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MgEoHh
7 hours ago
FC Barcelona have begun the process of renewing defender Gerard Martín's contract, per multiple reports. The 24-year-old footballer has risen through the ranks and become an important part of manager Hansi Flick's set-up.
Barça are said to be looking to tie him up for longer, with a bigger release clause and a higher salary. There is reportedly no hurry on either side, as he has a contract until 2028. There is a sense of optimism surrounding the negotations, as the team is happy with his performances and the player wants to stay.
Barça reportedly see him continuing to be a key part of the squad and possibly even improving as time goes on. A Barcelona native, Martín was a product of UE Cornellà's academy before going to Barcelona's B team. Reports say he's happy to stay with his hometown club.
So far, there have been no concrete negotiations or even a set date for a meeting on the matter. All that has been reported are preliminary conversations.
A left-back by training, he has broken through as a center-back under Flick. With Ronald Araujo on loan to Liverpool FC, Barça are set to use Martín often this season alongside Pau Cubarsí. There was talk of a potential center-back signing, though none came. Andreas Christensen has split duties as the other center-back to start this season. Barça also has Eric Garcia, though he often plays as a full-back.

#back #Barcelona #part #team
zesty22075
16 hours ago
Kansas City, Missouri — Vice President JD Vance announced Monday the Trump administration will suspend roughly 870,000 people suspected of defrauding pandemic-era small business programs from receiving future federal loans.
The vice president contended that borrowers who stole taxpayer money should no longer be eligible to receive loans from government-backed programs.
"If you screwed the American taxpayer, the federal government is now going to say you're cut off, no more," Vance told reporters. "You shouldn't be applying anymore, and if you do apply, you're no longer able to get those benefits."
His remarks came as the Justice Department announced a slew of cases in a nationwide crackdown on fraud involving the COVID-19-era Paycheck Protection Program.
The department's enforcement push, which ran from June 12 through Sept. 1 and was dubbed "Heartland fraud surge," resulted in actions involving more than 160 defendants and approximately $245 million in intended losses to taxpayers. The operation was put into action more than five years after the government pushed emergency loans to businesses nationwide that were struggling as a result of the coronavirus pandemic.

#president #pandemic #federal
5kerne
20 hours ago
Harvey Elliott went to Valencia in search of calm, minutes and the sort of fresh start that can rescue a career from drift. Instead, as Liverpool.com reports, he has arrived in the middle of turbulence, and for a young footballer trying to rebuild belief, that can be a cruel place to begin again.
The move to Spain felt, on the surface, like a sensible answer to a difficult year. Elliott had returned from an underwhelming loan at Aston Villa, a spell that promised more than it delivered, and came back to Liverpool needing clarity. Under Andoni Iraola, opportunities in pre-season were there in glimpses, but the direction of travel soon became obvious. He was not an obvious fit and early omissions from matchday squads told their own story.
So Valencia offered possibility. A big club, a demanding crowd, a league that can reward intelligence and craft, it seemed a place where Elliott might reconnect with the qualities that once made him such an exciting young midfielder. Yet football has a habit of mocking tidy plans.
IMAGO | Anfield Index
Valencia are bottom of La Liga after five matches, with only one draw to show for them. Supporters are restless, results are poor and the mood has soured quickly. Elliott, still working his way towards full sharpness, has managed only two substitute appearances. That was already a delicate situation. It has now become even more unstable.

#valencia #place #obvious
glid2compass
21 hours ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
With mortgage rates pushing 7%, the timing of a "rate sale" couldn't be better. Chase Home Loans is once again hosting a limited-time interest rate discount promotion.
The national lender launched its first weeks-only offer just over a year ago. Apparently, it's been enough of a success that Chase is bringing the rate sale back for its third encore.
The rate discount is available for three weeks only, from Monday, Sept. 14, through Sunday, Oct. 4. Chase Home Loans will offer homebuyers and homeowners discounted rates on all new mortgage purchase and refinance loans. The sale is available for both new and existing customers.
While offers vary by state, Chase says qualified buyers can receive up to 0.25% off their loan interest rate. For example, an offered rate of 6.75% could be cut to 6.50%. That would save a borrower over $23,800 in interest on a $400,000 loan with a fixed-interest 30-year term — and reduce the payment by more than $65 a month.

