4 hours ago
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Debt settlement is a debt relief strategy where you negotiate with creditors to pay less than the full amount you owe, often through a lump-sum payment. In some cases, a creditor will accept as little as 50% of your balance.
A successful debt settlement has the potential to save you money and get you out of debt, but it comes with serious trade-offs, including potential fees, damage to your credit, and tax liabilities. There's also no guarantee that your lender will agree to settle your debt.
It's important to understand these pros and cons to determine whether debt settlement is a viable path for you.
While you can pursue debt settlement on your own, there are companies that offer debt settlement services and negotiate directly with the lender on your behalf. Here are the steps you'll typically take to settle a debt:
#settlement #lender #disclosure #here
Debt settlement is a debt relief strategy where you negotiate with creditors to pay less than the full amount you owe, often through a lump-sum payment. In some cases, a creditor will accept as little as 50% of your balance.
A successful debt settlement has the potential to save you money and get you out of debt, but it comes with serious trade-offs, including potential fees, damage to your credit, and tax liabilities. There's also no guarantee that your lender will agree to settle your debt.
It's important to understand these pros and cons to determine whether debt settlement is a viable path for you.
While you can pursue debt settlement on your own, there are companies that offer debt settlement services and negotiate directly with the lender on your behalf. Here are the steps you'll typically take to settle a debt:
#settlement #lender #disclosure #here
6 hours ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
The Federal Reserve raised interest rates on Wednesday, marking its first hike in more than three years, in a move that will likely make borrowing more expensive while giving savers a modest boost.
Fed Chairman Kevin Warsh and the Federal Open Market Committee announced a widely expected quarter-point rate increase and indicated another to come.
The stock market's reaction to the Fed's announcement is likely to draw the most headlines, and John Shugar, a partner at Goldman Sachs, leans toward an optimistic scenario.
"You basically have a market where all of the heavy lifting has actually been done on the earnings side," Shugar said in an ***** ysis. He points to "terrific opportunities" in various AI consumer sectors, though "over the next few weeks, we may have a lot more speed ***** ps."
#likely #wednesday
The Federal Reserve raised interest rates on Wednesday, marking its first hike in more than three years, in a move that will likely make borrowing more expensive while giving savers a modest boost.
Fed Chairman Kevin Warsh and the Federal Open Market Committee announced a widely expected quarter-point rate increase and indicated another to come.
The stock market's reaction to the Fed's announcement is likely to draw the most headlines, and John Shugar, a partner at Goldman Sachs, leans toward an optimistic scenario.
"You basically have a market where all of the heavy lifting has actually been done on the earnings side," Shugar said in an ***** ysis. He points to "terrific opportunities" in various AI consumer sectors, though "over the next few weeks, we may have a lot more speed ***** ps."
#likely #wednesday
13 hours ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Mission Lane is a credit card company that offers cash-back rewards cards as well as card options for people with less-than-perfect credit.
There are four Mission Lane cards, and each is designed for people with different credit profiles. But it's important to understand the details of each one and the costs they can carry before you apply. Here are 5 things to know about Mission Lane credit cards:
The four credit cards offered by Mission Lane differ in card type, rewards offered, qualifications, and more. Here's a closer look at how they compare:
Annual fee
#offers
Mission Lane is a credit card company that offers cash-back rewards cards as well as card options for people with less-than-perfect credit.
There are four Mission Lane cards, and each is designed for people with different credit profiles. But it's important to understand the details of each one and the costs they can carry before you apply. Here are 5 things to know about Mission Lane credit cards:
The four credit cards offered by Mission Lane differ in card type, rewards offered, qualifications, and more. Here's a closer look at how they compare:
Annual fee
#offers
16 hours ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Silver (SI=F) December futures opened at $64.18 per ounce on Wednesday, September 16, 2026, up 0.5% from Tuesday's closing price. Silver prices rose this morning, reaching $65.08 as of 6:42 a.m. ET.
This morning, silver prices have lifted out of the $63 to $64 range they maintained all week ahead of one of the most anticipated Fed meetings in some time. Market observers are anticipating the first Fed rate increase in three years.
According to the CME Group's FedWatch tool, there is still a 92.5% chance the Fed will raise the target range for the fed funds rate by 25 basis points, the same as yesterday. On Monday, the chances were pegged at 86.5%. On Friday, the percentage was 69.4%.
Higher interest rates are a headwind for precious metals and crypto prices since these investments do not pay interest.
#morning #rate #disclosure
Silver (SI=F) December futures opened at $64.18 per ounce on Wednesday, September 16, 2026, up 0.5% from Tuesday's closing price. Silver prices rose this morning, reaching $65.08 as of 6:42 a.m. ET.
This morning, silver prices have lifted out of the $63 to $64 range they maintained all week ahead of one of the most anticipated Fed meetings in some time. Market observers are anticipating the first Fed rate increase in three years.
According to the CME Group's FedWatch tool, there is still a 92.5% chance the Fed will raise the target range for the fed funds rate by 25 basis points, the same as yesterday. On Monday, the chances were pegged at 86.5%. On Friday, the percentage was 69.4%.
Higher interest rates are a headwind for precious metals and crypto prices since these investments do not pay interest.
#morning #rate #disclosure
17 hours ago
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Bitcoin (BTC-USD) opened at $75,586.51 on Wednesday, September 16, 2026, 3.3% lower than Tuesday's opening price. As of 7:12 a.m. ET this morning, the price of bitcoin moved higher to $75,885.53.
Ethereum (ETH-USD) opened at $2,397.64 on Wednesday, September 16, 2026, down 4.6% from Tuesday's opening price. The price of ethereum moved up this morning to $2,404.43 as of 7:12 a.m. ET.
