President Donald Trump has been in the White House for nearly six years, spanning two nonconsecutive terms. Over that time, the iconic Dow Jones Industrial Average (DJINDICES:^DJI), benchmark S&P 500 (SNPINDEX:^GSPC), and growth-dependent Nasdaq Composite (NASDAQINDEX:^IXIC) have delivered well-above-average annual returns, compared to most other presidents since the late 1890s.
One of the key catalysts powering Wall Street's bull market, the artificial intelligence (AI) infrastructure build-out, was well underway before Trump's second term began. But make no mistake about it: Wall Street and investors have also benefited immensely from the president's Tax Cuts and Jobs Act (signed into law in December 2017), which lowered the peak marginal corporate income tax rate to 21% (the lowest rate since 1939), fueling record S&P 500 share buybacks.
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President Trump's tariff and trade policy may be doing more harm than good. Image source: Official White House Photo by Molly Riley.
President Trump has also made tariffs a huge part of his economic growth plan. Said Trump,

#Trump #NVIDIA #white #House

WASHINGTON (AP) — President Donald Trump says Georgia GOP Senate candidate Mike Collins can call him whenever he wants to ask for help for his state. But if Georgia reelects Democratic Sen. Jon Ossoff, Trump says it could be another story.
"There's a big difference between that and Pee-wee Herman calling," Trump said last week in Perry, Georgia, using his derisive nickname for Ossoff. The president acted out a hypothetical scenario at his rally where Ossoff called to ask for money for his state, with Trump responding, "I don't give a **** what he wants."
It's been a recurring theme at Trump's rallies this month: From North Carolina to Ohio to Kansas, the president has dangled the idea that his administration would be far less likely to help states where Democrats win in the upcoming midterm elections.
Trump has sandwiched the threats into rallies where he has announced goodies like new semiconductor investments, a submarine repair center and fewer limits on a certain type of diesel, underscoring to the audience the types of tangibles an all-Republican Washington could continue to deliver for voters should his party remain in power after November.
But the president's utterances — part of a larger political strategy that's anchored on making the midterms about himself and activating conservative voters — have also injected politics into processes that have traditionally remained apolitical, such as doling out disaster aid and providing benefits for veterans.

#Trump #state

ESPN identified DJ Moore as the Buffalo Bills' most significant offseason addition after Week 7, highlighting the wide receiver's expected impact on the team's passing game. Although Buffalo was on its bye, Moore's role remained central to the discussion of the club's offensive outlook.
Moore joined Buffalo after being acquired from the Chicago Bears in exchange for a 2026 second-round draft pick. The veteran receiver has been sidelined while recovering from a shoulder injury, but his anticipated return could add another dimension to an offense that has continued to produce without him. The team's bye week also provided additional time for his recovery. The Bills entered its bye at 5-1 and ranked second, one spot higher than the previous week in ESPN's poll.
Jan 10, 2026; Chicago, IL, USA; Chicago Bears wide receiver DJ Moore (2) reacts after making a first down against the Green Bay Packers during the first half of an NFC Wild Card Round game at Soldier Field. Mandatory Credit: Matt Marton-Imagn Images
His value is tied to his ability to stretch the field and create opportunities beyond the catch. Moore's routes can force opposing defenses to cover more ground, opening ******* e underneath and making it more difficult to crowd the line of scrimmage. That added room could benefit the running game as well as the passing attack.
Through the first portion of the season, Moore averaged 2.47 yards per route run while recording an average depth of target of 15.9 yards. Those figures led the league, underscoring his ability to generate downfield production. His presence gives the offense a receiver capable of drawing coverage away from other targets and creating explosive-play opportunities.

