noticeable. Raul Gastesi, a real estate attorney and cofounder of Miami law firm Gastesi Lopez Mestre & Cobiella, calculated that at the statewide average non-school tax rate, the expanded exemption will save a homestead owner about $2,085 a year once fully in place. A home ***** sed at $350,000 would see its local services property tax bill fall from about $3,135 to about $1,050. A $50 million homestead would go from about $524,000 to about $522,000.

#Florida #moved

Prince Harry and Meghan Markle have announced their first international trip since moving back to the U.K. The Sussexes are reportedly heading to Brussels. The news comes amid serious allegations surrounding Meghan's estranged father, Thomas Markle Sr., and his alleged possession of CSAM, which have recently come to light.
Prince Harry and Meghan Markle will visit Brussels next week, on November 10, to open the Lost Screen Memorial. For those unversed, the Sussexes previously launched the installation, which paid tribute to child victims who lost their lives due to the harms of social media, in New York City in April last year.
The **** ss of Sussex then travelled to Switzerland in May this year to bring the Lost Screen Memorial to Geneva's Place des Nations (via PEOPLE). The Lost Screen Memorial consists of 50 smartphone screens. Every screen showcases the lock screen photo of a child who lost their life due to the harmful effects of social media.
This is done with the consent of the parents, who are members of the Archewell Foundation Parents' Network. Harry and Meghan are set to give a keynote address in the Belgian capital, advocating for the need for safer online **** es. Additionally, the Duke of Sussex will partake in a panel discussion in Belgium **** led "Beyond Promises: Building a Digital Future That Works for Children."
The update hardly comes as a surprise for fans, as the Sussexes have always spoken about the importance of creating safer online **** es for children. The Brussels trip marks Harry and Meghan's first public appearance following reports that Philippine authorities are investigating allegations that her father possessed CSAM.

#memorial

Emma Roberts is making headlines with her latest fashion moment as she prepares for her return to American Horror Story. The actress stepped out in New York City for a promotional appearance, bringing a romantic yet daring twist to her daytime wardrobe. Her latest look combined delicate florals, sheer fabric, and an unexpected outerwear choice.
Emma Roberts wears a green CHARLOTTE SIMONE coat over a MONSE SS27 dress and beige pumps while out and about in New York.
?: Getty images pic.twitter.com/pDt9izG3MG
— Style-Stars (style_starss) November 5, 2026
For her appearance on Live with Kelly and Mark, Roberts wore a stunning dress from Monse's Spring/Summer 2027 ready-to-wear collection. The dress featured a delicate ivory base decorated with oversized floral prints in muted pink, purple, and green tones. However, the romantic pattern wasn't the only detail that caught attention.
The dress featured a semi-transparent fabric that revealed the silhouette underneath, giving the otherwise feminine design a daring edge. The fitted silhouette hugged her figure before falling into a flowing midi-length skirt. The dress also had delicate spaghetti straps and an asymmetrical neckline, with a soft fabric detail draped over one shoulder.

#emma #style #latest #appearance

Just two miles short of the finish line of the 2026 New York City Marathon on Nov. 1, 24-year-old runner Rachel Apa collapsed. She died of a rare and potentially life-threatening illness that can be brought on by excessive exertion, the New York Times reported.
It's called rhabdomyolysis, and while there are relatively few cases nationwide each year, it can strike during endurance or intensive exercise, including marathons.
Apa was running her first marathon to raise money for Parkinson's disease in honor of her late grandfather, according to the New York Times. But Apa was no stranger to athletics, having played Division I field hockey in college. Her family said Apa had been in "perfect health." Plus, she'd been training for the race for months.
But at mile 18, Apa texted her father, Steve, who'd been checking in at each mile: "Ow." At the end of the next mile, she wrote, "Ow ow." She stopped responding after that. Apa's mother, Michelle, was at the race and had watched her daughter run by earlier on. Her parents noticed on the marathon tracking app that Apa stopped moving after mile 24.
Apa collapsed just after running past hospital social worker Michaela Nichols, who was cheering on participants. Nichols ran over and checked Apa's pulse, but couldn't find one. Three other people — two of whom said they were physicians — ran over to give Apa CPR. Marathon medical staff tried to revive her with a defibrillator before an ambulance arrived. She was taken to Mount Sinai Medical Center and treated for six hours, but could not be saved.