#offers #rates
nearlyl3nxwildly
2 days ago
This story was originally published on Bisnow, the newsroom global commercial real estate reads first. To receive daily news and ***** ysis, subscribe to Bisnow's free suite of newsletters.
Despite office vacancy falling in most major cities, most landlords are still watching their margins shrink a half-decade after tenants embraced remote work.
Median total operating expense growth has exceeded revenue every year from 2021 through 2025, according to a Trepp ***** ysis of office properties backing CMBS loans.
Operating expenses have increased 2.7% annually, compared with a 1.3% growth rate for revenues. Net operating income has been squeezed to just a 0.2% uptick annually as a result.
Overall, the implied five-year growth rate is 14.3% for operating expenses and 6.7% for revenues. NOI was up just 1% during the period, according to Trepp's model.

#year #expenses
l7hq2juz3n
2 days ago
If you are looking for yield today, rising interest rates have increased your options. For example, the 30-year Treasury bond's yield is around 5.3% as of this writing. By comparison, the S&P 500 index (SNPINDEX: ^GSPC) is only yielding around 1%. But there are still two big reasons why investors may want to buy a high-yield dividend stock like Coca-Cola (NYSE: KO), even though its 2.4% yield isn't even close to the 30-year Treasury yield.
A bond is an agreement between the lender and the borrower. The lender provides a fixed amount of cash, while the borrower pays interest at a fixed rate until the loan matures. When the loan matures, the borrower repays the bond's principal. Everything is fixed, and both the value of the interest collected and the bond's principal are slowly eroded by inflation. It doesn't matter that 30-year Treasuries are considered safe because they are backed by the U.S. government. The big inflation risk is still the same.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
If you have a short investment time horizon, inflation may not be a big issue for you. In which case, the 5.3% yield of a 30-year Treasury would probably be more attractive than Coca-Cola's 2.4% yield. However, if you have a long time horizon, Coca-Cola's yield comes with something that a Treasury doesn't: Growth.
Coca-Cola is one of the world's largest consumer staples companies. It has an incredible history of growth, highlighted by 64 annual dividend increases. That makes the company a Dividend King. But think about that for a second, you can collect 30 years of the same income from a bond or 30 years of increasing income from Coca-Cola. Since the start of 1996, roughly 30 years ago, the company's dividend has increased by nearly 750%. That dividend growth was driven by the company's growth, which also led to an over 300% increase in the stock price. If you hold a bond to maturity, all you get back is the principal.

#coca
hayaz0479
2 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Mortgage rates have been slowly rising over the past seven months, from just below 6% before the Middle East conflict began in late February to near 7% this week (with some surveys reporting rates already above 7%).
However, it's still possible to lock in a rate below the national average. Borrowers need to shop diligently and deploy one or more of the following strategies to earn the lowest mortgage rate possible in the 2026 housing market.
See the average mortgage rate in your state.
Analysis by Yahoo Finance of nearly 5,000 mortgage lenders reporting 2026 loan information under the Home Mortgage Disclosure Act reveals the surprising truth: the lenders offering the absolute lowest mortgage rates. In 2026, the largest national banks, credit unions, and homebuilders that finance their own construction offered the most favorable home loan rates to the widest variety of borrowers.

#rates #finance #reporting
BarElY_0431
2 days ago
All eyes are on the Fed with another higher than expected reading for core inflation. Jeff Klingelhofer, CFA, Managing Director, Portfolio Manager & Senior Research **** yst, Securitized **** ets at Aristotle Pacific, talks with host Brad Roth on this episode of Behind the Ticker about why the new Fed Chair stepping into an environment of high inflation matters for investors and bonds, and what that means for how the firm is positioning their strategies that include three new ETFs, the Aristotle Core Plus Income ETF (ARCP), the Aristotle Multi-Sector Income ETF (ARMS), and the Aristotle Short Term Income ETF (SDUR).
You can also watch this conversation here or on our YouTube, as well as find it on any of your preferred podcast streaming platforms.
A non-traditional path to fixed income: Jeff Klingelhofer started at PIMCO, moved through Tokyo and London, then took an unexpected detour into a five-person hedge fund during his Chicago MBA. That experience shaped his career trajectory, from building Thornburg's taxable fixed income desk from scratch to joining Aristotle Pacific in 2024.
The relative value philosophy: Instead of chasing yield by taking more risk within a single **** et class, Klingelhofer compares opportunities across all of fixed income, including corporates, ABS, CLOs, bank loans, and more. His go-to example: in 2020, an American Airlines corporate bond and its aircraft-backed EETC priced identically, but a month later one traded at 27 cents on the dollar while the other held at 65 cent, proof that siloed desks miss cross-market mispricing.
Three ETFs, one philosophy: Aristotle Pacific's new suite of SDUR (short-term income), ARCP (core plus), and ARMS (multi-sector income) applies this relative value lens across the risk spectrum, each targeting a different level of duration and credit exposure. All three aim to outperform passive benchmarks through active security selection rather than added risk.