#week #receiver #bills

Green Bay Packers QB Jordan Love connected on 30 of his 41 passes for 288 yards, three touchdowns, and one interception during the team's Week 8 win over the Carolina Panthers.
SOURCE: USA TODAY
Why It Matters: Forced to operate without the benefit of a professional-level running attack yet again on Thursday night, Love made lemonade, passing for more than 270 yards for the sixth time this season (and fourth in a row) while running his streak of games with multiple touchdowns to eight. Love has quietly moved into that same category as names like Dak Prescott and Jared Goff, who can produce midrange to low-end QB1 numbers without the benefit of doing any running. Through eight games, Love is on pace to throw for 4,773 yards, 34 TDs, and 13 INTs. Even without rushing numbers, that's borderline QB1 production.
This article originally appeared on USA TODAY: Jordan Love tosses three TD passes in win over Carolina

#touchdowns

Patriots vs. Dolphins bold predictions for AFC East clash in NFL Week 8 appeared first on ClutchPoints. Add ClutchPoints as a Preferred Source by clicking here.
The New England Patriots will be a rested and motivated team when they take the field in South Florida to take on the Miami Dolphins. The Patriots lost a hard-fought game against the Chicago Bears last Thursday night, but the defeat was a competitive effort that demonstrated they could play on the road against a team with legitimate Super Bowl aspirations.
The ****** ignment this week doesn't compare. The Dolphins lack the kind of talent on either side of the ball to put up a 60-minute fight against QB Drake Maye and a motivated Patriots team. Miami earned its first victory of the season in their Week 7 game against the New York Jets, but they benefitted greatly from an inefficient and sloppy game from the Jets.
It is unlikely that the Patriots will come at them in a similar manner. New England has played four consecutive solid games, and three of them were victories. When they took down the Buffalo Bills on the road in Week 4, it demonstrated that Mike Vrabel's team was back on track and was ready to make a run at the AFC East ****** le once again.
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#Patriots

The UC Bearcats didn't have long to celebrate their upset of eighth-ranked Texas Texas on Homecoming last week.
That's because the Bearcats now face undefeated and No. 6 Utah, which has the nation's longest active win streak at 13 games. The Utes' last loss was in last year's "Holy War" to rival BYU in Provo, 24-21 Oct. 18, 2025. The Bearcats would benefit if the Utes looked ahead to this year's BYU game, which Utah hosts Nov. 7 at 10 a.m. at Rice-Eccles Stadium.
"I think for us, we need to show how much of an environment we have here," UC head coach Scott Satterfield said. " I know it's Halloween, but dress up and come out yelling in this game. We're going to need to have that home field advantage because it certainly helped us last week, and we know when we play here it's different for us because of that. Hopefully, our fans will show up and be loud."
Utah quarterback Devon Dampier, backup quarterback Byrd Ficklin and running back Wayshawn Parker have all taken direct snaps and are all threats as UC found out last year in a 45-14 walloping in Salt Lake City. Dampier threw for 213 yards and two touchdowns and ran for 78 yards. Parker ran for 104 yards with a touchdown. Ficklin had just 14, but also scored and is every bit the runner Dampier is when in the game. Sometimes, they're both in the game.
"They do a lot of that and they have the talent to put out there," UC coach Scott Satterfield said. "It makes you have to go over all this stuff. Defensive coaches sit in the office all day anyway; it just makes them sit longer to go over all the formations you could get. We call it 'chasing ghosts'. You don't know what you're going to get."

#last #utah #utes #scott

Count Jake LaCava among the New Mexico United players who figures to have less of a strenuous weekend.
And it has little to do with what could happen on the pitch in the club's Western Conference quarterfinal playoff match against rival Phoenix Rising FC at 4 p.m. Sunday. It's more so about what New Mexico will — or won't, rather — be doing beforehand to get there.
No traveling to the airport. No getting on a plane. Just a short drive to Isotopes Park.
"I'm personally afraid of flying," the defender said Thursday. "... I sit there and grip on for dear life, and pray for a landing. … So it takes a lot of stress off me."
Such is the benefit of being the No. 1 seed in the West and the home-field advantage that comes with it, something United secured with last Saturday's 1-0 win at El Paso Locomotive FC in the regular-season finale on midfielder Valentin Noël's fourth-minute stoppage-time goal.