Both bitcoin and ethereum prices are down significantly this morning compared to the same time yesterday, following the failure of the CLARITY Act in the U.S. Senate and ahead of the expectation that the Federal Reserve will raise interest rates later today.
If the Fed does raise rates, it will be the first time in three years.
#Bitcoin #opened #down
Bitcoin (BTC-USD) opened at $75,586.51 on Wednesday, September 16, 2026, 3.3% lower than Tuesday's opening price. As of 7:12 a.m. ET this morning, the price of bitcoin moved higher to $75,885.53.
Ethereum (ETH-USD) opened at $2,397.64 on Wednesday, September 16, 2026, down 4.6% from Tuesday's opening price. The price of ethereum moved up this morning to $2,404.43 as of 7:12 a.m. ET.
Both bitcoin and ethereum prices are down significantly this morning compared to the same time yesterday, following the failure of the CLARITY Act in the U.S. Senate and ahead of the expectation that the Federal Reserve will raise interest rates later today.
If the Fed does raise rates, it will be the first time in three years.
#Bitcoin #opened #down
2 days ago
On August 5, Clear Channel Outdoor Holdings Inc. (NYSE:CCO) reported second-quarter results that showed the billboard and airport advertising company accelerating just as it prepares to leave the public markets. On February 9, Clear Channel agreed to be acquired by an investor consortium advised by Mubadala Capital for $2.43 per share, a deal stockholders approved on May 12, and one expected to close by the end of the third quarter of 2026. Because of the pending Merger, Clear Channel skipped its usual earnings call and offered no forward guidance.
Consolidated revenue climbed 8.7% to $438.0 million in the quarter and 10.2% to $811.9 million over the first half, with the 2026 FIFA World Cup pulling in extra advertising spend across both of Clear Channel's segments. The America division, which houses the roadside billboard and street furniture business, grew revenue 7% to $324.3 million as demand from technology advertisers in the San Francisco/Bay Area market broadened out and digital billboard revenue rose 7.2% to $122 million. Airports revenue jumped 14% to $113.6 million, helped by strong demand at San Francisco
International Airport and digital sales that climbed 15.6% to $73.4 million, with national advertisers now accounting for 57.8% of that segment's revenue. Profitability grew even faster than the top line. Adjusted EBITDA rose 11.6% to $143.4 million for the quarter and 19% to $247.3 million for the first half, while Airports Segment Adjusted EBITDA jumped 22.8% to $29.9 million. Adjusted Funds From Operations climbed 61.6% to $44.9 million in the quarter, and for the first half it went from just $5 million a year ago to $51.5 million. On August 4, Clear Channel also closed the sale of its Spain business for about $132.3 million, proceeds it plans to put toward paying down debt.
The growth did not reach the bottom line. Clear Channel posted a loss from continuing operations of $10 million in the quarter, reversing a $6.3 million profit a year earlier, and the consolidated net loss came to $5 million versus net income of $10.6 million in the same period of 2025. Over six months, the loss from continuing operations widened 21.4% to $59.4 million. Costs rose alongside revenue. Direct operating and SG&A expenses increased 5.9% for the quarter, and Airports site lease expense alone jumped 12.0% to $67.1 million on higher minimum guaranteed payments and the renewed contract with the Metropolitan Washington Airports Authority.
#channel #revenue #airports #operations
Consolidated revenue climbed 8.7% to $438.0 million in the quarter and 10.2% to $811.9 million over the first half, with the 2026 FIFA World Cup pulling in extra advertising spend across both of Clear Channel's segments. The America division, which houses the roadside billboard and street furniture business, grew revenue 7% to $324.3 million as demand from technology advertisers in the San Francisco/Bay Area market broadened out and digital billboard revenue rose 7.2% to $122 million. Airports revenue jumped 14% to $113.6 million, helped by strong demand at San Francisco
International Airport and digital sales that climbed 15.6% to $73.4 million, with national advertisers now accounting for 57.8% of that segment's revenue. Profitability grew even faster than the top line. Adjusted EBITDA rose 11.6% to $143.4 million for the quarter and 19% to $247.3 million for the first half, while Airports Segment Adjusted EBITDA jumped 22.8% to $29.9 million. Adjusted Funds From Operations climbed 61.6% to $44.9 million in the quarter, and for the first half it went from just $5 million a year ago to $51.5 million. On August 4, Clear Channel also closed the sale of its Spain business for about $132.3 million, proceeds it plans to put toward paying down debt.
The growth did not reach the bottom line. Clear Channel posted a loss from continuing operations of $10 million in the quarter, reversing a $6.3 million profit a year earlier, and the consolidated net loss came to $5 million versus net income of $10.6 million in the same period of 2025. Over six months, the loss from continuing operations widened 21.4% to $59.4 million. Costs rose alongside revenue. Direct operating and SG&A expenses increased 5.9% for the quarter, and Airports site lease expense alone jumped 12.0% to $67.1 million on higher minimum guaranteed payments and the renewed contract with the Metropolitan Washington Airports Authority.
#channel #revenue #airports #operations
2 days ago
For over a season and a half, New Iberia football hadn't won a game. On Sept. 11, all of that changed as the Yellowjackets bulldozed Vill Platte for the sweetest 60-6 victory they've ever tasted.
"It means a lot; it's great seeing the smile on all of the kid's faces," NISH football coach Zi'yon Hill-Green said. "I remember back in the summer, I preached about competing and showing up every day, and that's what they have been doing. We needed that confidence boost."
REQUIRED READING: Vote now for the Daily Advertiser Athlete of the Week (Sept. 7- 13)
The win also marked the first win of the Hill-Green era, snapping NISH's 18-game losing streak.
