2 days ago
FDRR beat JEPI by nearly 12 points over the past year, returning 19% versus JEPI's 7%.
A $100,000 investment in FDRR five years ago grew to $180,650 versus $141,220 for JEPI, a $39,430 gap.
JEPI pays monthly while FDRR pays quarterly, giving retirees who need regular cash a reason to stay put.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
#versus #guide #income #sponsor
A $100,000 investment in FDRR five years ago grew to $180,650 versus $141,220 for JEPI, a $39,430 gap.
JEPI pays monthly while FDRR pays quarterly, giving retirees who need regular cash a reason to stay put.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
#versus #guide #income #sponsor
10 days ago
Qinwen Zheng has battled unimaginable fitness concerns over the past few years, which threatened to completely derail such a promising start to her career.
Having emerged onto the scene as inarguably one of the most talented Chinese players of all time, she soon started achieving feats to back up such promise.
Deep runs in WTA 1000 and Grand Slam tournaments felt relatively regular, and culminated in her reaching the final of the Australian Open in 2024, and the Wuhan Open later that year.
Whilst she lost both matches, Qinwen Zheng was getting closer to snagging an elite honour before disaster struck.
The end of her 2025 campaign was completely marred by injury, and whilst she tried to play after elbow surgery, she had to shut it down. This past turmoil is what makes any new fitness concerns particularly worrying for the 24-year-old.
#zheng #concerns
Having emerged onto the scene as inarguably one of the most talented Chinese players of all time, she soon started achieving feats to back up such promise.
Deep runs in WTA 1000 and Grand Slam tournaments felt relatively regular, and culminated in her reaching the final of the Australian Open in 2024, and the Wuhan Open later that year.
Whilst she lost both matches, Qinwen Zheng was getting closer to snagging an elite honour before disaster struck.
The end of her 2025 campaign was completely marred by injury, and whilst she tried to play after elbow surgery, she had to shut it down. This past turmoil is what makes any new fitness concerns particularly worrying for the 24-year-old.
#zheng #concerns
10 days ago
Bears QB Caleb Williams isn't satisfied despite Tom Brady's praise appeared first on ClutchPoints. Add ClutchPoints as a Preferred Source by clicking here.
The Chicago Bears' star quarterback Caleb Williams made a winning return from injury, leading his team to another victory against the Atlanta Falcons on Sunday. His eye-catching performance earned high praise from NFL legend Tom Brady, but Williams himself remained far from completely satisfied with his outing.
During the broadcast, Brady expressed his belief that Williams had delivered the best performance of his professional career so far. However, when asked about Brady's ****** sment during the postgame press conference, Williams said that he still had plenty of room to improve.
"I didn't know I went 30-for-36," Williams said. "I've got to go back and watch the tape. Winning covers up things, and losing shows everything. We'll go back, be true tellers about ourselves, look in the mirror, and figure out what we need to fix and get better at."
Watch sports LIVE with fuboTV (free trial)
#williams #caleb #clutchpoints #winning
The Chicago Bears' star quarterback Caleb Williams made a winning return from injury, leading his team to another victory against the Atlanta Falcons on Sunday. His eye-catching performance earned high praise from NFL legend Tom Brady, but Williams himself remained far from completely satisfied with his outing.
During the broadcast, Brady expressed his belief that Williams had delivered the best performance of his professional career so far. However, when asked about Brady's ****** sment during the postgame press conference, Williams said that he still had plenty of room to improve.
"I didn't know I went 30-for-36," Williams said. "I've got to go back and watch the tape. Winning covers up things, and losing shows everything. We'll go back, be true tellers about ourselves, look in the mirror, and figure out what we need to fix and get better at."
Watch sports LIVE with fuboTV (free trial)
#williams #caleb #clutchpoints #winning
10 days ago
Daniel Farke wasn't having it that Leeds United were the favourites for this game but there was nothing he could do about the level of expectation around his club going into it.
Last season Leeds drew this fixture 1-1 and then in April claimed their first league win at Old Trafford since 1981. Being truly competitive in the Premier League in both the post-promotion campaign and so far this term allowed supporters not only to dream of Elland Road glory on Sunday afternoon but perhaps even to expect it. Throw in the narrative surrounding the visitors given all that has transpired there of late and at the very least it felt like a big chance.
Yet if reality was to meet expectation, the first half did not make it immediately obvious. A frenetic first few minutes was as anticipated. Ethan Ampadu, leading the team out for the 100th time as captain, was at the heart of an aggressive start. He set the tone by levelling Carlos Baleba to concede one free-kick, then caught Bryan Mbeumo on the ankle to concede another, somehow without seeing yellow.
Neither Bruno Fernandes nor Gabriel Gudmundsson got away with their early transgressions, however. So it was tetchy and fractious, but the play that was punctuated by fouls was largely in the home side's favour. Leeds saw plenty of the ball, some of it in the opposition territory, and though there were dangerous-looking deliveries into the box, only Nico Elvedi's header - saved by Senne Lammens - threatened to open the scoring.
At the other end Mbeumo arrived completely unmarked to head Youri Tielemans' scooped cross past James Trafford's left-hand post. It was a let-off as much as a warning but there was very little between the teams in a first half full of huffing and puffing and largely devoid of magic.
#expectation #post #largely
Last season Leeds drew this fixture 1-1 and then in April claimed their first league win at Old Trafford since 1981. Being truly competitive in the Premier League in both the post-promotion campaign and so far this term allowed supporters not only to dream of Elland Road glory on Sunday afternoon but perhaps even to expect it. Throw in the narrative surrounding the visitors given all that has transpired there of late and at the very least it felt like a big chance.
Yet if reality was to meet expectation, the first half did not make it immediately obvious. A frenetic first few minutes was as anticipated. Ethan Ampadu, leading the team out for the 100th time as captain, was at the heart of an aggressive start. He set the tone by levelling Carlos Baleba to concede one free-kick, then caught Bryan Mbeumo on the ankle to concede another, somehow without seeing yellow.
Neither Bruno Fernandes nor Gabriel Gudmundsson got away with their early transgressions, however. So it was tetchy and fractious, but the play that was punctuated by fouls was largely in the home side's favour. Leeds saw plenty of the ball, some of it in the opposition territory, and though there were dangerous-looking deliveries into the box, only Nico Elvedi's header - saved by Senne Lammens - threatened to open the scoring.
At the other end Mbeumo arrived completely unmarked to head Youri Tielemans' scooped cross past James Trafford's left-hand post. It was a let-off as much as a warning but there was very little between the teams in a first half full of huffing and puffing and largely devoid of magic.
