19 hours ago
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The Federal Open Market Committee (FOMC) — a division of the Federal Reserve responsible for setting monetary policy — will soon meet again to evaluate the health of the economy and make key decisions regarding the federal funds rate.
These decisions impact not only how the economy functions as a whole but also everyday consumers, as they influence rates on savings accounts, credit cards, mortgages, and more.
Statements and forecasts released during FOMC meetings provide valuable information on the economic outlook. Knowing when the Fed meets to discuss monetary policy and make important decisions can help you get a snapshot of the economy's overall health and adjust your own financial strategy accordingly.
The FOMC holds eight regularly scheduled meetings per year. Its most recent meeting took place July 28-29, 2026. The next one is scheduled for Sept. 15-16.
#monetary #Health
The Federal Open Market Committee (FOMC) — a division of the Federal Reserve responsible for setting monetary policy — will soon meet again to evaluate the health of the economy and make key decisions regarding the federal funds rate.
These decisions impact not only how the economy functions as a whole but also everyday consumers, as they influence rates on savings accounts, credit cards, mortgages, and more.
Statements and forecasts released during FOMC meetings provide valuable information on the economic outlook. Knowing when the Fed meets to discuss monetary policy and make important decisions can help you get a snapshot of the economy's overall health and adjust your own financial strategy accordingly.
The FOMC holds eight regularly scheduled meetings per year. Its most recent meeting took place July 28-29, 2026. The next one is scheduled for Sept. 15-16.
#monetary #Health
21 hours ago
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With mortgage rates pushing 7%, the timing of a "rate sale" couldn't be better. Chase Home Loans is once again hosting a limited-time interest rate discount promotion.
The national lender launched its first weeks-only offer just over a year ago. Apparently, it's been enough of a success that Chase is bringing the rate sale back for its third encore.
The rate discount is available for three weeks only, from Monday, Sept. 14, through Sunday, Oct. 4. Chase Home Loans will offer homebuyers and homeowners discounted rates on all new mortgage purchase and refinance loans. The sale is available for both new and existing customers.
While offers vary by state, Chase says qualified buyers can receive up to 0.25% off their loan interest rate. For example, an offered rate of 6.75% could be cut to 6.50%. That would save a borrower over $23,800 in interest on a $400,000 loan with a fixed-interest 30-year term — and reduce the payment by more than $65 a month.
#offers #rates
With mortgage rates pushing 7%, the timing of a "rate sale" couldn't be better. Chase Home Loans is once again hosting a limited-time interest rate discount promotion.
The national lender launched its first weeks-only offer just over a year ago. Apparently, it's been enough of a success that Chase is bringing the rate sale back for its third encore.
The rate discount is available for three weeks only, from Monday, Sept. 14, through Sunday, Oct. 4. Chase Home Loans will offer homebuyers and homeowners discounted rates on all new mortgage purchase and refinance loans. The sale is available for both new and existing customers.
While offers vary by state, Chase says qualified buyers can receive up to 0.25% off their loan interest rate. For example, an offered rate of 6.75% could be cut to 6.50%. That would save a borrower over $23,800 in interest on a $400,000 loan with a fixed-interest 30-year term — and reduce the payment by more than $65 a month.
#offers #rates
21 hours ago
Lowe's edges out Home Depot as the safer income hold, with a 6.93% FCF yield covering its 2.39% dividend yield by a far wider margin.
Home Depot's Pro contractor pivot drove 1.7% comp sales growth versus Lowe's 0.2%, but its free cash flow still shrank 22% and its payout ratio sits higher.
Lowe's steady raises from $1.05 to $1.25 quarterly signal a longer dividend growth runway than Home Depot's token 1.3% ***** p to $2.33.
Just released. Our ***** ysts combed the entire stock market and named the ten best stocks to buy right now, and Home Depot didn't make the cut. Enter your email to see the names that beat HD. The report is free. Enter your email and see if any of your stocks made the cut.
For an income investor weighing Home Depot (NYSE:HD) against Lowe's (NYSE:LOW), the real question is which dividend holds up better when the housing market stays frozen. Existing home sales sit at 3.98M annualized, the lowest reading in the trailing twelve-month history and inside what the series classifies as the soft range ***** ociated with high mortgage rates. Home Depot's CFO said housing turnover has "never been lower as a percentage of the housing stock". When people stop moving, they stop renovating. That is the identical headwind facing both payouts, and it sharpens the question of which one is actually safer.
#home #depot #Dividend #housing
Home Depot's Pro contractor pivot drove 1.7% comp sales growth versus Lowe's 0.2%, but its free cash flow still shrank 22% and its payout ratio sits higher.
Lowe's steady raises from $1.05 to $1.25 quarterly signal a longer dividend growth runway than Home Depot's token 1.3% ***** p to $2.33.
Just released. Our ***** ysts combed the entire stock market and named the ten best stocks to buy right now, and Home Depot didn't make the cut. Enter your email to see the names that beat HD. The report is free. Enter your email and see if any of your stocks made the cut.
For an income investor weighing Home Depot (NYSE:HD) against Lowe's (NYSE:LOW), the real question is which dividend holds up better when the housing market stays frozen. Existing home sales sit at 3.98M annualized, the lowest reading in the trailing twelve-month history and inside what the series classifies as the soft range ***** ociated with high mortgage rates. Home Depot's CFO said housing turnover has "never been lower as a percentage of the housing stock". When people stop moving, they stop renovating. That is the identical headwind facing both payouts, and it sharpens the question of which one is actually safer.