#year #collapsed

King Charles and Queen Camilla have had a successful visit to Antigua and Barbuda, following on from His Majesty's solo visits to the Bahamas and Guyana. On Thursday they will be touching down on UK soil, just in time for Bonfire Night. However, it may not be a big celebration in the royal household, and that's because of this one reason…
The royal couple have two dogs, Bluebell, a rescue Jack Russell Terrier adopted by Camilla from the Battersea Dogs & Cats Home in 2012 and Moley, a part Jack Russell Terrier adopted from the same place in 2025.
Camilla posed in the grounds of her Wiltshire home with Moley (@ Chris Jackson/Getty Images)
It is well known that dogs can struggle with the loud bangs that come with fireworks, and are often unsettled during this time of year. Plus, the Jack Russell breed in particular, being a non-hunting breed, is said to not cope well with the sounds. So, Charles and Camilla may be spending their post-travel evening comforting their pooches if they aren't happy.
Advice on the Battersea Dogs Home website includes playing classical music to soothe and calm your pet, giving them a long-lasting chew to keep them distracted and also drawing the curtains to block out the light from fireworks.

#battersea #moley #time

A tiny blue dress has stolen the spotlight this Halloween. Hailee Steinfeld and Josh Allen's baby daughter stepped into Halloween "Alice in Wonderland" style, complete with a satin skirt and sparkling tulle. Her parents also built a full storybook world around her, from a rabbit-hole tunnel to towering playing cards for her first Halloween celebration.
The photos appeared on Beau Society's Instagram account with the caption "We're all mad here…" The post also thanked the event lead, the venue, and the florists, photographer, photobooth, and design team.
Amid the snapshots covering the party, it was the protagonist who stole the show. Hailee Steinfeld and Josh Allen's seven-month-old daughter, Harper Haize Allen, was dressed as a tiny Alice in her parents' wonderland.
The party's theme was "Allen's in Wonderland," a play on "Alice in Wonderland" by customizing it for the Allen family. Additional photos shared by Raven Moore, wife of Allen's teammate DJ Moore, showed an entrance shaped like a giant clock that led into a long black-and-white tunnel.
Inside, red flowers hung over a signpost pointing to "Wonderland," beside an oversized red-spotted mushroom. Marquee letters spelled out "We're all mad here." They were flanked by giant King and Queen of Hearts cards, resembling Steinfeld and Allen respectively. Checkered floors, oversized chess pieces and standing playing cards completed the scene.

#steinfeld #hailee #josh #we 're

Sarah Ferguson and Andrew Mountbatten Windsor, the once "happiest divorced couple," may no longer live together, but that doesn't mean they're no longer on speaking terms and united by their roles as parents and grandparents.
"Sarah and Andrew speak regularly and have always had and continue to have unity as co-parents and co-grandparents," Sarah's spokesperson exclusively tells ****** O!.
The former couple became grandparents for a fifth time over the summer, with the birth of their daughter Princess Eugenie's third child, Adelaide Elizabeth Annina Brooksbank. Andrew and Sarah's third granddaughter was born in Lisbon, Portugal on August 3.
In addition to Adelaide,Sarah and Andrew are grandparents to Eugenie and Jack Brooksbank's two older sons August and Ernest, and Princess Beatrice's daughters, Sienna and Athena. Beatrice is also a stepmother to her husband Edoardo Mapelli Mozzi's son Christopher Woolf.
Sarah pictured with her daughters in November 2023 (@ Dave Benett/Getty Images for The Anti Slavery Collective)

