MASON − The third round of the Cincinnati Open continues on Tuesday, Aug. 18 from the Lindner Family Tennis Center.
The Monday session featured several stellar matches between some of the biggest stars in tennis. Serena Williams made her first Cincinnati Open appearance since 2022, teaming up with sister, Venus, in doubles. The Williams sisters fell in a three-set tie break to Mason native Peyton Stearns and Marta Kostyuk.
On the ATP side, top-seeded Alexander Zverev is on the hunt for his second Cincinnati Open finals. He prevailed in a tight Center Court battle over France's Terence Atmane.
More: American men chase Cincinnati Open ******* le after 20-year drought
Replay | Third round ATP, WTA Cincinnati Open results from Aug. 17

#open #tennis #round #lindner

MASON − The third round of the Cincinnati Open continues on Tuesday, Aug. 18 from the Lindner Family Tennis Center.
The Monday session featured several stellar matches between some of the biggest stars in tennis. Serena Williams made her first Cincinnati Open appearance since 2022, teaming up with sister, Venus, in doubles. The Williams sisters fell in a three-set tie break to Mason native Peyton Stearns and Marta Kostyuk.
On the ATP side, top-seeded Alexander Zverev is on the hunt for his second Cincinnati Open finals. He prevailed in a tight Center Court battle over France's Terence Atmane.
More: American men chase Cincinnati Open **** le after 20-year drought
Replay | Third round ATP, WTA Cincinnati Open results from Aug. 17

#williams #Third #tennis

Former Great Britain international Marius Dobel-Ober has been named as the new head coach at Truro Fencing Club.
The club, which has produced four Olympians, has recently been taken over by a firm spearheaded by former Truro head coach and Team GB Olympic coach Jon Salfield.
Dobel-Ober will be based at Truro School's Cornwall Fencing Centre.
The last British Olympian to come from the club was James Honeybone in 2012 while Brazil's Marta Baeza trained at the club ahead of her home Olympic Games in Rio de Janeiro four years later.
Dobel-Ober says he has a twin mission of getting more people into the sport and coaching those who could one day compete at the highest level:

#truro #fencing #olympic #four

Serena Williams' return to competitive tennis hit another speed ***** p on Monday night, as she and sister Venus lost in the first round of the Cincinnati Open.
The Williams sisters fell in a third-set tiebreaker to Marta Kostyuk and Peyton Stearns, Aug. 17, in the women's doubles draw.
The match marked the first time Serena and Venus had played together since the 2022 U.S. Open and the first non-major for them in doubles since 2016.
The appearance in Cincinnati, where neither Williams sister had played doubles a pro tournament before, was seen as a potential tune-up for the U.S. Open, which begins next week. But it didn't last very long.
While they did look dominant in the second set, the 14-time Grand Slam-winning doubles partners fell, 6-2, 1-6, 1-0 (8).

#williams #doubles #first

In their first meeting, American Amanda Anisimova defeated Alexandra Eala in three sets at the 2026 Cincinnati Open.
Anisimova struggled at times, dropping the first set. The pinnacle of that set was a 20 minute game in the fifth game. Eala held after 13 deuces.
Eala has had a great summer. Anisimova has played a lot less tennis than Eala this year due to injuries. It was only her second Top 20 win of the year.
MORE: Venus, Serena come up short against Peyton Stearns and Marta Kostyuk at Cincinnati Open
There is no rest for the weary as Anisimova who finished her match near 1 AM EDT Tuesday morning will face the Wimbledon champion Linda Noskova on Wednesday.