#home #depot #Dividend #housing
2 days ago
Something strange is currently happening with interest rates and inflation.
The United States Federal Funds Rate -- essentially the price banks charge each other to borrow money overnight -- currently sits at 3.75%. The rate has remained at 3.75% throughout 2026.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
For much of 2023 and 2024, the Fed Funds Rate was pegged at 5.5% to battle stubbornly high inflation. As inflation fears eased, the rate was gradually lowered to today's 3.75% level.
Despite a low and stable Fed Funds Rate, however, mortgage interest rates have begun to climb. According to the Wall Street Journal, average U.S. mortgage rates have climbed to a 15-month high of nearly 7%. Treasury yields, meanwhile, are approaching multi-year highs.
#NVIDIA #high
The United States Federal Funds Rate -- essentially the price banks charge each other to borrow money overnight -- currently sits at 3.75%. The rate has remained at 3.75% throughout 2026.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
For much of 2023 and 2024, the Fed Funds Rate was pegged at 5.5% to battle stubbornly high inflation. As inflation fears eased, the rate was gradually lowered to today's 3.75% level.
Despite a low and stable Fed Funds Rate, however, mortgage interest rates have begun to climb. According to the Wall Street Journal, average U.S. mortgage rates have climbed to a 15-month high of nearly 7%. Treasury yields, meanwhile, are approaching multi-year highs.
#NVIDIA #high
2 days ago
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Mortgage rates have been slowly rising over the past seven months, from just below 6% before the Middle East conflict began in late February to near 7% this week (with some surveys reporting rates already above 7%).
However, it's still possible to lock in a rate below the national average. Borrowers need to shop diligently and deploy one or more of the following strategies to earn the lowest mortgage rate possible in the 2026 housing market.
See the average mortgage rate in your state.
Analysis by Yahoo Finance of nearly 5,000 mortgage lenders reporting 2026 loan information under the Home Mortgage Disclosure Act reveals the surprising truth: the lenders offering the absolute lowest mortgage rates. In 2026, the largest national banks, credit unions, and homebuilders that finance their own construction offered the most favorable home loan rates to the widest variety of borrowers.
#rates #finance #reporting
Mortgage rates have been slowly rising over the past seven months, from just below 6% before the Middle East conflict began in late February to near 7% this week (with some surveys reporting rates already above 7%).
However, it's still possible to lock in a rate below the national average. Borrowers need to shop diligently and deploy one or more of the following strategies to earn the lowest mortgage rate possible in the 2026 housing market.
See the average mortgage rate in your state.
Analysis by Yahoo Finance of nearly 5,000 mortgage lenders reporting 2026 loan information under the Home Mortgage Disclosure Act reveals the surprising truth: the lenders offering the absolute lowest mortgage rates. In 2026, the largest national banks, credit unions, and homebuilders that finance their own construction offered the most favorable home loan rates to the widest variety of borrowers.
#rates #finance #reporting
2 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
The Treasury Department's $6 billion bond buyback, an effort to stem rising yields, fell far short of expectations Thursday. The repurchase of government debt led to Treasury yields continuing to climb, with the 10-year note topping a three-year high. Potential home buyers and refinancers hoping for some mortgage rate relief instead saw rates creep toward, and in some reports, top 7%.
Yields were mixed Friday, with the 10-year Treasury remaining just below 5%.
In an interview Thursday evening with conservative strategist Steve Bannon on "War Room," Treasury Secretary Scott Bessent disputed the talk that the buyback program failed.
"This whole nonsense today that our operation didn't work — well, our operation didn't work, because we only had $10 billion of offers for our buyback program," Bessent said. "Normally, we get $20 billion, and we only buy the bonds back cheap. People seem to want to keep their long-term bonds, because we only had half as many offers. So, it's a bunch of noise, and in my career, I made money ignoring the noise."
#yields #offers #year
The Treasury Department's $6 billion bond buyback, an effort to stem rising yields, fell far short of expectations Thursday. The repurchase of government debt led to Treasury yields continuing to climb, with the 10-year note topping a three-year high. Potential home buyers and refinancers hoping for some mortgage rate relief instead saw rates creep toward, and in some reports, top 7%.
Yields were mixed Friday, with the 10-year Treasury remaining just below 5%.
In an interview Thursday evening with conservative strategist Steve Bannon on "War Room," Treasury Secretary Scott Bessent disputed the talk that the buyback program failed.
"This whole nonsense today that our operation didn't work — well, our operation didn't work, because we only had $10 billion of offers for our buyback program," Bessent said. "Normally, we get $20 billion, and we only buy the bonds back cheap. People seem to want to keep their long-term bonds, because we only had half as many offers. So, it's a bunch of noise, and in my career, I made money ignoring the noise."
#yields #offers #year
3 days ago
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Paying off your mortgage used to be something people aspired to. Now, many Americans fantasize about simply getting one.
The National ***** ociation of Realtors said Thursday that US home sales fell 2% month-over-month in August to a 14-month low. The seasonally adjusted annual rate of 3.98 million residences, the lowest since June 2025, was weighed down by stubbornly high mortgage rates and home prices.
Sign up for The Daily Upside at no cost for premium ***** ysis on all your favorite stocks.
READ ALSO: Musk's Boring Company Scores $23 Billion Valuation Despite Slow Progress and Brian Niccol's Two-Year Turnaround Serves Up Sales Growth for Starbucks
#month #sign #sales #paying
Paying off your mortgage used to be something people aspired to. Now, many Americans fantasize about simply getting one.
