2 days ago
America's newest college graduates were sold the college premium. Four in 10 of them are working jobs that never needed the diploma.
About 42% of recent college graduates, ages 22 to 27, were underemployed in June, working jobs that typically don't require a bachelor's degree, according to the Federal Reserve Bank of New York's tracker of the labor market for recent college graduates. That's up from 41.8% in May but down from 42.4% in November 2025 and below the pandemic-era high of 43.4% in October 2020.
Unemployment is the other half of the problem. Recent grads' jobless rate hit 5.7% in June, well above the 4.1% rate for all workers. That's a reversal. From 1990, when the Fed's data begins, through 2018, recent grads were more likely to be unemployed than the average worker in just eight months. They have been more likely every month since January 2021. The gap hit a record 1.8 percentage points in April 2025 and is still near it.
Some degrees fare much worse than others. Using 2024 Census data, the Fed's breakdown by college major found criminal justice had the most underemployment, at 65.8%, followed by performing arts at 63.9% and fine arts at 58.9%.
On unemployment, computer engineering was second-worst of any major at 7.8%, and computer science fourth at 7%. Education majors fared best: special education had a 0.7% jobless rate and elementary education 1.2%. Nursing was 2.1%.
#recent #Education #june #grads
About 42% of recent college graduates, ages 22 to 27, were underemployed in June, working jobs that typically don't require a bachelor's degree, according to the Federal Reserve Bank of New York's tracker of the labor market for recent college graduates. That's up from 41.8% in May but down from 42.4% in November 2025 and below the pandemic-era high of 43.4% in October 2020.
Unemployment is the other half of the problem. Recent grads' jobless rate hit 5.7% in June, well above the 4.1% rate for all workers. That's a reversal. From 1990, when the Fed's data begins, through 2018, recent grads were more likely to be unemployed than the average worker in just eight months. They have been more likely every month since January 2021. The gap hit a record 1.8 percentage points in April 2025 and is still near it.
Some degrees fare much worse than others. Using 2024 Census data, the Fed's breakdown by college major found criminal justice had the most underemployment, at 65.8%, followed by performing arts at 63.9% and fine arts at 58.9%.
On unemployment, computer engineering was second-worst of any major at 7.8%, and computer science fourth at 7%. Education majors fared best: special education had a 0.7% jobless rate and elementary education 1.2%. Nursing was 2.1%.
#recent #Education #june #grads
2 days ago
Exxon's Q2 profit doubled to $15 billion and Chevron's nearly quadrupled to $12 billion, combining for roughly $27 billion as Brent crude peaked at $126.
Gas averaged $4.28 a gallon on Oct. 19, up 40% year-over-year, with 73% of likely voters disapproving of Trump's handling of prices.
A Dallas Fed model estimates a 15% global oil supply disruption cuts annualized US real GDP growth by about 0.3 points.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
#dallas #nearly #combining
Gas averaged $4.28 a gallon on Oct. 19, up 40% year-over-year, with 73% of likely voters disapproving of Trump's handling of prices.
A Dallas Fed model estimates a 15% global oil supply disruption cuts annualized US real GDP growth by about 0.3 points.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
#dallas #nearly #combining
2 days ago
For the better part of the last four years, it's been all systems go for the stock market. Since the 2022 bear market bottomed, the Dow Jones Industrial Average (DJINDICES:^DJI) has rallied 84%, while the S&P 500 (SNPINDEX:^GSPC) and growth-focused Nasdaq Composite (NASDAQINDEX:^IXIC) have more than doubled.
The artificial intelligence (AI) infrastructure build-out has been the stock market's unmistakable catalyst. The otherworldly amount of capital being spent on data center infrastructure is almost single-handedly propelling equities higher.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Image source: Getty Images.
#years #Stock
The artificial intelligence (AI) infrastructure build-out has been the stock market's unmistakable catalyst. The otherworldly amount of capital being spent on data center infrastructure is almost single-handedly propelling equities higher.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Image source: Getty Images.
#years #Stock
9 days ago
In a way, the Dallas Cowboys' loss to the Buccaneers on Thursday night at home was not quite as bad a loss as what we saw on Sunday in Green Bay, at least from coach brian Schottenheimer's perspective. Sounds absurd, sure, given that the Cowboys lost to a previously winless team that was starting an undrafted rookie, Jalon Daniels, on their home field last week. But there was a chance that could be viewed as a one-off. There was a chance that could be rock bottom, and that the Cowboys could rebuild this season from there. Starting against the Packers at Lambeau Field.
Instead, what we saw on Sunday was confirmation of the worst fears that lingered from the Buccaneers game: That this team and its NFL Super Bowl aspirations had been broken in that loss, that something snapped and might not be able to be repaired. Because, though the defense played better on Sunday–after the first half, at least–the offense appeared beyond repair, a steep three-week drop that has seen Dak Prescott throw four interceptions in two games, after having thrown just four in nine games before that.
Around Cowboys media and fans, the finger of blame is increasingly turning to Schottenheimer, and calls for the team to take action are mounting.
From Nick Harris of the Fort Worth Star-Telegram: "Believe it or not, this roster is good enough. Is it elite? No. Is it great? No. But it should be good enough, and it's nowhere close to even average. The Cowboys are on a train to nowhere, and the blame falls on the coaches leading it."
Believe it or not, this roster is good enough.Is it elite? No. Is it great? No. But it should be good enough, and it's nowhere close to even average.The Cowboys are on a train to nowhere, and the blame falls on the coaches leading it.
#good #buccaneers
Instead, what we saw on Sunday was confirmation of the worst fears that lingered from the Buccaneers game: That this team and its NFL Super Bowl aspirations had been broken in that loss, that something snapped and might not be able to be repaired. Because, though the defense played better on Sunday–after the first half, at least–the offense appeared beyond repair, a steep three-week drop that has seen Dak Prescott throw four interceptions in two games, after having thrown just four in nine games before that.
Around Cowboys media and fans, the finger of blame is increasingly turning to Schottenheimer, and calls for the team to take action are mounting.
From Nick Harris of the Fort Worth Star-Telegram: "Believe it or not, this roster is good enough. Is it elite? No. Is it great? No. But it should be good enough, and it's nowhere close to even average. The Cowboys are on a train to nowhere, and the blame falls on the coaches leading it."
Believe it or not, this roster is good enough.Is it elite? No. Is it great? No. But it should be good enough, and it's nowhere close to even average.The Cowboys are on a train to nowhere, and the blame falls on the coaches leading it.
#good #buccaneers
9 days ago
Philadelphia 76ers vs. New York Knicks
New York; Tuesday, 7 p.m. EDT
LINE: Knicks -4.5; over/under is 231.5
BOTTOM LINE: The New York Knicks host the Philadelphia 76ers for the season opener.
New York went 53-29 overall, 14-3 in Atlantic Division action and 30-10 at home last season. The Knicks averaged 116.5 points per game while allowing opponents to score 110.1 last season.
#york #line
New York; Tuesday, 7 p.m. EDT
LINE: Knicks -4.5; over/under is 231.5
BOTTOM LINE: The New York Knicks host the Philadelphia 76ers for the season opener.
New York went 53-29 overall, 14-3 in Atlantic Division action and 30-10 at home last season. The Knicks averaged 116.5 points per game while allowing opponents to score 110.1 last season.
