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iSUUfCy4
6 days ago
Looking for passive income and a lot of it? Who wouldn't like that? Passive income can come from multiple sources, such as certificates of deposit (CDs), pensions, annuities, royalty checks, rental properties, and dividends, to name a few. I think dividend income is particularly compelling because:
Healthy and growing dividend payers tend to increase their payouts over time, often helping shareholders keep up with inflation.
Such companies also tend to keep paying no matter whether the economy is booming or in a slump.
Dividend payers are simply great investments, in general. Check it out:
Dividend-Paying Status

#tend
dxrate
6 days ago
HDV has outpaced VYM by nearly 9 points year-to-date in 2026 while paying a 3.34% yield versus VYM's 2.20%.
HDV's 75-stock tilt toward energy, healthcare, and staples drives its 2026 edge but can lag equally in growth-led markets.
Taxable investors switching from VYM should redirect new contributions into HDV rather than selling lots with large embedded capital gains.
Two retirees, same $1 million, same 4% rule, buy one finished with $1.4 million, the other hit $0 in 12 years. Our free reader guide explains the flaw that separated them, and the income-first method built to avoid it.
If you own the Vanguard High Dividend Yield ETF (NYSEARCA:VYM), you own it for a good reason. VYM tracks the FTSE High Dividend Yield Index, holds roughly 500 above-average payers, and delivers a broad, cheap slice of dividend-paying American stocks. It is one of the most widely held income ETFs on the market, and for buy-and-hold investors who want a diversified basket of yielders without thinking too hard about it, VYM has done its job. But in 2026, VYM is losing ground to a much smaller, more concentrated peer from BlackRock that pays a higher yield and follows a very different rulebook.

#same
drift_meg
6 days ago
On Sept. 16, the U.S. House of Representatives voted 417 to 3 to pass the Ratepayer Protection Act. Importantly, the bill still needs to pass the Senate and be signed into law by the President.
Given the bill's bipartisan nature and its strong passage in the House, there is a good chance the Ratepayer Protection Act will eventually become law in some form. That could affect several industries, especially certain nuclear stocks.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Before we look at which stocks will benefit, it's important to understand exactly what the bill aims to do.
Data center construction is progressing rapidly as AI companies seek to expand compute capacity as quickly as possible. The current electric grid, however, wasn't designed to handle such a surge in demand.

#NVIDIA #protection #sept
pzYOuWrD3_40
7 days ago
Immigrants applying to live permanently in the United States can be rejected if they receive public benefits, beginning this week.
Use of Medicaid, food stamps, tuition ******* istance and free school lunch programs, among other government ******* istance, could all be grounds for denying a green-card application.
Subscribe to The Post Most newsletter for the most important and interesting stories from The Washington Post.
The policy from President Donald Trump's administration, which took effect Friday, marks a dramatic change to a long-standing federal policy consistent with the president's efforts to restrict legal immigration pathways.
The rule could reduce federal and state payments by $13 billion a year, by persuading some 950,000 people to disenroll from or avoid federal safety net programs, according to estimates from the Department of Homeland Security. The agency said that the rule aligns with Congress's intent that noncitizens "in the United States be self-sufficient and not dependent on taxpayer-funded government benefits."

#states
r1bsb3o5fjy2
9 days ago
The House of Representatives on Tuesday passed a bipartisan bill aimed at shielding Americans from increased electricity costs **** ociated with data centers being built across the country.
The Ratepayer Protection Act, which passed with an overwhelming 417-3 majority, "ensures American families are not left footing the bill for the grid upgrades and new energy generation required to operate large data centers," Republican Rep. Gabe Evans, one of the bill's sponsors, said ahead of the vote.
The bill now moves to the Senate, where its prospects of passing are uncertain.
The Ratepayer Protection Act is the first major piece of legislation taken up by Congress to address the growing public discontent over the mass buildout of data centers among the American public. Even if it passes, though, it won't directly set the rates that data center operators pay for their electricity.
Congress doesn't have the power to compel utilities to set higher rates for the facilities. Only states have that authority. What the Ratepayer Protection Act would do is compel state utility regulators to consider adopting a federal standard under which large data centers would cover the extra costs of upgrades. The bill is comparable to a proclamation signed by President Trump earlier this year that established a similar voluntary pledge for tech companies.