#sarah #grandparents #couple

Prince Harry and Prince William sent separate letters to congratulate the recipients of this year's Princess Diana Awards. The recipients were honored for making "positive change in their communities and beyond." This update comes a month after it was reported that King Charles could potentially bring the estranged brothers together. It would be for a major event related to their late mother.
According to PEOPLE, the royal brothers demonstrated a united front in honoring their late mother by sending separate messages to this year's Diana Award recipients. A total of 198 young leaders from 44 countries received letters from the Duke of Sussex and the Prince of Wales. Dr. Tessy Ojo CBE, chief executive of the Diana Award, celebrated the cohort in an official statement: "Their courage, compassion and determination to tackle some of the world's most pressing challenges are a powerful reminder that young people are the change makers of today."
She reflected on how these young people serve as a perfect example of how it doesn't matter what background or circumstances one comes from; the drive to make a difference remains universal. "They are building on Diana, Princess of Wales' legacy almost 30 years on," Ojo continued.
Last month, reports suggested that King Charles could help ease tensions between his sons through a 2027 thanksgiving service honoring Princess Diana. The proposed event would mark 30 years since her death. In the Daily Mail, columnist Ephraim Hardcastle reported that the King had apparently "raised no objection" to the service. Hardcastle also suggested that the religious event could help heal the brothers' rift, despite their apparent reluctance to work together. Another source reportedly described the service as an inspirational way to remember Diana, suggesting William could give a reading. The proposed service would be separate from the 2021 unveiling of Diana's statue at Kensington Palace, which was the brothers' last joint public engagement.
The post Prince William & Harry Share a Rare Moment of Unity for Princess Diana appeared first on Mandatory.

#diana #princess #king #people

Google is extending its buyout program to selected workers in five additional countries as the company looks for ways to control expenses while pouring money into artificial intelligence programs.
The company told Reuters that select workers in Canada, France, Germany, ****** an and Switzerland were offered buyouts beginning in June, although the number of employees who accepted was unclear.
FOX Business has reached out to Google for comment.
"In 2025, some of our teams introduced a voluntary exit program with severance," a Google spokesperson said in a statement to Reuters. "This past summer, in June, we expanded this program globally in a few countries to support our important work ahead."
Google Parent Alphabet Suffers Nearly $500B Wall Street Wipeout Amid Ai Spending Fears

#workers

Kellie Pickler and the parents of her late husband have ended a two-year legal battle over his personal property.
The parties have now come to a settlement, the terms of which are confidential.
Pickler and Kyle Jacobs were married for 12 years until his 2023 death.
Kellie Pickler and the parents of her late husband, Kyle Jacobs, have reached a confidential settlement over his property, according to PEOPLE.
Jacobs' parents, Reed and Sharon, and the American Idol alum have now "fully resolved all claims, disputes, and requests for relief by and between them," read the documents obtained by Entertainment Weekly's sister site. Additionally, the parties are "satisfied with the distribution of ***** ets."

#pickler #husband #settlement

Prince Harry and Meghan Markle are set to make an appearance in Brussels.
Now that the Duke and ******* ss of Sussex have settled into their new home across the pond, they are ready to get back to work and contribute to the community. The couple is set to make a joint appearance in Belgium's capital on Tuesday, Nov. 10.
During their visit, they will open the Lost Screen Memorial in the city center. The tribute consists of 50 smartphone screens that each display a photo of a child who lost their life to the negative effects of social media.
According to People, the Sussexes are expected to give a keynote address about the importance of children's digital safety. Prince Harry is also set to participate in a panel discussion ******* led "Beyond Promises: Buidling a Digital Future That Works for Children."
Harry and Meghan's Archewell Foundation Parents' Network created and launched the Lost Screen Memorial as part of the "No Child Lost to Social Media" campaign. In April 2025, the two unveiled the installation in New York City. Another had gone up in Switzerland this past May with the ******* ss of Sussex present for the opening in Geneva's Place des Nations.