All offseason long, the goal for new head coach Hill-Green and his staff was to revive the hive by way of rebuilding the program's foundation.
#game #coach
"It means a lot; it's great seeing the smile on all of the kid's faces," NISH football coach Zi'yon Hill-Green said. "I remember back in the summer, I preached about competing and showing up every day, and that's what they have been doing. We needed that confidence boost."
REQUIRED READING: Vote now for the Daily Advertiser Athlete of the Week (Sept. 7- 13)
The win also marked the first win of the Hill-Green era, snapping NISH's 18-game losing streak.
All offseason long, the goal for new head coach Hill-Green and his staff was to revive the hive by way of rebuilding the program's foundation.
#game #coach
2 days ago
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Gold can play a role in a diversified retirement portfolio, but it's generally better suited as a complement to stocks, bonds, and other investments than as a primary retirement ****** et.
Gold may help diversify a portfolio because it can perform differently from stocks and bonds under certain market conditions. But gold also has drawbacks, including lower long-term returns than stocks and, in the case of a gold IRA, potentially high storage and custodial fees.
How much gold belongs in your retirement portfolio depends on factors including your age, risk tolerance, time until retirement, and investment goals.
Gold can help diversify a retirement portfolio, but it shouldn't replace stocks, bonds, and other investments.
#Portfolio #including
Gold can play a role in a diversified retirement portfolio, but it's generally better suited as a complement to stocks, bonds, and other investments than as a primary retirement ****** et.
Gold may help diversify a portfolio because it can perform differently from stocks and bonds under certain market conditions. But gold also has drawbacks, including lower long-term returns than stocks and, in the case of a gold IRA, potentially high storage and custodial fees.
How much gold belongs in your retirement portfolio depends on factors including your age, risk tolerance, time until retirement, and investment goals.
Gold can help diversify a retirement portfolio, but it shouldn't replace stocks, bonds, and other investments.
#Portfolio #including
3 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
The Federal Open Market Committee (FOMC) — a division of the Federal Reserve responsible for setting monetary policy — will soon meet again to evaluate the health of the economy and make key decisions regarding the federal funds rate.
These decisions impact not only how the economy functions as a whole but also everyday consumers, as they influence rates on savings accounts, credit cards, mortgages, and more.
Statements and forecasts released during FOMC meetings provide valuable information on the economic outlook. Knowing when the Fed meets to discuss monetary policy and make important decisions can help you get a snapshot of the economy's overall health and adjust your own financial strategy accordingly.
The FOMC holds eight regularly scheduled meetings per year. Its most recent meeting took place July 28-29, 2026. The next one is scheduled for Sept. 15-16.
#monetary #Health
The Federal Open Market Committee (FOMC) — a division of the Federal Reserve responsible for setting monetary policy — will soon meet again to evaluate the health of the economy and make key decisions regarding the federal funds rate.
These decisions impact not only how the economy functions as a whole but also everyday consumers, as they influence rates on savings accounts, credit cards, mortgages, and more.
Statements and forecasts released during FOMC meetings provide valuable information on the economic outlook. Knowing when the Fed meets to discuss monetary policy and make important decisions can help you get a snapshot of the economy's overall health and adjust your own financial strategy accordingly.
The FOMC holds eight regularly scheduled meetings per year. Its most recent meeting took place July 28-29, 2026. The next one is scheduled for Sept. 15-16.
#monetary #Health
3 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Bitcoin (BTC-USD) opened at $76,806.19 on Monday, September 14, 2026, 0.6% lower than Sunday's opening price. As of 7:31 a.m. ET this morning, the price of bitcoin moved up to $77,873.33.
Ethereum (ETH-USD) opened at $2,475.82 on Monday, September 14, 2026, down 2% from Sunday's opening price. The price of ethereum moved higher this morning to $2,514.09 as of 7:31 a.m. ET.
Bitcoin and ethereum prices opened lower this morning, as they did on Friday, but have moved up in early trading, despite oil prices moving even higher today following reports of attacks in the Middle East over the weekend.
An attack on a Saudi Arabian pipeline, as well as on homes and a mosque, has global oil prices (BZ=F) up over 11% in the last five-day period. Expectations that the Fed will raise rates this week have also risen appreciably. This morning, according to the CME Group's FedWatch tool, the chances for a rate increase this week are now 86.5%, up from 69.4% on Friday morning.
#price #opened #Monday #september
Bitcoin (BTC-USD) opened at $76,806.19 on Monday, September 14, 2026, 0.6% lower than Sunday's opening price. As of 7:31 a.m. ET this morning, the price of bitcoin moved up to $77,873.33.
Ethereum (ETH-USD) opened at $2,475.82 on Monday, September 14, 2026, down 2% from Sunday's opening price. The price of ethereum moved higher this morning to $2,514.09 as of 7:31 a.m. ET.
Bitcoin and ethereum prices opened lower this morning, as they did on Friday, but have moved up in early trading, despite oil prices moving even higher today following reports of attacks in the Middle East over the weekend.
An attack on a Saudi Arabian pipeline, as well as on homes and a mosque, has global oil prices (BZ=F) up over 11% in the last five-day period. Expectations that the Fed will raise rates this week have also risen appreciably. This morning, according to the CME Group's FedWatch tool, the chances for a rate increase this week are now 86.5%, up from 69.4% on Friday morning.
#price #opened #Monday #september
3 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
With mortgage rates pushing 7%, the timing of a "rate sale" couldn't be better. Chase Home Loans is once again hosting a limited-time interest rate discount promotion.
The national lender launched its first weeks-only offer just over a year ago. Apparently, it's been enough of a success that Chase is bringing the rate sale back for its third encore.