#passed
imARMWNIq950
9 days ago
Interested in Eli Lilly and Company? Here are five stocks we like better.
The healthcare sector offers options for investors of every age, combining high-growth drugmakers, defensive operators, and reliable dividend payers.
Eli Lilly suits younger investors with its obesity and diabetes drug pipeline driving growth, having gained nearly 34% since its April low.
UnitedHealth Group fits middle-aged investors with a turnaround story and rising dividend, while Johnson & Johnson's Dividend King status appeals to older, income-focused investors.
When it comes to investing, there is no one-size-fits-all approach. Strategies vary based on numerous factors, including but not limited to investors' risk tolerance, net worth, and age. When it comes to stock-picking, that last one is important.

#comes #here #april
tiny11
9 days ago
The House Ways and Means Committee will consider legislation Wednesday that would exempt some crypto transaction fees from capital-gains calculations and apply new federal tax rules to stablecoins, staking, mining and digital ***** et trading.
Committee Chairman Jason Smith, R-Mo., introduced the 114-page Digital ***** et Tax Certainty Act, or H.R. 10357. The committee has scheduled its markup for 10 a.m. Eastern on Sept. 16.
During a markup, committee members debate a bill, propose amendments, and decide whether to advance it to the full House.
The legislation would create a "de minimis" exemption for qualifying network or transaction fees of $10 or less. De minimis refers to an amount considered too small to require standard tax treatment.
Paying a blockchain fee with crypto can create a taxable event because the IRS treats digital ***** ets as property. The exemption would allow taxpayers to disregard gains or losses on eligible fees.

#committee #digital #asset
module047
11 days ago
Meghan Markle reportedly secured her first government-backed security review since stepping back from royal duties in 2020. The ***** ss of Sussex and Prince Harry were set to receive separate official risk ***** sments after returning to Britain.
The review could consider their schedules, family routines, and public movements. It also marks a notable change for Meghan after six years without such an ***** sment. Meanwhile, the couple received interim security arrangements during the process.
As per People magazine, Meghan Markle would receive a new ***** sment. The security review would be her first since police protection ended following the couple's 2020 royal exit. Meanwhile, Prince Harry would receive a separate ***** sment.
The Royal and VIP Executive Committee reportedly commissioned both reviews after their UK move. RAVEC determines eligibility for taxpayer-funded police protection. The couple have also been granted an interim security provision during the ***** sment process.
Additionally, RAVEC reportedly requested detailed schedules from the Duke and ***** ss of Sussex. That includes daily routines involving Archie, seven, and Lilibet, five. Their school runs could help officials ***** s potential risks.

#review
qwwfsjnqudijywkq
11 days ago
On September 10, IBEX Limited (NASDAQ:IBEX) held its fourth-quarter and full fiscal year 2026 earnings call, and the numbers backed up a message management has been building toward for months. The company posted record full-year revenue, adjusted EBITDA, and free cash flow, all while pitching itself as a business that has flipped the AI narrative in its favor rather than becoming its next casualty. For a sector that has spent the last two years bracing for automation to gut it, that is a notable claim to back with actual client wins.
Full-year revenue hit $644.1 million, up 15.4% organically, and fourth-quarter revenue reached $164.3 million, up 11.6% from a year earlier. That marked the sixth straight quarter of double-digit growth, a streak that suggests the momentum is not a one-off. HealthTech led the charge, climbing 38.5% to $114 million for the year and blowing past the $100 million target management had set for the segment, driven largely by demand from large insurance payers. Technology grew 27.4% in the quarter, while travel and logistics added 17.8%, helped by a new AI agent partnership with Philippine Airlines.
That Philippine Airlines deal is the clearest evidence that IBEX's Sierra AI partnership, formalized in January and announced publicly in May, is more than a slide in an investor deck. During the proof of concept, the AI agent handled interactions in English, Tagalog, and Taglish, hit resolution rates above 20%, and scored a 4.7 out of 5.0 on customer satisfaction, on par with human agents. A separate deployment for BJ's Wholesale pushed resolution rates above 40% and matched that same satisfaction score, beating the marks the client's prior BPO vendor had put up with human agents alone. The company added 17 new trophy logo clients across the year, and its top five clients now make up 33% of revenue, down from 36%, a sign the business is not leaning on a shrinking handful of accounts to carry it.
Not every line moved in the right direction. Fourth quarter GAAP net income slipped to $8.7 million from $9.6 million a year earlier, and diluted EPS fell to $0.59 from $0.66. Management pointed to training costs tied to all those new client wins, a temporary hit from shifting work out of nearshore centers into offshore ones, and higher fuel prices hitting utility and transportation costs, particularly offshore. Adjusted EBITDA margin for the quarter slipped to 12.3% from 13.9%, the same set of pressures showing up in the profitability line rather than just net income.