The National ***** ociation of Realtors said Thursday that US home sales fell 2% month-over-month in August to a 14-month low. The seasonally adjusted annual rate of 3.98 million residences, the lowest since June 2025, was weighed down by stubbornly high mortgage rates and home prices.
Sign up for The Daily Upside at no cost for premium ***** ysis on all your favorite stocks.
READ ALSO: Musk's Boring Company Scores $23 Billion Valuation Despite Slow Progress and Brian Niccol's Two-Year Turnaround Serves Up Sales Growth for Starbucks
#month #sign #sales #paying
3 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Mortgage rates are the highest they've been in well over a year, and the Federal Reserve is considering a rate hike, while the bond market is reaching multi-year yields. What will it take for mortgage rates to finally move down?
See today's best rates.
No. As of Sept. 10, Freddie Mac reported that the average 30-year fixed-rate mortgage rate was 6.76%. This is five basis points higher than last week. At this time in September 2025, mortgage rates averaged 6.35%, 41 basis points lower.
The average 15-year fixed mortgage rate this week was 6.09%, up five basis points from last week, and 59 basis points higher than this time last year.
#points #week #average
Mortgage rates are the highest they've been in well over a year, and the Federal Reserve is considering a rate hike, while the bond market is reaching multi-year yields. What will it take for mortgage rates to finally move down?
See today's best rates.
No. As of Sept. 10, Freddie Mac reported that the average 30-year fixed-rate mortgage rate was 6.76%. This is five basis points higher than last week. At this time in September 2025, mortgage rates averaged 6.35%, 41 basis points lower.
The average 15-year fixed mortgage rate this week was 6.09%, up five basis points from last week, and 59 basis points higher than this time last year.
#points #week #average
3 days ago
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Mortgage rates continue to rise as 2026 nears its fourth quarter. What is the outlook for home loan rates in the next five years? Should you wait for mortgage rates to fall significantly before buying or refinancing? Mortgage interest rates are determined by several factors, all of which can give us clues about the future. Let's take a closer look at mortgage rate predictions over the next five years.
Here are the housing market predictions for 2026.
One of the most useful indicators for predicting mortgage rates is the yield on the 10-year U.S. Treasury note. Mortgage rates and 10-year Treasury yields typically move in the same direction, although mortgage rates are usually higher because lenders factor in additional risks. This difference is known as the spread, and we'll account for it when estimating where mortgage rates could go.
With that in mind, the first step is to look at where economists believe Treasury yields are headed over the next five years. To build a forecast, we'll combine expert economic projections with data compiled using artificial intelligence.
#rates #treasury #look #predictions
Mortgage rates continue to rise as 2026 nears its fourth quarter. What is the outlook for home loan rates in the next five years? Should you wait for mortgage rates to fall significantly before buying or refinancing? Mortgage interest rates are determined by several factors, all of which can give us clues about the future. Let's take a closer look at mortgage rate predictions over the next five years.
Here are the housing market predictions for 2026.
One of the most useful indicators for predicting mortgage rates is the yield on the 10-year U.S. Treasury note. Mortgage rates and 10-year Treasury yields typically move in the same direction, although mortgage rates are usually higher because lenders factor in additional risks. This difference is known as the spread, and we'll account for it when estimating where mortgage rates could go.
With that in mind, the first step is to look at where economists believe Treasury yields are headed over the next five years. To build a forecast, we'll combine expert economic projections with data compiled using artificial intelligence.
#rates #treasury #look #predictions
4 days ago
Steve Reinke helped his son Scott build a modest one-bedroom home in Isanti County, Minnesota, in 2015. The goal was affordability: The total cost of land and materials came to just over $130,000. Eleven years later, the county has ***** sed the property at just over $484,000 for 2027.
Reinke says the property tax bill has become nearly as large as the mortgage payment, and the county hasn't explained why the valuation jumped so dramatically.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#build
Reinke says the property tax bill has become nearly as large as the mortgage payment, and the county hasn't explained why the valuation jumped so dramatically.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#build
4 days ago
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For many Americans, paying off the mortgage is the ultimate financial finish line. After decades of monthly payments, the house is finally yours — free and clear.
But the FBI is warning that this hard-earned milestone could also attract the wrong kind of attention.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
A record 45% of central banks plan to grow gold reserves — and many investors are following suit. Get your free gold IRA guide from Priority Gold
#free #americans #earn
For many Americans, paying off the mortgage is the ultimate financial finish line. After decades of monthly payments, the house is finally yours — free and clear.
But the FBI is warning that this hard-earned milestone could also attract the wrong kind of attention.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
A record 45% of central banks plan to grow gold reserves — and many investors are following suit. Get your free gold IRA guide from Priority Gold
#free #americans #earn
4 days ago
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It doesn't look like a market crash is in our future.
A housing market crash happens when home values plummet due to a lack of demand for or an oversupply of homes. The factors leading to a housing market crash are varied, ranging from economic recessions to high mortgage rates that make it less affordable to buy a home. A housing crash can have upsides (low home prices) and downsides (losing built-up equity and tighter finances).
So, what's ahead for the housing market in 2026?
Read more: Want to buy a house in 2026? Here's what you need to know.
Despite 58% of Gen Z wanting a housing market crash, according to Clever, experts don't foresee one in 2026. If anything, they see a greater sense of normalcy following multiple years of twists and turns.
#crash #advertiser #despite #clever
It doesn't look like a market crash is in our future.
A housing market crash happens when home values plummet due to a lack of demand for or an oversupply of homes. The factors leading to a housing market crash are varied, ranging from economic recessions to high mortgage rates that make it less affordable to buy a home. A housing crash can have upsides (low home prices) and downsides (losing built-up equity and tighter finances).