The rate discount is available for three weeks only, from Monday, Sept. 14, through Sunday, Oct. 4. Chase Home Loans will offer homebuyers and homeowners discounted rates on all new mortgage purchase and refinance loans. The sale is available for both new and existing customers.
While offers vary by state, Chase says qualified buyers can receive up to 0.25% off their loan interest rate. For example, an offered rate of 6.75% could be cut to 6.50%. That would save a borrower over $23,800 in interest on a $400,000 loan with a fixed-interest 30-year term — and reduce the payment by more than $65 a month.
#offers #rates
With mortgage rates pushing 7%, the timing of a "rate sale" couldn't be better. Chase Home Loans is once again hosting a limited-time interest rate discount promotion.
The national lender launched its first weeks-only offer just over a year ago. Apparently, it's been enough of a success that Chase is bringing the rate sale back for its third encore.
The rate discount is available for three weeks only, from Monday, Sept. 14, through Sunday, Oct. 4. Chase Home Loans will offer homebuyers and homeowners discounted rates on all new mortgage purchase and refinance loans. The sale is available for both new and existing customers.
While offers vary by state, Chase says qualified buyers can receive up to 0.25% off their loan interest rate. For example, an offered rate of 6.75% could be cut to 6.50%. That would save a borrower over $23,800 in interest on a $400,000 loan with a fixed-interest 30-year term — and reduce the payment by more than $65 a month.
#offers #rates
4 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Bank accounts are important financial tools that help protect your money and even allow you to earn interest. But depending on where you bank — and how you use your account — certain fees can chip away at your balance. From monthly maintenance charges to overdraft penalties, these costs can add up quickly if you're not paying attention.
Understanding the most common bank fees, why financial institutions charge them, and how to avoid them can help you keep more of your money.
Fees serve as added revenue for banks. If a bank charges a fee for account maintenance or an optional service, the institution can put those funds toward operational expenses and even generate additional income — at the customer's expense. After all, a bank is a business, and a business's goal is to earn money.
Recent data shows that banks have become increasingly dependent on fees over the years, especially those charged for overdrafts and non-sufficient funds (NSF). In fact, according to the Consumer Finance Protection Bureau (CFPB), NSF and overdraft fees account for about two-thirds of a typical bank's fee-based revenue.
#financial #Help
Bank accounts are important financial tools that help protect your money and even allow you to earn interest. But depending on where you bank — and how you use your account — certain fees can chip away at your balance. From monthly maintenance charges to overdraft penalties, these costs can add up quickly if you're not paying attention.
Understanding the most common bank fees, why financial institutions charge them, and how to avoid them can help you keep more of your money.
Fees serve as added revenue for banks. If a bank charges a fee for account maintenance or an optional service, the institution can put those funds toward operational expenses and even generate additional income — at the customer's expense. After all, a bank is a business, and a business's goal is to earn money.
Recent data shows that banks have become increasingly dependent on fees over the years, especially those charged for overdrafts and non-sufficient funds (NSF). In fact, according to the Consumer Finance Protection Bureau (CFPB), NSF and overdraft fees account for about two-thirds of a typical bank's fee-based revenue.
#financial #Help
4 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
If you're looking for safe ways to grow your money and protect your savings, a high-yield savings account (HYSA) can be a great option. However, it's important to be aware that there are certain instances when you could lose money. So if you plan on opening a high-yield savings account, be sure you understand how to protect your principal and earned interest.
High-yield savings accounts are like traditional savings accounts except that they offer above-average interest rates. These accounts are available from banks and credit unions, particularly online financial institutions. The higher interest rate means you earn more on your deposited funds over time, allowing your savings to grow faster.
If you open an account with a federally insured financial institution, your savings account deposits are protected in case the institution fails. With banks, deposits are protected by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per institution, per depositor, per ownership category. With credit unions, deposits are similarly insured by the National Credit Union Administration.
Read more: High-yield savings account vs. traditional savings account: Which one is better?
#high #credit #interest
If you're looking for safe ways to grow your money and protect your savings, a high-yield savings account (HYSA) can be a great option. However, it's important to be aware that there are certain instances when you could lose money. So if you plan on opening a high-yield savings account, be sure you understand how to protect your principal and earned interest.
High-yield savings accounts are like traditional savings accounts except that they offer above-average interest rates. These accounts are available from banks and credit unions, particularly online financial institutions. The higher interest rate means you earn more on your deposited funds over time, allowing your savings to grow faster.
If you open an account with a federally insured financial institution, your savings account deposits are protected in case the institution fails. With banks, deposits are protected by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per institution, per depositor, per ownership category. With credit unions, deposits are similarly insured by the National Credit Union Administration.
Read more: High-yield savings account vs. traditional savings account: Which one is better?
#high #credit #interest
4 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Mortgage rates have been slowly rising over the past seven months, from just below 6% before the Middle East conflict began in late February to near 7% this week (with some surveys reporting rates already above 7%).
However, it's still possible to lock in a rate below the national average. Borrowers need to shop diligently and deploy one or more of the following strategies to earn the lowest mortgage rate possible in the 2026 housing market.
See the average mortgage rate in your state.
Analysis by Yahoo Finance of nearly 5,000 mortgage lenders reporting 2026 loan information under the Home Mortgage Disclosure Act reveals the surprising truth: the lenders offering the absolute lowest mortgage rates. In 2026, the largest national banks, credit unions, and homebuilders that finance their own construction offered the most favorable home loan rates to the widest variety of borrowers.
#rates #finance #reporting
Mortgage rates have been slowly rising over the past seven months, from just below 6% before the Middle East conflict began in late February to near 7% this week (with some surveys reporting rates already above 7%).