#jeff #etfs
tAg1qXfz
2 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Debt consolidation combines multiple debts into one loan, usually at a lower interest rate, and you repay the full balance. Debt settlement involves negotiating with creditors to pay less than you owe, but it damages your credit and isn't guaranteed to work.
Understanding how both options work can help you determine which would better fit your financial situation.
Debt consolidation involves replacing your current debts with a new loan or line of credit, ideally with a better interest rate. If you consolidate multiple debts, you can also simplify repayment into a single monthly payment.
There are multiple ways to consolidate debt, including:

#interest
hixet_xzocu_sco_ha_k
2 days ago
The Los Angeles Dodgers lost 4-3 to the Miami Marlins as their offense returned to its previous lows.
Both of the Dodgers' runs came in the first inning from two different homers by Mookie Betts and Max Muncy.
They were back-to-back long **** that looked to start the game off with a bang, but after that, the Dodgers struggled to get consistent contact and hits.
Sep 11, 2026; Miami, Florida, USA; Los Angeles Dodgers designated hitter Josue De Paula (95) runs toward second base during a steal attempt in the fourth inning against the Miami Marlins at loanDepot Park. Mandatory Credit: Sam Navarro-Imagn Images
The Dodgers got only three hits and five walks, and without the home runs, it was just two hits.

#Dodgers #Miami #mookie
glid2compass
2 days ago
Block, Inc. (NYSE:XYZ) is taking another step toward consolidating its digital **** et operations under a federal regulatory framework. On September 8, it filed an application with the Office of the Comptroller of the Currency (OCC) to charter Builders Bank & Trust, N.A.
If chartered, the Builders Bank & Trust could become an important part of Block's digital **** et custody infrastructure, giving the company a federally supervised framework for custody and related services involving bitcoin and stablecoins.
Builders Bank & Trust would be an uninsured national trust bank, meaning it would not accept deposits or make traditional loans. Instead, its focus would be on fiduciary and custody services, allowing Block to build specialized infrastructure for safeguarding digital **** ets.
The structure could be particularly valuable as Block, Inc. (NYSE:XYZ) seeks to expand its institutional customer base. A federally supervised custody operation could give larger financial institutions greater confidence in Block's ability to safeguard Bitcoin and other digital **** ets.
Stablecoins represent a potentially important opportunity for Block, particularly through its Cash App ecosystem. A regulated custody infrastructure could eventually support broader stablecoin-related products and payments if Block chooses to expand further in this area.

#Bitcoin
ZA_9h8BT8
2 days ago
U.S. Bancorp (NYSE:USB) has raised its quarterly dividend by 3.8% to $0.54 per share. That brings the annualized payout at $2.16 and the yield at 3.5%.
For income-focused investors, the increase adds to the bank's appeal. But the more important point is what supports the higher payout.
U.S. Bancorp enters the second half of 2026 on firm footing. The bank's latest results show accelerating earnings, strong loan growth, and a solid capital position.
U.S. Bancorp (NYSE:USB)'s revenue increased 10% YoY in Q2 to a record $7.7 billion. Net interest margin jumped to 2.79%, up from 2.66% a year ago. That helped push the net income attributable to the bank up 20% to $2.18 billion. Diluted EPS rose 21.6% to $1.35.
The bank's balance sheet also continued to expand. Average loans increased 7.1% to $405.5 billion, supported by strong commercial, commercial real estate and credit card lending activity. Average deposits increased 2.4% to $515.1 billion, providing low-cost funding for the loan growth.