#expectation #post #largely
10 days ago
The Notre Dame Fighting Irish are 6-1 and ranked No. 4 in the AP Top 25 after losing to the BYU Cougars on the road, 28-24. This week the Irish get to stay at home and eat cheeseburgers… and we could all use the break.
It was a completely wild week around CFB.
There are 5 sets of stats that we will keep track of here on a week to week basis; Total Offense, Total Defense, Scoring Offense, Scoring Defense, and Sagarin. Here is where the Irish currently stand:
Total Offense — No. 35 / 445.1 ypg
Total Defense — No. 1 / 235 ypg
#scoring #here #notre
It was a completely wild week around CFB.
There are 5 sets of stats that we will keep track of here on a week to week basis; Total Offense, Total Defense, Scoring Offense, Scoring Defense, and Sagarin. Here is where the Irish currently stand:
Total Offense — No. 35 / 445.1 ypg
Total Defense — No. 1 / 235 ypg
#scoring #here #notre
10 days ago
Duke cornerback Kimari Robinson has publicly apologized for swatting at a female trainer who was tending to one of his teammates. The incident, which was captured on the broadcast and went viral, occurred during the Blue Devils' loss to UNC on Saturday after Duke safety DaShawn Stone went down in a scary moment.
In a statement posted to social media, Robinson apologized for his conduct, saying that he had also apologized to the trainer in private after the game.
"I want to publicly apologize to the member of our training staff for how I acted toward her during Saturday's game. I was completely wrong, and she did not deserve that," Robinson wrote. "Immediately after the game, I apologized to her personally and checked to make sure she was okay."
Robinson added that his outburst stemmed from worry about Stone, who Robinson said "is like family."
"I was scared he might be seriously hurt. But being worried about him does not excuse how I treated her. I should have controlled my emotions, and I didn't," Robinson continued. "I'm truly sorry for my actions and for letting her, myself and our program down. I have to be better than that."
#game
In a statement posted to social media, Robinson apologized for his conduct, saying that he had also apologized to the trainer in private after the game.
"I want to publicly apologize to the member of our training staff for how I acted toward her during Saturday's game. I was completely wrong, and she did not deserve that," Robinson wrote. "Immediately after the game, I apologized to her personally and checked to make sure she was okay."
Robinson added that his outburst stemmed from worry about Stone, who Robinson said "is like family."
"I was scared he might be seriously hurt. But being worried about him does not excuse how I treated her. I should have controlled my emotions, and I didn't," Robinson continued. "I'm truly sorry for my actions and for letting her, myself and our program down. I have to be better than that."
#game
10 days ago
Duke football defensive back Kimari Robinson apologized after he received backlash for swiping at a team trainer trying to attend to an injured player.
During Duke's rivalry game against North Carolina on Saturday, Oct. 17, Dashawn Stone was injured in what looked like a serious injury, and Robinson went to check in on his teammate.
However, when a trainer came on the field to help, Robinson swiped his arm at the staffer, who looked to be shaken by it as she tried to attend to Stone.
The moment went viral on social media with Robinson receiving backlash for his actions.
"I want to publicly apologize to the member of our training staff for how I acted toward her during Saturday's game," Robinson posted on social media on Sunday, Oct. 18. "I was completely wrong, and she did not deserve that. I apologized to her personally and checked to make sure she was okay. The injured player on the ground, DaShawn Stone, is like family to me, and I was scared he might be seriously hurt. But being worried about him does not excuse how I treated her. I should have controlled my emotions, and I didn't.
#dashawn #attend
During Duke's rivalry game against North Carolina on Saturday, Oct. 17, Dashawn Stone was injured in what looked like a serious injury, and Robinson went to check in on his teammate.
However, when a trainer came on the field to help, Robinson swiped his arm at the staffer, who looked to be shaken by it as she tried to attend to Stone.
The moment went viral on social media with Robinson receiving backlash for his actions.
"I want to publicly apologize to the member of our training staff for how I acted toward her during Saturday's game," Robinson posted on social media on Sunday, Oct. 18. "I was completely wrong, and she did not deserve that. I apologized to her personally and checked to make sure she was okay. The injured player on the ground, DaShawn Stone, is like family to me, and I was scared he might be seriously hurt. But being worried about him does not excuse how I treated her. I should have controlled my emotions, and I didn't.
#dashawn #attend
20 days ago
The USS Abraham Lincoln, the US aircraft carrier that has been deployed for nearly a year and has spent months supporting US military operations against Iran, is scheduled to dock in San Diego on Thursday afternoon.
It marks the end of a deployment that has been described as "one of the most operationally intense and consequential of the modern era" and that became marked by a record-stretch at sea, repeated deployment extensions, and reports of supply shortages, and deteriorating morale and mental health among some crew members.
The Lincoln left San Diego last November, initially bound for the Pacific. But it was redirected to the Middle East after the US and Israel launched their war with Iran in late February. The carrier remained there until late August, when it was relieved by the USS George Washington and began its journey home.
Earlier in August, the Lincoln's deployment made headlines and faced scrutiny as reports began surfacing about poor living conditions aboard the ship, including shortages of supplies and water, plumbing problems, low morale, and worsening mental health among the roughly 5,000 personnel on the carrier. Two leading military newspapers also reported that there had been two attempts by sailors to jump overboard, causing concern among families and military health experts.
The reports prompted outrage from Democrats, while senior officials in the Trump administration pushed back. Pete Hegseth, the US defense secretary, called the reports "completely misrepresented", and when reporters asked Donald Trump if he thought the deployment had gone on too long, he responded: "Not nearly long enough" – a comment that angered some naval families.
#military #Health
It marks the end of a deployment that has been described as "one of the most operationally intense and consequential of the modern era" and that became marked by a record-stretch at sea, repeated deployment extensions, and reports of supply shortages, and deteriorating morale and mental health among some crew members.
The Lincoln left San Diego last November, initially bound for the Pacific. But it was redirected to the Middle East after the US and Israel launched their war with Iran in late February. The carrier remained there until late August, when it was relieved by the USS George Washington and began its journey home.
Earlier in August, the Lincoln's deployment made headlines and faced scrutiny as reports began surfacing about poor living conditions aboard the ship, including shortages of supplies and water, plumbing problems, low morale, and worsening mental health among the roughly 5,000 personnel on the carrier. Two leading military newspapers also reported that there had been two attempts by sailors to jump overboard, causing concern among families and military health experts.