So, what's ahead for the housing market in 2026?
Read more: Want to buy a house in 2026? Here's what you need to know.
Despite 58% of Gen Z wanting a housing market crash, according to Clever, experts don't foresee one in 2026. If anything, they see a greater sense of normalcy following multiple years of twists and turns.
#crash #advertiser #despite #clever
4 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Adjustable-rate mortgages (ARMs) can allow you to land a lower interest rate in today's high-rate environment. However, ARMs aren't without risk, and they're only right for certain borrowers in certain situations. Find out how ARMs work and whether this type of home loan is right for you.
ARMs behave like two different mortgages rolled into one loan agreement. It begins with a fixed-rate term, usually between five and 10 years. During this period, your interest rate and payment will remain the same.
After that, it converts to a variable-rate loan with an interest rate that can change (up or down) every six months or annually. This means your monthly mortgage payment also changes.
To fully understand how ARMs work, you need to understand what their formulas mean. For example, let's examine the "5/1" ARM:
#rate
Adjustable-rate mortgages (ARMs) can allow you to land a lower interest rate in today's high-rate environment. However, ARMs aren't without risk, and they're only right for certain borrowers in certain situations. Find out how ARMs work and whether this type of home loan is right for you.
ARMs behave like two different mortgages rolled into one loan agreement. It begins with a fixed-rate term, usually between five and 10 years. During this period, your interest rate and payment will remain the same.
After that, it converts to a variable-rate loan with an interest rate that can change (up or down) every six months or annually. This means your monthly mortgage payment also changes.
To fully understand how ARMs work, you need to understand what their formulas mean. For example, let's examine the "5/1" ARM:
#rate
4 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
It doesn't look like a market crash is in our future.
A housing market crash happens when home values plummet due to a lack of demand for or an oversupply of homes. The factors leading to a housing market crash are varied, ranging from economic recessions to high mortgage rates that make it less affordable to buy a home. A housing crash can have upsides (low home prices) and downsides (losing built-up equity and tighter finances).
So, what's ahead for the housing market in 2026?
Read more: Want to buy a house in 2026? Here's what you need to know.
Despite 58% of Gen Z wanting a housing market crash, according to Clever, experts don't foresee one in 2026. If anything, they see a greater sense of normalcy following multiple years of twists and turns.
#market #crash
It doesn't look like a market crash is in our future.
A housing market crash happens when home values plummet due to a lack of demand for or an oversupply of homes. The factors leading to a housing market crash are varied, ranging from economic recessions to high mortgage rates that make it less affordable to buy a home. A housing crash can have upsides (low home prices) and downsides (losing built-up equity and tighter finances).
So, what's ahead for the housing market in 2026?
Read more: Want to buy a house in 2026? Here's what you need to know.
Despite 58% of Gen Z wanting a housing market crash, according to Clever, experts don't foresee one in 2026. If anything, they see a greater sense of normalcy following multiple years of twists and turns.
#market #crash
5 days ago
"Selling Sunset" star Christine Quinn's husband, Christian Dumontet, has listed the sprawling Los Angeles home the former couple once shared as their contentious divorce battle continues.
Dumontet filed for divorce from the real estate agent—who is set to make her return to the Netflix reality series—in April 2024, after he was arrested following an alleged domestic violence incident. He was later detained for allegedly violating a temporary restraining order requiring him to stay away from the property.
The tech entrepreneur purchased the home for $5 million in 2019, the same year he and Quinn tied the knot in an extravagant Gothic-themed wedding.
However, their relationship ultimately unraveled, with the pair calling it quits in 2024.
Amid their ongoing divorce proceedings, Dumontet asked a judge to grant him exclusive control of the Los Angeles property so he could put it on the market. He argued that he purchased the residence before the couple married and had continued covering its mortgage, taxes, and insurance.
#divorce #angeles #home #couple
Dumontet filed for divorce from the real estate agent—who is set to make her return to the Netflix reality series—in April 2024, after he was arrested following an alleged domestic violence incident. He was later detained for allegedly violating a temporary restraining order requiring him to stay away from the property.
The tech entrepreneur purchased the home for $5 million in 2019, the same year he and Quinn tied the knot in an extravagant Gothic-themed wedding.
However, their relationship ultimately unraveled, with the pair calling it quits in 2024.
Amid their ongoing divorce proceedings, Dumontet asked a judge to grant him exclusive control of the Los Angeles property so he could put it on the market. He argued that he purchased the residence before the couple married and had continued covering its mortgage, taxes, and insurance.
#divorce #angeles #home #couple
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5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Adjustable-rate mortgages (ARMs) can allow you to land a lower interest rate in today's high-rate environment. However, ARMs aren't without risk, and they're only right for certain borrowers in certain situations. Find out how ARMs work and whether this type of home loan is right for you.
ARMs behave like two different mortgages rolled into one loan agreement. It begins with a fixed-rate term, usually between five and 10 years. During this period, your interest rate and payment will remain the same.
After that, it converts to a variable-rate loan with an interest rate that can change (up or down) every six months or annually. This means your monthly mortgage payment also changes.
To fully understand how ARMs work, you need to understand what their formulas mean. For example, let's examine the "5/1" ARM:
#interest #right #understand
Adjustable-rate mortgages (ARMs) can allow you to land a lower interest rate in today's high-rate environment. However, ARMs aren't without risk, and they're only right for certain borrowers in certain situations. Find out how ARMs work and whether this type of home loan is right for you.
