1 month ago
Pfizer (NYSE: PFE) is offering a dividend yield of roughly 6% today. That is well above the roughly 1% yield on offer from the S&P 500 index (SNPINDEX: ^GSPC) and the 1.4% average yield of pharmaceutical stocks. There are good reasons for the negative view of Pfizer, but investors may be ignoring the company's over 100-year history of success. Here's why you may want to consider buying this out-of-favor dividend stock while others are fearful.
Pfizer's stock rocketed higher during the coronavirus pandemic, as investors myopically focused on the company's COVID vaccine. When COVID turned out to be a less serious long-term threat than originally believed, Wall Street dumped Pfizer. At this point, the stock is down more than 50% from its 2021 high. That is a big part of the story behind the high yield.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
However, there's another piece that is more fundamental to the pharmaceutical industry. Like all drug makers, Pfizer's drugs receive time-limited patent protections. When patents expire, generic versions of the medications can be produced. That generally leads to a dramatic decline in revenue from Pfizer's drugs. Right now, Pfizer is facing down some notable patent expirations. This is a completely normal dynamic in the pharmaceutical sector.
Patent expirations are why drug companies are always on the lookout for new drugs. The problem is that patent expirations follow a set schedule, but drug development does not. Pfizer's drug pipeline isn't producing major new drugs right now, and it looks like it may have to work through a period in which new drugs won't fully offset revenue lost to patent expirations. This isn't uncommon, either, but investors are likely focusing on the short term rather than the long term when it comes to Pfizer.
#patent #yield #drug #expirations
Pfizer's stock rocketed higher during the coronavirus pandemic, as investors myopically focused on the company's COVID vaccine. When COVID turned out to be a less serious long-term threat than originally believed, Wall Street dumped Pfizer. At this point, the stock is down more than 50% from its 2021 high. That is a big part of the story behind the high yield.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
However, there's another piece that is more fundamental to the pharmaceutical industry. Like all drug makers, Pfizer's drugs receive time-limited patent protections. When patents expire, generic versions of the medications can be produced. That generally leads to a dramatic decline in revenue from Pfizer's drugs. Right now, Pfizer is facing down some notable patent expirations. This is a completely normal dynamic in the pharmaceutical sector.
Patent expirations are why drug companies are always on the lookout for new drugs. The problem is that patent expirations follow a set schedule, but drug development does not. Pfizer's drug pipeline isn't producing major new drugs right now, and it looks like it may have to work through a period in which new drugs won't fully offset revenue lost to patent expirations. This isn't uncommon, either, but investors are likely focusing on the short term rather than the long term when it comes to Pfizer.
#patent #yield #drug #expirations
1 month ago
This summer, we took a family vacation to Oregon to hike in the Pacific Northwest. Not surprisingly, we saw a bunch of people decked out in clothing made by Columbia, the huge sportswear company founded in Portland in 1938, and named for the nearby river.
We also saw a lot of people wearing Patagonia clothes. Named after the vast geographic region at the southern tip of South America, shared by Argentina and Chile, Patagonia was founded by climber Yvon Chouinard in 1973 to provide durable climbing equipment and outdoor wear. The company heavily supports environmental causes and donates profits from the sale of their jackets, fleeces and other gear to ecological protection. The company even sued President Trump in 2017, for shrinking federal lands protections.
In addition to environmental causes, Patagonia has also championed the LGBTQ community by partnering with the Human Rights Campaign to oppose state legislation targeting their rights. This summer, though, the company sued one member of that community.
Wyn Wiley is an activist from Bend, Oregon, who focuses on environmental and LGBTQ+ issues, promoting acceptance of queer identities in the environmentalist and outdoors communities, and promoting awareness of climate change and its effects.
In October of 2018, Wiley created the character Pattie Gonia and produced short-form outdoors activism content on Instagram and TikTok, while dressing in drag. The first posted video garnered more than 100 million views. Pattie Gonia has 1.8 million Instagram followers and claims to have raised $3.7 million for environmental causes, including $1 million raised last year on a 100-mile hike. In 2022, Pattie Gonia partnered with The North Face, another outdoor gear juggernaut, for their 2022 "Summer of Pride" series, which consisted of outdoor community-building events focused on local LGBTQ+ engagement and acceptance.
#lgbtq #summer
We also saw a lot of people wearing Patagonia clothes. Named after the vast geographic region at the southern tip of South America, shared by Argentina and Chile, Patagonia was founded by climber Yvon Chouinard in 1973 to provide durable climbing equipment and outdoor wear. The company heavily supports environmental causes and donates profits from the sale of their jackets, fleeces and other gear to ecological protection. The company even sued President Trump in 2017, for shrinking federal lands protections.
In addition to environmental causes, Patagonia has also championed the LGBTQ community by partnering with the Human Rights Campaign to oppose state legislation targeting their rights. This summer, though, the company sued one member of that community.