The reports prompted outrage from Democrats, while senior officials in the Trump administration pushed back. Pete Hegseth, the US defense secretary, called the reports "completely misrepresented", and when reporters asked Donald Trump if he thought the deployment had gone on too long, he responded: "Not nearly long enough" – a comment that angered some naval families.
#military #Health
20 days ago
Pfizer (NYSE: PFE) is offering a dividend yield of roughly 6% today. That is well above the roughly 1% yield on offer from the S&P 500 index (SNPINDEX: ^GSPC) and the 1.4% average yield of pharmaceutical stocks. There are good reasons for the negative view of Pfizer, but investors may be ignoring the company's over 100-year history of success. Here's why you may want to consider buying this out-of-favor dividend stock while others are fearful.
Pfizer's stock rocketed higher during the coronavirus pandemic, as investors myopically focused on the company's COVID vaccine. When COVID turned out to be a less serious long-term threat than originally believed, Wall Street dumped Pfizer. At this point, the stock is down more than 50% from its 2021 high. That is a big part of the story behind the high yield.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
However, there's another piece that is more fundamental to the pharmaceutical industry. Like all drug makers, Pfizer's drugs receive time-limited patent protections. When patents expire, generic versions of the medications can be produced. That generally leads to a dramatic decline in revenue from Pfizer's drugs. Right now, Pfizer is facing down some notable patent expirations. This is a completely normal dynamic in the pharmaceutical sector.
Patent expirations are why drug companies are always on the lookout for new drugs. The problem is that patent expirations follow a set schedule, but drug development does not. Pfizer's drug pipeline isn't producing major new drugs right now, and it looks like it may have to work through a period in which new drugs won't fully offset revenue lost to patent expirations. This isn't uncommon, either, but investors are likely focusing on the short term rather than the long term when it comes to Pfizer.
#patent #yield #drug #expirations
Pfizer's stock rocketed higher during the coronavirus pandemic, as investors myopically focused on the company's COVID vaccine. When COVID turned out to be a less serious long-term threat than originally believed, Wall Street dumped Pfizer. At this point, the stock is down more than 50% from its 2021 high. That is a big part of the story behind the high yield.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
However, there's another piece that is more fundamental to the pharmaceutical industry. Like all drug makers, Pfizer's drugs receive time-limited patent protections. When patents expire, generic versions of the medications can be produced. That generally leads to a dramatic decline in revenue from Pfizer's drugs. Right now, Pfizer is facing down some notable patent expirations. This is a completely normal dynamic in the pharmaceutical sector.
Patent expirations are why drug companies are always on the lookout for new drugs. The problem is that patent expirations follow a set schedule, but drug development does not. Pfizer's drug pipeline isn't producing major new drugs right now, and it looks like it may have to work through a period in which new drugs won't fully offset revenue lost to patent expirations. This isn't uncommon, either, but investors are likely focusing on the short term rather than the long term when it comes to Pfizer.
#patent #yield #drug #expirations
20 days ago
Ex-Prince Andrew reportedly does not have that much of a miserable life while in exile. The former Duke of York lost all his royal ******* les after the news of his scandalous past in relation to the Jeffrey Epstein case. The former Prince also had to leave his long-time residence, the Royal Lodge, within Windsor Great Park, and move to the Sandringham Estate in Norfolk. The new report came amid news about Andrew Mountbatten-Windsor challenging the British police warrants used to search two of his properties.
Ex-Prince Andrew has reportedly been "having a very nice time" while in exile in the middle of his ongoing scandal. As reported by The Royal Observer, a source made this claim about the former Duke of York to The Times.
The former Prince has been staying at the Marsh Farm on the Sandringham Estate in Norfolk after he had to leave his long-time residence, the Royal Lodge. According to the report, while moving away from a mansion with thirty rooms to a house with five bedrooms might appear to be a big loss, Andrew Mountbatten-Windsor has not completely lost his "charmed lifestyle."
Furthermore, per the news outlet, the insider told The Times that Ex-Prince Andrew "goes out, he goes off shooting with friends, he sees his old chums who are very loyal to him." According to the insider, the former Duke of York had not been "sitting around feeling sorry for himself any more." In the meantime, the former Prince's recent decision to take legal action against Thames Valley Police has caused quite the buzz among royal watchers.
Meanwhile, the publication further reported that the source also said to The Times that "There appears to have been a 'something must be done' moment where his lawyers, to appease him, will have said 'Don't worry, sir, we will handle it.'" This legal move came after the former Duke of York's arrest in February on suspicion of misconduct in public office.
#prince #times
Ex-Prince Andrew has reportedly been "having a very nice time" while in exile in the middle of his ongoing scandal. As reported by The Royal Observer, a source made this claim about the former Duke of York to The Times.
The former Prince has been staying at the Marsh Farm on the Sandringham Estate in Norfolk after he had to leave his long-time residence, the Royal Lodge. According to the report, while moving away from a mansion with thirty rooms to a house with five bedrooms might appear to be a big loss, Andrew Mountbatten-Windsor has not completely lost his "charmed lifestyle."
Furthermore, per the news outlet, the insider told The Times that Ex-Prince Andrew "goes out, he goes off shooting with friends, he sees his old chums who are very loyal to him." According to the insider, the former Duke of York had not been "sitting around feeling sorry for himself any more." In the meantime, the former Prince's recent decision to take legal action against Thames Valley Police has caused quite the buzz among royal watchers.
Meanwhile, the publication further reported that the source also said to The Times that "There appears to have been a 'something must be done' moment where his lawyers, to appease him, will have said 'Don't worry, sir, we will handle it.'" This legal move came after the former Duke of York's arrest in February on suspicion of misconduct in public office.
#prince #times
20 days ago
Viola Davis says shingles came at a time when she was "running myself into the ground" while balancing motherhood and her busy career
The actress, 61, says she learned to prioritize her health in a better way and learned the "key to aging beautifully"
Davis now partners with GSK to encourage adults over 50 to discuss shingles prevention with their doctors
Shingles was never on Viola Davis' radar until she was left with "debilitating pain" one day. After dealing with the viral infection more than once, the EGOT winner, 61, is opening up to PEOPLE about her "unusual case" of shingles and how it completely changed her approach to aging.
"I was a new mom. I had just adopted my daughter. I was riding off of my Oscar nomination after The Help. So I was working, working, working, running myself into the ground," she recalls.
#viola #running #learned #egot
The actress, 61, says she learned to prioritize her health in a better way and learned the "key to aging beautifully"
Davis now partners with GSK to encourage adults over 50 to discuss shingles prevention with their doctors
Shingles was never on Viola Davis' radar until she was left with "debilitating pain" one day. After dealing with the viral infection more than once, the EGOT winner, 61, is opening up to PEOPLE about her "unusual case" of shingles and how it completely changed her approach to aging.