#lost #prince #city #child

Originally appeared on E! Online
Kellie Pickler is putting a tough chapter behind her.
The "Red High Heels" singer reached a property settlement with her late husband Kyle Jacobs' parents, Reed and Sharon, following his 2023 death, according to documents obtained by People on Nov. 4.
The terms of the settlement are confidential, though the docs stated that Pickler, 40, and her in-laws "have fully resolved all claims, disputes, and requests for relief by and between them" and that the parties are "satisfied with the distribution of **** ets" of his estate.
After Jacobs died by suicide at age 49, Pickler and his parents became engrossed in a legal battle over his property. His parents alleged that Pickler refused to give them Jacobs' belongings—such as his guns, jewelry and musical instruments—according to May 2024 documents obtained by People.

#pickler #parents #property #originally

In the three decades since red carpets have become synonymous with Hollywood couture, celebrity stylists have outpaced fashion editors, models, moguls and, more recently, content creators as the true arbiters of the town's taste. No one else has the number of media impressions that top Hollywood stylists do, with many of them pulling in millions of followers. Of course, Beyoncé, Rihanna and Taylor Swift have 500 million-plus Instagram fans each, but much of the engagement is driven by what their stylists are putting on their backs.
That's why, as this year winds down, THR reached out to the many pros who've now achieved fame in their own right for dressing the most visible personages in the world. What did we learn? The newish Parisian design duo behind Matières Fécales — Hannah Rose Dalton and Steven Raj Bhaskaran — have captured stylists' hearts the most, while Matthieu Blazy's Chanel, Jonathan Anderson's Dior and Anthony Vaccarello's Saint Laurent also number among Hollywood's favorite designers. Feathers still are flying on red carpet fits for all genders. The sheer look continues to show off, but cutouts and two-piece looks are taking over the body-part wars. Lace, lingerie and leather are now completely red carpet-worthy. Slinky close fits and strong tailoring are forever. And so, apparently, is fashion's idolization of Zendaya. We could have easily included three or more of her looks, but to keep the list varied and fun, we chose only one top fit per actor or actress. The methodology behind the list included tabulating the top 10 looks chosen by 50-plus stylists, prioritizing by the number of votes each look received, and then, to break ties, bringing in rankings. The result: a realistic look at coming trends and which designers and designs rank the highest for Hollywood, by the world's top tastemakers.
More from The Hollywood Reporter
Comedy Trio Please Don't Destroy Take Their Act to J.Crew for New Suiting Campaign
European Producers Must Get Bigger to Compete, Says EU Policy Chief: "We Must Invest in Companies"

#hollywood #stylists #look #plus

By John Kruzel
WASHINGTON, Nov 4 (Reuters) - The US midterm election landslide that gives Democrats control of Congress starting in January is fueling questions about the longevity of the Supreme Court's two eldest justices, Clarence Thomas and Samuel Alito, and the durability of its conservative majority.
As Republicans prepare to cede control of the Senate to Democrats for the next two years or ‌more, some conservative commentators already are expressing concerns about the health prospects of Thomas, 78, and Alito, 76, placing renewed focus on their continued service on the top US judicial body.
The US Constitution ‌assigns the Senate the power to confirm a president's judicial nominations. With a Senate majority, Democrats can block any nominations that Republican President Donald Trump would make to fill potential Supreme Court vacancies, just as Republicans blocked Democratic President Barack Obama from filling one in 2016.
Thomas has given no public indication of wanting to step down. Alito said last month he would remain for the duration of the current nine-month term, which began in October, even if Democrats were to retake the Senate. Thomas and Alito did not immediately respond to questions from Reuters about whether they are considering retiring.

#questions

The 2026 midterm results are in, and the Democrats won in a landslide. So what does this mean for Sandisk (NASDAQ:SNDK) stock? Apparently, nothing good.
Shares of the NAND flash memory giant sold off 8.6% through 11:50 a.m. ET Wednesday as nervous investors wonder what a sea change in government might mean for artificial intelligence data centers -- and for Sandisk's sales of memory to outfit them.
Missed AI's "Act 1"? Act 2 Could Be 16x Bigger. Most investors think they missed the AI boat because they didn't buy Nvidia in 2005. But according to our ****** ysts, we're only at the end of "Act 1"—the R&D phase. "Act 2" is the global rollout. Continue »
Image source: Getty Images.
StreetInsider.com is blaming the midterm election results for "renewed selling pressure" on AI and memory chip stocks. As the thinking goes, "potential tighter oversight of AI infrastructure and data-center expansion" would be bad news for memory sales growth, and a Democratic Congress is seen as more likely to pass such regulations than the former Republican-led Congress was. And some Wall Street ****** ysts agree. As the election approached, Fox Advisors downgraded Sandisk stock to equalweight, and Wells Fargo cut its price target on the stock.