Wyn Wiley is an activist from Bend, Oregon, who focuses on environmental and LGBTQ+ issues, promoting acceptance of queer identities in the environmentalist and outdoors communities, and promoting awareness of climate change and its effects.
In October of 2018, Wiley created the character Pattie Gonia and produced short-form outdoors activism content on Instagram and TikTok, while dressing in drag. The first posted video garnered more than 100 million views. Pattie Gonia has 1.8 million Instagram followers and claims to have raised $3.7 million for environmental causes, including $1 million raised last year on a 100-mile hike. In 2022, Pattie Gonia partnered with The North Face, another outdoor gear juggernaut, for their 2022 "Summer of Pride" series, which consisted of outdoor community-building events focused on local LGBTQ+ engagement and acceptance.
#lgbtq #summer
1 month ago
Pennsylvania has reported its fifth measles-associated death of 2026 as the state's ongoing outbreak climbs to 943 confirmed cases across 39 counties.
The Pennsylvania department of health said on Wednesday that an unvaccinated Lancaster county resident who tested positive for measles had died. Health officials did not release further information about the individual, citing privacy protections.
The death marks the fifth Pennsylvania resident to meet the state's definition of a measles-associated death this year after a fourth death two weeks ago. Due to how the Trump administration has changed its method for reporting measles deaths, the Centers for Disease Control and Prevention (CDC) has not counted the Pennsylvania measles deaths in its national tally.
As of Monday 28 September, Pennsylvania had recorded 40 new positive cases. The outbreak has now reached 39 counties, with 943 ******* ulative confirmed cases, 176 hospitalizations and five confirmed measles-associated deaths.
Only four of those confirmed cases have involved vaccinated individuals, representing less than 1% of the state's total cases.
#associated
The Pennsylvania department of health said on Wednesday that an unvaccinated Lancaster county resident who tested positive for measles had died. Health officials did not release further information about the individual, citing privacy protections.
The death marks the fifth Pennsylvania resident to meet the state's definition of a measles-associated death this year after a fourth death two weeks ago. Due to how the Trump administration has changed its method for reporting measles deaths, the Centers for Disease Control and Prevention (CDC) has not counted the Pennsylvania measles deaths in its national tally.
As of Monday 28 September, Pennsylvania had recorded 40 new positive cases. The outbreak has now reached 39 counties, with 943 ******* ulative confirmed cases, 176 hospitalizations and five confirmed measles-associated deaths.
Only four of those confirmed cases have involved vaccinated individuals, representing less than 1% of the state's total cases.
#associated
2 months ago
A Wall Street Journal report on September 16 revealed that ExxonMobil Holdings Corporation (NYSE:XOM) is nearing a preliminary agreement with Venezuela's state-owned PDVSA, potentially marking its return to the country almost two decades after its ***** ets were nationalized. According to Reuters, Exxon has shown interest in the large Petromonagas heavy oil project in the Orinoco Belt, as well as in areas in the neighboring Carabobo block.
While the talks are still in their preliminary phase and could still fall apart or be delayed, they mark a major turnaround from Exxon's previous stance on Venezuela. The company's CEO, Darren Woods, stated in January that the country was "uninvestable" without durable investment protections, legal reforms, and changes to its hydrocarbon laws.
The development comes amid a broader push by the Trump administration to open Venezuela's oil industry to American companies and revive the country's dilapidated oil infrastructure. The South American nation is sitting on the largest proven crude oil reserves in the world, accounting for roughly 17% of the global total.
Venezuela could provide Exxon with access to an enormous resource base at a time when the company is actively seeking low-cost and long-duration ***** ets. The fields under consideration are estimated to contain more than 50 billion barrels of oil buried underground.
Exxon already holds an advantage through its previous experience in the country. Petromonagas, formerly called Cerro Negro, was once the energy firm's flagship project in Venezuela, giving it familiarity with the country's vast heavy and extra-heavy crude resources. Petromonagas also remains one of the few Venezuelan projects with an operational upgrader capable of turning the Orinoco's extra-heavy crude into lighter exportable grades.
#heavy #project
While the talks are still in their preliminary phase and could still fall apart or be delayed, they mark a major turnaround from Exxon's previous stance on Venezuela. The company's CEO, Darren Woods, stated in January that the country was "uninvestable" without durable investment protections, legal reforms, and changes to its hydrocarbon laws.
The development comes amid a broader push by the Trump administration to open Venezuela's oil industry to American companies and revive the country's dilapidated oil infrastructure. The South American nation is sitting on the largest proven crude oil reserves in the world, accounting for roughly 17% of the global total.
Venezuela could provide Exxon with access to an enormous resource base at a time when the company is actively seeking low-cost and long-duration ***** ets. The fields under consideration are estimated to contain more than 50 billion barrels of oil buried underground.
Exxon already holds an advantage through its previous experience in the country. Petromonagas, formerly called Cerro Negro, was once the energy firm's flagship project in Venezuela, giving it familiarity with the country's vast heavy and extra-heavy crude resources. Petromonagas also remains one of the few Venezuelan projects with an operational upgrader capable of turning the Orinoco's extra-heavy crude into lighter exportable grades.