ARMs behave like two different mortgages rolled into one loan agreement. It begins with a fixed-rate term, usually between five and 10 years. During this period, your interest rate and payment will remain the same.
After that, it converts to a variable-rate loan with an interest rate that can change (up or down) every six months or annually. This means your monthly mortgage payment also changes.
To fully understand how ARMs work, you need to understand what their formulas mean. For example, let's examine the "5/1" ARM:
#interest #right #understand
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5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
According to the Zillow lender marketplace, fixed mortgage rates are higher today as rising oil prices (BZ=F) have many expecting the Fed to raise interest rates next week.
The average 30-year fixed rate today, Wednesday, September 9, 2026, is 6.73%, up 6 basis points since yesterday. The 15-year fixed loan is currently 6.05%, 1 basis point higher than yesterday. The 5/1 ARM is 7.03%, up 39 basis points from Tuesday.
Read more: Weekly survey of mortgage lenders with the lowest rates: Little relief since July
Here are the current mortgage rates for Wednesday, September 9, 2026, according to the latest Zillow data:
#mortgage #basis #zillow
According to the Zillow lender marketplace, fixed mortgage rates are higher today as rising oil prices (BZ=F) have many expecting the Fed to raise interest rates next week.
The average 30-year fixed rate today, Wednesday, September 9, 2026, is 6.73%, up 6 basis points since yesterday. The 15-year fixed loan is currently 6.05%, 1 basis point higher than yesterday. The 5/1 ARM is 7.03%, up 39 basis points from Tuesday.
Read more: Weekly survey of mortgage lenders with the lowest rates: Little relief since July
Here are the current mortgage rates for Wednesday, September 9, 2026, according to the latest Zillow data:
#mortgage #basis #zillow
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5 days ago
A California high school football team is out more than $400,000 after its former treasurer allegedly embezzled the money from the program, according to a press release from the Central District of California U.S. Attorney's Office.
Julie Hanway Molina, 56, was arrested Thursday, Sept. 10, at her home in Aliso Viejo, Calif., and is expected to make an initial appearance in U.S. District Court in Santa Ana, where she faces four counts of wire fraud.
Molina served as treasurer of a nonprofit organization supporting the Aliso Niguel High School football team, where she allegedly carried out a scheme to defraud the nonprofit between 2023 and November 2025 by diverting money from its bank account for personal expenses.
Prosecutors allege Molina misappropriated a total of $411,761, using some of the money to pay her delinquent home mortgage and credit card bills, according to the release.
The allegations detail that Molina wired approximately $131,523 from the organization's bank account in Laguna Hills through Federal Reserve facilities in New Jersey and Texas to an account in Santa Ana.
#california #santa #Football
Julie Hanway Molina, 56, was arrested Thursday, Sept. 10, at her home in Aliso Viejo, Calif., and is expected to make an initial appearance in U.S. District Court in Santa Ana, where she faces four counts of wire fraud.
Molina served as treasurer of a nonprofit organization supporting the Aliso Niguel High School football team, where she allegedly carried out a scheme to defraud the nonprofit between 2023 and November 2025 by diverting money from its bank account for personal expenses.
Prosecutors allege Molina misappropriated a total of $411,761, using some of the money to pay her delinquent home mortgage and credit card bills, according to the release.
The allegations detail that Molina wired approximately $131,523 from the organization's bank account in Laguna Hills through Federal Reserve facilities in New Jersey and Texas to an account in Santa Ana.
#california #santa #Football
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5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
The national average rate for a 30-year fixed mortgage has crossed 7%. However, there is a way to lower your mortgage costs: a buydown interest rate.
With this method, you pay more at closing to lower your mortgage interest rate. While it costs more money up front, it can lead to greater savings over the life of the loan. But it's a more beneficial tactic if you plan to stay in the home for a while — the longer you keep the mortgage, the more you'll save by buying down the rate.
While there are perks to having a lower mortgage rate, there are also factors to consider before buying down your interest rate.
When you buy down your mortgage rate, you pay extra money at closing to purchase points that essentially lower your interest rate.
#closing
The national average rate for a 30-year fixed mortgage has crossed 7%. However, there is a way to lower your mortgage costs: a buydown interest rate.
With this method, you pay more at closing to lower your mortgage interest rate. While it costs more money up front, it can lead to greater savings over the life of the loan. But it's a more beneficial tactic if you plan to stay in the home for a while — the longer you keep the mortgage, the more you'll save by buying down the rate.
While there are perks to having a lower mortgage rate, there are also factors to consider before buying down your interest rate.
When you buy down your mortgage rate, you pay extra money at closing to purchase points that essentially lower your interest rate.
#closing
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7 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
According to rates from the Zillow lender marketplace, current purchase mortgage rates are lower than refinance rates as of Monday, September 7, 2026.
Today, the 30-year fixed purchase rate is 6.67%, 6 basis points lower than the current refinance rate. The 15-year fixed purchase rate of 6.04% is 7 basis points lower than the 15-year refi rate. The 5/1 ARM purchase rate of 6.64% is 14 basis points higher than the 5/1 refi rate.
Read more: Weekly survey of mortgage lenders with the lowest rates: Minor pricing changes
Here are the current mortgage rates today, Monday, September 7, 2026, according to the latest Zillow data:
#rates #year #basis
According to rates from the Zillow lender marketplace, current purchase mortgage rates are lower than refinance rates as of Monday, September 7, 2026.
Today, the 30-year fixed purchase rate is 6.67%, 6 basis points lower than the current refinance rate. The 15-year fixed purchase rate of 6.04% is 7 basis points lower than the 15-year refi rate. The 5/1 ARM purchase rate of 6.64% is 14 basis points higher than the 5/1 refi rate.