"I was a new mom. I had just adopted my daughter. I was riding off of my Oscar nomination after The Help. So I was working, working, working, running myself into the ground," she recalls.
#viola #running #learned #egot
21 days ago
VICI's 8% yield mostly reflects a stock down 25%, while OHI raised its dividend for the first time since 2020 with coverage at 1.65x.
Energy Transfer has raised its distribution 19 consecutive quarters with 2.3x coverage, while AT&T covers its dividend at just 42% of $18B+ free cash flow.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
The 10-year Treasury yield closed at 5.31% as of October 5, 2026, the high of the past month. Any dividend stock has to clear that bar. The five names below try to clear it with cash flow that comes from contracts: decades-long triple-net leases, monthly wireless and fiber bills, and fee-based pipeline volumes. Dividend safety comes first in each entry. A big yield only counts when the payout is covered, the balance sheet can carry it, and the dividend record shows how management acts under pressure.
VICI Properties (NYSE:VICI) offers a forward dividend of $1.84 annualized. At a share price of $22.62, that works out to a very high yield of 8.13%. Most of that yield comes from the share price. The stock is down 24.93% over the past year, 15.28% year to date and 9.32% in the past month alone. Over the same stretch, the dividend rose only slightly. Investors have been marking the stock down on concerns about a shifting gaming landscape and softer Las Vegas travel .
#past #comes
Energy Transfer has raised its distribution 19 consecutive quarters with 2.3x coverage, while AT&T covers its dividend at just 42% of $18B+ free cash flow.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
The 10-year Treasury yield closed at 5.31% as of October 5, 2026, the high of the past month. Any dividend stock has to clear that bar. The five names below try to clear it with cash flow that comes from contracts: decades-long triple-net leases, monthly wireless and fiber bills, and fee-based pipeline volumes. Dividend safety comes first in each entry. A big yield only counts when the payout is covered, the balance sheet can carry it, and the dividend record shows how management acts under pressure.
VICI Properties (NYSE:VICI) offers a forward dividend of $1.84 annualized. At a share price of $22.62, that works out to a very high yield of 8.13%. Most of that yield comes from the share price. The stock is down 24.93% over the past year, 15.28% year to date and 9.32% in the past month alone. Over the same stretch, the dividend rose only slightly. Investors have been marking the stock down on concerns about a shifting gaming landscape and softer Las Vegas travel .
#past #comes
21 days ago
Selling appreciated stock and donating cash still leaves the full capital gain in Medicare's MAGI, potentially triggering IRMAA surcharges two years later.
A couple adding a $90,000 gain to $200,000 in normal income can face $5,770 in extra annual Medicare premiums, even after donating every dollar to charity.
Donating appreciated shares held over a year directly to charity keeps the gain out of MAGI entirely, avoiding IRMAA; those over 70.5 can also use a QCD up to $111,000.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
A 72-year-old retiree has held Berkshire Hathaway (NYSE:BRK-B) shares for decades. This fall he sells $100,000 worth of stock he bought for $10,000, then writes a check for the full amount to his church's building fund. He ***** umes the gift wipes out the income Medicare sees. For his income tax bill, the gift helps. For Medicare, the $90,000 gain stays on his return, and it will raise his premiums two years from now.
#medicare #magi #Stock
A couple adding a $90,000 gain to $200,000 in normal income can face $5,770 in extra annual Medicare premiums, even after donating every dollar to charity.
Donating appreciated shares held over a year directly to charity keeps the gain out of MAGI entirely, avoiding IRMAA; those over 70.5 can also use a QCD up to $111,000.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
A 72-year-old retiree has held Berkshire Hathaway (NYSE:BRK-B) shares for decades. This fall he sells $100,000 worth of stock he bought for $10,000, then writes a check for the full amount to his church's building fund. He ***** umes the gift wipes out the income Medicare sees. For his income tax bill, the gift helps. For Medicare, the $90,000 gain stays on his return, and it will raise his premiums two years from now.
#medicare #magi #Stock
21 days ago
Home Depot (HD) has dropped 15% year to date, yet even the model's conservative one-year price target of $319 sits above today's $285.
A 3.75% dividend yield anchors the buy threshold at $243, requiring a further 15% decline from current levels before reassessment.
The 52-week low of $277 sits just 3% below today's price, making it too thin a margin to serve as a meaningful buy trigger.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Shares of Home Depot (NYSE:HD) traded at $285.10 as of 10:01 AM ET on October 7, 2026, down 0.55% in Wednesday's session. The stock has fallen 15.33% year to date and 24.68% over the past twelve months. Most of the damage is recent. Shares are down 11.2% over the past month.
#down
A 3.75% dividend yield anchors the buy threshold at $243, requiring a further 15% decline from current levels before reassessment.
The 52-week low of $277 sits just 3% below today's price, making it too thin a margin to serve as a meaningful buy trigger.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Shares of Home Depot (NYSE:HD) traded at $285.10 as of 10:01 AM ET on October 7, 2026, down 0.55% in Wednesday's session. The stock has fallen 15.33% year to date and 24.68% over the past twelve months. Most of the damage is recent. Shares are down 11.2% over the past month.
#down
21 days ago
JPMorgan just raised its dividend 10% while still paying out only 28% of earnings, and Visa's even lower 23% payout fuels years of double-digit raises.
Cisco's AI infrastructure orders hit $9.3 billion, lifting earnings faster than its dividend, while T. Rowe Price yields 5% at just 10 times earnings.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
The best dividend raises come from companies that pay out a small piece of what they earn. JPMorgan Chase (NYSE:JPM) just showed how that works: it lifted its quarterly dividend from $1.50 to $1.65, a 10% increase, and the new annual rate still matches only 28.3% of trailing earnings. The five companies below all fit that pattern. Each has strong earnings and a payout ratio low enough to fund many more raises. A long streak of past increases supports the case for some of them, but the reason they're here is how much room each has to keep advancing.
Visa (NYSE:V) yields only about 0.72% on its $2.68 annualized dividend at a share price of $370.97. That's a small yield, but the dividend has a lot of room to grow. The payout uses about 22.8% of trailing diluted EPS of $11.75, and Visa's trailing operating margin is 66.1%.