#alexandra

In what could be her first step on the road back to the U.S. Open, Serena Williams played tennis on U.S. soil for the first time in nearly four years Monday, teaming with her sister Venus in doubles at the Cincinnati Open. The sisters looked rusty in a first-round match against Marta Kostyuk and Peyton Stearns, losing 6-2, 1-6, 1-0(8).
It was just Williams' fourth match, and her first on a hard court, since she opened the second chapter of her illustrious career earlier this summer. Four years after saying she was "evolving away" from tennis after the 2022 U.S. Open, the 23-time Grand Slam champion began her comeback on grass in June, pairing with Canadian rising star Victoria Mboko to win a doubles match at Queen's in London and ending her expedited grass-court season with a first-round singles loss at Wimbledon to the Australian Maya Joint in three tight sets.
The Williams sisters, who together have won 14 Grand Slam doubles ****** les, were supposed to team up for doubles at Wimbledon but had to withdraw before their first match because of a knee injury that Serena, 44, picked up playing Joint.
Serena Williams hasn't yet announced her plans — for singles and either of the doubles events — for the U.S. Open later this month, but if she decides she is fit enough to play, the opportunity is there for her to follow the same playbook that she used ahead of Wimbledon and contest a couple of doubles matches before taking to the singles court. The U.S. Open is holding three wild-card entries open for its lid-lifting mixed doubles tournament, the field for which was announced Monday, which could allow Williams the opportunity to get more matches under her belt. The U.S. Open's main draw singles event begins Aug. 31.
On Monday, Williams looked to be moving well in a first set that was understandably sluggish considering her lack of recent matches.

#doubles #Monday

Mason native Peyton Stearns and her doubles partner, Marta Kostyuk, knocked off Serena and Venus Williams in the Cincinnati Open WTA doubles draw.
After the match, the 24-year-old Stearns, who attended grade school at St. Margaret of York and took online classes in high school, suggested that she'd love her hometown crowd to show more support for her.
"It's awesome playing with Marta here in my hometown," Stearns said in the on-court, post-match interview. "Maybe next round we can get it a little louder for us, you know?"
"I kind of expected it going into the match, but it kind of stung a little bit that this is my hometown and it's just a couple of family and friends cheering for us out there in our box," Stearns added, per The Enquirer's Shelby Dermer. "I won't hold it against anyone as long as they come out next round and give us some love."
Stearns, the 2022 NCAA champion for the Texas Longhorns, finished her sophomore season with a 33-2 overall record in singles play.

#match #school #love #next

Mason native Peyton Stearns and her doubles partner, Marta Kostyuk, knocked off Serena and Venus Williams in the Cincinnati Open WTA doubles draw.
After the match, the 24-year-old Stearns, who attended grade school at St. Margaret of York and took online classes in high school, suggested that she'd love her hometown crowd to show more support for her.
"It's awesome playing with Marta here in my hometown," Stearns said in the on-court, post-match interview. "Maybe next round we can get it a little louder for us, you know?"
"I kind of expected it going into the match, but it kind of stung a little bit that this is my hometown and it's just a couple of family and friends cheering for us out there in our box," Stearns added, per The Enquirer's Shelby Dermer. "I won't hold it against anyone as long as they come out next round and give us some love."
Stearns, the 2022 NCAA champion for the Texas Longhorns, finished her sophomore season with a 33-2 overall record in singles play.

#school

MASON − Making her first Cincinnati Open appearance since 2022, Serena Williams' return to Warren County was short-lived.
Playing alongside her sister, Venus Williams, in the Cincinnati Open WTA doubles draw, the 14-time Grand Slam-winning duo lost in the first round to the tandem of Mason native Peyton Stearns and Marta Kostyuk, 6-2, 1-6, 1-0 (8).
More: Serena Williams isn't sure how she got back to Cincy, but she 'loves' it
More: Just how rare is Cincinnati Open doubles for Serena-Venus Williams?
It was the first time either Williams sister had appeared in the Cincinnati Open doubles draw and their first match together since the 2022 U.S. Open. They had not played in a doubles event at a non-Grand Slam since 2016 (Italian Open).

#cincinnati

MASON − Making her first Cincinnati Open appearance since 2022, Serena Williams' return to Warren County was short-lived.
Playing alongside her sister, Venus Williams, in the Cincinnati Open WTA doubles draw, the 14-time Grand Slam-winning duo lost in the first round to the tandem of Mason native Peyton Stearns and Marta Kostyuk, 6-2, 1-6, 1-0 (8).
More: Serena Williams isn't sure how she got back to Cincy, but she 'loves' it
More: Just how rare is Cincinnati Open doubles for Serena-Venus Williams?
It was the first time either Williams sister had appeared in the Cincinnati Open doubles draw and their first match together since the 2022 U.S. Open. They had not played in a doubles event at a non-Grand Slam since 2016 (Italian Open).