However, it's still possible to lock in a rate below the national average. Borrowers need to shop diligently and deploy one or more of the following strategies to earn the lowest mortgage rate possible in the 2026 housing market.
See the average mortgage rate in your state.
Analysis by Yahoo Finance of nearly 5,000 mortgage lenders reporting 2026 loan information under the Home Mortgage Disclosure Act reveals the surprising truth: the lenders offering the absolute lowest mortgage rates. In 2026, the largest national banks, credit unions, and homebuilders that finance their own construction offered the most favorable home loan rates to the widest variety of borrowers.
#rates #finance #reporting
4 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Debt consolidation combines multiple debts into one loan, usually at a lower interest rate, and you repay the full balance. Debt settlement involves negotiating with creditors to pay less than you owe, but it damages your credit and isn't guaranteed to work.
Understanding how both options work can help you determine which would better fit your financial situation.
Debt consolidation involves replacing your current debts with a new loan or line of credit, ideally with a better interest rate. If you consolidate multiple debts, you can also simplify repayment into a single monthly payment.
There are multiple ways to consolidate debt, including:
#interest
Debt consolidation combines multiple debts into one loan, usually at a lower interest rate, and you repay the full balance. Debt settlement involves negotiating with creditors to pay less than you owe, but it damages your credit and isn't guaranteed to work.
Understanding how both options work can help you determine which would better fit your financial situation.
Debt consolidation involves replacing your current debts with a new loan or line of credit, ideally with a better interest rate. If you consolidate multiple debts, you can also simplify repayment into a single monthly payment.
There are multiple ways to consolidate debt, including:
#interest
4 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
An option contract's price rarely moves for just one reason. The stock shifts, time keeps passing, expectations for volatility rise and fall, and interest rates maintain their influence in the background. All of that gets folded into the cost of the contract, known as its premium. This makes it hard to tell which force actually moved the number on your screen.
The options Greeks can help you solve that problem. Each one estimates how an option's value would respond to a change in one input, such as the stock price, time, or volatility, with the others held constant.
Let's follow a real contract to see how. Nvidia (NVDA) is one of the most actively traded stocks in the options market, which makes its chain a useful place to watch these numbers work. The stock was trading at $212.26 at the time, so we picked a $215 call expiring in 29 days.
Explore options contracts with AlphaSpace
#options #volatility #contract #disclosure
An option contract's price rarely moves for just one reason. The stock shifts, time keeps passing, expectations for volatility rise and fall, and interest rates maintain their influence in the background. All of that gets folded into the cost of the contract, known as its premium. This makes it hard to tell which force actually moved the number on your screen.
The options Greeks can help you solve that problem. Each one estimates how an option's value would respond to a change in one input, such as the stock price, time, or volatility, with the others held constant.
Let's follow a real contract to see how. Nvidia (NVDA) is one of the most actively traded stocks in the options market, which makes its chain a useful place to watch these numbers work. The stock was trading at $212.26 at the time, so we picked a $215 call expiring in 29 days.
Explore options contracts with AlphaSpace
#options #volatility #contract #disclosure
4 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
The Treasury Department's $6 billion bond buyback, an effort to stem rising yields, fell far short of expectations Thursday. The repurchase of government debt led to Treasury yields continuing to climb, with the 10-year note topping a three-year high. Potential home buyers and refinancers hoping for some mortgage rate relief instead saw rates creep toward, and in some reports, top 7%.
Yields were mixed Friday, with the 10-year Treasury remaining just below 5%.
In an interview Thursday evening with conservative strategist Steve Bannon on "War Room," Treasury Secretary Scott Bessent disputed the talk that the buyback program failed.
"This whole nonsense today that our operation didn't work — well, our operation didn't work, because we only had $10 billion of offers for our buyback program," Bessent said. "Normally, we get $20 billion, and we only buy the bonds back cheap. People seem to want to keep their long-term bonds, because we only had half as many offers. So, it's a bunch of noise, and in my career, I made money ignoring the noise."
#yields #offers #year
The Treasury Department's $6 billion bond buyback, an effort to stem rising yields, fell far short of expectations Thursday. The repurchase of government debt led to Treasury yields continuing to climb, with the 10-year note topping a three-year high. Potential home buyers and refinancers hoping for some mortgage rate relief instead saw rates creep toward, and in some reports, top 7%.
Yields were mixed Friday, with the 10-year Treasury remaining just below 5%.
In an interview Thursday evening with conservative strategist Steve Bannon on "War Room," Treasury Secretary Scott Bessent disputed the talk that the buyback program failed.
"This whole nonsense today that our operation didn't work — well, our operation didn't work, because we only had $10 billion of offers for our buyback program," Bessent said. "Normally, we get $20 billion, and we only buy the bonds back cheap. People seem to want to keep their long-term bonds, because we only had half as many offers. So, it's a bunch of noise, and in my career, I made money ignoring the noise."
#yields #offers #year
4 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Gold can act as a hedge against inflation, but it doesn't reliably rise whenever inflation does. Some investors use gold to help preserve purchasing power as prices rise, but inflation is only one of several factors that can influence gold prices.
If you've researched gold as an investment, you've probably come across financial experts ****** erting that gold is a hedge against inflation. Understanding what that actually means — and what it doesn't — can help put gold's role in an investment portfolio into perspective.
An inflation hedge is an investment or strategy intended to help offset the loss of purchasing power caused by rising prices.
As inflation rises, each dollar buys a little less than it did before. For example, imagine a cart of groceries that costs $100 today. If those same groceries cost $105 next year, your $100 no longer buys as much as it did before.
#inflation #Gold #doesn 't #power
Gold can act as a hedge against inflation, but it doesn't reliably rise whenever inflation does. Some investors use gold to help preserve purchasing power as prices rise, but inflation is only one of several factors that can influence gold prices.