#revenue #fourth
zesty22075
12 days ago
Kansas City, Missouri — Vice President JD Vance announced Monday the Trump administration will suspend roughly 870,000 people suspected of defrauding pandemic-era small business programs from receiving future federal loans.
The vice president contended that borrowers who stole taxpayer money should no longer be eligible to receive loans from government-backed programs.
"If you screwed the American taxpayer, the federal government is now going to say you're cut off, no more," Vance told reporters. "You shouldn't be applying anymore, and if you do apply, you're no longer able to get those benefits."
His remarks came as the Justice Department announced a slew of cases in a nationwide crackdown on fraud involving the COVID-19-era Paycheck Protection Program.
The department's enforcement push, which ran from June 12 through Sept. 1 and was dubbed "Heartland fraud surge," resulted in actions involving more than 160 defendants and approximately $245 million in intended losses to taxpayers. The operation was put into action more than five years after the government pushed emergency loans to businesses nationwide that were struggling as a result of the coronavirus pandemic.

#president #pandemic #federal
hayaz0479
12 days ago
Southern Company (SO) and Vistra (VST) both profited from AI power demand, yet VST shares are down 30% over the past year.
U.S. electricity prices climbed 4% over the past year, outpacing headline inflation and directly contradicting Musk's claim that AI data centers lower consumer bills.
The $180 annual savings Musk cited applies to one Georgia utility's contract; new AI-driven generation will land in rate bases all ratepayers fund.
Just released. Our ***** ysts combed the entire stock market and named the ten best stocks to buy right now, and Southern Company didn't make the cut. Enter your email to see the names that beat SO. The report is free. Enter your email and see if any of your stocks made the cut.
At 10:18 a.m. ET on Monday, Elon Musk told his audience that "AI data centers resulting in lower electricity prices for consumers" and pointed to a post claiming Georgia Power's new large-load contracts, overwhelmingly data centers, will save customers nearly a billion dollars, erasing about $180 per year from their bills. The post reached more than 503,000 impressions. Twelve days earlier, West Virginia Governor Patrick Morrisey made the same argument on CNBC, saying net electricity prices will be lower when data centers come in. It is becoming an industry talking point. It is also colliding with the price data Americans actually pay.

#data #centers #company #musk
ru6rocketwhirl1076
14 days ago
PSG have built a great reputation for their uber fashionable kits. But they've blown this one, at least in our opinion.
If you enjoy PSG Talk coverage and want to see more of it, add us as a preferred source on Google to make us a favourite and see more of our content.
PSG's season is already well underway in multiple competitions, but they're only now about to reveal their third kit for this season.
It's black, with red trim and details, plus a sort of blue-green vertical stripe down the middle in an ugly watery effect.
It is, let's face it, absolutely hideous. Football fans (and in fact fashion fans in general) will always try to convince themselves that anything released by a "cool" institution like PSG is actually good. But this is just plain ugly. We usually say you have to wait and see the kit on the payers before you judge it – in this case, it's hard to see us convincing us.

#Google #great
bounce
14 days ago
Nyxoah SA (NASDAQ:NYXH) announced the first patient implantation in BREATHE on September 7. The prospective, single-arm U.S. post-approval study will evaluate Genio hypoglossal-nerve stimulation in adults aged 22 or older with moderate to severe obstructive sleep apnea for whom standard-care treatments have failed, cannot be tolerated, or are unsuitable. Plans call for up to 229 patients at up to 25 centers, with follow-up lasting up to five years.
For Nyxoah SA (NASDAQ:NYXH), the milestone begins a new phase of evidence collection following Genio's August 2025 FDA approval. The co-primary effectiveness endpoints are apnea-hypopnea-index and oxygen-desaturation-index responder rates at 12 months. Device- and procedure-related serious adverse events will be **** sed at 12 months and annually thereafter. The investment question is whether that evidence can help turn clinical credibility into sustained commercial adoption.
Nyxoah SA (NASDAQ:NYXH) has an opportunity to demonstrate how Genio performs across different physicians and treatment settings. Consistent outcomes across participating centers could give referring sleep physicians and implanting surgeons greater confidence in patient selection and treatment delivery.
The product offers a distinct approach. Genio stimulates hypoglossal nerves on both sides of the tongue, using a battery-free implant powered by an external wearable. For Nyxoah SA (NASDAQ:NYXH), documenting effectiveness and safety in routine practice could help physicians **** s how that design fits their patients' needs.
Longer follow-up could also strengthen the evidence available to payers. Nyxoah SA (NASDAQ:NYXH) could use sustained responses and safety findings to support coverage discussions, while participating centers gain practical experience with implantation and follow-up. That would make BREATHE valuable beyond a single headline response rate.