#Growth
neon
3 days ago
Roberto Mancini was in the stands at the Stade Jean-Bouin to monitor the progress of two potential Italy internationals as Paris FC hosted Lyon.
According to L'Équipe, the Italy boss travelled to the French capital specifically to watch defender Diego Coppola and forward Luca Koleosho, both of whom started for the hosts. The pair have been capped twice each at senior level for the Azzurri.
CREMONA, ITALY – OCTOBER 14: Luca Koleosho in action during the UEFA Euro U21 Qualification match at Stadio Giovanni Zini on October 14, 2025 (Photo by Marco M. Mantovani/Getty Images)
Paris FC now carry a distinctly Italian flavour after Coppola arrived permanently from Brighton this summer, while Koleosho completed his own switch from Burnley, having spent the second half of last season on loan at the club. Ciro Immobile was also on the books up until his retirement in the summer.
Koleosho, born in Norwalk, Connecticut, to a Nigerian father and an Italian-Canadian mother, is eligible for the United States, Canada and Nigeria but has committed to Italy, whom he first represented at senior level in June.

#luca #october #whom
ivnkmuaflqhfibw
3 days ago
The Dodgers and Marlins conclude their 2026 business on Sunday afternoon at loanDepot Park in Miami.
The Dodgers haven't listed a starter, but Emmet Sheehan is in line to pitch bulk innings after his stellar Monday start at home. Justin Wrobleski was previously listed as the Sunday starter, perhaps as an opener, as the left-hander was also warming up to potentially pitch on Friday night in relief in Miami. There's also when the Dodgers decide to activate Roki Sasaki off the injured list to consider.
Right-hander Eury Pérez starts for Miami.
Teams: Dodgers at Marlins
Ballpark: loanDepot Park, Miami

#loandepot #starter
khruiqbev
3 days ago
Los Angeles Dodgers outfielder Kyle Tucker has started to click for another promising run of games, this time due to a mechanical shift.
He finished Friday's game against the Miami Marlins going 3-for-3 with a sacrifice fly, along with a triple and a grand slam.
Over his last two games, he is 6-for-8 with just one strikeout, two home runs, a triple, and a double.
Tucker has been a disappointment by all accounts this season, hitting just .225/.323/.361 with a 93 wRC+ and a 0.2 fWAR, per FanGraphs.
Sep 11, 2026; Miami, Florida, USA; Los Angeles Dodgers right fielder Kyle Tucker (23) runs toward third base after hitting a triple against the Miami Marlins during the sixth inning at loanDepot Park. Mandatory Credit: Sam Navarro-Imagn Images

#triple #angeles #kyle #games
iuimc
3 days ago
After coming back to Santiago Bernabeu with heaps of promise and an excellent loan spell at Lyon, Endrick's season hasn't really unfolded the way he was hoping for.
The Brazilian international's progress has been slowed by injuries and a lack of game-time. The fact that Real Madrid have landed on a brilliant deal by signing Carlos Espi doesn't help things either.
All of these factors have led to question marks over Endrick's future, with AS Roma credited with interest in the forward in the upcoming January transfer window.
According to English commentator Feargal Brennan (h/t Defensa Central), Jose Mourinho could reconsider his position on Endrick's future when the winter market opens.
Endrick's future at Real Madrid remains in doubt. (Photo by David Balogh/Getty Images)

#carlos
gi_rabri_melax59
3 days ago
David Moyes has made it clear, Jack Grealish is in line to start for Everton against Tottenham this weekend. After a short outing from the bench in the recent defeat to Manchester United, the Everton manager believes the 31-year-old is now ready for a bigger role.
That matters, because Everton need quality and they need it quickly. Their transfer window closed with more frustration than progress. Grealish returned on loan for a second straight season, but the late collapse of a move for Monaco striker Folarin Balogun left Moyes with a squad short on numbers and light on attacking options.
Moyes did not overcomplicate the issue. "I think Jack is special – I think he is ready to play, yes," said Moyes. "I think Jack is probably a boy who needs the football [matches] more than he needs the training sometimes."
That sums up Grealish well enough. He is a rhythm player. He needs minutes, contact, pressure, and repetition. Training helps, but matches sharpen him. Moyes sees that clearly and added: "I think game time helps Jack. In ways, that's him still building up to his best but, I've got to say, he's had a good week of training and he's beginning to look ready to start."
Photo IMAGO