#first

The Williams sisters were back together again on Monday night in Cincinnati.
Things just didn't go that well on the court.
Venus and Serena Williams reunited to play in their first official doubles match together since 2022 at the Cincinnati Open on Monday. But Cincinnati native Peyton Stearns and partner Marta Kostyuk picked up a 6-2, 1-6, 10-8 win to end the Williams sisters' run before it could even begin.
Kostyuk and Stearns rolled to an easy win in the first set, and looked well on their way to knocking off the Williams sisters in straight sets early. But Venus and Serena stormed back to pick up a dominant 6-1 win and force a deciding set.
But that was all the Williams' could manage to slow Stearns and Kostyuk down. The duo won six straight points in the tiebreaker to get things started, and then held on to secure the win after the Williams' pushed things back to 8-7 briefly.

#williams #stearns #venus #serena

For the first time in Cincinnati Open history, Venus and Serena Williams will take the court as doubles partners.
The legendary sisters have been awarded a doubles wild card for the Aug. 11-23 tournament at the Lindner Family Tennis Center. Venus Williams also received a singles wild card.
Looking to grab a front-row seat for this ace opportunity? Here's when Venus and Serena Williams will take the court.
The Williams sisters are scheduled to play a round-two doubles match on Monday, Aug. 17 at the Grandstand Court. The duo will face Cincinnati native Peyton Stearns and partner Marta Kostyuk.
The Williams sisters will take on Stearns and Kostyuk at 7 p.m. ET on Monday.

#williams #venus #court #sisters

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We have a combined pension and Social Security income of $8,400 per month that will only drop to $6,730 if one of us passes away. Our RMDs will start soon and we have $1.6 million in a 401(k) which we feel we can use a low-cost (expense ratio 0.12%) total return target fund to avoid the use of a robo-advisor that charges 0.3 – 0.8%. Plus, we have another $350,000 in Roths and a taxable brokerage account of $300,000 which RMDs would flow into. We own our home outright. In place of an annuity purchase can I simply use a target date fund in my IRA from which RMDs would be drawn automatically?
-JR
I hear a few different questions here, JR. First, should you purchase an annuity or rely on your investment portfolio? Next, is the cost of a robo-advisor worth it compared to a target date fund? And lastly, is a target date fund or robo-advisor sufficient for managing a portfolio like yours? Let's dig into each of them to help you get some answers. (And if you need more help answering questions like these, consider speaking with a financial advisor.)
An annuity is a form of insurance. You purchase it with the expectation that over the long term, the cost will be greater than the benefit. But, as with other types of insurance, it protects against a key risk. In this case, that risk is the possibility of running out of money, especially if you live longer than expected.

#cost #questions

MASON − The often-overlooked doubles draw at the Cincinnati Open got plenty of attention when it was released on Friday, Aug. 14.
That's because the blockbuster duo of Serena and Venus Williams will team up for the first time since the 2022 U.S. Open in New York.
The Williams sisters have won 14 Grand Slam doubles ******* les and will face Cincinnati native Peyton Stearns and partner Marta Kostyuk in the first round at the Lindner Family Tennis Center. Both doubles teams received wild cards to the event.
The doubles draw begins on Sunday, Aug. 16 at the Lindner Family Tennis Center, though the order of play for doubles has yet to be announced.
More: How did tennis star Daniil Medvedev become a die-hard Reds fan?

#doubles #open #williams #family

MASON − The often-overlooked doubles draw at the Cincinnati Open got plenty of attention when it was released on Friday, Aug. 14.
That's because the blockbuster duo of Serena and Venus Williams will team up for the first time since the 2022 U.S. Open in New York.
The Williams sisters have won 14 Grand Slam doubles ******* les and will face Cincinnati native Peyton Stearns and partner Marta Kostyuk in the first round at the Lindner Family Tennis Center. Both doubles teams received wild cards to the event.
The doubles draw begins on Sunday, Aug. 16 at the Lindner Family Tennis Center, though the order of play for doubles has yet to be announced.
More: How did tennis star Daniil Medvedev become a die-hard Reds fan?