#payout #trailing
Cisco's AI infrastructure orders hit $9.3 billion, lifting earnings faster than its dividend, while T. Rowe Price yields 5% at just 10 times earnings.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
The best dividend raises come from companies that pay out a small piece of what they earn. JPMorgan Chase (NYSE:JPM) just showed how that works: it lifted its quarterly dividend from $1.50 to $1.65, a 10% increase, and the new annual rate still matches only 28.3% of trailing earnings. The five companies below all fit that pattern. Each has strong earnings and a payout ratio low enough to fund many more raises. A long streak of past increases supports the case for some of them, but the reason they're here is how much room each has to keep advancing.
Visa (NYSE:V) yields only about 0.72% on its $2.68 annualized dividend at a share price of $370.97. That's a small yield, but the dividend has a lot of room to grow. The payout uses about 22.8% of trailing diluted EPS of $11.75, and Visa's trailing operating margin is 66.1%.
#payout #trailing
21 days ago
VICI Properties yields 8%, its highest in 5 years, while Realty Income trades near its 52-week low at a 6% yield covered by 73% of AFFO.
T. Rowe Price trades at just 10x earnings, a multiple below every year-end reading since 2018, while W. P. Carey's rebuilt dividend now yields 5.9% and rises every quarter.
All five stocks cover their dividends with payout ratios between 50% and 75%, separating historically cheap yields from potential dividend traps.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
A high yield only helps your income if you aren't overpaying for it and the payout can survive a close look. Each of the five names below passes a fairly simple test against its own record: today's yield, or today's earnings multiple, is at or near the best level in the stock's recent history, and payout coverage still protects the check. The clearest case is VICI Properties (NYSE:VICI), whose forward yield of 8.05% is higher than at any of its previous five September closes. Here is how each one measures up, with dividend safety checked first.
#here
T. Rowe Price trades at just 10x earnings, a multiple below every year-end reading since 2018, while W. P. Carey's rebuilt dividend now yields 5.9% and rises every quarter.
All five stocks cover their dividends with payout ratios between 50% and 75%, separating historically cheap yields from potential dividend traps.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
A high yield only helps your income if you aren't overpaying for it and the payout can survive a close look. Each of the five names below passes a fairly simple test against its own record: today's yield, or today's earnings multiple, is at or near the best level in the stock's recent history, and payout coverage still protects the check. The clearest case is VICI Properties (NYSE:VICI), whose forward yield of 8.05% is higher than at any of its previous five September closes. Here is how each one measures up, with dividend safety checked first.
#here
21 days ago
Solana ranks most likely to 10x by 2030, needing to grow from $70B to $700B, which is the smallest market cap target of the four cryptos.
Bitcoin's 10x demands a $16.9T market cap, which would be nearly 60% of all gold ever mined, making it the least likely to achieve the milestone.
Expanding token supplies in Solana and XRP could dilute gains, while Bitcoin's 21M cap and Ethereum's fee-burning mechanism favor long-term price.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Investors in Bitcoin (CRYPTO:BTC), Ethereum (CRYPTO:ETH), XRP (CRYPTO:XRP), and Solana (CRYPTO:SOL) often hear predictions that their coins could 10x by 2030. However, what a 10x increase means varies greatly between these cryptocurrencies. For Solana, it would mean growing from a market cap of approximately $70 billion to $700 billion. For Bitcoin, it would need to rise from $1.69 trillion to nearly $17 trillion—almost three times the value of Nvidia (NASDAQ:NVDA), currently around $6 trillion.
#market #Bitcoin #expanding
Bitcoin's 10x demands a $16.9T market cap, which would be nearly 60% of all gold ever mined, making it the least likely to achieve the milestone.
Expanding token supplies in Solana and XRP could dilute gains, while Bitcoin's 21M cap and Ethereum's fee-burning mechanism favor long-term price.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Investors in Bitcoin (CRYPTO:BTC), Ethereum (CRYPTO:ETH), XRP (CRYPTO:XRP), and Solana (CRYPTO:SOL) often hear predictions that their coins could 10x by 2030. However, what a 10x increase means varies greatly between these cryptocurrencies. For Solana, it would mean growing from a market cap of approximately $70 billion to $700 billion. For Bitcoin, it would need to rise from $1.69 trillion to nearly $17 trillion—almost three times the value of Nvidia (NASDAQ:NVDA), currently around $6 trillion.
#market #Bitcoin #expanding
21 days ago
Heidi Klum just brought a very special plus-one to Paris Fashion Week, and the mother-daughter duo is turning heads. The supermodel, 53, stepped out with her youngest child, 16-year-old daughter Lou, for the Vivienne Westwood show. It was the teen's Fashion Week debut, and she proved that she's been taking notes from her stylish mom. The pair coordinated in chic peplum silhouettes and towering platforms.
Heidi Klum and daughter Lou coordinated in peplum looks at the Vivienne Westwood show. Lou, whose dad is singer Seal, usually stays out of the spotlight, which makes this sweet outing even more special. A video from the event shows the two posing side by side in front of a white backdrop splashed with bold orange and red brushstrokes. They look relaxed, happy, and completely in sync.
Heidi went for a glamorous all-white moment. Her ivory satin blazer features a deep plunging neckline, sculpted shoulders, and a single gold ******* on at the waist. She paired it with a matching floor-length satin skirt that skimmed the ground. The model mom finished the look with a sparkling statement necklace and her golden blonde waves styled loose and tousled.
Lou, on the other hand, brought a warm and earthy twist. The teen wore a ******* on-front, corset-style mini dress in a washed brown print. The fitted bodice features thin straps and a scooped neckline, while the flared peplum waist adds a playful touch of movement. The design is a perfect nod to Westwood's famous love for dramatic corsetry and tailoring. She accessorized with a gold bangle and let her dark, voluminous curls fall naturally around her shoulders.
The most eye-catching part of both outfits is the footwear. Lou towers in patterned platform sandals with ankle straps, done in rich brown and red tones that match her dress. Heidi's blue platform shoes peek out from beneath her skirt in a closing shot, adding a fun pop of color to her neutral outfit.
#heidi #klum
Heidi Klum and daughter Lou coordinated in peplum looks at the Vivienne Westwood show. Lou, whose dad is singer Seal, usually stays out of the spotlight, which makes this sweet outing even more special. A video from the event shows the two posing side by side in front of a white backdrop splashed with bold orange and red brushstrokes. They look relaxed, happy, and completely in sync.
Heidi went for a glamorous all-white moment. Her ivory satin blazer features a deep plunging neckline, sculpted shoulders, and a single gold ******* on at the waist. She paired it with a matching floor-length satin skirt that skimmed the ground. The model mom finished the look with a sparkling statement necklace and her golden blonde waves styled loose and tousled.