If you've researched gold as an investment, you've probably come across financial experts ****** erting that gold is a hedge against inflation. Understanding what that actually means — and what it doesn't — can help put gold's role in an investment portfolio into perspective.
An inflation hedge is an investment or strategy intended to help offset the loss of purchasing power caused by rising prices.
As inflation rises, each dollar buys a little less than it did before. For example, imagine a cart of groceries that costs $100 today. If those same groceries cost $105 next year, your $100 no longer buys as much as it did before.
#inflation #Gold #doesn 't #power
4 days ago
TROY — It wasn't the best showing for Alabama State football in the first half against Troy, but luckily, the Mighty Marching Hornets had a chance to inject some life into the Alabama State faithful.
In a rare FCS and FBS battle of the bands, the Mighty Marching Hornets went toe-to-toe with Troy's Sound of the South during the halftime of Alabama State and Troy's game on Saturday, Sept. 12.
It was battle of different styles, an HBCU band against a more traditional college band, but who claimed the halftime show? See what the Montgomery Advertiser observed during halftime.
Winner: Sound of the South
This might've been the closest category when it came to the two performances, but what the Sound of the South did to win this category was its ability to switch up the beat, the sound level and how quickly it could make an impact when needed.
#halftime #hornets
In a rare FCS and FBS battle of the bands, the Mighty Marching Hornets went toe-to-toe with Troy's Sound of the South during the halftime of Alabama State and Troy's game on Saturday, Sept. 12.
It was battle of different styles, an HBCU band against a more traditional college band, but who claimed the halftime show? See what the Montgomery Advertiser observed during halftime.
Winner: Sound of the South
This might've been the closest category when it came to the two performances, but what the Sound of the South did to win this category was its ability to switch up the beat, the sound level and how quickly it could make an impact when needed.
#halftime #hornets
5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Gold doesn't rise or fall because of a single economic event. Its price reflects the decisions of millions of investors, central banks, manufacturers, jewelers, and others around the world. Those decisions are shaped by changing economic conditions and future expectations.
Understanding what drives the price of gold means learning how multiple forces interact. Sometimes they reinforce one another. Sometimes they pull in opposite directions. That's why different headlines can describe the same market move from different angles.
Every second the global gold market is open, buyers and sellers are negotiating a price — but they're not all buying gold for the same reason.
An investor may be looking to diversify a portfolio. A jewelry manufacturer may need gold for finished products. A technology company may use it in electronic components. A central bank may be increasing its reserves. Another investor may believe interest rates are about to fall.
#Gold #price #economic #different
Gold doesn't rise or fall because of a single economic event. Its price reflects the decisions of millions of investors, central banks, manufacturers, jewelers, and others around the world. Those decisions are shaped by changing economic conditions and future expectations.
Understanding what drives the price of gold means learning how multiple forces interact. Sometimes they reinforce one another. Sometimes they pull in opposite directions. That's why different headlines can describe the same market move from different angles.
Every second the global gold market is open, buyers and sellers are negotiating a price — but they're not all buying gold for the same reason.
An investor may be looking to diversify a portfolio. A jewelry manufacturer may need gold for finished products. A technology company may use it in electronic components. A central bank may be increasing its reserves. Another investor may believe interest rates are about to fall.
#Gold #price #economic #different
5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Mortgage rates are the highest they've been in well over a year, and the Federal Reserve is considering a rate hike, while the bond market is reaching multi-year yields. What will it take for mortgage rates to finally move down?
See today's best rates.
No. As of Sept. 10, Freddie Mac reported that the average 30-year fixed-rate mortgage rate was 6.76%. This is five basis points higher than last week. At this time in September 2025, mortgage rates averaged 6.35%, 41 basis points lower.
The average 15-year fixed mortgage rate this week was 6.09%, up five basis points from last week, and 59 basis points higher than this time last year.
#points #week #average
Mortgage rates are the highest they've been in well over a year, and the Federal Reserve is considering a rate hike, while the bond market is reaching multi-year yields. What will it take for mortgage rates to finally move down?
See today's best rates.
No. As of Sept. 10, Freddie Mac reported that the average 30-year fixed-rate mortgage rate was 6.76%. This is five basis points higher than last week. At this time in September 2025, mortgage rates averaged 6.35%, 41 basis points lower.
The average 15-year fixed mortgage rate this week was 6.09%, up five basis points from last week, and 59 basis points higher than this time last year.
#points #week #average
5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Mortgage rates continue to rise as 2026 nears its fourth quarter. What is the outlook for home loan rates in the next five years? Should you wait for mortgage rates to fall significantly before buying or refinancing? Mortgage interest rates are determined by several factors, all of which can give us clues about the future. Let's take a closer look at mortgage rate predictions over the next five years.
Here are the housing market predictions for 2026.
One of the most useful indicators for predicting mortgage rates is the yield on the 10-year U.S. Treasury note. Mortgage rates and 10-year Treasury yields typically move in the same direction, although mortgage rates are usually higher because lenders factor in additional risks. This difference is known as the spread, and we'll account for it when estimating where mortgage rates could go.
With that in mind, the first step is to look at where economists believe Treasury yields are headed over the next five years. To build a forecast, we'll combine expert economic projections with data compiled using artificial intelligence.
#rates #treasury #look #predictions
Mortgage rates continue to rise as 2026 nears its fourth quarter. What is the outlook for home loan rates in the next five years? Should you wait for mortgage rates to fall significantly before buying or refinancing? Mortgage interest rates are determined by several factors, all of which can give us clues about the future. Let's take a closer look at mortgage rate predictions over the next five years.