#york #line
9 days ago
Dallas Cowboys WR George Pickens had six catches (on 11 targets) for 73 yards versus the Green Bay Packers in Week 6.
SOURCE: USA TODAY
Why It Matters: In the latest example of "garbage time points count the same," Pickens rode some consolation opportunities to lead the Cowboys in receiving with 73 yards on Sunday night. Prior to that, it was a forgettable evening for Dallas' No. 2 receiver. While it's still relatively early, it's safe to say that Pickens has not had the same level of impact that he did last season -- in 16 games (tossing out Week 18 when he hardly played), Pickens averaged 89 yards per game with nine TDs; thus far in 2026, he's averaging 71 yards per game with just one score. The fifth-year pro came into the season as a borderline WR1, but he's settled into being more of a midrange WR2.
This article originally appeared on USA TODAY: George Pickens good for 73 yards on Sunday night
#dallas #george #sunday #same
SOURCE: USA TODAY
Why It Matters: In the latest example of "garbage time points count the same," Pickens rode some consolation opportunities to lead the Cowboys in receiving with 73 yards on Sunday night. Prior to that, it was a forgettable evening for Dallas' No. 2 receiver. While it's still relatively early, it's safe to say that Pickens has not had the same level of impact that he did last season -- in 16 games (tossing out Week 18 when he hardly played), Pickens averaged 89 yards per game with nine TDs; thus far in 2026, he's averaging 71 yards per game with just one score. The fifth-year pro came into the season as a borderline WR1, but he's settled into being more of a midrange WR2.
This article originally appeared on USA TODAY: George Pickens good for 73 yards on Sunday night
#dallas #george #sunday #same
9 days ago
The overall performance certainly wasn't perfect, but the Green Bay Packers still rolled to a two-score win over the visiting Dallas Cowboys on "Sunday Night Football" from Lambeau Field in Week 6. Brian Schottenheimer's team was well-rested after playing on Thursday night in Week 5 and not lacking motivation after a humbling home defeat in primetime, but the Packers still raced out to a 17-0 lead and ended up leading the game by two scores for most of the night. Matt LaFleur's team has won three straight games and is 4-2 overall, an acceptable record given the ups and downs of the early season.
Three big things from the Packers' win over the Cowboys:
Facing Dak Prescott, Javonte Williams, CeeDee Lamb and George Pickens without Micah Parsons, Edgerrin Cooper and Javon Hargrave provided a big test for Jonathan Gannon's defense, and the group passed it with flying colors. The Cowboys managed only 13 points, of which seven came in garbage time, and Gannon continually had Prescott under pressure and making rushed and confused decisions against the blitz or the pre-snap appearance of a blitz. Prescott averaged only 4.8 yards per attempt, and the Packers got a pair of interceptions inside their own 30-yard line and a pair of fourth down stops on pass attempts in the fourth quarter. More and more, the home opener disaster against the Atlanta Falcons is looking like a blip on the radar. The Packers have allowed fewer than 14 points in three straight games since.
The Packers offensive line took several steps forward in games against the Tampa Bay Buccaneers and Chicago Bears, largely due to the settling of performances at both guard spots. But Sunday night represented a step in the wrong direction and provided evidence that the problems along the offensive line aren't solved quite yet. Jordan Love was under pressure on 45.5 percent of his pass attempts, his highest percentage since Week 1. And the run game accomplished next to nothing, averaging only 2.2 yards per attempt overall and 1.8 yards on runs by Pierre Strong Jr., MarShawn Lloyd and Kaleb Johnson. The Packers got by because Love was excellent under pressure early, and the defense made enough stops so that the struggles moving the ball in the second half didn't matter. The inconsistency of the offensive line, drops in big spots and untimely penalties still look like the Packers' biggest hurdles.
Rookie kicker Trey Smack calmed fears of any prolonged struggles by making all five of his kicks, including all three field goals. Even on a breezy night inside Lambeau Field, Smack enjoyed a bounce-back performance -- even if only one of his five kicks was from over 40 yards (a 44-yard field goal). More importantly, Smack didn't let last week's issues bleed into a new opportunity. Against the Bears, his three misses cost the Packers seven points. On Sunday night, Smack's five converted kicks created 11 points in a 10-point win.
#field
Three big things from the Packers' win over the Cowboys:
Facing Dak Prescott, Javonte Williams, CeeDee Lamb and George Pickens without Micah Parsons, Edgerrin Cooper and Javon Hargrave provided a big test for Jonathan Gannon's defense, and the group passed it with flying colors. The Cowboys managed only 13 points, of which seven came in garbage time, and Gannon continually had Prescott under pressure and making rushed and confused decisions against the blitz or the pre-snap appearance of a blitz. Prescott averaged only 4.8 yards per attempt, and the Packers got a pair of interceptions inside their own 30-yard line and a pair of fourth down stops on pass attempts in the fourth quarter. More and more, the home opener disaster against the Atlanta Falcons is looking like a blip on the radar. The Packers have allowed fewer than 14 points in three straight games since.
The Packers offensive line took several steps forward in games against the Tampa Bay Buccaneers and Chicago Bears, largely due to the settling of performances at both guard spots. But Sunday night represented a step in the wrong direction and provided evidence that the problems along the offensive line aren't solved quite yet. Jordan Love was under pressure on 45.5 percent of his pass attempts, his highest percentage since Week 1. And the run game accomplished next to nothing, averaging only 2.2 yards per attempt overall and 1.8 yards on runs by Pierre Strong Jr., MarShawn Lloyd and Kaleb Johnson. The Packers got by because Love was excellent under pressure early, and the defense made enough stops so that the struggles moving the ball in the second half didn't matter. The inconsistency of the offensive line, drops in big spots and untimely penalties still look like the Packers' biggest hurdles.
Rookie kicker Trey Smack calmed fears of any prolonged struggles by making all five of his kicks, including all three field goals. Even on a breezy night inside Lambeau Field, Smack enjoyed a bounce-back performance -- even if only one of his five kicks was from over 40 yards (a 44-yard field goal). More importantly, Smack didn't let last week's issues bleed into a new opportunity. Against the Bears, his three misses cost the Packers seven points. On Sunday night, Smack's five converted kicks created 11 points in a 10-point win.
#field
9 days ago
Dallas Cowboys WR CeeDee Lamb had nine receptions for 70 yards in a Week 6 matchup with the Green Bay Packers. Lamb was targeted a game-high 18 times.
SOURCE: USA TODAY
Why It Matters: Lamb was given no shortage of opportunities to make plays against the Packers with his 18 targets dwarfing second-place George Pickens, who had 11. He did almost nothing in terms of explosiveness, however, averaging 7.8 yards per catch with his longest reception covering just 17 yards. It's a disappointing trend for Lamb, who has averaged fewer than 10 yards per reception in half of his six games thus far in 2026. Despite that, fantasy owners know how high Lamb's ceiling is, so he should remain locked in your lineup as a solid WR1.
This article originally appeared on USA TODAY: Nine catches for CeeDee Lamb in Week 6
#nine
SOURCE: USA TODAY
Why It Matters: Lamb was given no shortage of opportunities to make plays against the Packers with his 18 targets dwarfing second-place George Pickens, who had 11. He did almost nothing in terms of explosiveness, however, averaging 7.8 yards per catch with his longest reception covering just 17 yards. It's a disappointing trend for Lamb, who has averaged fewer than 10 yards per reception in half of his six games thus far in 2026. Despite that, fantasy owners know how high Lamb's ceiling is, so he should remain locked in your lineup as a solid WR1.