#everton #training #short
szl94nbb
3 days ago
"He knows his role in the team. Serhou Guirassy is our number one striker. He is the challenger." With these clear words, Niko Kovač made it plain at the press conference ahead of the season opener against Hamburger SV who is in charge in Dortmund's attack. But in football, two weeks can feel like an eternity. By now, the black-and-yellow world looks very different.
Because Fabio Silva has now become so important that he could even prompt a system change at Dortmund. Guirassy himself also raved about his competitor. "Fabio Silva and I really enjoy playing together and we have a lot of fun in training. He is a great player," he said after the Champions League win against Villarreal to the microphone of 'Amazon Prime'.
You can see what else the two say about each other here in the video.
Coach Kovač was also full of praise after the win against the Spaniards. Fabio Silva repeatedly worked his way into clear-cut chances and rewarded himself for his effort. "You can see that we can play this system with two strikers just as well as with one striker. If we now add Fabio (Silva, editor's note) alongside Serhou (Guirassy, editor's note) too - and we will - then we really have something special," said the BVB coach happily.
Few would probably have expected the Portuguese forward to be receiving this kind of praise right now. In the summer, there were rumors about a transfer because Silva had only rarely been able to meet expectations. According to 'Sky', the Bundesliga club would have been open to talks starting at a fee of 20 million euros. Both a loan and a sale were reportedly considered.

#serhou #coach #clear #himself
19lstv8hrhlby7ma
3 days ago
Franco Mastantuono's time at Real Madrid was anything but memorable as he suffered with poor form and fitness and never really got going as many expected him to.
The youngster thus left the club in the summer transfer window, just one season into his Real Madrid stint, and is currently on loan at Fiorentina for one season.
Los Blancos, meanwhile, have brought in Yan Diomande as a record signing to strengthen the left flank – the same position Mastantuono used to play while at the club.
Last night, Mastantuono started Fiorentina's Serie A clash against Venezia which ended a 4-1 win for his side, and it was the young Argentine who played the pioneering role.
Lionel Messi held the record for decades. (Photo by Johnnie Izquierdo/Getty Images)

#real
ux_jh
3 days ago
Anthony Gordon has only played five matches for Barcelona since joining in May, but the England winger is already making a big impression.
The former Newcastle United forward has provided four ****** ists in his first five games for the free-scoring Spanish giants.
The 25-year-old is still hunting his first goal, but has slotted seamlessly into Barcelona's attack - in a left-wing spot often filled by on-loan England team-mate Marcus Rashford last term.
And Gordon is not just making an impression on the pitch.
He delivered his welcome speech in Spanish - a language he said he learned with the help of one of Newcastle's Spanish physios - before adding a couple of phrases in Catalan when speaking with fans.

#Barcelona
joqed34
3 days ago
For those of an earlier generation, ******* an and football had one connection: the adventures of Captain Tsubasa, known as Oliver Hutton in the West, the fictional young striker who would go on to play in Brazil before moving to Europe. The cartoon became a reality with Hidetoshi Nakata, the distinctive and talented attacking midfielder who made his name with Perugia and won the Scudetto with Roma, paving the way for a wave of ******* anese players in Serie A at the turn of the millennium. One of them even made his way to Milano, via Emilia-Romagna.
Yuto Nagatomo, the last ******* anese player in the history of the Nerazzurri, and also the first, turns 40 today.
He arrived through one of those winding transfer routes, in a loan swap with Cesena in January 2011. Davide Santon went to Emilia-Romagna, while Inter welcomed a ******* anese full-back who was barely 1.70 metres tall, and powered by seemingly endless batteries that always left him with more energy than everyone else. Seven of his first nine goals for Inter came in the final half-hour, when he was still charging forward. The secret? Umeboshi. ******* anese salted plums, a great remedy for fatigue. He ate them before every game. It was also the result of a thoroughly Eastern discipline, combined with a football education that arrived slightly later than usual. Yuto did not come through the academy at a major club. He played football at school until he was 20. At first, this was a tactical limitation; later, it became a strength. He moved in ways which were neither conventional nor codified, which led him into extreme situations. He would, for example, end up in the opposition box, more often than you might expect, even scoring a header at Marassi in 2011. It was the kind of game you can picture, with Nagatomo scoring 1-0, despite almost always being the shortest player on the team. Or right on the edge of the box, as in Turin the following year, when, at the end of a scrappy but determined move, he set up Rodrigo Palacio for Inter's final goal in a 3-1 win away to Juventus, their first victory there in nine years. Or when he had the courage, or perhaps the recklessness, to take the decisive penalty; Inter vs Pordenone, a one-off Coppa Italia tie, an astonishing 0-0 after 120 minutes. It was the ******* anese player who spared Inter the embarrassment in a half-frozen San Siro, called upon by the entire stadium to take the final penalty. "Yuto, Yuto, Yuto." It was an inevitable goal which secured a place in the next round.
Nagatomo really did become Captain Tsubasa, both because, like the hero of the manga and anime, he made it to San Siro, and because he actually appeared in the manga, or rather, in Holly and Benji. In 2019, he even dubbed himself. Because sometimes it is hard to tell fantasy from reality.
Happy Birthday, Yuto-San.