#heavy #project
2 months ago
On September 14, NextEra Energy, Inc. (NYSE:NEE) and Dominion Energy, Inc. (NYSE:D) announced a "transformational" Virginia benefits package to address concerns regarding their proposed $66.8 billion merger. The Virginia supplier program, worth up to $1 billion annually for five years, will direct spending toward contractors, suppliers, and service providers in the state.
Additionally, the companies also proposed doubling residential bill credits to four years, protecting retail customers from grid costs tied to Northern Virginia's rapidly expanding AI data centers, and committing $100 million toward directly supporting workforce development in the Commonwealth. NextEra also stated that it plans to add 600 new energy jobs in Virginia, while expecting suppliers to create another 400 positions.
The updated package comes after the proposed merger attracted a great deal of political scrutiny due to the impact it can have on everyday consumers. Virginia Governor Abigail Spanberger also stated last month that she would formally intervene in the regulatory review to press for commitments on electric bill affordability, job protections, and clean-energy investments.
John Ketchum, Chairman, President, and CEO of NextEra Energy, commented:
"This is a Virginia-first package, and it starts with customers. We are proposing to double residential bill relief from two years to four years, along with expanded low-income financial ******* istance and long-term affordability benefits. We are also reaffirming our support for the State Corporation Commission, Governor and General ******* embly's efforts to protect residential and small business customers from costs ******* ociated with serving data centers. Just as important, this package would help Virginia build more of the clean energy and infrastructure it needs faster, so the Commonwealth can reduce its reliance on expensive imported power. And it would do that while positioning Virginia as a major energy leader, bringing NextEra Energy jobs, good-paying supplier jobs, workforce investment, economic development and national-scale energy technology and innovation to Virginia. This is the kind of customer-focused, job-creating package this combination makes possible."
#energy #years #Jobs
Additionally, the companies also proposed doubling residential bill credits to four years, protecting retail customers from grid costs tied to Northern Virginia's rapidly expanding AI data centers, and committing $100 million toward directly supporting workforce development in the Commonwealth. NextEra also stated that it plans to add 600 new energy jobs in Virginia, while expecting suppliers to create another 400 positions.
The updated package comes after the proposed merger attracted a great deal of political scrutiny due to the impact it can have on everyday consumers. Virginia Governor Abigail Spanberger also stated last month that she would formally intervene in the regulatory review to press for commitments on electric bill affordability, job protections, and clean-energy investments.
John Ketchum, Chairman, President, and CEO of NextEra Energy, commented:
"This is a Virginia-first package, and it starts with customers. We are proposing to double residential bill relief from two years to four years, along with expanded low-income financial ******* istance and long-term affordability benefits. We are also reaffirming our support for the State Corporation Commission, Governor and General ******* embly's efforts to protect residential and small business customers from costs ******* ociated with serving data centers. Just as important, this package would help Virginia build more of the clean energy and infrastructure it needs faster, so the Commonwealth can reduce its reliance on expensive imported power. And it would do that while positioning Virginia as a major energy leader, bringing NextEra Energy jobs, good-paying supplier jobs, workforce investment, economic development and national-scale energy technology and innovation to Virginia. This is the kind of customer-focused, job-creating package this combination makes possible."
#energy #years #Jobs
2 months ago
NEW YORK (AP) — Two major news networks were denied access to the White House on Saturday morning, with reporters from CNN and MS NOW both going live to report they'd been barred following a ban imposed by President Donald Trump.
The actions escalated Trump's long-running efforts to restrict news coverage by journalists he finds objectionable, and is the latest test of First Amendment protections in the United States. Trump said Friday he would ban both organizations and also Politico, because of their coverage — which he called "fake news."
CNN issued a statement saying it stood behind its reporters. "We will not be deflected from our duty to hold the government and other public bodies to account," it said. The statement was shown on the air before senior White House reporter Betsy Klein began to report on her ban.
MS NOW also said in a statement that it stands behind its journalists.
"The White House belongs to the American people and the decisions made inside are funded by our tax dollars," the network said in a statement Saturday. "MS NOW intends to take any and all steps necessary to defend our First Amendment rights and the essential role of independent journalism in our democracy."
#reporters
The actions escalated Trump's long-running efforts to restrict news coverage by journalists he finds objectionable, and is the latest test of First Amendment protections in the United States. Trump said Friday he would ban both organizations and also Politico, because of their coverage — which he called "fake news."
CNN issued a statement saying it stood behind its reporters. "We will not be deflected from our duty to hold the government and other public bodies to account," it said. The statement was shown on the air before senior White House reporter Betsy Klein began to report on her ban.
MS NOW also said in a statement that it stands behind its journalists.
"The White House belongs to the American people and the decisions made inside are funded by our tax dollars," the network said in a statement Saturday. "MS NOW intends to take any and all steps necessary to defend our First Amendment rights and the essential role of independent journalism in our democracy."