This article originally appeared on USA TODAY: Nine catches for CeeDee Lamb in Week 6
#nine
9 days ago
On this day in 1988, it was announced that Sunderland made more than £250,000 in profit during the previous year on the way to clinching the Third Division Championship.
The year before saw a loss of around £125,000 – when the club was relegated from the Second Division for the first time in its history – the accounts released on this day in 1989 showed a turnaround of £375,000.
Increased match receipts of £450,482 and an interest-free loan of £600,000 by chairman Bob Murray were mostly responsible for the club showing a profit for the first time since 1985.
Average gates increased by around 4,000 to 17,426 to provide match receipts of £1,212,118, and though transfer fees were down on the previous year, the turnover increased by £233,273. The **** ets of the club stood at £39,224, the first positive figure since 1974, and this was a far healthier position than the previous year when net liabilities stood at £860,818. This pleased the chairman:
It's been worked for. There is still a long way to go despite turning a £½m loss in a period of 13 months ago into a profit of £250,000. I don't want to see Sunderland Football Club financially embarrassed again. I have been there when the hotel bill had to be paid before the players arrived. I don't want the club to be **** ociated with that sort of thing.
#year #increased #first
The year before saw a loss of around £125,000 – when the club was relegated from the Second Division for the first time in its history – the accounts released on this day in 1989 showed a turnaround of £375,000.
Increased match receipts of £450,482 and an interest-free loan of £600,000 by chairman Bob Murray were mostly responsible for the club showing a profit for the first time since 1985.
Average gates increased by around 4,000 to 17,426 to provide match receipts of £1,212,118, and though transfer fees were down on the previous year, the turnover increased by £233,273. The **** ets of the club stood at £39,224, the first positive figure since 1974, and this was a far healthier position than the previous year when net liabilities stood at £860,818. This pleased the chairman:
It's been worked for. There is still a long way to go despite turning a £½m loss in a period of 13 months ago into a profit of £250,000. I don't want to see Sunderland Football Club financially embarrassed again. I have been there when the hotel bill had to be paid before the players arrived. I don't want the club to be **** ociated with that sort of thing.
#year #increased #first
9 days ago
The Green Bay Packers got a pair of first half touchdowns from Jordan Love to take a commanding lead, and Jonathan Gannon's aggressive defense confounded Dak Prescott the rest of the way, leading Matt LaFleur's team to a 23-13 win over the Dallas Cowboys on "Sunday Night Football" in Week 6. The Packers have now won three straight games since a 1-2 start.
Highlighting the good, the bad and the ugly coming out of the Packers' primetime win over the Cowboys:
The start on offense, and finish on defense: Jordan Love was picked off on Green Bay's second possession, but the Packers offense scored on three of the four first-half drives, all gaining at least 70 yards. The long, time-consuming drives helped the Packers keep the Dallas offense on the sideline and build a 17-0 lead at the half. But when the Packers offense sputtered over the final 30 minutes, Jonathan Gannon's defense had answers, producing a pair of stops on fourth down in the fourth quarter. The garbage time touchdown meant little. The Packers ended up holding the Cowboys to only 13 points, a winning performance 10 times out of 10.
Love under pressure: Jordan Love's passer rating finished at 74.8, a pedestrian number in today's NFL, but drops drastically affected his final stat line, and Love was excellent when pressured. He found completions on 11 pressured dropbacks. Many of his best throws came on third down against pressure. The Packers started the game converting nine of the first 10 opportunities on third down.
The offensive line: Sunday night was a step backwards for the offensive line, which allowed Jordan Love to be pressured on 45.5 percent of his dropbacks, per Next Gen Stats, and paved the way for a lifeless run game that averaged 2.2 yards per carry. Love was sacked three times, and the Cowboys were credited with eight quarterback hits. In the run game, the Packers didn't have a designed run over six yards, and the three running backs combined to rush 20 times for 36 yards. Matt LaFleur wants to build continuity up front, but it's probably time to see what Kevin Zeitler can do at right guard, and there will be a decision to make on who starts at left guard between Laken Tomlinson and Aaron Banks next week.
#packers #jordan
Highlighting the good, the bad and the ugly coming out of the Packers' primetime win over the Cowboys:
The start on offense, and finish on defense: Jordan Love was picked off on Green Bay's second possession, but the Packers offense scored on three of the four first-half drives, all gaining at least 70 yards. The long, time-consuming drives helped the Packers keep the Dallas offense on the sideline and build a 17-0 lead at the half. But when the Packers offense sputtered over the final 30 minutes, Jonathan Gannon's defense had answers, producing a pair of stops on fourth down in the fourth quarter. The garbage time touchdown meant little. The Packers ended up holding the Cowboys to only 13 points, a winning performance 10 times out of 10.
Love under pressure: Jordan Love's passer rating finished at 74.8, a pedestrian number in today's NFL, but drops drastically affected his final stat line, and Love was excellent when pressured. He found completions on 11 pressured dropbacks. Many of his best throws came on third down against pressure. The Packers started the game converting nine of the first 10 opportunities on third down.
The offensive line: Sunday night was a step backwards for the offensive line, which allowed Jordan Love to be pressured on 45.5 percent of his dropbacks, per Next Gen Stats, and paved the way for a lifeless run game that averaged 2.2 yards per carry. Love was sacked three times, and the Cowboys were credited with eight quarterback hits. In the run game, the Packers didn't have a designed run over six yards, and the three running backs combined to rush 20 times for 36 yards. Matt LaFleur wants to build continuity up front, but it's probably time to see what Kevin Zeitler can do at right guard, and there will be a decision to make on who starts at left guard between Laken Tomlinson and Aaron Banks next week.
#packers #jordan
9 days ago
A Tenafly, New Jersey homeowner recreated an unforgettable moment for Knicks fans in a viral Halloween display.
Skeletons brought OG Anunoby's iconic NBA Finals Game 4 tip-in back to life, and there are no bones about it - this recreation is a slam dunk! The tip-in helped deliver the Knicks their first NBA ******* le in 53 years.
The Knicks will hang their World Championship banner at Madison Square Garden on Tuesday for opening night against the Sixers.
The average ticket price on Tick Pick is more than $1,800, making it the most expensive regular season game in NBA history.
#tenafly #skeletons #World
Skeletons brought OG Anunoby's iconic NBA Finals Game 4 tip-in back to life, and there are no bones about it - this recreation is a slam dunk! The tip-in helped deliver the Knicks their first NBA ******* le in 53 years.
The Knicks will hang their World Championship banner at Madison Square Garden on Tuesday for opening night against the Sixers.
The average ticket price on Tick Pick is more than $1,800, making it the most expensive regular season game in NBA history.
#tenafly #skeletons #World
9 days ago
A handshake agreement. That's the term I saw all weekend regarding the College Football Playoff expanding from 12 teams to 24 beginning next year, with ESPN remaining the sole rights holder. There are positives and negatives to the reported deal, and it was refreshing to hear discourse on both sides of the argument across ESPN's networks this weekend. That's something college football fans didn't get with the network's coverage of the Protect College Sports Act.