Read more: Weekly survey of mortgage lenders with the lowest rates: Minor pricing changes
Here are the current mortgage rates today, Monday, September 7, 2026, according to the latest Zillow data:
#rates #year #basis
7 days ago
Walt Disney was a visionary who created a company that is arguably the leader in the entertainment field today. But he had to take a lot of risks, and that didn't always sit well with his wife Lillian.
Walt wasn't just an evangelist for his big ideas, he was a backer. In 1934, when he set out to make Snow White and the Seven Dwarfs, costs ran up to $250,000. While there were investors, the company still had trouble meeting the amount required to create the film, so Walt sold his car, mortgaged his house and borrowed against his life insurance to complete the film (which Hollywood reporters were calling "Disney's folly" before its release).
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#company #dwarfs
Walt wasn't just an evangelist for his big ideas, he was a backer. In 1934, when he set out to make Snow White and the Seven Dwarfs, costs ran up to $250,000. While there were investors, the company still had trouble meeting the amount required to create the film, so Walt sold his car, mortgaged his house and borrowed against his life insurance to complete the film (which Hollywood reporters were calling "Disney's folly" before its release).
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#company #dwarfs
7 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
The mortgage lenders with the lowest rates have been a quarter point or more above 6% since July 20. The Yahoo Finance weekly survey ranks lenders by the lowest annual percentage rate (APR), which includes lender fees. Read on to see the 10 lenders with the lowest rates this week.
See our top picks for mortgage lenders for first-time home buyers.
Here are the 10 mortgage lenders with the best interest rates this week, as determined by our survey of the lowest mortgage rates on 30-year, fixed-rate conventional loans. The following numbers are each lender's annual percentage rate (APR).
Better: 6.390%
#rate
The mortgage lenders with the lowest rates have been a quarter point or more above 6% since July 20. The Yahoo Finance weekly survey ranks lenders by the lowest annual percentage rate (APR), which includes lender fees. Read on to see the 10 lenders with the lowest rates this week.
See our top picks for mortgage lenders for first-time home buyers.
Here are the 10 mortgage lenders with the best interest rates this week, as determined by our survey of the lowest mortgage rates on 30-year, fixed-rate conventional loans. The following numbers are each lender's annual percentage rate (APR).
Better: 6.390%
#rate
7 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
According to average rates from the Zillow lender marketplace, mortgage rates are lower heading into the holiday-shortened week.
The current 30-year fixed rate today, Tuesday, September 8, 2026, fell 4 basis points to 6.67%, the 15-year fixed rate decreased 10 basis points to 6.04%, and the 5/1 ARM fell 39 basis points to 6.64%.
Read more: Weekly survey of mortgage lenders with the lowest rates: Minor pricing changes
Here are the current mortgage rates today, Tuesday, September 8, 2026, according to the latest Zillow data:
#zillow
According to average rates from the Zillow lender marketplace, mortgage rates are lower heading into the holiday-shortened week.
The current 30-year fixed rate today, Tuesday, September 8, 2026, fell 4 basis points to 6.67%, the 15-year fixed rate decreased 10 basis points to 6.04%, and the 5/1 ARM fell 39 basis points to 6.64%.
Read more: Weekly survey of mortgage lenders with the lowest rates: Minor pricing changes
Here are the current mortgage rates today, Tuesday, September 8, 2026, according to the latest Zillow data:
#zillow
8 days ago
Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.
Americans, on the whole, owe a lot of money. Collectively, households across the country owe $18.8 trillion (1) to creditors, with mortgage debt accounting for around $13.1 trillion of that amount.
Experian data also showed the average American's debt was $104,755 as of June 2025 (2). That's a substantial sum given that the median household income was just $83,730 in 2024 (3).
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
JPMorgan sees gold hitting $5,000/oz by Q4 — and savvy investors are protecting their wealth with a tax-advantaged Gold IRA. Get your free guide from Priority Gold
#Gold #debt #finance #june
Americans, on the whole, owe a lot of money. Collectively, households across the country owe $18.8 trillion (1) to creditors, with mortgage debt accounting for around $13.1 trillion of that amount.
Experian data also showed the average American's debt was $104,755 as of June 2025 (2). That's a substantial sum given that the median household income was just $83,730 in 2024 (3).
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
JPMorgan sees gold hitting $5,000/oz by Q4 — and savvy investors are protecting their wealth with a tax-advantaged Gold IRA. Get your free guide from Priority Gold
#Gold #debt #finance #june
8 days ago
The yields on 10-year Treasury notes have been hovering near multi-year highs, at around 4.8%. When the 10-year yield hit 4.818% earlier this month, it reached its highest level since November 2023. A combination of inflation and geopolitical risk tied to the U.S.-Iran conflict has largely driven yields higher.
If you're an income-oriented investor, 10-Year Treasuries are an option, but if you're looking for higher yields to better help you keep up with inflation, these three dividend stocks could be great options.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
AGNC Investment's (NASDAQ: AGNC) 13.5% yield is nearly three times that of the 10-Year Treasury, and the stock pays a monthly dividend. For those unfamiliar with AGNC, it is a mortgage real estate investment trust (REIT) that owns a leveraged portfolio of agency-backed mortgage-backed securities (MBS). Since its MBS investments are backed by government agencies, they carry little default risk. However, interest rates and narrowing and widening spreads between mortgage rates and 10-year Treasury yields can impact the underlying value of its portfolio.