#united #phoenix #rising

Dawson Sutton experienced an eventful afternoon in Friday's Love's RV Stop 225 at Talladega Superspeedway, finishing 19th after leading one lap and encountering tire problems. The Rackley W.A.R. driver started 26th and demonstrated competitive speed during the middle portion of the race.
Sutton advanced through the field as the opening stages featured shifting drafting lanes and changing pit strategies. His No. 26 Chevrolet became particularly competitive during Stage 2, when he finished seventh and collected four valuable points.
Sutton also benefited from an efficient pit stop following the stage, moving toward the front as competitors employed different tire strategies. However, his afternoon became more challenging when a tire problem caused him to slow during the final stage.
The issue contributed to a caution for debris, forcing Sutton to recover lost track position during the remaining portion of the race. Despite the setback, he continued competing and avoided the late accident that eliminated multiple drivers. Sutton ultimately completed 85 laps and finished 19th, one lap behind winner Sammy Smith.
The result earned him 23 points and helped him maintain 18th in the overall NASCAR Craftsman Truck Series standings with 366 points.

#tire

Nearly one in three veterans who relies on the government for health care could benefit from taking psychedelic drugs like magic mushrooms or MDMA.
That's not the ******* sment of some hippie or fading 1960s rock star. It came from Andrew Gradison, a senior adviser at President Donald Trump's Veterans Health Administration. Gradison told a conference for psychedelics enthusiasts this month that he is eager to ramp up the VA's capacity to give the drugs to as many as 2.1 million veterans with mental illnesses like post-traumatic stress disorder or depression. Gradison said 6.4 million veterans regularly rely on the VA for care.
No government regulator has deemed psychedelics safe or effective for mental illness. Under former President Joe Biden, the Food and Drug Administration in 2024 resoundingly rejected a proposal to authorize MDMA — also known as ecstasy — combined with talk therapy, to treat people with PTSD.
But psychedelics are getting a second chance in the Trump administration. Trump in April issued an executive order to accelerate research, clinical trials and patient access to the drugs. Republicans in Congress are among psychedelics' biggest backers. And the constituency they are seeking to please, veterans, are disproportionately Republicans.
Veterans, frustrated with high suicide rates among their fellow ex-service members, are lobbying aggressively to see Trump follow through.

#Veterans #psychedelics #drugs #mdma

A Florida woman who passed away kept receiving her Social Security retirement benefits for nearly six years — and her great-niece was cashing in.
Asha Anderson, 48, of Pompano Beach, Florida had been withdrawing her great-aunt's benefits from ATMs between April 2017 and December 2022 — to the tune of more than $152,000, according to prosecutors.
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#great #asha #anderson #beach

CLEVELAND — A lack of offense put the Guardians' backs firmly against the wall against the Chicago White Sox in an American League Division Series before Jose Ramirez came to the rescue in three consecutive games.
Now in the AL Championship Series, an all-too-familiar — and all-too-unwelcome — lack of timely hitting has every ounce of the Guardians' weight again on their heels, with nowhere else to go but forward or home.
The Guardians lost 3-1 to the Rays in Game 5 of the ALCS, giving Tampa Bay a 3-2 series lead and putting the Rays on the brink of a World Series berth. Trailing in the series for the first time, the Guardians travel to Tampa Bay (without the benefit of an off day to regroup after Game 4 was pushed back) for must-win Games 6 and 7.
They had to win three consecutive games to get to the ALCS. Now, they must again defy the odds and rally to win two connective road games to play the Milwaukee Brewers in the World Series.
"I think it'll help a ton knowing we're able to do it, facing elimination," said outfielder Steven Kwan, who made two highlight reel defensive plays in Game 5 to save at least two runs. "I think we feel a little better on this one as opposed to the [ALDS] since we've got some wins under our belt.