However, in the end, ESPN owns all the goods. Again. The network has been the exclusive rights holder since the playoff began just 12 years ago. Fans can debate whether expanding the playoff to 24 teams will diminish the weekly must-win stakes of college football or lead to the elimination of conference championship games for major conferences. One thing remains clear: ESPN controls the entire package. That raises a question: If the sport wants to expand on the field, why can't it expand how those games are broadcast?
The old saying goes, "Follow the money." After signing a six-year, $7.8 billion exclusive extension in 2024, ESPN received an exclusive 30-day window to negotiate with the College Football Playoff over expansion. That window expired, but a handshake agreement was reportedly reached in the days that followed.
As a result, FOX Sports, CBS Sports/TNT Sports/Skydance, NBC Sports, and others never had an opportunity to compete for the expanded package during that window. Has ESPN dominated college football coverage for generations? Of course. Is watching College GameDay part of the average fan's Saturday routine during the fall? Absolutely.
But imagine if the NFL, MLB, NBA and NHL handled their biggest events the same way. Imagine if Kevin Burkhardt and Tom Brady were left out of the NFL's biggest games. What if Kenny Albert and Eddie Olczyk never got the opportunity to call the Stanley Cup Final?
#college #exclusive
However, in the end, ESPN owns all the goods. Again. The network has been the exclusive rights holder since the playoff began just 12 years ago. Fans can debate whether expanding the playoff to 24 teams will diminish the weekly must-win stakes of college football or lead to the elimination of conference championship games for major conferences. One thing remains clear: ESPN controls the entire package. That raises a question: If the sport wants to expand on the field, why can't it expand how those games are broadcast?
The old saying goes, "Follow the money." After signing a six-year, $7.8 billion exclusive extension in 2024, ESPN received an exclusive 30-day window to negotiate with the College Football Playoff over expansion. That window expired, but a handshake agreement was reportedly reached in the days that followed.
As a result, FOX Sports, CBS Sports/TNT Sports/Skydance, NBC Sports, and others never had an opportunity to compete for the expanded package during that window. Has ESPN dominated college football coverage for generations? Of course. Is watching College GameDay part of the average fan's Saturday routine during the fall? Absolutely.
But imagine if the NFL, MLB, NBA and NHL handled their biggest events the same way. Imagine if Kevin Burkhardt and Tom Brady were left out of the NFL's biggest games. What if Kenny Albert and Eddie Olczyk never got the opportunity to call the Stanley Cup Final?
#college #exclusive
9 days ago
It was the ultimate clash of styles.
Army ran the ball at a top-5 rate in the FBS. Florida Atlantic passed the ball at a top-5 rate.
In the battle between the ground-savvy Black Knights and the air-reliant Owls, the run game won out — in dominant fashion. Army handled Florida Atlantic 56-24 Saturday afternoon in Michie Stadium, giving the Black Knights their third consecutive conference victory, while FAU suffered its first conference defeat.
Florida Atlantic's 324 passing yards and three touchdowns were no match for Army's dominance on the ground. The Black Knights exploded for 479 rushing rushing yards and eight touchdowns on an 8.0 average.
Cale **** ums, fresh off a career-high 223 rushing yards, continued his rampage with another memorable performance. The quarterback accumulated 195 yards in a follow-up act and tied the Army program record for most rushing touchdowns in a game. **** ums now sits atop the leaderboard with running back Carlton Jones (2004) and quarterbacks Kelvin Hopkins Jr. (2018) and Bryson Daily (2024) after running in five scores against Florida Atlantic. He also sits atop a season leaderboard, ranking first among FBS quarterbacks with 120 rushing yards per game.
#Florida #game
Army ran the ball at a top-5 rate in the FBS. Florida Atlantic passed the ball at a top-5 rate.
In the battle between the ground-savvy Black Knights and the air-reliant Owls, the run game won out — in dominant fashion. Army handled Florida Atlantic 56-24 Saturday afternoon in Michie Stadium, giving the Black Knights their third consecutive conference victory, while FAU suffered its first conference defeat.
Florida Atlantic's 324 passing yards and three touchdowns were no match for Army's dominance on the ground. The Black Knights exploded for 479 rushing rushing yards and eight touchdowns on an 8.0 average.
Cale **** ums, fresh off a career-high 223 rushing yards, continued his rampage with another memorable performance. The quarterback accumulated 195 yards in a follow-up act and tied the Army program record for most rushing touchdowns in a game. **** ums now sits atop the leaderboard with running back Carlton Jones (2004) and quarterbacks Kelvin Hopkins Jr. (2018) and Bryson Daily (2024) after running in five scores against Florida Atlantic. He also sits atop a season leaderboard, ranking first among FBS quarterbacks with 120 rushing yards per game.
#Florida #game
9 days ago
High-altitude marathon? Not for Wesley Lavender.
Lavender, 36, lives in Colorado Springs, average elevation some 6,000 feet above sea level. Sunday morning in Albuquerque, average elevation about 5,300 feet, he won the 43rd annual Duke City Marathon in a time of 2 hours, 54 minutes, 11 seconds.
"I appreciated the lower altitude, yeah," he said.
The DCM was Lavender's second marathon, some 10 years after his first. Did he expect to win?
"Never in my wildest dreams."
#marathon
Lavender, 36, lives in Colorado Springs, average elevation some 6,000 feet above sea level. Sunday morning in Albuquerque, average elevation about 5,300 feet, he won the 43rd annual Duke City Marathon in a time of 2 hours, 54 minutes, 11 seconds.
"I appreciated the lower altitude, yeah," he said.
The DCM was Lavender's second marathon, some 10 years after his first. Did he expect to win?
"Never in my wildest dreams."
#marathon
9 days ago
The OKC Thunder agreed to a five-year, $139 million rookie-scale contract extension with Cason Wallace on Sunday. ESPN's Shams Charania first reported the news.
Wallace averaged career highs of 8.6 points and 2.6 **** ists last season on 43.2% shooting from the field (35.1% from deep). He also recorded a league-leading 150 steals and earned an All-Defensive second team selection.
More: Lu Dort reflects on OKC Thunder legacy as 'new chapter' with Atlanta Hawks begins
OKC had until Monday to sign Wallace to a new deal and avoid him hitting restricted free agency next summer. It's a sign of confidence in the 22-year-old guard, who'll serve as the Thunder's top point-of-attack defender now that Lu Dort is gone.
It's also a sign of commitment from OKC's ownership group after the team made cost-cutting moves this summer. The Thunder traded Dort, Aaron Wiggins and Isaiah Joe in three separate deals for a combined seven second-round picks and didn't get any players in return. That helped it position itself $6.9 million underneath the second apron with one standard roster spot still open.
#sign #cason
Wallace averaged career highs of 8.6 points and 2.6 **** ists last season on 43.2% shooting from the field (35.1% from deep). He also recorded a league-leading 150 steals and earned an All-Defensive second team selection.
More: Lu Dort reflects on OKC Thunder legacy as 'new chapter' with Atlanta Hawks begins
OKC had until Monday to sign Wallace to a new deal and avoid him hitting restricted free agency next summer. It's a sign of confidence in the 22-year-old guard, who'll serve as the Thunder's top point-of-attack defender now that Lu Dort is gone.
It's also a sign of commitment from OKC's ownership group after the team made cost-cutting moves this summer. The Thunder traded Dort, Aaron Wiggins and Isaiah Joe in three separate deals for a combined seven second-round picks and didn't get any players in return. That helped it position itself $6.9 million underneath the second apron with one standard roster spot still open.