#reporters
2 months ago
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The SEC isn't waiting for clarity with a capital C to give tokenized stocks the go-ahead.
On Thursday, Wall Street's watchdog issued a five-year order allowing trading venues to offer digital representations of company shares. The move ushers in a 24/7 type of trading that proponents say reduces counterparty risk through faster settlement. It also comes just days after the Senate blocked the Clarity Act, which would have provided a regulatory framework for cryptocurrency. The new rule is "designed to resolve challenges that have prevented responsible innovation from taking root in the United States while providing investor protections and market integrity standards," SEC Chairman Paul Atkins said.
The "Innovation Exemption," which has been in the works for more than a year, shows the SEC is willing to set rules that could push crypto-related offerings forward without lawmakers' buy-in at a time when investors are hungry for digital ****** ets and trading firms are eager to meet their demand. That's good news for Robinhood and Coinbase, which both offer tokenized stocks overseas and whose own stocks climbed 5% and 6% respectively on Thursday.
Sign up for The Daily Upside at no cost for premium ****** ysis on all your favorite stocks.
#upside #clarity #market
The SEC isn't waiting for clarity with a capital C to give tokenized stocks the go-ahead.
On Thursday, Wall Street's watchdog issued a five-year order allowing trading venues to offer digital representations of company shares. The move ushers in a 24/7 type of trading that proponents say reduces counterparty risk through faster settlement. It also comes just days after the Senate blocked the Clarity Act, which would have provided a regulatory framework for cryptocurrency. The new rule is "designed to resolve challenges that have prevented responsible innovation from taking root in the United States while providing investor protections and market integrity standards," SEC Chairman Paul Atkins said.
The "Innovation Exemption," which has been in the works for more than a year, shows the SEC is willing to set rules that could push crypto-related offerings forward without lawmakers' buy-in at a time when investors are hungry for digital ****** ets and trading firms are eager to meet their demand. That's good news for Robinhood and Coinbase, which both offer tokenized stocks overseas and whose own stocks climbed 5% and 6% respectively on Thursday.
Sign up for The Daily Upside at no cost for premium ****** ysis on all your favorite stocks.
#upside #clarity #market
2 months ago
WASHINGTON (AP) — The top Democrat on the House Foreign Affairs Committee said Wednesday that he's going to block a proposed sale of $2.8 billion in heavy weaponry to Israel over concerns that the powerful bombs may not be used in line with U.S. and international law.
Rep. Gregory Meeks of New York said he would withhold approval for the sale because of "grave, unresolved concerns" about how these munitions could be used in densely populated areas of Gaza and Lebanon by Israeli Prime Minister Benjamin Netanyahu's government.
"The Trump administration has not provided sufficient ****** urances that these weapons will be used by the Netanyahu government in accordance with U.S. law and with appropriate protections for civilians," Meeks said in a statement. "I therefore will not clear this sale at this time."
Meeks' objections, however, will not likely affect the sale, which was informally notified to lawmakers on Tuesday. Once it is formally notified to Congress, Secretary of State Marco Rubio can bypass the normal congressional review process by making an emergency determination that the transaction is an urgent national security interest.
Rubio has done so in the past, including bypassing a normal congressional review process to approve a nearly $3 billion sale to Israel last year. The administration then approved a new series of arms sales to Israel totaling $6.67 billion in January.
#used
Rep. Gregory Meeks of New York said he would withhold approval for the sale because of "grave, unresolved concerns" about how these munitions could be used in densely populated areas of Gaza and Lebanon by Israeli Prime Minister Benjamin Netanyahu's government.
"The Trump administration has not provided sufficient ****** urances that these weapons will be used by the Netanyahu government in accordance with U.S. law and with appropriate protections for civilians," Meeks said in a statement. "I therefore will not clear this sale at this time."
Meeks' objections, however, will not likely affect the sale, which was informally notified to lawmakers on Tuesday. Once it is formally notified to Congress, Secretary of State Marco Rubio can bypass the normal congressional review process by making an emergency determination that the transaction is an urgent national security interest.
Rubio has done so in the past, including bypassing a normal congressional review process to approve a nearly $3 billion sale to Israel last year. The administration then approved a new series of arms sales to Israel totaling $6.67 billion in January.
#used
2 months ago
A cryptocurrency ETF is an exchange-traded fund that gives investors exposure to cryptocurrency through a regular brokerage account with no crypto wallet, exchange, or private keys required. The most important type is the spot ETF, which holds the actual cryptocurrency (Bitcoin, Ether, etc.) in secure custody, so the fund's price tracks the real-time price of the coin. When you buy a share, you're getting direct exposure to the underlying **** et, wrapped in the familiar, regulated ETF structure. One technical note: U.S. spot crypto funds are structured as exchange-traded products — grantor trusts registered under the Securities Act of 1933 — rather than as 1940 Act ETFs, so they trade just like ETFs but do not carry all of the same investor protections.