Spreads tend to be the biggest driver of MBS performance and are currently sitting around 2 percentage points. That is below the 3 percentage points they shot to a few years ago, but it is still historically on the high side. With the Fed earlier this year starting to buy back $200 billion in agency MBS and net new MBS supply projected to drop this year, there are the elements in place for spreads to narrow, which would be bullish for AGNC. Overall, this makes it a relatively good environment to own the stock and to collect its juicy yield.
#yields #NVIDIA #spreads #yield
If you're an income-oriented investor, 10-Year Treasuries are an option, but if you're looking for higher yields to better help you keep up with inflation, these three dividend stocks could be great options.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
AGNC Investment's (NASDAQ: AGNC) 13.5% yield is nearly three times that of the 10-Year Treasury, and the stock pays a monthly dividend. For those unfamiliar with AGNC, it is a mortgage real estate investment trust (REIT) that owns a leveraged portfolio of agency-backed mortgage-backed securities (MBS). Since its MBS investments are backed by government agencies, they carry little default risk. However, interest rates and narrowing and widening spreads between mortgage rates and 10-year Treasury yields can impact the underlying value of its portfolio.
Spreads tend to be the biggest driver of MBS performance and are currently sitting around 2 percentage points. That is below the 3 percentage points they shot to a few years ago, but it is still historically on the high side. With the Fed earlier this year starting to buy back $200 billion in agency MBS and net new MBS supply projected to drop this year, there are the elements in place for spreads to narrow, which would be bullish for AGNC. Overall, this makes it a relatively good environment to own the stock and to collect its juicy yield.
#yields #NVIDIA #spreads #yield
8 days ago
Walt Disney was a visionary who created a company that is arguably the leader in the entertainment field today. But he had to take a lot of risks, and that didn't always sit well with his wife Lillian.
Walt wasn't just an evangelist for his big ideas, he was a backer. In 1934, when he set out to make Snow White and the Seven Dwarfs, costs ran up to $250,000. While there were investors, the company still had trouble meeting the amount required to create the film, so Walt sold his car, mortgaged his house and borrowed against his life insurance to complete the film (which Hollywood reporters were calling "Disney's folly" before its release).
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#company
Walt wasn't just an evangelist for his big ideas, he was a backer. In 1934, when he set out to make Snow White and the Seven Dwarfs, costs ran up to $250,000. While there were investors, the company still had trouble meeting the amount required to create the film, so Walt sold his car, mortgaged his house and borrowed against his life insurance to complete the film (which Hollywood reporters were calling "Disney's folly" before its release).
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#company
8 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
According to rates from the Zillow lender marketplace, current purchase mortgage rates are lower than refinance rates as of Monday, September 7, 2026.
Today, the 30-year fixed purchase rate is 6.67%, 6 basis points lower than the current refinance rate. The 15-year fixed purchase rate of 6.04% is 7 basis points lower than the 15-year refi rate. The 5/1 ARM purchase rate of 6.64% is 14 basis points higher than the 5/1 refi rate.
Read more: Weekly survey of mortgage lenders with the lowest rates: Minor pricing changes
Here are the current mortgage rates today, Monday, September 7, 2026, according to the latest Zillow data:
#rate #year #basis #points
According to rates from the Zillow lender marketplace, current purchase mortgage rates are lower than refinance rates as of Monday, September 7, 2026.
Today, the 30-year fixed purchase rate is 6.67%, 6 basis points lower than the current refinance rate. The 15-year fixed purchase rate of 6.04% is 7 basis points lower than the 15-year refi rate. The 5/1 ARM purchase rate of 6.64% is 14 basis points higher than the 5/1 refi rate.
Read more: Weekly survey of mortgage lenders with the lowest rates: Minor pricing changes
Here are the current mortgage rates today, Monday, September 7, 2026, according to the latest Zillow data:
#rate #year #basis #points
9 days ago
Cleveland Browns offensive tackle Tytus Howard picked up his first career league penalty after drawing a five-figure NFL fine over a preseason infraction. The discipline hit the veteran lineman shortly after arriving via trade and securing a two-year, $45 million extension to anchor Cleveland's front line.
The costly personal foul occurred during early exhibition play as Cleveland works through major offensive line adjustments. Howard faces immediate pressure to stabilize protection while building chemistry alongside four new starting teammates.
Howard was penalized during Cleveland's August 15 preseason game against the Chicago Bears. QB Deshaun Watson had just gained five yards on a scramble when Howard was called for a 15-yard tripping penalty.
"The NFL fined Howard $12,537 for what it deemed unnecessary roughness during the first quarter of the first preseason game. Howard got a 15-yard penalty for tripping on the play," NBC Sports reported. "The $12,537 fine was the biggest fine the NFL has announced for the 2026 preseason, although the league has not yet announced any fines for the third and final week of the preseason."
Jul 29, 2026; Berea, OH, USA; Cleveland Browns offensive tackle Tytus Howard (71) at CrossCountry Mortgage Campus. Mandatory Credit: Ken Blaze-Imagn Images
#cleveland #tytus
The costly personal foul occurred during early exhibition play as Cleveland works through major offensive line adjustments. Howard faces immediate pressure to stabilize protection while building chemistry alongside four new starting teammates.
Howard was penalized during Cleveland's August 15 preseason game against the Chicago Bears. QB Deshaun Watson had just gained five yards on a scramble when Howard was called for a 15-yard tripping penalty.