#series #games #alcs

Gennaro Gattuso is thrilled with the Lazio players who produced a fabulous performance against Juventus on Sunday.
The Biancocelesti extended their superb start to the Serie A campaign by registering their sixth win in seven rounds. Oliver Provstgaard, Gustav Isaksen, and Fisayo Dele-Bashiru all got on the scoresheet as Lazio returned from Turin with a 3-0 victory. This was certainly the team's best result of the season, especially considering the size of the opponent.
In his post-match interviews (via La Lazio Siamo Noi), Gattuso expressed his delight with the team, taking great pleasure in their ability to overcome the odds after being tipped to fight for relegation by some observers at the start of the season.
We're not looking at the league table. We have to keep working hard and maintain the right mentality. I've seen a lot in this game, and we have a clear path to follow: work. People were writing us off as dead and saying we would be fighting relegation. But our path was the right one, and the players believed in it. We'll see where we end up.We like to press our opponents, get tight to our markers and play offensively. That brings benefits. We can't sit back and manage games; we have to keep pressing forward aggressively. On a personal level, it's a pleasure to work with these players, too.
The Calabrian admits that he almost gave up on coaching at one point during his career, but he has now found internal serenity.

#lazio #players #start #season

Michael Carrick singled out Youri Tielemans for praise following Sunday's stalemate at Elland Road.
Manchester United were held to a 1-1 draw with their arch-rivals Leeds United, leaving them 13th-placed by the end of the weekend.
(Photo by Michael Regan/Getty Images)
Weighing in on his side's performance post-match, Carrick said of the summer signing: "I've been really impressed with Youri. He's exactly what we thought and hoped for, bringing him into the group.
"I think his experience, his presence, [and] his personality [are beneficial]. Youri's definitely one of those where he'll do anything you ask him for the benefit of the team.

#youri #regan

Death, taxes, and the Dallas Cowboys being no match for the Green Bay Packers in the 21st century.
Much was made about how it had been 10 years (Thursday was the official anniversary) since the Cowboys tasted victory against their longtime rivals. Sunday night offered the next opportunity, and we are all going to have to keep on waiting.
The Cowboys were never really in the game against Green Bay and seemed to be fighting themselves as much as they were the Packers. It is hard to believe that they had the mini bye to prepare for this as they looked as without preparation as a Cowboys team has looked in some time.
Dallas is officially 2-4 after their latest outing and while they have the "benefit" of playing in a down NFC East… they in no way look like a team that you can trust right now. In fact, they looked like that last week against the Tampa Bay Buccaneers and only corroborated that notion at Lambeau Field.
This is a really tough moment for a Cowboys franchise that has experienced several of them within the last 1,000 days (and well beyond that, but you know what I mean). What happens next? Anything? Should something?

#cowboys #looked #really #team

President Donald Trump's portfolio managers bought as much as $30 million in Meta stock and ******* eX debt in August as purchases made in his name continue to be highly active.
A newly released financial disclosure shows more than 500 securities transactions in August, including up to $25 million in Meta stock and $5 million in ******* eX debt. His portfolio also invested in AT&T, Netflix and Chevron. In contrast, he sold shares of Advanced Micro Devices, T-Mobile, Dell Technologies and Nvidia.
Democrats have criticized moves made by the president's portfolio managers in the past. Sen. Elizabeth Warren and Rep. Robert Garcia sent a lengthy letter to Trump in August, saying they want to know who are the money managers in charge of his investments.
"One ******* ysis estimates that you reported more than 14,000 stock trades, worth up to $1.06 billion during your first year in office. The total is likely higher as these reports don't even include transactions worth less than one thousand dollars," reads a passage of the letter.
"The sheer volume of this trading activity and the timing of a number of transactions, raise questions about whether you are using your knowledge of government activities, your official authority, or the vast megaphone provided by the Presidency to make investments or move markets to your personal benefit—and about whether you have been making decisions that boost your portfolio at the expense of taxpayers, the economy, and national security," it adds.