This is a big deal because it removes the biggest barriers to crypto investing: custody risk, exchange hacks, and technical complexity. It also brings crypto into tax-advantaged accounts and lets investors hold it alongside their stocks and bonds in one place.
Spot Bitcoin ETFs launched in the U.S. in January 2024 and have become the fastest-growing ETF category ever. In 2026 they dominate the crypto ETF landscape.
IBIT (iShares Bitcoin Trust) was one of the first to market and is the runaway leader, with roughly $71 billion in **** ets — well over half of the entire spot Bitcoin ETF market. BlackRock's fund has become the default vehicle for institutional and retail Bitcoin exposure alike, prized for its deep liquidity and low cost. FBTC (Fidelity Wise Origin Bitcoin Fund) is second with about $18 billion, and GBTC (Grayscale Bitcoin Trust), the converted legacy fund, holds around $15 billion despite its higher fee. For most investors seeking Bitcoin exposure, IBIT and FBTC are the go-to, low-cost choices.
Spot Ethereum ETFs followed in July 2024 and form the second pillar of the crypto ETF world. ETHA (iShares Ethereum Trust) leads with roughly $11 billion in **** ets, followed by FETH (Fidelity Ethereum Fund) at about $2.3 billion. Ethereum offers a different investment thesis than Bitcoin as it's the backbone of decentralized applications, smart contracts, and much of the tokenization trend. This means ether ETFs give investors exposure to a distinct part of the digital-asset ecosystem.
#Bitcoin
This is a big deal because it removes the biggest barriers to crypto investing: custody risk, exchange hacks, and technical complexity. It also brings crypto into tax-advantaged accounts and lets investors hold it alongside their stocks and bonds in one place.
Spot Bitcoin ETFs launched in the U.S. in January 2024 and have become the fastest-growing ETF category ever. In 2026 they dominate the crypto ETF landscape.
IBIT (iShares Bitcoin Trust) was one of the first to market and is the runaway leader, with roughly $71 billion in **** ets — well over half of the entire spot Bitcoin ETF market. BlackRock's fund has become the default vehicle for institutional and retail Bitcoin exposure alike, prized for its deep liquidity and low cost. FBTC (Fidelity Wise Origin Bitcoin Fund) is second with about $18 billion, and GBTC (Grayscale Bitcoin Trust), the converted legacy fund, holds around $15 billion despite its higher fee. For most investors seeking Bitcoin exposure, IBIT and FBTC are the go-to, low-cost choices.
Spot Ethereum ETFs followed in July 2024 and form the second pillar of the crypto ETF world. ETHA (iShares Ethereum Trust) leads with roughly $11 billion in **** ets, followed by FETH (Fidelity Ethereum Fund) at about $2.3 billion. Ethereum offers a different investment thesis than Bitcoin as it's the backbone of decentralized applications, smart contracts, and much of the tokenization trend. This means ether ETFs give investors exposure to a distinct part of the digital-asset ecosystem.
#Bitcoin
2 months ago
Selling and buying in retirement burns anywhere from 5% to 8% in transaction costs alone, and that is before moving expenses of up to $10,000 hit the budget.
Crossing a state line resets property tax **** sments to full market value and strips Medigap of its guaranteed-issue protections permanently.
Renting for a year before buying preserves flexibility if the family relocates again and lets retirees evaluate a city on its own merits.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
The plan is one of the most common in American retirement: sell the longtime house, move near an adult child and grandkids, and buy something smaller in the same school district. Then a job offer arrives in another state, or a spouse's career pulls the family elsewhere, and the retiree holds a house bought at retirement-age prices in a town chosen for a reason that no longer exists. Almost **** ody plans for this. Here is what it actually costs and what would have to be true for the move to still make sense.
#House #selling
Crossing a state line resets property tax **** sments to full market value and strips Medigap of its guaranteed-issue protections permanently.
Renting for a year before buying preserves flexibility if the family relocates again and lets retirees evaluate a city on its own merits.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
The plan is one of the most common in American retirement: sell the longtime house, move near an adult child and grandkids, and buy something smaller in the same school district. Then a job offer arrives in another state, or a spouse's career pulls the family elsewhere, and the retiree holds a house bought at retirement-age prices in a town chosen for a reason that no longer exists. Almost **** ody plans for this. Here is what it actually costs and what would have to be true for the move to still make sense.
#House #selling
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
A college education is probably one of the most expensive purchases you'll make in your lifetime.
The average cost of college today ranges from more than $25,000 to $60,000 per year. With prices that high, it's inevitable that many students will rely on student loans to help fund their education, in addition to their own savings, contributions from family, scholarships, and grants.
Federal student loans are a great first place to start. They typically offer the most competitive rates with fixed APRs and borrower protections. But some students aren't eligible for federal loans, or can't get the full amount they need for school.
As a result, you may turn to private student loans to fill the gap. Here's what you need to know before you apply for a private loan, and some of the top lenders to consider today.
#loans #federal #private
A college education is probably one of the most expensive purchases you'll make in your lifetime.