#nyxoah #NASDAQ #nyxh
km92jgeynpape6
14 days ago
Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.
Republicans are well known for opposing tax increases and since 1986, many Republican officeholders have signed on to the Taxpayer Protection Pledge (1).
Rolled out with former President Ronald Reagan's endorsement, the pledge is a commitment in writing to oppose "any and all" tax increases. Currently, 44 members of the Senate and 194 representatives in Congress have signed the pledge.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
A record 45% of central banks plan to grow gold reserves — and many investors are following suit. Get your free gold IRA guide from Priority Gold

#republicans #republican
cepdf_7spp7sv
15 days ago
By Nate Raymond
Sept 8 (Reuters) - A U.S. appeals court on Tuesday upheld an injunction blocking an Internal Revenue Service policy that allowed it to share thousands of taxpayers' ‌addresses with immigration authorities, saying the Trump administration's practice violated federal law.
A three-judge panel of ‌the U.S. Court of Appeals for the District of Columbia Circuit ruled that the IRS last year disclosed roughly 47,000 taxpayer addresses to U.S. Immigration and Customs Enforcement under a procedure adopted as part of the administration's efforts to expand immigration enforcement.
The IRS and U.S. Department of Homeland Security, which oversees ICE, did not respond to requests for comment.
Under an agreement between the agencies, the IRS in July 2025 began processing ICE ‌requests for the last known addresses ⁠of as many as 1.28 million people suspected of unlawfully residing in the United States.

#immigration #addresses #court #last
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fluxmixru
18 days ago
ESPN's Shams Charania reported that the New Orleans Pelicans are sending Jordan Hawkins, Micah Peavy, a future second-round pick, and a future second-round pick swap to the Memphis Grizzlies for AJ Johnson and Taj Gibson.
The main reason for this trade is pretty simple: New Orleans needed to clear salary before officially adding Bennedict Mathurin on his two-year, $16.0 million deal. Because the Pelicans are using the non-taxpayer mid-level exception to sign him, they can't finish above the first apron afterward, so they had to open enough room under that line first. Memphis is basically getting paid to help the Pelicans clean up the payroll, and I think the Grizzlies did very well here.
Memphis Grizzlies Receive: Jordan Hawkins, Micah Peavy, future second-round pick, future second-round pick (swap)
New Orleans Pelicans Receive: AJ Johnson, Taj Gibson
Hawkins is making $7.0 million this season, and Peavy is at $2.2 million, so New Orleans moves roughly $9.2 million in salary. Johnson costs only $3.2 million, while Gibson's $3.8 million salary isn't guaranteed yet, so he's gone from $0 to $200K in the trade, as the Pelicans are likely to waive him. Mathurin's first-year salary will be about $7.8 million on the two-year deal he agreed to last month.

#pelicans #orleans #round
5fetch
18 days ago
A spokesperson for the Duke and **** ss of Sussex says they were surprised to see the Royal Household had sent out a letter clarifying the official status of Harry and Meghan as non-working royals.
The spokesperson said the pair "were a little surprised not to have been told about this in advance."
But royal sources say Harry and Meghan were made aware of the letter before it was made public.
It is also understood a Home Office security committee is meeting today to look at the possibility of tax payer funded security for the family now they are living back in the UK.
The letter, sent on behalf of the King, was intended to clarify the status of Prince Harry and Meghan, who moved back from California with children Archie and Lilibet last month.

#royal #surprised #sent
shin3_kernel_6iny
18 days ago
Prince Harry and Meghan Markle are reportedly worried about daily school runs for their kids, Archie and Lilibet. Although the Sussexes returned to the UK on August 26, they have seemingly come back without securing taxpayer-funded security. It has understandably fueled concern for the anxious parents about their children's safety.
A close friend of Prince Harry and Meghan Markle has reportedly voiced concern about daily school runs for their kids on the couple's behalf. A friend dished to The Telegraph: "It is absolutely the biggest area of concern. It creates the most dangers." Although the Sussexes returned to the UK on August 26, they have seemingly come back without securing taxpayer-funded security. It has understandably fuelled concern for the anxious parents about their children's safety.
According to the outlet, Archie and Lilibet's school has already been notified of their attendance. Not only that, teachers are already mandated to follow specific instructions. Additionally, the school is required to follow certain rules and procedures for maintaining the children's protection.
Meanwhile, Harry and Meghan are reportedly awaiting a definite response regarding their taxpayer-funded security from the UK's Home Office. According to the outlet, the couple would like to know if they are eligible for police protection now that they are residing in Britain. Notably, the Sussexes were previously denied protection rights during visits to the UK.
Scott Hamer, a former Metropolitan Police royalty and specialist protection officer, showed his support for the Duke of Sussex. He told the outlet: "If there is a credible threat to him and his family, it should be objectively ****** sed. If there is a genuine risk, the state should provide protection. If not, that's fine, but let him know."