#million #Stock

For an average single person planning to stop working at 64, a $1.2 million 401(k) account and $2,800 Social Security benefit could provide enough income to make ends meet during retirement. Widely used guidelines suggest your annual income may be around $81,600, which may or may not be more than your annual expenses. Much depends on individual circumstances, including the kind of retirement lifestyle you desire, your location and future trends of inflation, taxes and investment returns. To get a comprehensive workup of your retirement budget, take the question to a financial advisor.
Income and expenses represent the two sides of your retirement budget. Both are equally important and decisions you make regarding either can affect the overall accuracy and dependability of the budget.
You can estimate expenses by using averages for typical retirees or by considering specifics of your situation with estimate for categories such as housing, healthcare and taxes. Similarly, you can estimate future income with general guidelines or by accounting for specifics such as your personal investment preferences.
In your case, we'll start with income since we have information about that. Despite the possibility that Social Security benefits will be cut by about 20% after 2035, your $2,800 Social Security benefit can probably be relied upon. And benefits are indexed to a cost-of-living benchmark, providing protection against inflation.
Note, however, that if you wait to claim benefits, your monthly amount will increase every year until you are 70. By claiming at age 64 rather than waiting until your full retirement age of 67, you are receiving 20% less. If you wait until age 70, you'll get 24% more than at 67. And you'll receive the higher amount, adjusted annually for cost of living, as long as you live.

#Retirement #benefits

A Medicaid divorce lets the at-home spouse keep the house and up to $162,660 while Medicaid covers the nursing home's $9,277 monthly bill.
The strategy requires a real court-ordered divorce, since Medicaid's five-year look-back treats uneven transfers as gifts and penalizes them.
Before filing, families should exhaust spousal refusal, Medicaid-compliant annuities, and exempt-asset conversions, since a divorce strips survivor benefits and medical decision rights.
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A Medicaid divorce, involves a long-married couple legally ending their marriage as part of a long-term care strategy. He enters a nursing home that Medicaid may cover, while she keeps the house and a larger share of their savings to protect her retirement. It's a real but uncommon strategy. State laws may vary, and many attorneys consider it a last resort.

#medicaid #real #since #stocks

Michael Dell, philanthropist and founder of Dell Technologies, pushed back against critics who argue that allowing wealthy investors to donate individual company stocks to Trump Accounts could have a nefarious impact.
Under new rules that took effect last week, charities can put individual stocks into kids' accounts as a donation. Trump Accounts are tax-advantaged investment vehicles that can be used for education expenses, starting a business, or saving for retirement. They were authorized in last year's One Big Beautiful Tax bill. Previously, the money was required to be invested in low-cost index funds.
Read more: Trump Accounts expand to stock donations. What are the benefits and risks?
So far, ***** eX President Gwynne Shotwell is the only donor to announce a major stock contribution, pledging more than 2 million shares to benefit lower-income children ages 11 to 17 living in lower-income areas.
"It's kind of hard for me to believe that's a bad thing, right?" Dell said Wednesday in an interview with Yahoo Finance. "That these children are going to somehow be negatively influenced because they now have one share of ***** eX, but they didn't have before, right? The alternative is they didn't have it, right?"

#last #lower

Michael Dell, philanthropist and founder of Dell Technologies, pushed back against critics who argue that allowing wealthy investors to donate individual company stocks to Trump Accounts could have a nefarious impact.
Under new rules that took effect last week, charities can put individual stocks into kids' accounts as a donation. Trump Accounts are tax-advantaged investment vehicles that can be used for education expenses, starting a business, or saving for retirement. They were authorized in last year's One Big Beautiful Tax bill. Previously, the money was required to be invested in low-cost index funds.
Read more: Trump Accounts expand to stock donations. What are the benefits and risks?
So far, **** eX President Gwynne Shotwell is the only donor to announce a major stock contribution, pledging more than 2 million shares to benefit lower-income children ages 11 to 17 living in lower-income areas.
"It's kind of hard for me to believe that's a bad thing, right?" Dell said Wednesday in an interview with Yahoo Finance. "That these children are going to somehow be negatively influenced because they now have one share of **** eX, but they didn't have before, right? The alternative is they didn't have it, right?"

#accounts

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The annual Social Security cost-of-living adjustment (COLA) can make or break the finances of retirees, as it determines how much benefits will increase to keep pace with inflation.
Since COLAs are very important to beneficiaries, advocacy groups make predictions throughout the year, offering insight into how much extra money (if any) Social Security recipients will collect in the coming year.
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#make #moneywise #since

When a farm sells for a lump sum, IRS rules split proceeds across five ******* et types, and only market cattle profits count as Social Security self-employment earnings.
In a hypothetical sale generating $500,000 in gains, only $100,000 from market cattle counts toward Social Security's earnings test, while land and equipment gains register $0.
Land gains escape the Social Security earnings test but still raise adjusted gross income, potentially making up to 85% of benefits taxable.
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Freeman Family Ranches covered 87,953 acres across the North Texas and Oklahoma panhandles. The three properties, in the family for four generations, sold in late July after being listed at nearly $128 million.