"The NFL fined Howard $12,537 for what it deemed unnecessary roughness during the first quarter of the first preseason game. Howard got a 15-yard penalty for tripping on the play," NBC Sports reported. "The $12,537 fine was the biggest fine the NFL has announced for the 2026 preseason, although the league has not yet announced any fines for the third and final week of the preseason."
Jul 29, 2026; Berea, OH, USA; Cleveland Browns offensive tackle Tytus Howard (71) at CrossCountry Mortgage Campus. Mandatory Credit: Ken Blaze-Imagn Images
#cleveland #tytus
9 days ago
Pre-approval signals you likely qualify, but no underwriter has verified your income, debts, or employment, so it is far from a guaranteed loan.
Full underwriting approval verifies income, employment, credit, and ***** ets, but can still carry conditions that must be resolved before closing.
Even after full approval, taking on new debt, switching jobs, or a failed appraisal can derail your mortgage before closing day.
Just released. Our ***** ysts combed the entire stock market and named the ten best stocks to buy right now. The report is free. Enter your email and see if any of your stocks made the cut.
Getting approved for a mortgage is one of the first major steps in the home-buying process. But it's not always so easy and usually comes with a lot of paperwork. Lenders need to know you are a reliable borrower. They want to review your finances to make sure you can comfortably afford the loan. This means you need to provide documented proof of your income, employment history, savings, and existing debt. Having these documents ready ahead of time can make the mortgage process faster and more manageable. While every lender will have slightly different requirements, these are the most common documents a lender will ask for.
#income
Full underwriting approval verifies income, employment, credit, and ***** ets, but can still carry conditions that must be resolved before closing.
Even after full approval, taking on new debt, switching jobs, or a failed appraisal can derail your mortgage before closing day.
Just released. Our ***** ysts combed the entire stock market and named the ten best stocks to buy right now. The report is free. Enter your email and see if any of your stocks made the cut.
Getting approved for a mortgage is one of the first major steps in the home-buying process. But it's not always so easy and usually comes with a lot of paperwork. Lenders need to know you are a reliable borrower. They want to review your finances to make sure you can comfortably afford the loan. This means you need to provide documented proof of your income, employment history, savings, and existing debt. Having these documents ready ahead of time can make the mortgage process faster and more manageable. While every lender will have slightly different requirements, these are the most common documents a lender will ask for.
#income
9 days ago
Michael Burry, the investor famous for his subprime mortgage bets detailed in "The Big Short," said on August 23 that he has sold his stake in Alibaba Group Holding Limited (NYSE:BABA), calling the Chinese e-commerce and cloud giant's shares overvalued. Burry stated in a Substack article that he had intended to reinvest the majority of his investment in Alibaba within a month or two, but changed his mind. "No longer," he said, adding that the stock's price would need to "fall by half" before he became interested again.
Burry's statements came after Alibaba Group Holding Limited (NYSE:BABA) announced and subsequently completed an approximately HK$80 billion, or $10.2 billion, share placement, through a share offering to fund its artificial intelligence goals. The company has stated that all net proceeds will go into developing its "full stack" AI capabilities.
That funding structure prompted Burry to abandon his plan to reinvest in the stock. "I cannot bless share issuances," he said, adding that Burry objected to the dilution from the financing and said he expects Alibaba's return on invested capital to continue declining. In another post on X, he stated clearly that he wouldn't change his view on Alibaba, referring to share issuance as the company's "new paradigm."
Burry had acquired a new Alibaba Group Holding Limited (NYSE:BABA) stake in April, stating at the time that it comprised just over 6% of his portfolio according to his disclosures at the time. However, in late June, he reversed direction, stating that he had sold the entire holding and invested the proceeds in JD.com, Inc. (NASDAQ:JD), Alibaba's main domestic e-commerce rival. He subsequently described his JD.com position as large and argued that easing competition in China's delivery market could support higher margins.
Institutional opinions regarding the two companies have shifted in distinct directions. Alibaba Group Holding Limited (NYSE:BABA) saw hedge fund holdings decrease marginally, from 102 funds in the first quarter to 97 in the second quarter. JD.com, Inc. (NASDAQ:JD), by comparison, saw hedge fund ownership move up little, from 43 funds to 44 over the same period.
#burry #Share #fund
Burry's statements came after Alibaba Group Holding Limited (NYSE:BABA) announced and subsequently completed an approximately HK$80 billion, or $10.2 billion, share placement, through a share offering to fund its artificial intelligence goals. The company has stated that all net proceeds will go into developing its "full stack" AI capabilities.
That funding structure prompted Burry to abandon his plan to reinvest in the stock. "I cannot bless share issuances," he said, adding that Burry objected to the dilution from the financing and said he expects Alibaba's return on invested capital to continue declining. In another post on X, he stated clearly that he wouldn't change his view on Alibaba, referring to share issuance as the company's "new paradigm."
Burry had acquired a new Alibaba Group Holding Limited (NYSE:BABA) stake in April, stating at the time that it comprised just over 6% of his portfolio according to his disclosures at the time. However, in late June, he reversed direction, stating that he had sold the entire holding and invested the proceeds in JD.com, Inc. (NASDAQ:JD), Alibaba's main domestic e-commerce rival. He subsequently described his JD.com position as large and argued that easing competition in China's delivery market could support higher margins.
Institutional opinions regarding the two companies have shifted in distinct directions. Alibaba Group Holding Limited (NYSE:BABA) saw hedge fund holdings decrease marginally, from 102 funds in the first quarter to 97 in the second quarter. JD.com, Inc. (NASDAQ:JD), by comparison, saw hedge fund ownership move up little, from 43 funds to 44 over the same period.
#burry #Share #fund