#protection #harry #meghan #concern
KrXna0nofBg241r
20 days ago
While it was the Raiders offense that needed the most work done on it this offseason, the defense was not exactly all set either. Let's put some rankings together to see the strongest and weakest positions.
Starters: Maxx Crosby Kwity Paye
Depth: Malcolm Koonce, Patrick Johnson
Question marks: Will Crosby still be here after the trade deadline? The Raiders traded him this offseason only to have their deal with the Ravens fall through. The Cowboys were hot after Crosby before the Raiders agreed to terms with the Ravens. If the Raiders think it could stil be in their long term best interest, they would still be listening.
Starters: Tonka Hemingway, Adam Butler

#paye #depth
WhIrl1260
20 days ago
Stablecoins were supposed to route around the banking system. Instead, the companies scaling them are building deeper into it than anyone predicted.
Stripe paid $1.1 billion for Bridge, whose core product is orchestrating banks. Citi is launching crypto custody. Standard Chartered is testing stablecoin settlement in Singapore. One by one, the operators moving institutional volume keep landing on the same architecture.
An enterprise cross-border payment has three legs. The payer's money moves in local currency over local rails—a Brazilian importer paying in BRL via Pix. The payee receives local currency on their end—the supplier collecting dollars in their account.
Between them sits the middle leg: getting value across the border from one institution to the other. That leg used to run through correspondent banking, SWIFT messages hopping between intermediary banks, each holding accounts with the next, each adding a day and a fee. When both institutions accept a stablecoin, that leg settles on-chain in seconds. Banks still own the other two.
Citi to Launch Bitcoin Custody as Wall Street Pushes Deeper Into Crypto

#banking #stablecoin
sviyp
21 days ago
On August 12, Flywire (NASDAQ:FLYW) expanded its partnership with Trustly, bringing "Pay by Bank" open banking payments to customers across the US and Canada. The expansion lets payers authorize ACH and Pre-Authorized Debit transfers straight from their bank login, skipping the routing and account numbers that trip up so many cross-border payments. It is the kind of unglamorous plumbing upgrade that rarely makes headlines, but for a company built on moving money across borders, cutting payment friction is close to the whole business model.
Flywire and Trustly have partnered since 2017, first in Europe, and this expansion carries that same playbook into North America. Trustly runs a real-time balance check the moment a payer authorizes a transaction, catching insufficient funds before the payment is submitted rather than after. For cross-border transfers, Flywire manages the funds through the return window itself, which cuts down on the reversals that have long made international payments messy for clients and their customers alike. "We're applying the open banking infrastructure we've successfully scaled across Europe to North America, enabling our clients to confidently offer their payers a proven experience," said Kate Moran, Flywire's Vice President of Global Payments.
The timing lines up with a quarter of accelerating growth. On August 4, 2026, Flywire reported second-quarter revenue up 27.2% year over year to $167.7 million, while total payment volume jumped 38.2% to $8.2 billion. Management raised its full-year guidance for both revenue growth and adjusted EBITDA margin, and the business is no longer leaning on education alone. Flywire signed more than 200 new clients across 45 countries during the quarter, with hospitality wins spanning nearly 90 U.S. hotel properties and education revenue outside its core markets growing more than 30% year over year.
Growth came with a cost. Gross margin slipped to 53.4% in the second quarter of 2026 from 57.0% a year earlier, and adjusted gross margin fell even further, from 61.1% down to 56.6%. That is a meaningful step backward on a per-dollar basis even as the top line expanded by double digits, and it raises the question of whether faster growth is being bought with thinner margins on the payments themselves.
Flywire also still posted a GAAP net loss of $8.1 million for the quarter, an improvement from the $12.0 million loss a year earlier but a loss nonetheless. And the company's own leadership flagged caution ahead: CFO Cosmin Pitigoi said Flywire is keeping its ***** umptions for the education vertical conservative because of the current visa policy environment, an acknowledgment that the company's largest historical vertical faces headwinds outside its control.