#sign #cason
9 days ago
The OKC Thunder agreed to a five-year, $139 million rookie-scale contract extension with Cason Wallace on Sunday. ESPN's Shams Charania first reported the news.
Wallace averaged career highs of 8.6 points and 2.6 **** ists last season on 43.2% shooting from the field (35.1% from deep). He also recorded a league-leading 150 steals and earned an All-Defensive second team selection.
More: Lu Dort reflects on OKC Thunder legacy as 'new chapter' with Atlanta Hawks begins
OKC had until Monday to sign Wallace to a new deal and avoid him hitting restricted free agency next summer. It's a sign of confidence in the 22-year-old guard, who'll serve as the Thunder's top point-of-attack defender now that Lu Dort is gone.
It's also a sign of commitment from OKC's ownership group after the team made cost-cutting moves this summer. The Thunder traded Dort, Aaron Wiggins and Isaiah Joe in three separate deals for a combined seven second-round picks and didn't get any players in return. That helped it position itself $6.9 million underneath the second apron with one standard roster spot still open.
#year #team
Wallace averaged career highs of 8.6 points and 2.6 **** ists last season on 43.2% shooting from the field (35.1% from deep). He also recorded a league-leading 150 steals and earned an All-Defensive second team selection.
More: Lu Dort reflects on OKC Thunder legacy as 'new chapter' with Atlanta Hawks begins
OKC had until Monday to sign Wallace to a new deal and avoid him hitting restricted free agency next summer. It's a sign of confidence in the 22-year-old guard, who'll serve as the Thunder's top point-of-attack defender now that Lu Dort is gone.
It's also a sign of commitment from OKC's ownership group after the team made cost-cutting moves this summer. The Thunder traded Dort, Aaron Wiggins and Isaiah Joe in three separate deals for a combined seven second-round picks and didn't get any players in return. That helped it position itself $6.9 million underneath the second apron with one standard roster spot still open.
#year #team
19 days ago
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When did we lose the art of enjoyment? These days, the average person loves a think piece—specifically, having their own and putting it out there for the world to see. It stems from this new access we have on the internet to each other. On ****** es like TikTok, Instagram, and X and Threads, we can reach beyond our narrow circles into the phones of literally anyone else. Out of this environment, we've normalized an even more extreme parasocial nature between celebrities, influencers, and each other. The new internet landscape involves users ****** yzing and critiquing anyone who chooses to try or put themselves out there, serving as amateur publicists, stylists, and brand-image architects. There's an element of this new world order that's thrilling—our opinions matter! But...what's that phrase about opinions again?
I'd argue that we've critiqued ourselves into mass hysteria, conflating personal opinion with expertise. Just because someone has something to say doesn't mean they actually know what they're saying. There once was a time when people took the time to learn, gain experience, and work in a specific field so they're equipped to handle certain industries. But now, everyone simply thinks they know enough about everything. And it's making fashion and entertainment commentary less fun for everyone involved.
Over the last few weeks, with Fashion Month, the Emmys, and the VMAs, we were inundated with sartorial opinions on the internet. Top of mind for me was Shailene Woodley's Emmys look.
Kevin Winter - Getty Images
#anyone #know #time
When did we lose the art of enjoyment? These days, the average person loves a think piece—specifically, having their own and putting it out there for the world to see. It stems from this new access we have on the internet to each other. On ****** es like TikTok, Instagram, and X and Threads, we can reach beyond our narrow circles into the phones of literally anyone else. Out of this environment, we've normalized an even more extreme parasocial nature between celebrities, influencers, and each other. The new internet landscape involves users ****** yzing and critiquing anyone who chooses to try or put themselves out there, serving as amateur publicists, stylists, and brand-image architects. There's an element of this new world order that's thrilling—our opinions matter! But...what's that phrase about opinions again?
I'd argue that we've critiqued ourselves into mass hysteria, conflating personal opinion with expertise. Just because someone has something to say doesn't mean they actually know what they're saying. There once was a time when people took the time to learn, gain experience, and work in a specific field so they're equipped to handle certain industries. But now, everyone simply thinks they know enough about everything. And it's making fashion and entertainment commentary less fun for everyone involved.
Over the last few weeks, with Fashion Month, the Emmys, and the VMAs, we were inundated with sartorial opinions on the internet. Top of mind for me was Shailene Woodley's Emmys look.
Kevin Winter - Getty Images
#anyone #know #time
19 days ago
SCHD yields 3.82% with principal at risk daily, while VIG targets dividend growers built to outpace inflation over a long horizon.
Qualified dividends face tax rates between 0% and 20%, compared to up to 37% for savings interest, a gap that can exceed the difference in yields.
High-yield savings protect dollars with FDIC coverage up to $250,000, but rates float and can drop the moment the Fed cuts.
Just released. Our ****** ysts combed the entire stock market and named the ten best stocks to buy right now. The report is free. Enter your email and see if any of your stocks made the cut.
High-yield savings rates were holding steady on Oct. 8, 2026, according to Forbes. They are holding at a higher level than a month ago because the Federal Reserve raised its target range in September. Online banks use the federal funds rate's upper bound to price their accounts, and it moved from 3.75% to 4.00% on Sept. 16, 2026 and was unchanged as of Oct. 7. On that date the 4-week Treasury bill, the closest market benchmark for overnight cash, yielded 3.95%. Typical banks pay much less. The FDIC national average 12-month CD rate was 1.73% as of Sept. 1, 2026, and top online banks routinely pay a multiple of that average. Rates differ from bank to bank, so the posted APY at your own bank is the number that applies to you.
#savings #sept
Qualified dividends face tax rates between 0% and 20%, compared to up to 37% for savings interest, a gap that can exceed the difference in yields.
High-yield savings protect dollars with FDIC coverage up to $250,000, but rates float and can drop the moment the Fed cuts.
Just released. Our ****** ysts combed the entire stock market and named the ten best stocks to buy right now. The report is free. Enter your email and see if any of your stocks made the cut.
High-yield savings rates were holding steady on Oct. 8, 2026, according to Forbes. They are holding at a higher level than a month ago because the Federal Reserve raised its target range in September. Online banks use the federal funds rate's upper bound to price their accounts, and it moved from 3.75% to 4.00% on Sept. 16, 2026 and was unchanged as of Oct. 7. On that date the 4-week Treasury bill, the closest market benchmark for overnight cash, yielded 3.95%. Typical banks pay much less. The FDIC national average 12-month CD rate was 1.73% as of Sept. 1, 2026, and top online banks routinely pay a multiple of that average. Rates differ from bank to bank, so the posted APY at your own bank is the number that applies to you.
#savings #sept
19 days ago
For an average single person planning to stop working at 64, a $1.2 million 401(k) account and $2,800 Social Security benefit could provide enough income to make ends meet during retirement. Widely used guidelines suggest your annual income may be around $81,600, which may or may not be more than your annual expenses. Much depends on individual circumstances, including the kind of retirement lifestyle you desire, your location and future trends of inflation, taxes and investment returns. To get a comprehensive workup of your retirement budget, take the question to a financial advisor.
Income and expenses represent the two sides of your retirement budget. Both are equally important and decisions you make regarding either can affect the overall accuracy and dependability of the budget.