#Social #gains #family #market

Social Security acts as a financial safety net for many retirees, but it's not enough for most. These government checks were never designed to cover all living expenses. Social Security is a supplemental income source that can keep up with expenses if you combine it with savings.
That's why many people are encouraged to save up before retirement, and the math proves it. Your life in retirement will be very different if you just live on Social Security compared to having $500,000 in savings alongside your government checks. Let's break it all down below.
The average monthly Social Security benefit for retired workers as of mid-2026 was $2,085.98, according to the Social Security Administration (SSA). At that rate, you will not pay any taxes on Social Security, ******* uming you do not have any other income sources. You won't even have to worry about state income taxes.
However, that's where the advantages end if you rely exclusively on Social Security. Per Apartment List data, the national median rent was $1,390 in August. That median rent leaves you with less than $700 for groceries, transportation, healthcare, utilities, insurance, debt and miscellaneous purchases.
For most people, the average Social Security is not enough. High-earners can max out their benefits at $5,181 per month if they earned a high salary for most or all of their 35 highest-earning years and wait until 70 to tap into Social Security, per the SSA. That monthly amount offers more room for financial flexibility, but the average is insufficient for most people unless their spouse earns a similar check or they live very frugally.

#income #financial

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Deciding how much to withdraw from your retirement accounts means finding a balance between enjoying life and making your money last. Taking too little leaves you with unused savings, while taking too much risks running out of money later. Taxes also affect how much you can actually spend. To help you create a retirement budget, let's break down the example of a 67-year-old with $870,000 in a 401(k), $120,000 in an IRA and $26,400 annually from Social Security. Here's what a withdrawal plan could look based on two rates.
A financial advisor can help you create a withdrawal strategy that balances your lifestyle needs, tax impacts and long-term retirement goals.
A 401(k) and a traditional IRA are both retirement accounts funded with pre-tax dollars. Contributions are deducted from your taxable income, allowing you to grow savings faster because the money enters the account before taxes. In retirement, however, all withdrawals are taxed as ordinary income. This includes both the money you contributed and the investment earnings.
This is different from a Roth IRA, which is funded with after-tax dollars. You do not receive an upfront tax deduction for contributions. The benefit comes later: withdrawals in retirement are tax-free, including both contributions and earnings.

#taking #taxes #later #Help

Michael Jackson's estate reported about $20 million in benefits for his three children and his mother during 2024, according to an annual accounting obtained by TMZ.
The filing, submitted by executor John Branca, details spending for Prince Jackson, Paris Jackson, Bigi Jackson and Katherine Jackson, including bills paid on their behalf.
Prince's approximately $4.9 million tax bill accounted for most of his reported benefits.
Katherine's entries included $145 at Cordie Cakes, $242 for balloons and $400 for cleaning services.
Prince had the largest reported benefits total at approximately $6.4 million. Payments connected to a Chevron gas card were also listed among his expenses.

#million #prince #approximately

EPR Properties (NYSE: EPR) is a company focused on properties designed for experiential and educational purposes. One of the benefits of owning its stock has been its dividend, which has increased for four consecutive years.
EPR is a real estate investment trust (REIT), which means it must pay out at least 90% of its taxable net income as dividends to retain that status. That makes it highly likely that payouts will continue. As the dividend has become more generous, it might surprise investors how little it takes to generate more than $1,000 in annual dividends in this stock.
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Working with whole shares, 269 shares purchased for $15,182 will generate $1,001 in annual dividends.
This amounts to an annual dividend of $3.72 per share with a yield of about 6.6%. That is far above the S&P 500 average of 1.1%. Moreover, it is one of the few stocks paying monthly dividends, which might make it especially appealing to income investors.