#trustly #across #payment
18moody
21 days ago
On August 3, Ocular Therapeutix (NASDAQ:OCUL) reported second-quarter 2026 financial results that read as much like a regulatory update as an earnings report. Management confirmed that AXPAXLI, its lead retinal disease candidate, remains on track for a new drug application submission for wet age-related macular degeneration in the fourth quarter of 2026, a plan the FDA effectively signed off on during a Type C meeting held in May. That timeline, paired with new data suggesting patients could need far fewer injections, is the headline. The rest of the report shows what it costs to get there.
AXPAXLI's case rests on the SOL-1 trial, which Ocular describes as the first successful superiority study of a new agent against an approved anti-VEGF therapy since that drug class arrived two decades ago. The FDA's May 2026 meeting minutes confirmed that SOL-1's efficacy and safety data, along with an interim safety look at the SOL-R trial and supporting evidence on axitinib, will be enough to support the NDA filing, and Ocular plans to file under the 505(b)(2) pathway, which could shave up to 60 days off a standard review.
A post hoc ***** ysis of SOL-1 adds a practical argument for the drug: applying SOL-R's stricter rescue criteria, Ocular estimates patients could need up to 72% fewer injections through 60 weeks, or 56% once the two loading doses are counted, than a patient on a typical every-eight-week aflibercept regimen, a gap that matters given that up to 40% of wet AMD patients quit treatment within their first year.
Early market research backs that pitch: about 80% of surveyed retina specialists said they would likely prescribe a drug with AXPAXLI's profile, and more than 90% expect to adopt it within a year of approval. The company says every Tier 1 payer it has engaged, across Medicare Advantage and commercial plans, has floated premium pricing for a more durable option. Underpinning all of it is a cash balance of $598.6 million as of June 30, which management expects to last into 2028.
Getting AXPAXLI to market is expensive, and the quarter showed it. Research and development spending rose to $54.1 million from $51.1 million a year earlier, selling and marketing costs climbed to $17.3 million from $13.7 million, and general and administrative expenses jumped to $22.2 million from $14.3 million, all tied to trial costs and a growing commercial team ahead of a launch that still is not approved. Net loss widened to $78.8 million from $67.8 million in the same quarter of 2025.

#quarter #costs
mildlycomet
22 days ago
On August 25, Electromed (NASDAQ:ELMD) reported fiscal fourth-quarter results that extended a streak few small-cap medical device companies can claim: fifteen consecutive quarters of year-over-year revenue and profit growth. Net revenue hit a record $19.4 million, up 11.6% from a year earlier, and diluted earnings per share climbed to $0.39 from $0.25. Those headline numbers look clean, but they arrive alongside a leadership change and a hospital business moving in the opposite direction, which makes the quarter more complicated than the growth streak suggests.
Home care is still the whole story here. Home care revenue reached $17.7 million in the quarter, up 15.2% year over year, and for the full fiscal year it grew 16.3% to $66.6 million. That growth is coming from efficiency, not just headcount: on an annualized basis, home care revenue worked out to $1,145,000 per rep, above the company's own target range of $1 million to $1.1 million. Electromed ended the year with 64 direct sales reps and is targeting 67 filled territories for fiscal 2027, including two hospital account liaisons meant to catch patients as they move from acute care into home-based therapy.
The addressable market behind that growth still looks large. Management estimates roughly 1 million people in the U.S. carry a bronchiectasis diagnosis, yet only about 16% currently use high-frequency chest wall oscillation therapy, leaving close to 800,000 diagnosed patients untreated, plus more than 4 million additional people who may have the condition without a diagnosis at all. Payer access has kept pace with that opportunity.
Electromed closed the fiscal year with 87% of US covered lives under contract after signing 40 new payer agreements and adding 6 million covered lives. Its Smart Order e-prescribing tool handled 45% of fourth-quarter orders and shipped them noticeably faster than fax submissions, which matters as CMS rules phase out fax-based ordering by May 2028. All of this sits on a debt-free balance sheet, with cash growing to $20.5 million even after $3.9 million in share repurchases during the year.
The weaker spots are easy to miss next to those numbers. Hospital revenue fell 29% in the fourth quarter, which CEO James Cunniff attributed to a sales cycle that is "inherently less predictable than our other channels." The distributor channel grew just 2% in the quarter, and combined, the non-home care business grew only 6.7% for the full year versus 16.3% in home care, meaning nearly all of Electromed's growth is coming from one channel. SG&A expenses rose 8.7% to $42.7 million for the year, driven mainly by higher sales, marketing, and reimbursement compensation, and accounts receivable climbed to $29.8 million from $24.7 million as the business scaled up.