You can estimate expenses by using averages for typical retirees or by considering specifics of your situation with estimate for categories such as housing, healthcare and taxes. Similarly, you can estimate future income with general guidelines or by accounting for specifics such as your personal investment preferences.
In your case, we'll start with income since we have information about that. Despite the possibility that Social Security benefits will be cut by about 20% after 2035, your $2,800 Social Security benefit can probably be relied upon. And benefits are indexed to a cost-of-living benchmark, providing protection against inflation.
Note, however, that if you wait to claim benefits, your monthly amount will increase every year until you are 70. By claiming at age 64 rather than waiting until your full retirement age of 67, you are receiving 20% less. If you wait until age 70, you'll get 24% more than at 67. And you'll receive the higher amount, adjusted annually for cost of living, as long as you live.
#Retirement #benefits
Income and expenses represent the two sides of your retirement budget. Both are equally important and decisions you make regarding either can affect the overall accuracy and dependability of the budget.
You can estimate expenses by using averages for typical retirees or by considering specifics of your situation with estimate for categories such as housing, healthcare and taxes. Similarly, you can estimate future income with general guidelines or by accounting for specifics such as your personal investment preferences.
In your case, we'll start with income since we have information about that. Despite the possibility that Social Security benefits will be cut by about 20% after 2035, your $2,800 Social Security benefit can probably be relied upon. And benefits are indexed to a cost-of-living benchmark, providing protection against inflation.
Note, however, that if you wait to claim benefits, your monthly amount will increase every year until you are 70. By claiming at age 64 rather than waiting until your full retirement age of 67, you are receiving 20% less. If you wait until age 70, you'll get 24% more than at 67. And you'll receive the higher amount, adjusted annually for cost of living, as long as you live.
#Retirement #benefits
19 days ago
Pfizer (NYSE: PFE) is offering a dividend yield of roughly 6% today. That is well above the roughly 1% yield on offer from the S&P 500 index (SNPINDEX: ^GSPC) and the 1.4% average yield of pharmaceutical stocks. There are good reasons for the negative view of Pfizer, but investors may be ignoring the company's over 100-year history of success. Here's why you may want to consider buying this out-of-favor dividend stock while others are fearful.
Pfizer's stock rocketed higher during the coronavirus pandemic, as investors myopically focused on the company's COVID vaccine. When COVID turned out to be a less serious long-term threat than originally believed, Wall Street dumped Pfizer. At this point, the stock is down more than 50% from its 2021 high. That is a big part of the story behind the high yield.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
However, there's another piece that is more fundamental to the pharmaceutical industry. Like all drug makers, Pfizer's drugs receive time-limited patent protections. When patents expire, generic versions of the medications can be produced. That generally leads to a dramatic decline in revenue from Pfizer's drugs. Right now, Pfizer is facing down some notable patent expirations. This is a completely normal dynamic in the pharmaceutical sector.
Patent expirations are why drug companies are always on the lookout for new drugs. The problem is that patent expirations follow a set schedule, but drug development does not. Pfizer's drug pipeline isn't producing major new drugs right now, and it looks like it may have to work through a period in which new drugs won't fully offset revenue lost to patent expirations. This isn't uncommon, either, but investors are likely focusing on the short term rather than the long term when it comes to Pfizer.
#patent #yield #drug #expirations
Pfizer's stock rocketed higher during the coronavirus pandemic, as investors myopically focused on the company's COVID vaccine. When COVID turned out to be a less serious long-term threat than originally believed, Wall Street dumped Pfizer. At this point, the stock is down more than 50% from its 2021 high. That is a big part of the story behind the high yield.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
However, there's another piece that is more fundamental to the pharmaceutical industry. Like all drug makers, Pfizer's drugs receive time-limited patent protections. When patents expire, generic versions of the medications can be produced. That generally leads to a dramatic decline in revenue from Pfizer's drugs. Right now, Pfizer is facing down some notable patent expirations. This is a completely normal dynamic in the pharmaceutical sector.
Patent expirations are why drug companies are always on the lookout for new drugs. The problem is that patent expirations follow a set schedule, but drug development does not. Pfizer's drug pipeline isn't producing major new drugs right now, and it looks like it may have to work through a period in which new drugs won't fully offset revenue lost to patent expirations. This isn't uncommon, either, but investors are likely focusing on the short term rather than the long term when it comes to Pfizer.
#patent #yield #drug #expirations
19 days ago
This has been a history-packed year for Wall Street. The Dow Jones Industrial Average (DJINDICES:^DJI), S&P 500 (SNPINDEX:^GSPC), and Nasdaq Composite (NASDAQINDEX:^IXIC) have all catapulted to several new highs, and Fed Chair Kevin Warsh was sworn in as only the 17th head of the Fed on May 22.
But the most game-changing event of them all might be Warsh and the Federal Open Market Committee (FOMC) kicking off only the fourth interest rate-hiking cycle of the 21st century on Sept. 16. Fed Chair Warsh and 11 other FOMC colleagues voted unanimously (12-0) to raise the federal funds target rate by 25 basis points to 3.75%-4.00%.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Kevin Warsh and the FOMC just shifted to a rate-hiking cycle. Image source: Official Federal Reserve Photo.
President Donald Trump hasn't been shy about voicing his displeasure with the FOMC's stance on interest rates. But in Warsh's comments to the press following the Sept. 15-16 FOMC meeting, he indirectly fired back at Donald Trump's ongoing interest rate critiques.
#rate #sept
But the most game-changing event of them all might be Warsh and the Federal Open Market Committee (FOMC) kicking off only the fourth interest rate-hiking cycle of the 21st century on Sept. 16. Fed Chair Warsh and 11 other FOMC colleagues voted unanimously (12-0) to raise the federal funds target rate by 25 basis points to 3.75%-4.00%.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Kevin Warsh and the FOMC just shifted to a rate-hiking cycle. Image source: Official Federal Reserve Photo.
President Donald Trump hasn't been shy about voicing his displeasure with the FOMC's stance on interest rates. But in Warsh's comments to the press following the Sept. 15-16 FOMC meeting, he indirectly fired back at Donald Trump's ongoing interest rate critiques.
#rate #sept
19 days ago
Realty Income (O) sits near its 52-week low of $53, but UBS ***** yst Brent Dilts sees 39% upside to his $74 Buy target.
Net-lease peers NNN REIT and Agree Realty also fell double digits as the 10-year Treasury yield surged toward 5.3%, its one-year high.
A 6% forward yield and 674 consecutive monthly dividends offer income stability, but a recovery toward $74 depends entirely on rates turning.
Just released. Our ***** ysts combed the entire stock market and named the ten best stocks to buy right now, and Realty Income made the cut. Enter your email to see the other nine names and why O earned its spot. The report is free. Enter your email and see the full list.
Realty Income (NYSE:O) trades at $53.35. Wall Street's average price target is $66.39, which puts the stock about 24.4% below where ***** ysts think it belongs.
#income #yield #toward
Net-lease peers NNN REIT and Agree Realty also fell double digits as the 10-year Treasury yield surged toward 5.3%, its one-year high.
A 6% forward yield and 674 consecutive monthly dividends offer income stability, but a recovery toward $74 depends entirely on rates turning.
Just released. Our ***** ysts combed the entire stock market and named the ten best stocks to buy right now, and Realty Income made the cut. Enter your email to see the other nine names and why O earned its spot. The report is free. Enter your email and see the full list.