The average cost of college today ranges from more than $25,000 to $60,000 per year. With prices that high, it's inevitable that many students will rely on student loans to help fund their education, in addition to their own savings, contributions from family, scholarships, and grants.
Federal student loans are a great first place to start. They typically offer the most competitive rates with fixed APRs and borrower protections. But some students aren't eligible for federal loans, or can't get the full amount they need for school.
As a result, you may turn to private student loans to fill the gap. Here's what you need to know before you apply for a private loan, and some of the top lenders to consider today.
#loans #federal #private
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Why we like it: The Chase Sapphire Preferred offers great rewards in addition to a solid welcome offer, up to $100 in annual hotel credits when you purchase through Chase Travel℠, and travel protections.
Plus, you can increase your rewards value with the right redemption. Travel transfer partners like Marriott Bonvoy and Southwest Rapid Rewards may be great options for saving on your next Disney trip with 1:1 transfers.
This card is useful beyond your Disney trip, with bonus rewards on a variety of everyday purchases — such as restaurants, streaming (including Disney+), and online groceries. Families can easily use it to accumulate points over time to put toward an annual vacation.
Read our full review of the Chase Sapphire Preferred
#rewards #chase #travel #preferred
Why we like it: The Chase Sapphire Preferred offers great rewards in addition to a solid welcome offer, up to $100 in annual hotel credits when you purchase through Chase Travel℠, and travel protections.
Plus, you can increase your rewards value with the right redemption. Travel transfer partners like Marriott Bonvoy and Southwest Rapid Rewards may be great options for saving on your next Disney trip with 1:1 transfers.
This card is useful beyond your Disney trip, with bonus rewards on a variety of everyday purchases — such as restaurants, streaming (including Disney+), and online groceries. Families can easily use it to accumulate points over time to put toward an annual vacation.
Read our full review of the Chase Sapphire Preferred
#rewards #chase #travel #preferred
2 months ago
Interested in Union Pacific Corporation? Here are five stocks we like better.
STB review is advancing: Union Pacific said the Surface Transportation Board's 12-month review of its proposed Norfolk Southern merger began after the application was accepted on May 28, 2026. The company expects the deal could close in the third or fourth quarter of 2027.
Projected merger benefits remain substantial: Union Pacific estimates the combination could remove 2.1 million truckloads from highways annually, generate $3.5 billion in shipper savings, and deliver approximately $1.8 billion in annual revenue synergies plus $1 billion in cost synergies.
Competitive concerns are being addressed: The company has proposed pricing and service protections for shippers and reached agreements with Canadian National intended to ease concentration concerns and expand routing options. Executives said they remain confident the merger will meet the STB's public-interest requirements.
Buffett Spent 60 Years Ignoring Tech and the Bill Is Coming Due
#pacific #billion #remain #concerns
STB review is advancing: Union Pacific said the Surface Transportation Board's 12-month review of its proposed Norfolk Southern merger began after the application was accepted on May 28, 2026. The company expects the deal could close in the third or fourth quarter of 2027.
Projected merger benefits remain substantial: Union Pacific estimates the combination could remove 2.1 million truckloads from highways annually, generate $3.5 billion in shipper savings, and deliver approximately $1.8 billion in annual revenue synergies plus $1 billion in cost synergies.
Competitive concerns are being addressed: The company has proposed pricing and service protections for shippers and reached agreements with Canadian National intended to ease concentration concerns and expand routing options. Executives said they remain confident the merger will meet the STB's public-interest requirements.
Buffett Spent 60 Years Ignoring Tech and the Bill Is Coming Due
#pacific #billion #remain #concerns
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Why we like it: The Chase Sapphire Preferred offers great rewards in addition to a solid welcome offer, up to $100 in annual hotel credits when you purchase through Chase Travel℠, and travel protections.
Plus, you can increase your rewards value with the right redemption. Travel transfer partners like Marriott Bonvoy and Southwest Rapid Rewards may be great options for saving on your next Disney trip with 1:1 transfers.
This card is useful beyond your Disney trip, with bonus rewards on a variety of everyday purchases — such as restaurants, streaming (including Disney+), and online groceries. Families can easily use it to accumulate points over time to put toward an annual vacation.
Read our full review of the Chase Sapphire Preferred
#rewards #sapphire #like
Why we like it: The Chase Sapphire Preferred offers great rewards in addition to a solid welcome offer, up to $100 in annual hotel credits when you purchase through Chase Travel℠, and travel protections.
Plus, you can increase your rewards value with the right redemption. Travel transfer partners like Marriott Bonvoy and Southwest Rapid Rewards may be great options for saving on your next Disney trip with 1:1 transfers.
This card is useful beyond your Disney trip, with bonus rewards on a variety of everyday purchases — such as restaurants, streaming (including Disney+), and online groceries. Families can easily use it to accumulate points over time to put toward an annual vacation.