#quarter #Growth #electromed #hospital
xkcjoamildlysimply2
23 days ago
"It's going to be $1," Josefina Aguirre said to a customer, pausing an interview with Fox News Digital inside her family's Spanish Harlem meat market.
"Okay, I'm sorry. I got a couple of customers. Let's start over," Aguirre, a first-generation American, said. "This is me," she added with a laugh from behind the counter where she has worked for the past 30 years.
Aguirre is among the neighborhood grocers suing New York City Mayor Zohran Mamdani over his plan to open city-backed grocery stores across all five boroughs. He says the plan will offer shoppers prices roughly 30% lower than comparable retailers. Local business owners argue it will force small local-run stores to shutter.
Experts Scorch Mamdani's Grocery Plan As An 'Illusion' That Will Have Taxpayers Footing The Bill
"When we heard Mamdani was opening a grocery store where people are gonna save 30%, it scares us because we don't have the money to compete," Aguirre said.

#aguirre #mamdani #city
75la
24 days ago
Las Vegas Raiders coach Klint Kubiak revealed at a press conference on Wednesday it was an Achilles injury that led to Keyron Crawford being placed on season-ending injured reserve thus ending the edge rusher's rookie year before it even started.
Crawford suffered the injury during Las Vegas' final preseason game against the San Francisco 49ers on Aug. 27, ending a promising summer for the Raiders' third-round pick from this year's draft. The Auburn product had emerged as a developing pass-rush option for the team and was expected to contribute behind Maxx Crosby and Kwity Paye in 2026.
The season-ending designation represents a significant setback for both Crawford and the Raiders, who will enter the regular season without one of their top young players. Crawford's absence has Patrick Johnson in line to have a bigger role at edge rusher in Las Vegas next season.
Kubiak and his staff will now have to redistribute Crawford's defensive snaps while managing the rookie's long-term rehabilitation.
The Raiders will begin the regular season on Sept. 13 against the Miami Dolphins, with Crawford expected to spend the season recovering from the Achilles injury.

#season #vegas #ending #injury
5kj4sk2
24 days ago
Our **** ysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you why it's our #1 pick. Tap here.
Switzerland wants UBS to be safer after Credit Suisse blew up. UBS says too much safety could make it less competitive. Now lawmakers are trying to mix a regulatory **** tail that protects taxpayers without turning the country's last megabank into a padded cell with a banking license.
Swiss lawmakers are expected to send a softened banking reform proposal to the upper house of parliament, as the country tries to settle one of the biggest questions left by the Credit Suisse collapse: how much capital should UBS be forced to hold?
The Swiss government originally wanted UBS to hold about $20 billion in additional Common Equity Tier 1 capital. CET1 is the hard stuff: high-quality equity capital that absorbs losses first and gives regulators comfort when a bank gets into trouble.
The proposed requirement followed UBS's emergency takeover of Credit Suisse in 2023. That deal stopped one crisis, but created another problem. Switzerland now has one giant globally important bank, and regulators want to make sure taxpayers are not dragged back into another rescue.