Here are the housing market predictions for 2026.
One of the most useful indicators for predicting mortgage rates is the yield on the 10-year U.S. Treasury note. Mortgage rates and 10-year Treasury yields typically move in the same direction, although mortgage rates are usually higher because lenders factor in additional risks. This difference is known as the spread, and we'll account for it when estimating where mortgage rates could go.
With that in mind, the first step is to look at where economists believe Treasury yields are headed over the next five years. To build a forecast, we'll combine expert economic projections with data compiled using artificial intelligence.
#rates #treasury #look #predictions
5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Hilton is one of the largest hospitality companies in the world. It operates over 7,000 properties in over 120 countries, so the Hilton Honors American Express Aspire Card — more frequently referred to as simply the Hilton Aspire card — can be an appealing option for frequent travelers looking to maximize rewards.
The Hilton Aspire card is a premium travel card that offers luxurious perks. If you're considering applying for the card, here are seven key details you should know.
Check out our full list of the best travel credit cards
As a premium travel rewards card, the Hilton Aspire card has a high annual fee. As of 2025, the fee is $550, so there's a high cost for simply possessing the card.
#rewards
Hilton is one of the largest hospitality companies in the world. It operates over 7,000 properties in over 120 countries, so the Hilton Honors American Express Aspire Card — more frequently referred to as simply the Hilton Aspire card — can be an appealing option for frequent travelers looking to maximize rewards.
The Hilton Aspire card is a premium travel card that offers luxurious perks. If you're considering applying for the card, here are seven key details you should know.
Check out our full list of the best travel credit cards
As a premium travel rewards card, the Hilton Aspire card has a high annual fee. As of 2025, the fee is $550, so there's a high cost for simply possessing the card.
#rewards
5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Bitcoin (BTC-USD) opened at $78,291.64 on Thursday, September 10, 2026, down 0.2% compared to Wednesday's opening price. As of 7:19 a.m. ET this morning, the price of bitcoin slid back to $77,941.56.
Ethereum (ETH-USD) opened at $2,467 on Thursday, September 10, 2026, down 0.7% from Wednesday's opening price. The price of ethereum slid this morning to $2,464.92 as of 7:19 a.m. ET.
Both bitcoin and ethereum prices opened at their lowest levels this week ahead of key inflation data less than a week away from the Fed's rate-setting meeting. Despite the low open prices, bitcoin and ethereum are holding strong month-over-month gains.
Investors of all stripes are awaiting the Producer Price Index (PPI) and Consumer Price Index (CPI) data due today and tomorrow for one final look at prior inflation data before the Fed meets for its two-day rate-setting meeting starting on Tuesday.
#Bitcoin #index #down
Bitcoin (BTC-USD) opened at $78,291.64 on Thursday, September 10, 2026, down 0.2% compared to Wednesday's opening price. As of 7:19 a.m. ET this morning, the price of bitcoin slid back to $77,941.56.
Ethereum (ETH-USD) opened at $2,467 on Thursday, September 10, 2026, down 0.7% from Wednesday's opening price. The price of ethereum slid this morning to $2,464.92 as of 7:19 a.m. ET.
Both bitcoin and ethereum prices opened at their lowest levels this week ahead of key inflation data less than a week away from the Fed's rate-setting meeting. Despite the low open prices, bitcoin and ethereum are holding strong month-over-month gains.
Investors of all stripes are awaiting the Producer Price Index (PPI) and Consumer Price Index (CPI) data due today and tomorrow for one final look at prior inflation data before the Fed meets for its two-day rate-setting meeting starting on Tuesday.
#Bitcoin #index #down
5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Silver (SI=F) December futures opened at $67.94 per ounce on Thursday, September 10, 2026, down 1.0% from Wednesday's closing price. Silver prices are backing off this morning, reaching $66.62 as of 6.58 a.m. ET.
Even though the opening silver price was down 1% from the previous session's closing price, silver's $67.94 was the precious metal's strongest opening price so far this week. However, silver prices do seem to be backing off this morning in early trading.
Investors are awaiting the Producer Price Index (PPI) and Consumer Price Index (CPI) data due today and tomorrow, respectively, for one final look at prior inflation data before the Fed meets for its two-day rate-setting meeting starting on Tuesday.
Currently, there's a 62.2% expectation that the Fed will raise rates next week, which could further limit silver price growth in the short term.
#prices
Silver (SI=F) December futures opened at $67.94 per ounce on Thursday, September 10, 2026, down 1.0% from Wednesday's closing price. Silver prices are backing off this morning, reaching $66.62 as of 6.58 a.m. ET.
Even though the opening silver price was down 1% from the previous session's closing price, silver's $67.94 was the precious metal's strongest opening price so far this week. However, silver prices do seem to be backing off this morning in early trading.
Investors are awaiting the Producer Price Index (PPI) and Consumer Price Index (CPI) data due today and tomorrow, respectively, for one final look at prior inflation data before the Fed meets for its two-day rate-setting meeting starting on Tuesday.
Currently, there's a 62.2% expectation that the Fed will raise rates next week, which could further limit silver price growth in the short term.
#prices
5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Gold (GC=F) December futures opened at $4,448 per troy ounce on Thursday, September 10, 2026, down 0.3% compared to Wednesday's closing price. The price of gold edged lower this morning, trading at $4,439.70 as of 6:35 a.m. ET.
Gold prices have opened and closed daily sessions so far this week within a narrow band around $4,400. Investors are awaiting the Producer Price Index (PPI) and Consumer Price Index (CPI) data due today and tomorrow for one final look at prior inflation data before the Fed meets for its two-day rate-setting meeting starting on Tuesday.