Read our full review of the Chase Sapphire Preferred
#rewards #sapphire #like
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
A college education is probably one of the most expensive purchases you'll make in your lifetime.
The average cost of college today ranges from more than $25,000 to $60,000 per year. With prices that high, it's inevitable that many students will rely on student loans to help fund their education, in addition to their own savings, contributions from family, scholarships, and grants.
Federal student loans are a great first place to start. They typically offer the most competitive rates with fixed APRs and borrower protections. But some students aren't eligible for federal loans, or can't get the full amount they need for school.
As a result, you may turn to private student loans to fill the gap. Here's what you need to know before you apply for a private loan, and some of the top lenders to consider today.
#federal
A college education is probably one of the most expensive purchases you'll make in your lifetime.
The average cost of college today ranges from more than $25,000 to $60,000 per year. With prices that high, it's inevitable that many students will rely on student loans to help fund their education, in addition to their own savings, contributions from family, scholarships, and grants.
Federal student loans are a great first place to start. They typically offer the most competitive rates with fixed APRs and borrower protections. But some students aren't eligible for federal loans, or can't get the full amount they need for school.
As a result, you may turn to private student loans to fill the gap. Here's what you need to know before you apply for a private loan, and some of the top lenders to consider today.
#federal
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
With the SAVE program ending and major changes for federal student loan borrowers this year, now could be a good time to review your repayment plan — which may also include refinancing.
Refinancing your student loans can help you score a lower interest rate or consolidate multiple monthly payments into one. But if you're refinancing federal student loans, you could also lose some valuable protections and forgiveness opportunities.
The first step is finding a student loan refinance lender that works with your budget and timeline. To help you get started, here are some top options today.
Read more: How to refinance your student loans
#refinancing #federal #disclosure
With the SAVE program ending and major changes for federal student loan borrowers this year, now could be a good time to review your repayment plan — which may also include refinancing.
Refinancing your student loans can help you score a lower interest rate or consolidate multiple monthly payments into one. But if you're refinancing federal student loans, you could also lose some valuable protections and forgiveness opportunities.
The first step is finding a student loan refinance lender that works with your budget and timeline. To help you get started, here are some top options today.
Read more: How to refinance your student loans
#refinancing #federal #disclosure
2 months ago
PG&E Corp (NYSE:PCG) shares fell more than 19% after California lawmakers advanced wildfire legislation that stopped short of the liability protections utility investors had been seeking.
The amended Senate Bill 492 excludes a proposal from Governor Gavin Newsom that would have blocked insurance companies from suing utilities over wildfire-related claims, raising fresh concerns about Pacific Gas and Electric Company's exposure to future disasters.
PG&E said the legislation, amended by the California Legislature, would make some progress on wildfire risk reduction and recovery but would not provide the sustainable solution the state needs.
"Specifically, the bill does not adequately address the financing risks created by California's current wildfire liability framework," the company said in a statement. "As a result, it falls short of creating the long-term durability needed to attract affordable investment to support a safer, more reliable energy system and help keep costs down for customers."
The company pointed to an April report from the California Earthquake Authority, which found that existing funding mechanisms are not sufficient. PG&E said SB 492 does not adequately address those concerns.
#wildfire #legislation #short #adequately
The amended Senate Bill 492 excludes a proposal from Governor Gavin Newsom that would have blocked insurance companies from suing utilities over wildfire-related claims, raising fresh concerns about Pacific Gas and Electric Company's exposure to future disasters.
PG&E said the legislation, amended by the California Legislature, would make some progress on wildfire risk reduction and recovery but would not provide the sustainable solution the state needs.
"Specifically, the bill does not adequately address the financing risks created by California's current wildfire liability framework," the company said in a statement. "As a result, it falls short of creating the long-term durability needed to attract affordable investment to support a safer, more reliable energy system and help keep costs down for customers."
The company pointed to an April report from the California Earthquake Authority, which found that existing funding mechanisms are not sufficient. PG&E said SB 492 does not adequately address those concerns.
#wildfire #legislation #short #adequately
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Why we like it: The Chase Sapphire Preferred offers great rewards in addition to a solid welcome offer, up to $100 in annual hotel credits when you purchase through Chase Travel℠, and travel protections.
Plus, you can increase your rewards value with the right redemption. Travel transfer partners like Marriott Bonvoy and Southwest Rapid Rewards may be great options for saving on your next Disney trip with 1:1 transfers.
This card is useful beyond your Disney trip, with bonus rewards on a variety of everyday purchases — such as restaurants, streaming (including Disney+), and online groceries. Families can easily use it to accumulate points over time to put toward an annual vacation.
Read our full review of the Chase Sapphire Preferred
#disney #travel #preferred #annual
Why we like it: The Chase Sapphire Preferred offers great rewards in addition to a solid welcome offer, up to $100 in annual hotel credits when you purchase through Chase Travel℠, and travel protections.
Plus, you can increase your rewards value with the right redemption. Travel transfer partners like Marriott Bonvoy and Southwest Rapid Rewards may be great options for saving on your next Disney trip with 1:1 transfers.