#make
kmzwolm_xavyuzu
25 days ago
America is debating data centers as though technological leadership and affordable electricity are competing goals. That framing misses the opportunity. Hyperscale campuses should enter the grid as integrated energy projects that add generation, storage, flexibility, and resilience, not merely as large loads.An April 2026 Pew Research Center **** ysis found more than 3,000 operating U.S. data centers and more than 1,500 in development, with 67% of planned facilities in rural communities. Lawrence Berkeley National Laboratory projects data centers could consume 11.8% of U.S. electricity by 2030. Goldman Sachs projects demand could rise from 31 GW in 2025 to 66 GW in 2027.
COMMENTARY
Those figures demand a legal and regulatory model that rewards projects capable of solving the problems they create. Hyperscale facilities seeking expedited approval should bring enough new supply and flexibility to serve contracted demand, pay the infrastructure costs they cause, and provide enforceable grid support during emergencies.A 2025 executive order accelerated permitting for qualifying artificial intelligence (AI) data centers and supporting power infrastructure. The White House's 2026 Ratepayer Protection Pledge called on hyperscalers to bring new generation, pay grid costs, and protect existing customers.In October 2025, the Energy Secretary used Section 403 of the Department of Energy Organization Act to ask the Federal Energy Regulatory Commission (FERC) to consider reforms for loads generally exceeding 20 MW in Docket No. RM26-4-000. FERC declined to impose one national process, instead opening separate Federal Power Act Section 206 proceedings in June 2026 for all six regional transmission organizations (RTOs) and independent system operators (ISOs), Docket Nos. EL26-67-000 through EL26-72-000.The orders question whether existing tariffs are just and reasonable, and identify five reform areas: study procedures, cost-shifting protections, co-location and behind-the-meter generation, flexible transmission service, and generation serving nearby loads.
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Texas has responded by requiring large-load customers to shoulder infrastructure costs and by developing curtailment and co-location rules under Senate Bill 6. New York has paused certain hyperscale permits while it develops ratepayer, grid, water, and community protections. Both approaches point toward the same durable result: a power-positive approval pathway that converts legitimate public concerns into measurable design and operating obligations.Other states are building tariffs around that principle. Wisconsin extended its very-large-customer tariff to a 15-year minimum, lowered eligibility to 100 MW, and strengthened cost-shift protections. Long commitments, minimum-demand payments, security requirements, and exit charges are now central project economics.That makes the interconnection agreement co-equal with the engineering, procurement, and construction cont
ox13qixn1eyx83us
27 days ago
If you are just starting out as an investor and looking to generate a reliable income stream, you should begin your search with companies such as Realty Income (NYSE: O), PepsiCo (NASDAQ: PEP), and Enbridge (NYSE: ENB). In fact, these three stocks could offer new investors a highly diverse portfolio with a relatively small investment of even $5,000. Here's a look at each of these high-yield dividend stocks and why they work so well together.
Realty Income is the largest net-lease real estate investment trust (REIT). That means that it owns properties and leases them to tenants, but the tenants agree to pay most property-level operating expenses. This reduces Realty Income's costs and risk because it doesn't have to handle day-to-day operations at its properties. The company owns over 15,500 properties across the retail and industrial sectors, including unique property types such as casinos and data centers. And its portfolio spans both North America and Europe.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
The big story here, however, is Realty Income's commitment to the dividend, which has been increased annually for 31 years. It is paid monthly, which is why the company trademarked the nickname "The Monthly Dividend Company." The REIT is built from the ground up to be a reliable dividend payer, with a diversified foundation that it has gradually expanded over time, building on the company's strengths to enter new markets and property niches. For example, it recently started offering institutional ***** et management services, generating a new fee-based income stream for shareholders. The key is that the services it provides are essentially built on what it is already doing. More revenue, little extra work.
With a well-above-market 5.1% dividend yield, Realty Income is a solid foundation for a diversified dividend portfolio.

#income #signal #Portfolio #property
mucowe_du_h
27 days ago
California's "monumental problem" with rampant fraud is about to get significantly worse, according to Republican state ******* emblyman Carl DeMaio, after Gov. Gavin Newsom signed a bill that he warns will crack down on people investigating scammers.
Officially ******* led "Privacy for immigration support services providers," the new law creates privacy protections for immigration support service providers, employees and volunteers, including shielding their addresses and imposing penalties on those who publish their images on social media. DeMaio told Fox News Digital the bill amounts to criminalizing investigative journalism and works to "silence citizen journalists and shield taxpayer-funded organizations from public scrutiny."
"What does the Stop Nick Shirley Act do? It basically makes it illegal for a citizen journalist to document fraud of taxpayer money and post that on the internet in the form of an internet video," he said.
Newsom signed the bill into law last week, and it is set to take effect Oct. 1. DeMaio told Fox News Digital that he and a "coalition of civil liberty protectors" are prepared to file a lawsuit challenging the law.
Dems Ripped For 'Stop Nick Shirley Act' That Could 'Shield' Fraud And Abuse In California

#newsom #digital #nick #shirley
anchorsj
29 days ago
About a million Americans had to find new health insurance at the start of 2026. CVS Health's Aetna subsidiary pulled out of the Affordable Care Act marketplace in 17 states, and at least a dozen more carriers announced they'll stop selling plans next year. When that happens, several hundred thousand more people will need to find coverage elsewhere.
The departures aren't random. When enhanced federal subsidies expired at the end of 2025, premiums jumped, and healthier enrollees dropped coverage. Insurers found themselves covering a smaller, sicker group, and one by one, they decided to stop. The numbers were no longer adding up.
Texas has lost three carriers in two years. Oregon is down another two. For the millions of people who depend on marketplace coverage, every exit gives the insurers who stay less reason to keep prices low.
CVS Health was the first major provider to leave. Its Aetna marketplace enrollees were running up medical bills that exceeded what the company collected in premiums, and CVS projected losses of up to $400 million on its ACA plans in 2025. It was the company's second retreat from the exchanges: Aetna had pulled out in 2017, returned in 2022, expanded into more states in 2023, and still couldn't make the business work.
Cigna followed in late April. The insurer's marketplace enrollment had already fallen 17% from a year earlier, and its president and incoming CEO, Brian Evanko, told ***** ysts there was no viable path to growth. Cigna will leave all 11 states where it sells plans, displacing about 369,000 enrollees, according to healthinsurance.org and Becker's Payer Issues.

#coverage #Health #insurers

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