#Stock #midterm

BUFFALO Funds, an actively managed mutual fund advised by Kornitzer Capital Management, released its third-quarter 2026 investor letter for "Buffalo Growth Fund". The letter can be downloaded here. The Buffalo Growth Fund advanced 4.57% in Q3, significantly outperforming the Russell 3000® Growth Index's 0.45%. The primary driver of this outperformance was stock selection in Information Technology, particularly among hyperscaler stocks that benefited from higher cloud revenue. However, rising oil prices and inflation challenged the market, prompting the Federal Reserve to raise interest rates for the first time since July 2023 and prompting caution within the Fund. The fund has reduced some positions, noting the cost of capital's impact on business models. There is optimism for hyperscalers following the upcoming Anthropic IPO, which could provide investor transparency for future capex. Also, check the Fund's top five holdings to see its best picks for 2026.
In its Q3 2026 investor letter, Buffalo Growth Fund noted that it sold its position in SanDisk Corporation (NASDAQ:SNDK) during the quarter. SanDisk Corporation (NASDAQ:SNDK) is a US-based semiconductor company that provides data storage devices and solutions using NAND flash technology for AI developers and enterprise workloads. On November 03, 2026, SanDisk Corporation (NASDAQ:SNDK) closed at $1,126.52, with a $160.29 billion market capitalization. Driven by strong momentum, SanDisk Corporation (NASDAQ:SNDK) has surged 335.83% year-to-date, trading within a 52-week range of $164.56 to $2,354.39.
Buffalo Growth Fund stated the following regarding Sandisk Corporation (NASDAQ:SNDK) in its Q3 2026 investor letter:
"In the previous quarter we determined the portfolio was lacking exposure to the memory ***** e and initiated small positions in both Micron and Sandisk Corporation (NASDAQ:SNDK). Unfortunately, the timing on Sandisk was poor as the stock advanced rapidly through the end of June and then experienced the bottom drop out with nasty momentum unwind in July. We decided to take losses on Sandisk and move on from a ***** e that has historically been incredibly cyclical. Typically, cyclical businesses like this aren't where we focus our time and this experience reminded us of that."
Sandisk Corporation (NASDAQ:SNDK) is not on our list of the 40 Most Popular Stocks Among Hedge Funds. As per our database, 128 hedge fund portfolios held Sandisk Corporation (NASDAQ:SNDK) at the end of the second quarter which was 114 in the previous quarter. While we acknowledge the potential of Sandisk Corporation (NASDAQ:SNDK) as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.

#Growth

The largest domestic Outback Steakhouse franchisee in the U.S., Out West Restaurant Group (affiliated with Cerca Trova Restaurant Group Holdings), has reportedly filed for Chapter 11 bankruptcy in Delaware on Monday, November 2.
The company operates approximately 60 Outback Steakhouse locations across Western states, including California, Arizona, Nevada, Colorado and New Mexico.
According to Bloomberg Law, the restaurant group reported less than $50,000 in **** ets and between $100 million and $500 million in liabilities. However, limited information about the bankruptcy filing is publicly available.
Amid the bankruptcy filing, Bloomin' Brands, the parent company of Outback Steakhouse, plans to acquire 61 restaurants operated by Out West.
The $26.3 million deal reportedly involves the purchase of the restaurant group's **** ets, according to a filing with the U.S. Securities and Exchange Commission on Sunday, November 1.