#Inter #even #final
fluxmixru
3 days ago
The Los Angeles Dodgers' magic number for the National League West and the No. 2 seed in the NL shrank after their win.
The Dodgers' magic number to win the NL West is now four games, while the race for the second seed shrinks to 12 games.
The Dodgers beat the Miami Marlins 6-2 thanks to Kyle Tucker and Blake Snell, who stepped up to provide enough for a signature win.
Sep 11, 2026; Miami, Florida, USA; Los Angeles Dodgers manager Dave Roberts (30) reacts from inside the dugout before the game against the Miami Marlins at loanDepot Park. Mandatory Credit: Sam Navarro-Imagn Images
Los Angeles has 15 games left in the 2026 season, the majority of which are against teams with a losing record.

#angeles #games #marlins #seed
11quickly
3 days ago
In 2024, Catalent tapped direct lenders for a $4.2 billion term loan to fund its acquisition by Novo Holdings. Last month, the drug manufacturer refinanced with a $4.1 billion syndicated loan that it says will cut its annual interest expense by about $100 million.
Catalent's move captures a shift under way in the leveraged finance market, according to a new report from DC Advisory. Redemptions from retail investors are contributing to the erosion of private credit's pricing advantage, creating an opening for banks to win refinancing business.
The problems in the retail private credit market show few signs of abating.
All the largest direct lenders, such as Ares, Apollo and KKR, also run business development companies, the most common form of credit fund aimed at individual investors, all under varying degrees of pressure to redeem investors.
PitchBook LCD reported on Wednesday that investors in Cliffwater's direct lending interval fund sought to redeem 16% of shares outstanding in the third quarter, down from 17% in the prior quarter.

#billion #private
pyta_merge_wild_hype
3 days ago
MIAMI — Josue De Paula's major league debut was never going to be judged by the box score alone.
The 21-year-old Dodgers prospect went 0-for-3 with a walk Friday night at LoanDepot Park, hardly the kind of debut that jumps off the page. But for a player who has spent years building toward this moment, the more meaningful signs came in the at-bats themselves.
Sep 11, 2026; Miami, Florida, USA; Los Angeles Dodgers designated hitter Josue De Paula (95) and left fielder Alex Call (12) hug before the game against the Miami Marlins at loanDepot Park.
Sam Navarro-Imagn Images
Sep 11, 2026; Miami, Florida, USA; Los Angeles Dodgers designated hitter Josue De Paula (95) and left fielder Alex Call (12) hug before the game against the Miami Marlins at loanDepot Park.

#park #angeles #call
goJiBQdig
3 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Mortgage rates continue to rise as 2026 nears its fourth quarter. What is the outlook for home loan rates in the next five years? Should you wait for mortgage rates to fall significantly before buying or refinancing? Mortgage interest rates are determined by several factors, all of which can give us clues about the future. Let's take a closer look at mortgage rate predictions over the next five years.
Here are the housing market predictions for 2026.
One of the most useful indicators for predicting mortgage rates is the yield on the 10-year U.S. Treasury note. Mortgage rates and 10-year Treasury yields typically move in the same direction, although mortgage rates are usually higher because lenders factor in additional risks. This difference is known as the spread, and we'll account for it when estimating where mortgage rates could go.
With that in mind, the first step is to look at where economists believe Treasury yields are headed over the next five years. To build a forecast, we'll combine expert economic projections with data compiled using artificial intelligence.