Lou, on the other hand, brought a warm and earthy twist. The teen wore a ******* on-front, corset-style mini dress in a washed brown print. The fitted bodice features thin straps and a scooped neckline, while the flared peplum waist adds a playful touch of movement. The design is a perfect nod to Westwood's famous love for dramatic corsetry and tailoring. She accessorized with a gold bangle and let her dark, voluminous curls fall naturally around her shoulders.
The most eye-catching part of both outfits is the footwear. Lou towers in patterned platform sandals with ankle straps, done in rich brown and red tones that match her dress. Heidi's blue platform shoes peek out from beneath her skirt in a closing shot, adding a fun pop of color to her neutral outfit.
#heidi #klum
21 days ago
Meghan Markle and Prince Harry are allegedly "wildly unhappy," but their marriage is not the biggest problem. A royal commentator recently claimed the couple was not happy during their time in California. He also stated the duo has different passions, which strain their relationship.
Meghan Markle and Prince Harry reportedly clash over what makes them happy (via The Daily Beast). Founder of Celebrity Intelligence, cultural commentator Dan Wakeford, told The Royalist's Tom Sykes, "The 'wildly unhappy' came not from within their relationship in their life right now. It was their life in America they were wildly unhappy about."
"They were wildly unhappy with how things had gone, and they hadn't gone how they expected. I don't think they could find—think of a way out of that. And so it's very interesting," he added.
He further said that while the return to the UK has made Harry happier, the same is not true for Meghan Markle, a Los Angeles native. He explained, "The problem with this couple is you have two people with completely different goals in life and geographical, like, homes."
Wakeford said that according to his sources, the Sussexes are "very much in love," but they conflict on what true happiness looks like for either of them. "They're not on the same page with where they're going in life, whether that's living in England or living in America, whether that is philanthropy or a glamorous Hollywood lifestyle brand," he said.
#meghan #unhappy #prince #wakeford
Meghan Markle and Prince Harry reportedly clash over what makes them happy (via The Daily Beast). Founder of Celebrity Intelligence, cultural commentator Dan Wakeford, told The Royalist's Tom Sykes, "The 'wildly unhappy' came not from within their relationship in their life right now. It was their life in America they were wildly unhappy about."
"They were wildly unhappy with how things had gone, and they hadn't gone how they expected. I don't think they could find—think of a way out of that. And so it's very interesting," he added.
He further said that while the return to the UK has made Harry happier, the same is not true for Meghan Markle, a Los Angeles native. He explained, "The problem with this couple is you have two people with completely different goals in life and geographical, like, homes."
Wakeford said that according to his sources, the Sussexes are "very much in love," but they conflict on what true happiness looks like for either of them. "They're not on the same page with where they're going in life, whether that's living in England or living in America, whether that is philanthropy or a glamorous Hollywood lifestyle brand," he said.
#meghan #unhappy #prince #wakeford
21 days ago
Pfizer paid $9.8B in dividends in 2025 while earning only $7.7B in net income, marking the third straight year its payout exceeded its profit.
Icahn Enterprises yields near 30% but lost money every year from 2021 to 2025 and has already slashed its quarterly payout from $2.00 to $0.50.
Dow halved its dividend yet still failed to cover it from operating cash in 2025, posting a $2.6B net loss the same year.
Building a portfolio and living off one are two completely different skills, and almost **** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Pfizer (NYSE:PFE) paid $9.771 billion in dividends in 2025 and earned net income of $7.746 billion. That was the third straight year the payout ran ahead of profit. When this repeats year after year, it is company policy. A high yield lasts only as long as the cash behind it does.
#year #pfizer #only
Icahn Enterprises yields near 30% but lost money every year from 2021 to 2025 and has already slashed its quarterly payout from $2.00 to $0.50.
Dow halved its dividend yet still failed to cover it from operating cash in 2025, posting a $2.6B net loss the same year.
Building a portfolio and living off one are two completely different skills, and almost **** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Pfizer (NYSE:PFE) paid $9.771 billion in dividends in 2025 and earned net income of $7.746 billion. That was the third straight year the payout ran ahead of profit. When this repeats year after year, it is company policy. A high yield lasts only as long as the cash behind it does.
#year #pfizer #only
21 days ago
Alan Ritchson and his wife, Catherine, are putting a positive spin on their shock divorce, but friends of the former couple are bracing themselves for a messy situation in the months ahead, a source tells the National Enquirer.
"People around Alan were pretty shocked at the timing of this break-up, especially because being an involved, sensitive dad has been central to Alan's identity for so long," reveals the source. "That's still the thing he's most broken up about with this divorce: it's going to mean less time with [sons Calem, Edan and Amory] and there's almost nothing he can do about that."
After twenty years of marriage, the Reacher star, 43, and his writer-producer wife, 42, announced their split in a joint Instagram post on September 12, pledging to become the "strongest co-parents" they can be. "We also want to give each other room to grow into the people we are becoming," the statement read.
"[Alan] was quite protective of Catherine and the kids when the Reacher series first got started, and then the show kind of took over everything and made him richer and way more famous than he ever expected," admits the source. "It's a lot to go through in just a few short years, and Alan's insane training schedule, completely apart from the long filming days, didn't make things easier."
ZUMAPRESS.com / MEGA
#source #reacher #divorce
"People around Alan were pretty shocked at the timing of this break-up, especially because being an involved, sensitive dad has been central to Alan's identity for so long," reveals the source. "That's still the thing he's most broken up about with this divorce: it's going to mean less time with [sons Calem, Edan and Amory] and there's almost nothing he can do about that."
After twenty years of marriage, the Reacher star, 43, and his writer-producer wife, 42, announced their split in a joint Instagram post on September 12, pledging to become the "strongest co-parents" they can be. "We also want to give each other room to grow into the people we are becoming," the statement read.
"[Alan] was quite protective of Catherine and the kids when the Reacher series first got started, and then the show kind of took over everything and made him richer and way more famous than he ever expected," admits the source. "It's a lot to go through in just a few short years, and Alan's insane training schedule, completely apart from the long filming days, didn't make things easier."
ZUMAPRESS.com / MEGA
#source #reacher #divorce
21 days ago
A 62-year-old retiree can withdraw up to $66,500 annually from a 401(k) at just 12% federal tax, moving roughly $532,000 before RMDs begin.
RMDs force a $1.2 million account holder to withdraw $45,283 in year one, potentially pushing effective tax rates to 41% when Social Security is included.
Leaving $900,000 untouched grows it to roughly $1.7 million by 73, creating a first RMD larger than the current 73-year-old's and repeating the same tax trap.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Picture two retirees. One is 62 with $900,000 in a traditional 401(k). The other is 73 with $1.2 million. Most people would take the bigger account. The smaller one is worth more because the 62-year-old still determines when that money gets taxed and at what rate. The 73-year-old has already gave that decision to the IRS.