#bankruptcy #november

On its third-quarter 2026 earnings call, held on Nov. 3, 2026, Icahn Enterprises (NASDAQ:IEP) highlighted a sharp rebound in net ******* et value driven by energy gains and major ******* et sales. For this diversified holding company, portfolio value swings directly dictate performance. That makes capital allocation and balance sheet flexibility the critical drivers of long-term returns. Three things management said stand out.
Energy subsidiary CVI is executing a major transaction, purchasing two refineries at less than 3.5 times estimated operating profit. Expanding refining capacity at that price strengthens cash generation for the subsidiary without requiring direct equity financing from the parent company.
CVI announced a transformative $4.2 billion acquisition of two refineries and a marketing platform at a purchase price of less than 3.5x management's estimate of 2026 EBITDA.
-- Ted Papapostolou, President and Chief Executive Officer
Icahn Enterprises completed the divestiture of automotive service provider Pep Boys, booking a $215 million pre-tax gain. Selling the operating ******* et cleans up the automotive footprint while freeing up fresh liquidity for higher-return opportunities.
During Q3 2026, we closed on the sale of Pep Boys and received $645 million in proceeds and recognized a pre-tax gain of $215 million.
-- Robert Flint, Chief Financial Officer

#major

Two years ago, it seemed like ******* ody wanted to touch Intel (NASDAQ: INTC). The company that basically invented the modern chip industry had turned into its own cautionary tale, posting an $18.8 billion net loss for 2024 while it fell behind Nvidia in artificial intelligence (AI) and behind Taiwan's foundries in manufacturing.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Then something strange happened. The U.S. government bought a stake in Intel. So did Nvidia. So did SoftBank. Companies and governments don't usually hand over billions to a business they think is finished, and that's the real reason I think the next 14 months matter more for this stock than almost any stretch in Intel's recent history.
Turnarounds aren't real until a real, working product ships, and Intel is finally shipping. In July, the company said its newest Arizona fab had entered high-volume manufacturing on a subset of its Core Ultra Series 3 chips, known as Panther Lake, the first processor built on Intel 18A, which Intel calls the most advanced semiconductor process ever developed and manufactured in the United States. Its second-quarter 2026 release adds that the next node behind it, 18A-P, had already entered risk production, meaning Intel isn't just trying to catch up on one generation, it's trying to stay on pace for the one after. On the data center side, that same release says Intel also launched Xeon 6+, its first server chip built on 18A.
Money talks, and in 2025 three very different yet massive buyers said the same thing with their wallets. The U.S. government invested $8.9 billion in Intel common stock, structured largely out of unpaid CHIPS Act and Secure Enclave funding, in exchange for roughly 275 million shares and warrants for up to 241 million more. Nvidia added $5 billion, and SoftBank put in another $2 billion, both also in Intel common stock. None of this money really guarantees Panther Lake sells well, or that Intel's foundry business ever turns a real profit. But I think it's an odd thing to do if you think a company is circling the drain, and you don't have any faith in it.

#signal #first

The nest egg needed to support a comfortable retirement varies widely by state.
Couples receiving dividend income may need a smaller nest egg, but those payments can fluctuate and aren't guaranteed.
Monthly dividends totaling $500 to $2,000 can shrink the required invested nest egg by $150,000 to $600,000.
Building a stream of dividend income is a common retirement strategy, giving couples regular cash flow that can help cover expenses without requiring them to sell as much of their portfolio.
An Investopedia ****** ysis found that a typical American couple age 65 or older needs about $1.16 million saved for a comfortable retirement after accounting for roughly $37,700 a year in Social Security. Across the 50 states and Washington, D.C., that figure ranges from about $800,000 to nearly $1.33 million.