Realty Income (NYSE:O) trades at $53.35. Wall Street's average price target is $66.39, which puts the stock about 24.4% below where ***** ysts think it belongs.
#income #yield #toward
20 days ago
Rich Americans are getting richer, but not all equally. The K-shaped split that let high earners pull away from low earners now cuts through the top 1% too, with the ultra-rich far ahead of the rest.
The average household in the top 0.1% is now worth about $204 million, or 7.7 times as much as one in the rest of the top 1%, according to a Fortune ******* ysis of Federal Reserve data. That ratio is the highest in the Fed's quarterly series going back to 1989, up from 6.2 times at the end of 2019. Currently, the Fed counts 136,779 households in the top 0.1%
The top 0.1%'s wealth has more than doubled since the end of 2019, from $13.4 trillion to nearly $28 trillion in the second quarter of 2026. Over the same period, the rest of the top 1% saw its wealth grow 68%, from $19.3 trillion to $32.5 trillion. The top 0.1% now holds 15% of the nation's household wealth, up 0.5 percentage point since the first quarter.
"We are talking about continued redistribution upward and further concentration of wealth at the top," Markus Schneider, an ******* ociate professor of economics at the University of Denver, told Fortune.
The clearest difference between the two groups is what they own.
#earners
The average household in the top 0.1% is now worth about $204 million, or 7.7 times as much as one in the rest of the top 1%, according to a Fortune ******* ysis of Federal Reserve data. That ratio is the highest in the Fed's quarterly series going back to 1989, up from 6.2 times at the end of 2019. Currently, the Fed counts 136,779 households in the top 0.1%
The top 0.1%'s wealth has more than doubled since the end of 2019, from $13.4 trillion to nearly $28 trillion in the second quarter of 2026. Over the same period, the rest of the top 1% saw its wealth grow 68%, from $19.3 trillion to $32.5 trillion. The top 0.1% now holds 15% of the nation's household wealth, up 0.5 percentage point since the first quarter.
"We are talking about continued redistribution upward and further concentration of wealth at the top," Markus Schneider, an ******* ociate professor of economics at the University of Denver, told Fortune.
The clearest difference between the two groups is what they own.
#earners
20 days ago
The 2020s will go down in history as one of the best times to be a stock market investor. After a brief dip in 2022, the benchmark S&P 500 (SNPINDEX: ^GSPC) has soared by an average of roughly 21% per year -- double its 100-year average annual return of 10%.
That said, history shows us that significant drawdowns often follow periods of unusually elevated stock market gains as the market reverts to its long-running mean. Let's discuss some of the challenges facing this bull market to try to figure out what might come next.
Missed AI's "Act 1"? Act 2 Could Be 14x Bigger. Most investors think they missed the AI boat because they didn't buy Nvidia in 2005. But according to our ******* ysts, we're only at the end of "Act 1"—the R&D phase. "Act 2" is the global rollout. Continue »
By now, most investors have probably heard about the cyclically adjusted price-to-earnings (CAPE) ratio. This metric compares the price of the S&P 500 with its average inflation-adjusted earnings over the past decade. The long time frame smooths out short-term fluctuations, providing a clearer picture of the market's value relative to historical norms.
Right now, the CAPE ratio stands at 40.5, which is well above its average of 17.4. The other two major peaks occurred before the Great Depression in 1929 and during the dot-com bubble in 1999, when it hit its all-time high of 44.19. Both milestones were followed by substantial declines in equity prices over the subsequent years as the speculative bubbles deflated.
#missed #Stock #long #investors
That said, history shows us that significant drawdowns often follow periods of unusually elevated stock market gains as the market reverts to its long-running mean. Let's discuss some of the challenges facing this bull market to try to figure out what might come next.
Missed AI's "Act 1"? Act 2 Could Be 14x Bigger. Most investors think they missed the AI boat because they didn't buy Nvidia in 2005. But according to our ******* ysts, we're only at the end of "Act 1"—the R&D phase. "Act 2" is the global rollout. Continue »
By now, most investors have probably heard about the cyclically adjusted price-to-earnings (CAPE) ratio. This metric compares the price of the S&P 500 with its average inflation-adjusted earnings over the past decade. The long time frame smooths out short-term fluctuations, providing a clearer picture of the market's value relative to historical norms.
Right now, the CAPE ratio stands at 40.5, which is well above its average of 17.4. The other two major peaks occurred before the Great Depression in 1929 and during the dot-com bubble in 1999, when it hit its all-time high of 44.19. Both milestones were followed by substantial declines in equity prices over the subsequent years as the speculative bubbles deflated.
#missed #Stock #long #investors
20 days ago
Social Security acts as a financial safety net for many retirees, but it's not enough for most. These government checks were never designed to cover all living expenses. Social Security is a supplemental income source that can keep up with expenses if you combine it with savings.
That's why many people are encouraged to save up before retirement, and the math proves it. Your life in retirement will be very different if you just live on Social Security compared to having $500,000 in savings alongside your government checks. Let's break it all down below.
The average monthly Social Security benefit for retired workers as of mid-2026 was $2,085.98, according to the Social Security Administration (SSA). At that rate, you will not pay any taxes on Social Security, ******* uming you do not have any other income sources. You won't even have to worry about state income taxes.
However, that's where the advantages end if you rely exclusively on Social Security. Per Apartment List data, the national median rent was $1,390 in August. That median rent leaves you with less than $700 for groceries, transportation, healthcare, utilities, insurance, debt and miscellaneous purchases.
For most people, the average Social Security is not enough. High-earners can max out their benefits at $5,181 per month if they earned a high salary for most or all of their 35 highest-earning years and wait until 70 to tap into Social Security, per the SSA. That monthly amount offers more room for financial flexibility, but the average is insufficient for most people unless their spouse earns a similar check or they live very frugally.
#income #financial
That's why many people are encouraged to save up before retirement, and the math proves it. Your life in retirement will be very different if you just live on Social Security compared to having $500,000 in savings alongside your government checks. Let's break it all down below.
The average monthly Social Security benefit for retired workers as of mid-2026 was $2,085.98, according to the Social Security Administration (SSA). At that rate, you will not pay any taxes on Social Security, ******* uming you do not have any other income sources. You won't even have to worry about state income taxes.
However, that's where the advantages end if you rely exclusively on Social Security. Per Apartment List data, the national median rent was $1,390 in August. That median rent leaves you with less than $700 for groceries, transportation, healthcare, utilities, insurance, debt and miscellaneous purchases.
For most people, the average Social Security is not enough. High-earners can max out their benefits at $5,181 per month if they earned a high salary for most or all of their 35 highest-earning years and wait until 70 to tap into Social Security, per the SSA. That monthly amount offers more room for financial flexibility, but the average is insufficient for most people unless their spouse earns a similar check or they live very frugally.
#income #financial
20 days ago
The S&P 500 (SNPINDEX: ^GSPC) has spent most of 2026 at or near record highs. While that's been good news for anyone invested in the index, a problem is developing beneath the surface.
As of Oct. 5, the S&P 500 was trading at less than 1% below its all-time high, yet only 42% of its components were trading above their 200-day moving average. According to Dow Jones Market Data, the last time the S&P 500 was within 1% of a record high while more than half of its stocks traded below their 200-day moving averages was March 2000.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Clearly, no one likes to see comparisons to the peak of the tech bubble. But this isn't a signal to sell stocks. Rather, it's time to rethink what you're actually owning when you buy the S&P 500.