#open #center #draw

The HSA is the only account delivering all three tax advantages: deductible contributions (including FICA savings), tax-free growth, and tax-free qualified withdrawals.
Invest HSA funds in equity index funds, pay current medical bills from cash, and save receipts to reimburse yourself tax-free decades later.
After 65, HSA medical withdrawals don't count toward MAGI, helping retirees dodge IRMAA surcharges that add hundreds per month to Medicare premiums.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
Walk into any physician lounge and you'll hear the same advice from the partners closing in on 60: fund the match in your 401(k), then send the next dollar to your Health Savings Account before you finish the deferral. The HSA is the only account in the federal code that escapes tax three separate times, and the people who do tax math for a living treat it accordingly.

#free #don 't #only #three

By Anthony Deutsch and Marta Fiorin
s-HERTOGENBOSCH, Netherlands, Aug 12 (Reuters) - Meena and Minal were left as infants at orphanages in India and grew up in ‌different adoptive families in the Netherlands, just a short drive apart. Now, ‌40 years later, a DNA test has shown that the childhood friends are biological sisters.
Growing up, neither was aware that they had a sister. Then, as teenagers in 1996, while living just 100 miles (130 km) apart, they crossed paths at a gathering for adopted children and felt an unusually strong connection.
Their friends were amazed by their likeness and the girls swapped addresses. In ‌correspondence, they jokingly called each ⁠other 'sis' before losing touch for 15 years.
"For years, I felt a hole in my heart," said Meena Geltink, 43, a mother of three, ⁠struggling to put words to her overwhelming feeling of joy. "It's like a missing puzzle piece has been found."

#anthony #marta

Funding a 10-year retirement bridge to Social Security at 70 requires $2.1M at a 3.5% yield, $1.25M at 6%, or $750K at 10%.
Claiming Social Security at 62 instead of 70 triggers a permanent 30% benefit cut, which typically exceeds any portfolio yield gap.
A moderate-yield portfolio that gradually spends principal often outperforms a high-yield strategy that risks distribution cuts midway through the bridge.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
The average American household spends $78,535 a year. If you retire at 60 and delay Social Security until 70 to lock in the maximum benefit, you need to fund roughly a decade of that spending yourself. Every year you wait past your full retirement age adds about 8% to your check, so the delay pays off, but only if your portfolio can carry the load in the meantime.

#yield #Portfolio #benefit #advisor

Claiming Social Security at 62 instead of 67 permanently cuts monthly benefits by 30%, shrinking a $2,400 payment to just $1,680 for life.
A Pension-Linked Emergency Savings Account (PLESA) lets workers build up to $2,600 in after-tax cash they can withdraw penalty-free for any emergency.
The PLESA only helps if the employer offers it and the worker funds it before an emergency strikes, making early enrollment critical.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
Picture a 61-year-old whose water heater fails on a Tuesday morning. The plumber quotes $2,400 for a replacement plus emergency line work. His checking account has maybe $600 to spare. His 401(k) contains real money, but he has spent 30 years telling himself that account is untouchable until retirement.

#free #security #pension

Federal tax law gives laid-off workers with 401(k) loans until their tax return due date to roll over the offset amount, and that deadline could be as late as October.
Workers must fund the rollover with outside money like severance or savings, since the original loan proceeds were spent years earlier.
The extended deadline only applies to offsets from job separation, not missed-payment 'deemed distributions,' which are taxable and cannot be rolled over.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
A worker in her late 50s gets the layoff call and remembers the outstanding 401(k) loan she took two years ago. Somewhere in her memory sits a warning: repay it within 60 days or the IRS treats the balance as a taxable distribution, plus a possible 10% penalty. She is 58, so the penalty exposure feels real. The panic is understandable. It is also largely based on an outdated version of the rule.

#deadline #loan #taxable #penalty

Medicare's two-year lookback means a 2026 distribution sets 2028 premiums, costing married couples up to $1,783 yearly once MAGI exceeds $137,000.
Crossing $109,000 MAGI can make 85% of Social Security taxable, stacking costs that push the effective marginal rate on 401(k) withdrawals toward 40%.
Retirees can limit surcharges by modeling MAGI below thresholds, using QCDs up to $111,000 from an IRA, or filing Form SSA-44 after life-changing events.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
A 66-year-old retiree with $1.4 million in a traditional 401(k) pulls $60,000 in 2026 to renovate a kitchen. Combined with $28,000 in Social Security and a modest pension, modified adjusted gross income lands at $112,000. Nothing dramatic happens on the 1040. In January 2028, the Medicare bill jumps.