#couples

If Miguel Bezos could have chosen, he would have stayed in Santiago de Cuba during his teens. History had other plans.
After the Cuban Revolution, Bezos's parents didn't see much of a future for Miguel under the new Fidel Castro regime. They were also concerned for their own well-being.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
A single line on your car insurance policy could be inflating your premium by up to 30% — here's what to change
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP

#revolution

The night Yaxel Lendeborg declared he'd "lost all respect" for Luka Dončić, agent Ron Shade and personal trainer Aaron Johnson were at the Warriors' season opener in Los Angeles and sprang into action. They went to talk with him.
Mentor Josh Lane followed up later that night. The former director of player relations at the University of Alabama Birmingham was momentarily concerned. Maybe he shouldn't have said that; it was his first NBA game, after all. So Lane texted Lendeborg something in the vein of: Man, what?
"We know when we can kinda talk him out of different things, and then we know there's certain things that he's just convicted on," Lane said. "That was one of those things he was just convicted on. Like, 'Man, I said what I said.'"
Those around Lendeborg have accepted that this is who he is, and to try to get him second-guessing himself would be the worst outcome. This is all part of the same package, an 18-year-old kid in a 24-year-old's body, as Lane put it. Lendeborg is driving through some of the best players in the world with abandon, and doing it with an awareness of his own faults that is endearing him to the rest of Golden State's locker room.
The honesty and the personality, though, mean he's taken the NBA by viral storm. He went after Dončić after Game 1 and defended his words later. Then, after dropping 31 points against the Nuggets in Golden State's first win Monday night, Lendeborg said he "would've cried" if the Warriors lost again. On Wednesday night in Minnesota, he pointed at himself for seven turnovers while also saying an aggressive Timberwolves team wasn't playing "real defense."

#lendeborg #golden #talk

The Detroit Red Wings are moving forward without Dylan Larkin, and two of the team's biggest stars have made it clear that the remaining players aren't going to let the controversy derail their season.
Following Thursday night's emotional 4-1 victory over the Chicago Blackhawks, Moritz Seider and Alex DeBrincat spoke about the challenges facing Detroit after Larkin informed the organization he would no longer play while awaiting a trade.
And while neither player dismissed what Larkin has meant to the franchise, both emphasized the importance of having players who are committed to the team.
Their comments offered an interesting glimpse into a locker room suddenly facing life without its former captain.
Oct 24, 2026; Calgary, Alberta, CAN; Detroit Red Wings defenseman Moritz Seider (53) against the Calgary Flames during the second period at Scotiabank Saddledome. Mandatory Credit: Sergei Belski-Imagn Images Credit: IMAGN IMAGES via Reuters Connect (Reuters)

#larkin #wings #seider

Son Heung-min will make his MLS postseason debut after helping the Los Angeles Football Club clinch a playoff bid.
Los Angeles FC clinched a spot in the MLS playoffs after a 2-2 draw with the LA Galaxy on Sunday, Oct. 25, reaching the postseason for the eighth time in the franchise's nine-year history.
"We still got two more games to play in the regular season," Heung-min said of LAFC's fight for playoff positioning. "We want to finish as high as possible so we can have a home game as many times as possible."
LAFC have 47 points and trail the San Jose Earthquakes and the Houston Dynamo by one point in the standings, and will face Minnesota United on Nov. 1 and the Seattle Sounders on Nov. 7.
Heung-min believes the black and gold missed an opportunity to tie San Jose in the standings after an offside call against teammate Denis Bouanga in the 29th minute of the first half resulted in his apparent goal being called back.

#jose #Football #galaxy

Niko Kovač knows exactly what awaits Borussia Dortmund on Saturday, but that does not mean BVB are heading to Munich without belief.
For the first time in a long time, Dortmund will travel to the Allianz Arena level on points with Bayern Munich, adding another layer of intrigue to an already massive Der Klassiker. Kovač recognizes the opportunity whi
"After a very, very long time, we have the opportunity to travel to Munich and play a game in which we are level on points. That certainly makes things much more exciting, but no less difficult. Bayern Munich are the benchmark, not just in Germany but also in Europe. We have to perform at the very highest level. The bar is set high, but of course, we have the ambition to come away with something. We are BVB, we have our own standards, and we want to live up to them," Kovač said (as captured by iMiaSanMia).
There is no shortage of respect for Bayern Munich from Kovač, but Dortmund are not making the trip simply to admire the opposition. They want to compete, challenge, and prove they belong at the top of the Bundesliga.
Saturday should be a fascinating test of the respective ambitions for both sides.