Obviously, the S&P 500 is historically top-heavy right now. Tech stocks account for roughly 38% of the index, while the top 10 holdings also account for approximately 38%.
#time #Tech #record
As of Oct. 5, the S&P 500 was trading at less than 1% below its all-time high, yet only 42% of its components were trading above their 200-day moving average. According to Dow Jones Market Data, the last time the S&P 500 was within 1% of a record high while more than half of its stocks traded below their 200-day moving averages was March 2000.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Clearly, no one likes to see comparisons to the peak of the tech bubble. But this isn't a signal to sell stocks. Rather, it's time to rethink what you're actually owning when you buy the S&P 500.
Obviously, the S&P 500 is historically top-heavy right now. Tech stocks account for roughly 38% of the index, while the top 10 holdings also account for approximately 38%.
#time #Tech #record
20 days ago
You've probably heard the cliché "it takes money to make money." And there's some truth to the premise. In the business world, you'll usually need at least a little seed capital to start.
If you're an investor with average income, however, you might be surprised how easily you could become a millionaire. And not from brilliantly lucky stock-picking, either; attempting to outperform the overall market can undermine your performance, in fact. The key, rather, is making disciplined contributions to the cause -- no matter how seemingly modest -- even when you don't want to make them. That's often when sticking with your plan helps the most.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
And $500 per month would do the trick, given enough time. Here's how, and why.
There's no denying that in the economic environment of 2026, coming up with an extra $500 per month can feel like a pretty tall order. For most households willing to buckle down on discretionary spending, though, it's possible. And if you're willing to invest that money in an S&P 500 (SNPINDEX: ^GSPC) index fund that matches the broad market's average annual gain of 10%, in 30 years you'd be sitting on a little over $1.1 million (or slightly less if you're not contributing this cash to a tax-sheltering retirement account).
#NVIDIA #you 're #flashing #down
If you're an investor with average income, however, you might be surprised how easily you could become a millionaire. And not from brilliantly lucky stock-picking, either; attempting to outperform the overall market can undermine your performance, in fact. The key, rather, is making disciplined contributions to the cause -- no matter how seemingly modest -- even when you don't want to make them. That's often when sticking with your plan helps the most.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
And $500 per month would do the trick, given enough time. Here's how, and why.
There's no denying that in the economic environment of 2026, coming up with an extra $500 per month can feel like a pretty tall order. For most households willing to buckle down on discretionary spending, though, it's possible. And if you're willing to invest that money in an S&P 500 (SNPINDEX: ^GSPC) index fund that matches the broad market's average annual gain of 10%, in 30 years you'd be sitting on a little over $1.1 million (or slightly less if you're not contributing this cash to a tax-sheltering retirement account).
#NVIDIA #you 're #flashing #down
20 days ago
NVDA and AAPL join MSFT to control 21% of the S&P 500, nearly double the prior three-stock record of 13% set in the 1980s.
SPY investors who also hold NVDA, AAPL, or MSFT directly are doubling up; TOPC caps each position at 3% as a concentration alternative.
Only 25% of S&P 500 stocks trade above their 50-day moving average, meaning the index's record high rests on historically thin participation.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
At the close on October 6, 2026, the S&P 500 finished at a record 7,818.93, up 0.58%. Three companies now account for an unusually large share of that level.
#nvda
SPY investors who also hold NVDA, AAPL, or MSFT directly are doubling up; TOPC caps each position at 3% as a concentration alternative.
Only 25% of S&P 500 stocks trade above their 50-day moving average, meaning the index's record high rests on historically thin participation.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
At the close on October 6, 2026, the S&P 500 finished at a record 7,818.93, up 0.58%. Three companies now account for an unusually large share of that level.
#nvda
20 days ago
By Ann Saphir
Oct 7 (Reuters) - The interest rate on the most common US home loan jumped last week to its highest in almost three years, worsening affordability for buyers four weeks before elections that will decide if President Donald Trump's Republicans keep control of Congress.
The average 30-year fixed-rate mortgage surged 19 basis points to 7.49% in the week ended October 2, the Mortgage Bankers **** ociation said on Wednesday. It was last higher in November 2023.
Mortgage rates are tied closely to the yield on US 10-year Treasury notes, which earlier this week hit a 24-year high, driven by worries over inflationary pressures from soaring oil prices and data showing stronger US economic growth.
The cost of living is the top issue on Americans' minds as they decide how they will vote on November 3, a Reuters/Ipsos poll completed on Monday showed, and is one reason why Trump's approval rating is at a record low of 32%.
#week #rate
Oct 7 (Reuters) - The interest rate on the most common US home loan jumped last week to its highest in almost three years, worsening affordability for buyers four weeks before elections that will decide if President Donald Trump's Republicans keep control of Congress.
The average 30-year fixed-rate mortgage surged 19 basis points to 7.49% in the week ended October 2, the Mortgage Bankers **** ociation said on Wednesday. It was last higher in November 2023.
Mortgage rates are tied closely to the yield on US 10-year Treasury notes, which earlier this week hit a 24-year high, driven by worries over inflationary pressures from soaring oil prices and data showing stronger US economic growth.
The cost of living is the top issue on Americans' minds as they decide how they will vote on November 3, a Reuters/Ipsos poll completed on Monday showed, and is one reason why Trump's approval rating is at a record low of 32%.
#week #rate
20 days ago
EPR Properties (NYSE: EPR) is a company focused on properties designed for experiential and educational purposes. One of the benefits of owning its stock has been its dividend, which has increased for four consecutive years.
EPR is a real estate investment trust (REIT), which means it must pay out at least 90% of its taxable net income as dividends to retain that status. That makes it highly likely that payouts will continue. As the dividend has become more generous, it might surprise investors how little it takes to generate more than $1,000 in annual dividends in this stock.
Missed AI's "Act 1"? Act 2 Could Be 14x Bigger. Most investors think they missed the AI boat because they didn't buy Nvidia in 2005. But according to our **** ysts, we're only at the end of "Act 1"—the R&D phase. "Act 2" is the global rollout. Continue »
Working with whole shares, 269 shares purchased for $15,182 will generate $1,001 in annual dividends.
This amounts to an annual dividend of $3.72 per share with a yield of about 6.6%. That is far above the S&P 500 average of 1.1%. Moreover, it is one of the few stocks paying monthly dividends, which might make it especially appealing to income investors.
#Dividend #annual #missed
EPR is a real estate investment trust (REIT), which means it must pay out at least 90% of its taxable net income as dividends to retain that status. That makes it highly likely that payouts will continue. As the dividend has become more generous, it might surprise investors how little it takes to generate more than $1,000 in annual dividends in this stock.
Missed AI's "Act 1"? Act 2 Could Be 14x Bigger. Most investors think they missed the AI boat because they didn't buy Nvidia in 2005. But according to our **** ysts, we're only at the end of "Act 1"—the R&D phase. "Act 2" is the global rollout. Continue »
Working with whole shares, 269 shares purchased for $15,182 will generate $1,001 in annual dividends.
This amounts to an annual dividend of $3.72 per share with a yield of about 6.6%. That is far above the S&P 500 average of 1.1%. Moreover, it is one of the few stocks paying monthly dividends, which might make it especially appealing to income investors.
#Dividend #annual #missed