For a more immediate look at what's happening with price fluctuations right now, you don't need to look any further than current oil prices (BZ=F). Attacks on ships this week from both the U.S. and Iran have sent crude future prices back above $100 a barrel. As of 6:30 a.m. ET, crude futures were $101.97 a barrel.
Higher interest rates are expected to put. lid on gold price growth in the near term, but long-term, many investors still see the precious metal as a valuable diversifier.
#price #Gold #prices #futures
Gold (GC=F) December futures opened at $4,448 per troy ounce on Thursday, September 10, 2026, down 0.3% compared to Wednesday's closing price. The price of gold edged lower this morning, trading at $4,439.70 as of 6:35 a.m. ET.
Gold prices have opened and closed daily sessions so far this week within a narrow band around $4,400. Investors are awaiting the Producer Price Index (PPI) and Consumer Price Index (CPI) data due today and tomorrow for one final look at prior inflation data before the Fed meets for its two-day rate-setting meeting starting on Tuesday.
For a more immediate look at what's happening with price fluctuations right now, you don't need to look any further than current oil prices (BZ=F). Attacks on ships this week from both the U.S. and Iran have sent crude future prices back above $100 a barrel. As of 6:30 a.m. ET, crude futures were $101.97 a barrel.
Higher interest rates are expected to put. lid on gold price growth in the near term, but long-term, many investors still see the precious metal as a valuable diversifier.
#price #Gold #prices #futures
5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Find out which banks are offering the best CD rates right now. If you're looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely.
Learn more about where CD rates stand today and how to find the best rates available.
CD rates are relatively high compared to historical averages. That said, CD rates have been on the decline since last year when the Federal Reserve began cutting its target rate. The good news is that several financial institutions offer competitive rates of 4% APY and up, particularly online banks.
Today, Thursday, September 10, the highest CD rate is 4.35%. Marcus by Goldman Sachs offers it on its 18-month CD.
#rates #offers #best
Find out which banks are offering the best CD rates right now. If you're looking for a secure place to store your savings, a certificate of deposit (CD) may be a great choice. These accounts often provide higher interest rates than traditional checking and savings accounts. However, CD rates can vary widely.
Learn more about where CD rates stand today and how to find the best rates available.
CD rates are relatively high compared to historical averages. That said, CD rates have been on the decline since last year when the Federal Reserve began cutting its target rate. The good news is that several financial institutions offer competitive rates of 4% APY and up, particularly online banks.
Today, Thursday, September 10, the highest CD rate is 4.35%. Marcus by Goldman Sachs offers it on its 18-month CD.
#rates #offers #best
5 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Gold can act as a hedge against inflation, but it doesn't reliably rise whenever inflation does. Some investors use gold to help preserve purchasing power as prices rise, but inflation is only one of several factors that can influence gold prices.
If you've researched gold as an investment, you've probably come across financial experts **** erting that gold is a hedge against inflation. Understanding what that actually means — and what it doesn't — can help put gold's role in an investment portfolio into perspective.
An inflation hedge is an investment or strategy intended to help offset the loss of purchasing power caused by rising prices.
As inflation rises, each dollar buys a little less than it did before. For example, imagine a cart of groceries that costs $100 today. If those same groceries cost $105 next year, your $100 no longer buys as much as it did before.
#Gold #Help #doesn 't #power
Gold can act as a hedge against inflation, but it doesn't reliably rise whenever inflation does. Some investors use gold to help preserve purchasing power as prices rise, but inflation is only one of several factors that can influence gold prices.
If you've researched gold as an investment, you've probably come across financial experts **** erting that gold is a hedge against inflation. Understanding what that actually means — and what it doesn't — can help put gold's role in an investment portfolio into perspective.
An inflation hedge is an investment or strategy intended to help offset the loss of purchasing power caused by rising prices.
As inflation rises, each dollar buys a little less than it did before. For example, imagine a cart of groceries that costs $100 today. If those same groceries cost $105 next year, your $100 no longer buys as much as it did before.
#Gold #Help #doesn 't #power
6 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Whether you're moving out of town, worried about your bank's future, or just found a better option, you may want to close your bank account.
If so, there are a few important steps you should follow. Here's how to close a bank account and overcome any potential hurdles.
How to close a bank account: General guidelines
How to close a checking account
#disclosure #page
Whether you're moving out of town, worried about your bank's future, or just found a better option, you may want to close your bank account.
If so, there are a few important steps you should follow. Here's how to close a bank account and overcome any potential hurdles.
How to close a bank account: General guidelines
How to close a checking account
#disclosure #page
6 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
If you've dreamed of retiring early but don't have the financial means to build a massive retirement portfolio, you may be a candidate for the Lean FIRE movement.
Instead of building a bigger nest egg to support an expensive lifestyle, Lean FIRE encourages keeping your spending low so you need less to become financially independent. For those willing to embrace a more frugal lifestyle, that could put early retirement within reach sooner.
Here's a closer look at how Lean FIRE works and whether it's a realistic goal for you.
Lean FIRE — also known as LeanFI — is a version of the Financial Independence, Retire Early (FIRE) movement.
#lean #early #movement #instead
If you've dreamed of retiring early but don't have the financial means to build a massive retirement portfolio, you may be a candidate for the Lean FIRE movement.
Instead of building a bigger nest egg to support an expensive lifestyle, Lean FIRE encourages keeping your spending low so you need less to become financially independent. For those willing to embrace a more frugal lifestyle, that could put early retirement within reach sooner.
Here's a closer look at how Lean FIRE works and whether it's a realistic goal for you.
Lean FIRE — also known as LeanFI — is a version of the Financial Independence, Retire Early (FIRE) movement.
#lean #early #movement #instead