#Dividend #annual #missed

The $200 million in payments dwarfs previous amounts disclosed in the case.
The former CIA officer arrested after authorities discovered roughly $40 million worth of gold bars in his Virginia home pleaded guilty in federal court on Tuesday to a single count of wire fraud, admitting he defrauded the U.S. government out of nearly $200 million for his personal benefit.
David Rush was previously described by prosecutors as a "master manipulator" who used his clandestine position to amass millions worth of gold bars and luxury watches -. though the government revealed in Tuesday's hearing the extent of his alleged deception far exceeded what was previously known to the public.
The nearly $200 million in payments to Rush, which dwarfs previous amounts disclosed as part of his case, will likely only further draw public and congressional scrutiny to the intelligence community to provide more transparency regarding its methods in doling out taxpayer dollars to agents and the oversight that follows such exchanges.
The case has drawn widespread intrigue and raised major questions regarding the intelligence community's management in overseeing the secretive systems that grant officials like Rush the ability to amass high-value ****** ets tied to their work.

#million #payments #dwarfs

Social Security is the only income that automatically beats inflation, making it the anchor of any retirement plan built on $540,000 in savings.
Delaying Social Security past 64 and bridging expenses with Treasury bills yielding above 4% produces a larger lifetime benefit and a smaller tax bill.
The 4% withdrawal rule applied to $540,000 yields about $21,600 annually, and claiming Social Security early permanently cuts that check by roughly 20%.
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A 64-year-old with $540,000 saved and a $2,600 monthly Social Security estimate has two very different kinds of money. One is a government check that rises with prices for life, while the other is a portfolio that has to survive market drops, inflation and possibly 30 years of withdrawals. The income you can count on depends almost entirely on how you connect those two pieces over the next three years.

#security #income #almost #years

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During most of the decades you are preparing financially for retirement, you are likely focused on saving as close as you can get to the recommended amount, without worrying too much about the details. As you approach retirement, however, it's a good idea to look more closely at what might be a realistic retirement budget. At age 62, with $890,000 in a 401(k) account, $115,000 in a Roth IRA and accounting for Social Security benefits, you can likely generate enough income to cover typical retiree lifestyle expenses. Your individual needs may vary, of course, but there are likely moves you can make now and in retirement to give you the flexibility you'll need to fund a comfortable and secure retirement.
Consider speaking with a financial advisor for help building an effective retirement strategy.
A typical retirement budget starts with the income side and Social Security benefits represent an important part of that for a large majority of retirees. Social Security is lifelong, guaranteed by the U.S. government and includes annual cost-of-living adjustments to keep up with inflation. The amount of your specific benefit is controlled by your work history and age at claiming. ****** uming your current income is $90,000 annually, here are estimates of your annual Social Security benefit based on your age when you start claiming benefits:
Age

#annual

Interested in Texas Instruments Incorporated? Here are five stocks we like better.
Texas Instruments, Philip Morris International, and W.P. Carey all recently raised their dividends and offer yields ranging from roughly 2% to nearly 6%.
Although all three stocks show elevated trailing payout ratios, forward-looking estimates using future earnings or AFFO suggest their dividends are sustainable.
Each company's growth drivers differ, with Texas Instruments benefiting from chip demand, Philip Morris from smoke-free products, and W.P. Carey facing pressure from higher interest rates.
Texas Instruments (NASDAQ: TXN), Philip Morris International (NYSE: PM), and W.P. Carey (NYSE: WPC) are key names across semiconductors, tobacco, and real estate with strong dividend yields. These three names not only have yields between 2% and 6% but also just increased their payments. At first glance, their dividend sustainability looks questionable, with all three having elevated payout ratios. However, adjusting for future growth and using the appropriate payout metric shows that their dividends are on solid footing.

#instruments #dividends #yields #international

You might wonder where your monthly Social Security check stands compared to everyone else's. The average monthly benefit for retired workers is $2,071.30 as of December 2025, according to the Social Security Administration (SSA). That amounts to about $24,855.60 per year, but this single figure covers a massive range of ages and circumstances.
Age
Overall
Men
Women

#Social #december #administration #women