#security #year

A 50/50 blend of SCHD and JEPQ produces a ~5.7% blended yield, requiring roughly $737,000 to generate $42,000 annually.
JEPQ's 8.5% yield ties to volatile Nasdaq option premiums, not growing earnings, making it a poor sole holding over a 25-year retirement.
Hold JEPQ inside an IRA or Roth since its distributions are taxed as ordinary income, while SCHD's qualified dividends face lower rates.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
A 61-year-old aiming to replace roughly $3,500 a month in take-home income is targeting $42,000 a year from a portfolio. That is the classic pre-Social-Security bridge number: enough to cover housing, healthcare premiums, and basic living costs for a household that has already paid down the mortgage. Two ETFs get most of the attention for this job, and the reason is simple: one prioritizes dividend growth, the other prioritizes cash yield today.

#Retirement #advisor #prioritizes

Railroad Tier I already incorporates all career earnings, so Social Security reduces Tier I dollar for dollar, leaving total retirement income unchanged.
Tier II, based solely on railroad service, is never reduced by Social Security and functions as a true additional pension on top.
Split-career workers should request a detailed RRB estimate showing gross Tier I, the Social Security offset, and Tier II before choosing filing dates.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
Picture a freight-rail diesel mechanic who spent 20 years turning wrenches on locomotives, then took a job at a manufacturing plant for the next 20. Two careers, two contribution histories, two federal retirement systems paid into. On paper, it looks like a windfall: a Railroad Retirement annuity and a Social Security benefit, both legitimately earned. Then the numbers arrive, and Social Security appears to erase most of one part of the railroad benefit.

#Retirement #split

BOGOTA, Colombia (AP) — Colombian President Abelardo de la Espriella on Friday pledged to revive the country's oil and gas sector, restore state-owned energy company Ecopetrol and strengthen the electricity system, arguing that energy security would be a cornerstone of his administration.
Speaking during his inauguration, de la Espriella said Colombia would pursue an energy transition — a shift away from oil, gas and coal toward cleaner energy sources such as wind and solar power — but insisted it must not come at the expense of the country's oil and gas industry.
"I believe in the energy transition," he said. "But that transition must be built from strength, not from weakness, from self-sufficiency and not from dependence."
The remarks reinforce a sharp shift from former President Gustavo Petro, who stopped awarding new oil and gas exploration contracts while pushing Colombia toward renewable energy and making protection of the Amazon a centerpiece of his environmental agenda. Just four months ago, Petro's government hosted an international summit in the Caribbean city of Santa Marta aimed at building support for a global transition away from fossil fuels.
The commitments echo promises de la Espriella made throughout his presidential campaign, when he repeatedly vowed to expand oil and gas production and reverse key elements of Petro's energy policy.

#president

Federal tax law gives laid-off workers with 401(k) loans until their tax return due date to roll over the offset amount, and that deadline could be as late as October.
Workers must fund the rollover with outside money like severance or savings, since the original loan proceeds were spent years earlier.
The extended deadline only applies to offsets from job separation, not missed-payment 'deemed distributions,' which are taxable and cannot be rolled over.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
A worker in her late 50s gets the layoff call and remembers the outstanding 401(k) loan she took two years ago. Somewhere in her memory sits a warning: repay it within 60 days or the IRS treats the balance as a taxable distribution, plus a possible 10% penalty. She is 58, so the penalty exposure feels real. The panic is understandable. It is also largely based on an outdated version of the rule.