#long

The Detroit Red Wings have spent months answering questions about Dylan Larkin. Following Thursday night's victory over the Chicago Blackhawks, head coach Todd McLellan made it clear that he's ready to talk about something else.
Winning hockey games.
Just hours after the organization officially suspended Larkin without pay, the Red Wings delivered an impressive 4-1 victory at Little Caesars Arena.
And afterward, McLellan had a message that should tell everyone exactly where his priorities stand.
Oct 24, 2026; Calgary, Alberta, CAN; Detroit Red Wings head coach Todd McLellan on his bench against the Calgary Flames during the first period at Scotiabank Saddledome. Mandatory Credit: Sergei Belski-Imagn Images Credit: IMAGN IMAGES via Reuters Connect (Reuters)

#detroit #larkin #calgary

Matchday 8 of the Bundesliga serves up it's showpiece event, from which Bulinews.com will be reporting live, as Bayern Munich welcome Borussia Dortmund to the Allianz Arena. Kick-off in the Topspiel game is scheduled for 18:30 CET.
Aside from injuries and Vincent Kompany's absence, things could hardly be much better for Bayern right now. They arrive into this fixture off the back of a 6-1 thrashing of 1.FC Magdeburg, with several key names rested.
One of which was their newly crowned Ballon d'Or winner, Harry Kane. Averaging a goal a game against BVB in six games to date, he will be hoping to add to that. The returning Kimmich and Pavlovic will likely help towards that.
The German record champions' recent record on home soil against the Westphalians also bodes well. Eight wins, one draw and a single loss to the Black and Yellows in their last 10 Bundesliga meetings at the Allianz Arena.
Team news:

#bayern #allianz #record

Where to watch 76ers vs. Knicks today: Channel, live stream, time, TV schedule for Friday NBA Cup game originally appeared on The Sporting News. Add The Sporting News as a Preferred Source by clicking here.
On Opening Night, the Philadelphia 76ers spoiled the New York Knicks' ring ceremony. Now, the Knicks have a chance to return the favor.
For the second time in two weeks to open the NBA regular season, the Knicks and 76ers will meet. This time, though, the game moves to Philadelphia as LeBron James and Tyrese Maxey welcome the defending champions to Xfinity Mobile Arena.
The Knicks' ******* le defense is off to a slow start, as they've dropped a bunch of close games to begin the campaign, whil the 76ers are off to a much better beginning to the James' era. Still, the Knicks represent the team to beat in the NBA, so the 76ers will surely not take them lightly.
This game also marks the first NBA Cup game for both of these teams in the 2026-27 season. New York won the NBA Cup last year and hopes to defend that crown as well.

#knicks #time

The iconic skyline of Milan is set for a historic transformation as the city's two footballing heavyweights prepare to move into a state-of-the-art new home. In a move that signals a massive shift in the financial landscape of Serie A, AC Milan and Inter have officially secured a record-breaking naming rights partnership with Italian insurance giant Generali for their future shared arena.
Milan and Inter have agreed a staggering 20-year naming rights contract with Generali, which ESPN reports is worth €650 million (£545m/$725m). The new 71,500-capacity venue will be officially known as the Generali Stadium, effectively replacing the historic San Siro. The clubs purchased the required land from the city last November for €197m, paving the way for the eventual demolition of their legendary current home.
Construction is targeted to begin in 2028, with the first matches scheduled for the 2031-32 campaign, pending necessary approvals. Spearheaded by respective ownership groups RedBird Capital Partners and Oaktree, the stadium project also anchors a wider urban regeneration plan featuring new retail, leisure, and green ******* es.
The massive financial commitment eclipses the $700m agreement struck by Crypto.com in 2021 for the Los Angeles arena shared by the Lakers and Kings. It stands as a monumental boost for the two Serie A giants as they look to modernise and bridge the matchday revenue gap with Europe's elite.
A new symbol for Milano.
A new home for future generations of fans.
Generali Stadium 🏟️GENERALI pic.twitter.com/c7D0827E7T

#generali #historic