#rmds
RMDs force a $1.2 million account holder to withdraw $45,283 in year one, potentially pushing effective tax rates to 41% when Social Security is included.
Leaving $900,000 untouched grows it to roughly $1.7 million by 73, creating a first RMD larger than the current 73-year-old's and repeating the same tax trap.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Picture two retirees. One is 62 with $900,000 in a traditional 401(k). The other is 73 with $1.2 million. Most people would take the bigger account. The smaller one is worth more because the 62-year-old still determines when that money gets taxed and at what rate. The 73-year-old has already gave that decision to the IRS.
#rmds
21 days ago
SPY trades up 14% year-to-date near $778, yet Burry calls the market in denial, which he views as the first stage before a 2000 or 2008-style collapse.
Burry's last known positions were puts on NVDA and PLTR, disclosed in November 2025, before he shut down Scion and stopped filing with the SEC.
Burry's denial stage has already started, and given his nine-month ceiling, the next phase could arrive within 270 days, possibly much sooner.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Michael Burry posted a two-sentence market call on X early Tuesday, and unlike most market warnings that lack a timeline, this one gives a duration.
#stage #november
Burry's last known positions were puts on NVDA and PLTR, disclosed in November 2025, before he shut down Scion and stopped filing with the SEC.
Burry's denial stage has already started, and given his nine-month ceiling, the next phase could arrive within 270 days, possibly much sooner.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Michael Burry posted a two-sentence market call on X early Tuesday, and unlike most market warnings that lack a timeline, this one gives a duration.
#stage #november
21 days ago
Prince Harry has reportedly expressed worry about Prince William's plans for Princess Diana. For context, the Duke of Sussex might make a documentary for his mother's 30th death anniversary. Now, as per a source, William has his own plans to pay tribute to the late royal, which hasn't sat well with Harry.
According to RadarOnline, Prince Harry is not happy about Prince William's plans for Princess Diana's 30th death anniversary. The Prince of Wales is reportedly considering posthumously regaining his mother's HRH style. Diana lost her Her Royal Highness style after her divorce from King Charles in 1996.
Amid this, a royal source stated that the Duke of Sussex "is raging because he feels William potentially has a card available to him that he simply cannot play." They continued, "Harry can make a documentary, give interviews and celebrate Diana's humanitarian legacy, but William is the heir to the throne and has a completely different kind of influence within the monarchy."
The source added, "If William can ultimately help restore something that was taken away from their mother, Harry sees that as an incredibly tangible gesture." The insider further noted, "A television program comes and goes, whereas putting HRH Diana back into the historical record would endure." Thus, the Duke allegedly feels this would make "anything he produces look secondary."
This is what annoys Harry, and he doesn't wish remembering his mother "to become some competition between brothers." However, the Duke "also doesn't want to feel that William has outclassed and outdone him with the one tribute Harry could never deliver himself."
#royal #plans #source
According to RadarOnline, Prince Harry is not happy about Prince William's plans for Princess Diana's 30th death anniversary. The Prince of Wales is reportedly considering posthumously regaining his mother's HRH style. Diana lost her Her Royal Highness style after her divorce from King Charles in 1996.
Amid this, a royal source stated that the Duke of Sussex "is raging because he feels William potentially has a card available to him that he simply cannot play." They continued, "Harry can make a documentary, give interviews and celebrate Diana's humanitarian legacy, but William is the heir to the throne and has a completely different kind of influence within the monarchy."
The source added, "If William can ultimately help restore something that was taken away from their mother, Harry sees that as an incredibly tangible gesture." The insider further noted, "A television program comes and goes, whereas putting HRH Diana back into the historical record would endure." Thus, the Duke allegedly feels this would make "anything he produces look secondary."
This is what annoys Harry, and he doesn't wish remembering his mother "to become some competition between brothers." However, the Duke "also doesn't want to feel that William has outclassed and outdone him with the one tribute Harry could never deliver himself."
#royal #plans #source
22 days ago
Ex-Prince Andrew is reportedly fully "convinced" that he will emerge victorious in his legal case against the police. Multiple publications reported that the disgraced former Duke of York would be pursuing legal action against the Thames Valley Police over his headline-making February arrest. Notably, Andrew has demanded a judicial review of whether the circumstances of his arrest were lawful.
Ex-Prince Andrew is reportedly positive that he will win his legal case against the Thames Valley Police. For those unversed, the search warrants were issued in February over suspicions of misconduct in public office and allegations concerning his ties to convicted **** offender Jeffrey Epstein.
Now, eight months after the incident, Andrew Mountbatten-Windsor has reportedly pursued legal action against police who arrested him and searched his homes earlier this year. A private hearing regarding the case is scheduled for Thursday, October 8. Ahead of the hearing, the disgraced royal is "utterly convinced" he will win the legal battle (via The Sun).
A source alleged that the former Duke of York feels "upbeat" and "buoyant". Also, he is sure of the fact he will be "completely exonerated" one day. The insider added that Andrew views the judicial review as the "first step" towards clearing the allegations and restoring his reputation.
Notably, Andrew's older brother, King Charles, stripped his brother of royal **** les. The king also banished him from royal accommodation. The disgraced prince disappeared from royal life and stopped making official public appearances.
#Legal #police #reportedly
Ex-Prince Andrew is reportedly positive that he will win his legal case against the Thames Valley Police. For those unversed, the search warrants were issued in February over suspicions of misconduct in public office and allegations concerning his ties to convicted **** offender Jeffrey Epstein.
Now, eight months after the incident, Andrew Mountbatten-Windsor has reportedly pursued legal action against police who arrested him and searched his homes earlier this year. A private hearing regarding the case is scheduled for Thursday, October 8. Ahead of the hearing, the disgraced royal is "utterly convinced" he will win the legal battle (via The Sun).
A source alleged that the former Duke of York feels "upbeat" and "buoyant". Also, he is sure of the fact he will be "completely exonerated" one day. The insider added that Andrew views the judicial review as the "first step" towards clearing the allegations and restoring his reputation.
Notably, Andrew's older brother, King Charles, stripped his brother of royal **** les. The king also banished him from royal accommodation. The disgraced prince disappeared from royal life and stopped making official public appearances.
#Legal #police #reportedly
22 days ago
VICI and ARCC pay nonqualified dividends taxed at ordinary rates, making a Roth shelter worth $12,222 annually at the 24% bracket.