#rates #treasury #look #predictions
rfhqhqlmjwh
3 days ago
First Citizens BancShares, Inc. (NASDAQ:FCNCA), through its First-Citizens Bank & Trust Company subsidiary, completed the acquisition of 138 BMO Bank N.A. branches on September 4. The locations span 11 states across the Midwest, Great Plains and West.
The completion announcement did not disclose final transferred balances. At the announcement, First Citizens BancShares, Inc. (NASDAQ:FCNCA) expected to ****** ume approximately $5.7 billion of deposits and acquire $1.1 billion of loans. Its July 2026 update lowered those estimates to $5.3 billion and $700 million, respectively. Both estimates imply roughly $4.6 billion of net liquidity. That difference represents funding capacity, not transaction income, and remains subject to final balances and acquisition accounting.
The deposit franchise could be the transaction's most valuable ****** et. At announcement, the acquired deposits carried a weighted average rate of 1.43%, with 21% in noninterest-bearing demand accounts. First Citizens BancShares, Inc. (NASDAQ:FCNCA) reported a 2.07% average total deposit cost in the second quarter of 2026. Retaining the acquired accounts near their original pricing could lower the consolidated funding cost.
The 138 branches also establish or deepen a presence across 11 states. The original transaction presentation identified approximately $1.0 billion of wealth ****** ets under management, creating opportunities to cross-sell commercial lending, treasury services, and wealth products. Retaining branch personnel could help preserve local relationships.
First Citizens BancShares, Inc. (NASDAQ:FCNCA) can deploy the surplus funding in several ways. As of June 30, 2026, the company held $151.03 billion of loans and $32.19 billion of borrowings, including a $28.42 billion purchase money note owed to the Federal Deposit Insurance Corporation. The acquired liquidity could support loan growth, replace more expensive funding, or be invested in securities. The original presentation projected immediate earnings-per-share accretion and an approximately 27-basis-point reduction in the Common Equity Tier 1 capital ratio.

#billion #first #citizens
qwwfsjnqudijywkq
3 days ago
Horizon Technology Finance Corp., an affiliate of Monroe Capital, on September 10 said that the RoHo Capital Opportunity Fund LLC, a joint venture formed by Horizon and CR Financial Holdings, Inc., the holding company for Roth Capital Partners, LLC, has provided a $20-million senior credit facility to NeoVolta, Inc., with the ability to increase the facility to $30 million upon mutual agreement. An initial $20 million was funded at closing to support NeoVolta's continued growth.NeoVolta is an energy technology company focused on developing and manufacturing domestic battery energy storage systems (BESS). Together with its joint venture partner LONGi, NeoVolta is developing a 210,600-square-foot manufacturing facility in Pendergrass, Georgia, to produce BESS systems designed to meet U.S. domestic content and supply-chain requirements. The facility is expected to have an initial annual production capacity of up to 2 GWh, with the potential to scale to 8 GWh over time."Providing growth capital to innovative companies operating in attractive, high-growth markets is a core focus of RoHo's investment strategy," said Paul Seitz, chief investment officer of Horizon. "Formed by Horizon and Roth Capital, RoHo pairs Horizon's venture lending and structuring expertise with Roth's deep public markets relationships to deliver flexible growth capital to small- and micro-cap public companies. We are pleased to support NeoVolta's growth plans with a tailored financing solution and look forward to continuing to deploy capital through RoHo in support of innovative public companies pursuing significant market opportunities.""Horizon and Roth Capital bring valuable experience and a collaborative approach as we advance NeoVolta's domestic battery energy storage systems manufacturing platform," said Ardes Johnson, CEO of NeoVolta. "As we ramp our Georgia facility and pursue larger commercial and utility-scale opportunities, this relationship supports our ability to execute on our long-term growth strategy."Horizon Technology Finance Corp. is a specialty finance company that provides capital in the form of secured loans to venture capital and private equity-backed companies and publicly traded companies in the technology, life science, healthcare information and services, and sustainability industries. The investment objective of Horizon is to maximize its investment portfolio's return by generating current income from the debt investments it makes and capital appreciation from the warrants it receives when making such debt investments. Horizon is headquartered in Farmington, Connecticut, with a regional office in Pleasanton, California, and investment professionals located throughout the U.S.Monroe Capital is a premier ****** et management firm specializing in private credit markets across various strategies, including direct lending, technology finance, venture debt, opportunistic, structured credit, real estate and equity.CR Financial Holdings, Inc., is a private hol
yownodizupaykumuho2
3 days ago
USA Rare Earth, Inc. (NASDAQ:USAR) announced on September 4 that it completed the Serra Verde acquisition one day earlier, paying $300 million in cash and issuing approximately 126.8 million common shares. The transaction adds Brazil's Pela Ema mine to Less Common Metals in the United Kingdom, the Stillwater, Oklahoma, magnet facility, and the Round Top project in Texas.
Serra Verde began production in January 2024 but is still completing optimization and commissioning. Stage 1 is expected to reach an annual run rate of approximately 4,000 metric tons of total rare-earth oxide, or TREO, by year-end 2026. Stage 2 construction targets average annual production of 6,400 metric tons, with commissioning expected to begin within 12 months.
Serra Verde had $425 million of principal outstanding under its U.S. International Development Finance Corporation loan at June 30. At closing, a $100 million tranche was extinguished after related warrants were exercised, leaving approximately $325 million of principal. The unaudited pro forma combined balance sheet reported a $304.1 million debt carrying value after discounts and issuance costs.
Serra Verde gives USA Rare Earth, Inc. (NASDAQ:USAR) a producing source of dysprosium, terbium, and other rare earths used in permanent magnets. Combining mining, metals, alloys, and magnet manufacturing could capture more of the value chain outside Asia.
The Phase 1 offtake agreement supports revenue visibility. It covers 100% of Pela Ema's Phase 1 products, subject to limited carve-outs, and includes escalating price floors annually. The counterparty is a special-purpose vehicle capitalized by the U.S. government and private investors. The arrangement provides contractual price protection, subject to the counterparty's performance.