#workers #deadline #federal

A familiar name from Clemson football's past is back around the football program, this time in a much different capacity.
Former Tigers wide receiver Martavis Bryant has returned to Clemson and is working with the team in a student-coaching role, per a report from TigerNet. Bryant will also be finishing his degree while spending time with the program.
The move brings Bryant back to a place where he put together a productive three-year career from 2011 through 2013. During his time in a Clemson uniform, the talented receiver totaled 61 catches for 1,354 yards and 13 touchdowns across 37 games. He made 13 starts and also contributed on special teams, finishing with 291 yards on 14 kickoff returns.
Bryant averaged 22.2 yards per reception during his Clemson career, a mark that stood as the best in program history when his career ended. His 13 receiving touchdowns also had him tied for 10th in school history at the time.
His return also gives him the opportunity to work alongside a coach who knows him well. Chad Morris, now back at Clemson as the Tigers' offensive coordinator, held the same position throughout Bryant's entire playing career with the program.

#receiver

North Carolina Courage and Denver Summit kicked off matchweek 16 on Wednesday, but now the weekend matches are set to take the field.
Here's the latest NWSL availability report for Friday's matches:
ORLANDO PRIDE
OUT: Hannah Anderson (Lower Leg), Marta (Head), Haley McCutcheon (Suspension),
Kylie Nadaner (Maternity Leave), Oihane (Lower Leg), Viviana Villacorta (Knee – D45)
QUESTIONABLE: None
INTERNATIONAL DUTY: Barbra Banda (Zambia)
RACING LOUISVILLE FC

#orlando

SpaceX crowned NVIDIA exclusive chip supplier for Starmind, sending NVDL up 7% while SPCQ surged 21% on ***** eX's massive capex-driven selloff.
AMD dropped 7% despite record revenue up 50% and data center sales doubling, losing the Starmind chip socket entirely to NVIDIA.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
A single catalyst is doing the sorting in the AI hardware trade today. ***** eX (NASDAQ:SPCX) released its first quarterly report since its June 2026 IPO after the close on August 4, and although the top-line numbers beat expectations, investors focused on the eye-watering pace of AI capital spending.
On the same evening, ***** eX named NVIDIA (NASDAQ:NVDA) its exclusive AI chip supplier for its new Starmind orbital compute program, with Elon Musk calling NVIDIA's Vera Rubin architecture the best available. That one storyline is powering today's two headline ETF movers in opposite directions, while AMD (NASDAQ:AMD), which lost out to NVIDIA, trades lower.

#starmind

NUGT surged 14% and AGQ jumped 9% today, but both funds remain deeply negative for 2026 despite the rally.
Kinross posted record free cash flow of $840 million in Q2; Gold Fields grew production 15% at a $4,855/oz realized gold price.
NUGT's 10-year return of -79% shows how daily-reset compounding decay can devastate leveraged ETF holders over any multi-day window.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
Leveraged precious-metals ETFs are the standouts on Wall Street this session, with the Direxion Daily Gold Miners Bull 2X Shares (NYSEARCA:NUGT) surging 14.46% and the ProShares Ultra Silver (NYSEARCA:AGQ) climbing 9.39% as both gold and silver spot prices rally, both up between 4% and 5%. The SPDR Gold Shares (NYSEARCA:GLD) is up 4.3% on the session, and traders are attributing the metals bid to a softer US dollar, easing Treasury yields, and market expectations around cooling inflation and geopolitical de-escalation. Those are the catalysts being cited on desks rather than any single confirmed event.

#shares

Medicare's two-year lookback treats a one-time home sale gain as recurring income, spiking Part B premiums for retirees who enroll at 65.
A single filer with MAGI above $500,000 pays $689.90 monthly for Part B alone, up from the standard $203, plus extra Part D surcharges.
The IRMAA surcharge is temporary, but timing the home sale outside the two-year Medicare lookback window can prevent it entirely.
Are you ahead, or behind on retirement? SmartAsset's free tool can match you with a financial advisor in minutes to help you answer that today. Each advisor has been carefully vetted, and must act in your best interests. Don't waste another minute; learn more here.
The scenario is common enough that Medicare planners have a name for it: the IRMAA cliff. A homeowner sells her longtime residence at 63, walks away with a large capital gain, and files a tax return that looks nothing like her usual retirement income. Two years later, when she enrolls in Medicare at 65, the Social Security Administration reaches back to that inflated return and prices her Part B and Part D premiums as if she earns that much every year. In reality, the gain was a one-time event, while the surcharge lingers.

#gain #irmaa #time #sale