AGNC's 16.55% yield creates the steepest Roth advantage, while MPLX and EPD can trigger unrelated business income taxes inside an IRA.
Reinvested at 4%, the $12,222 annual Roth advantage compounds to $363,948 over 20 years with no price growth ****** umed.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
In 2026 the 24% federal bracket covers individuals whose taxable income tops $105,700 and married couples over $211,400. At that rate, a portfolio paying $50,925 a year in ordinary dividends sends $12,222 to the government annually. Hold the same stocks in a Roth IRA and that bill quickly drops to zero.
#dividends #annually #advantage
AGNC's 16.55% yield creates the steepest Roth advantage, while MPLX and EPD can trigger unrelated business income taxes inside an IRA.
Reinvested at 4%, the $12,222 annual Roth advantage compounds to $363,948 over 20 years with no price growth ****** umed.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
In 2026 the 24% federal bracket covers individuals whose taxable income tops $105,700 and married couples over $211,400. At that rate, a portfolio paying $50,925 a year in ordinary dividends sends $12,222 to the government annually. Hold the same stocks in a Roth IRA and that bill quickly drops to zero.
#dividends #annually #advantage
22 days ago
An XRP holder proposed raising XRP Ledger fees 100x, but even that hike would cost only $0.0015 per transaction, which amounts to a negligible dent across 63 billion circulating tokens.
David Schwartz called higher fees 'truly bizarre,' warning they would drive away payment processors and undermine XRP Ledger's core advantage of cheap, fast settlement.
Higher fees would force active users to subsidize passive holders, and any fee change requires validator approval, which is a threshold this proposal hasn't reached.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Recently, an XRP (CRYPTO:XRP) holder made a bold proposal on X, suggesting that XRP Ledger fees be raised 10 to 100 times to enable a larger XRP burn with each transaction. Burning tokens reduces the total supply, a move many holders support because it could increase the value of their remaining tokens.
#tokens #ledger
David Schwartz called higher fees 'truly bizarre,' warning they would drive away payment processors and undermine XRP Ledger's core advantage of cheap, fast settlement.
Higher fees would force active users to subsidize passive holders, and any fee change requires validator approval, which is a threshold this proposal hasn't reached.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Recently, an XRP (CRYPTO:XRP) holder made a bold proposal on X, suggesting that XRP Ledger fees be raised 10 to 100 times to enable a larger XRP burn with each transaction. Burning tokens reduces the total supply, a move many holders support because it could increase the value of their remaining tokens.
#tokens #ledger
22 days ago
Henry Phipps built Bessemer Trust in 1907 to professionally manage irrevocable trusts for his five children, and this structure is one that estate lawyers still replicate today.
The 2026 GST exemption hits $15 million per person, letting dynasty trust ******* ets skip transfer taxes across grandchildren and beyond.
Trusts hit the 37% federal tax rate on retained income above just $16,000, compared to $640,600 for individual filers, which makes professional trustees essential.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Henry Phipps co-founded Carnegie Steel with Andrew Carnegie, then spent decades deciding what to do with the money. In 1907, he formed Bessemer Trust as a family office with a staff devoted solely to his family's affairs, and he set up trusts for his five children. The trusts came with professionals hired to run them, and that's the part worth studying. An estate lawyer can still build a modern version, usually called a dynasty trust. Whether a family needs one depends mostly on the size of its estate.
#trust #henry #carnegie
The 2026 GST exemption hits $15 million per person, letting dynasty trust ******* ets skip transfer taxes across grandchildren and beyond.
Trusts hit the 37% federal tax rate on retained income above just $16,000, compared to $640,600 for individual filers, which makes professional trustees essential.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Henry Phipps co-founded Carnegie Steel with Andrew Carnegie, then spent decades deciding what to do with the money. In 1907, he formed Bessemer Trust as a family office with a staff devoted solely to his family's affairs, and he set up trusts for his five children. The trusts came with professionals hired to run them, and that's the part worth studying. An estate lawyer can still build a modern version, usually called a dynasty trust. Whether a family needs one depends mostly on the size of its estate.
#trust #henry #carnegie
22 days ago
A $300,000 investment in SCHD grew to $468,150 over five years versus $573,900 in VOO, leaving a $105,750 gap driven by missing big tech.
SCHD's dividend quality screen kept out the tech giants that led the market, yet that same tilt powered its 23.86% one-year return.
SCHD suits retirees drawing income today, but younger investors should know the yield cost a $300,000 account over $100,000 in five years.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Putting $300,000 into the Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) on October 1, 2021 left a holder with $468,150 by October 5, 2026. The same money in the Vanguard S&P 500 ETF (NYSEARCA:VOO) grew to $573,900. That leaves a shortfall of $105,750.
#nysearca #Dividend #income #same
SCHD's dividend quality screen kept out the tech giants that led the market, yet that same tilt powered its 23.86% one-year return.
SCHD suits retirees drawing income today, but younger investors should know the yield cost a $300,000 account over $100,000 in five years.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Putting $300,000 into the Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) on October 1, 2021 left a holder with $468,150 by October 5, 2026. The same money in the Vanguard S&P 500 ETF (NYSEARCA:VOO) grew to $573,900. That leaves a shortfall of $105,750.
#nysearca #Dividend #income #same
22 days ago
Social Security is the only income that automatically beats inflation, making it the anchor of any retirement plan built on $540,000 in savings.
Delaying Social Security past 64 and bridging expenses with Treasury bills yielding above 4% produces a larger lifetime benefit and a smaller tax bill.
The 4% withdrawal rule applied to $540,000 yields about $21,600 annually, and claiming Social Security early permanently cuts that check by roughly 20%.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
A 64-year-old with $540,000 saved and a $2,600 monthly Social Security estimate has two very different kinds of money. One is a government check that rises with prices for life, while the other is a portfolio that has to survive market drops, inflation and possibly 30 years of withdrawals. The income you can count on depends almost entirely on how you connect those two pieces over the next three years.
#security #income #almost #years
Delaying Social Security past 64 and bridging expenses with Treasury bills yielding above 4% produces a larger lifetime benefit and a smaller tax bill.
The 4% withdrawal rule applied to $540,000 yields about $21,600 annually, and claiming Social Security early permanently cuts that check by roughly 20%.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
A 64-year-old with $540,000 saved and a $2,600 monthly Social Security estimate has two very different kinds of money. One is a government check that rises with prices for life, while the other is a portfolio that has to survive market drops, inflation and possibly 30 years of withdrawals. The income you can count on depends almost entirely on how you connect those two pieces over the next three years.
#security #income #almost #years