#earth #approximately #NASDAQ #usar
qu1CKLy_1
3 days ago
Over the last couple of years, we've seen the same players who helped make Juventus Women what they have become over their first decade of existence head out on new adventures one by one. For much of that Italian core, it has involved a move to the United States and the NWSL. First there was Sofia Cantore and Lisa Boattin, then Cristiana Girelli head to the West Coast and the sunny weather of California.
Now, we have the latest pillar of the Bianconere's past heading across the Atlantic to play outside of Italy for the first time in her very accomplished career.
The club announced on Friday that Italian winger Barbara Bonansea — one of the final pieces of the original Juventus Women roster to still be playing in Turin — is heading to the United States and joining the San Diego Wave on loan. As part of the move, the 35-year-old Bonansea extended her contract with Juve until 2028. But she is now very much an NWSL player, and much like when Girelli joined Bay FC, it will be one that sees her join one of the best leagues in the world for more than just the current campaign.
The loan move, as of now, will run through June 2027, according to the Wave's press release announcing the signing.
With BB heading to San Diego and the sunny beaches that come with it, that now leaves just two original pieces of the Bianconere's ******* le-winning debut side still on the roster: Martina Rosucci and Cecilia Salvai.

#first #women #states
pfpgmsturrvtbk
4 days ago
A Miami-area man filed a lawsuit accusing a Canadian heiress and her husband, a former reality TV personality, of borrowing $2 million and failing to repay it.
Named in the suit are Brendan Fitzpatrick, 38, who appeared on Rich Kids of Beverly Hills, and Chloe de Serigny, 31, the granddaughter of late financier Paul Desmarais, according to the Daily Mail.
In the federal complaint, Max Jan Fowles-Pazdro, 46, says Fitzpatrick convinced him in January 2025 to put up a $2 million bridge loan for a real estate project in the United Kingdom.
"Following repeated and increasingly desperate pleas from [Fitzpatrick] — [Fowles-Pazdro's] then-close friend — [Fowles-Pazdro] dug into his and his wife's life savings and funded a $2 million bridge loan that Brendan promised to begin repaying within six weeks," the filing stated, per the Daily Mail. "Two years have since elapsed — and not a penny of the loan has been repaid. With their nest egg gone, [Fowles-Pazdro] and his wife now teeter on financial ruin."
The suit also says the couple has continued to present an image of affluence, pointing to social media photos of them on a yacht in the Mediterranean.

#fitzpatrick

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