This card is useful beyond your Disney trip, with bonus rewards on a variety of everyday purchases — such as restaurants, streaming (including Disney+), and online groceries. Families can easily use it to accumulate points over time to put toward an annual vacation.
Read our full review of the Chase Sapphire Preferred
#disney #travel #preferred #annual
2 months ago
America is debating data centers as though technological leadership and affordable electricity are competing goals. That framing misses the opportunity. Hyperscale campuses should enter the grid as integrated energy projects that add generation, storage, flexibility, and resilience, not merely as large loads.An April 2026 Pew Research Center **** ysis found more than 3,000 operating U.S. data centers and more than 1,500 in development, with 67% of planned facilities in rural communities. Lawrence Berkeley National Laboratory projects data centers could consume 11.8% of U.S. electricity by 2030. Goldman Sachs projects demand could rise from 31 GW in 2025 to 66 GW in 2027.
COMMENTARY
Those figures demand a legal and regulatory model that rewards projects capable of solving the problems they create. Hyperscale facilities seeking expedited approval should bring enough new supply and flexibility to serve contracted demand, pay the infrastructure costs they cause, and provide enforceable grid support during emergencies.A 2025 executive order accelerated permitting for qualifying artificial intelligence (AI) data centers and supporting power infrastructure. The White House's 2026 Ratepayer Protection Pledge called on hyperscalers to bring new generation, pay grid costs, and protect existing customers.In October 2025, the Energy Secretary used Section 403 of the Department of Energy Organization Act to ask the Federal Energy Regulatory Commission (FERC) to consider reforms for loads generally exceeding 20 MW in Docket No. RM26-4-000. FERC declined to impose one national process, instead opening separate Federal Power Act Section 206 proceedings in June 2026 for all six regional transmission organizations (RTOs) and independent system operators (ISOs), Docket Nos. EL26-67-000 through EL26-72-000.The orders question whether existing tariffs are just and reasonable, and identify five reform areas: study procedures, cost-shifting protections, co-location and behind-the-meter generation, flexible transmission service, and generation serving nearby loads.
[evtx_block slug="ep-dpx-26-textblock"]
Texas has responded by requiring large-load customers to shoulder infrastructure costs and by developing curtailment and co-location rules under Senate Bill 6. New York has paused certain hyperscale permits while it develops ratepayer, grid, water, and community protections. Both approaches point toward the same durable result: a power-positive approval pathway that converts legitimate public concerns into measurable design and operating obligations.Other states are building tariffs around that principle. Wisconsin extended its very-large-customer tariff to a 15-year minimum, lowered eligibility to 100 MW, and strengthened cost-shift protections. Long commitments, minimum-demand payments, security requirements, and exit charges are now central project economics.That makes the interconnection agreement co-equal with the engineering, procurement, and construction cont
COMMENTARY
Those figures demand a legal and regulatory model that rewards projects capable of solving the problems they create. Hyperscale facilities seeking expedited approval should bring enough new supply and flexibility to serve contracted demand, pay the infrastructure costs they cause, and provide enforceable grid support during emergencies.A 2025 executive order accelerated permitting for qualifying artificial intelligence (AI) data centers and supporting power infrastructure. The White House's 2026 Ratepayer Protection Pledge called on hyperscalers to bring new generation, pay grid costs, and protect existing customers.In October 2025, the Energy Secretary used Section 403 of the Department of Energy Organization Act to ask the Federal Energy Regulatory Commission (FERC) to consider reforms for loads generally exceeding 20 MW in Docket No. RM26-4-000. FERC declined to impose one national process, instead opening separate Federal Power Act Section 206 proceedings in June 2026 for all six regional transmission organizations (RTOs) and independent system operators (ISOs), Docket Nos. EL26-67-000 through EL26-72-000.The orders question whether existing tariffs are just and reasonable, and identify five reform areas: study procedures, cost-shifting protections, co-location and behind-the-meter generation, flexible transmission service, and generation serving nearby loads.
[evtx_block slug="ep-dpx-26-textblock"]
Texas has responded by requiring large-load customers to shoulder infrastructure costs and by developing curtailment and co-location rules under Senate Bill 6. New York has paused certain hyperscale permits while it develops ratepayer, grid, water, and community protections. Both approaches point toward the same durable result: a power-positive approval pathway that converts legitimate public concerns into measurable design and operating obligations.Other states are building tariffs around that principle. Wisconsin extended its very-large-customer tariff to a 15-year minimum, lowered eligibility to 100 MW, and strengthened cost-shift protections. Long commitments, minimum-demand payments, security requirements, and exit charges are now central project economics.That makes the interconnection agreement co-equal with the engineering, procurement, and construction cont
2 months ago
SACRAMENTO, Calif. (AP) — California would allow Jews to voluntarily identify their Jewish heritage on state forms under a bill the state Legislature passed Monday.
The bill, which lawmakers sent to Gov. Gavin Newsom's desk, would require state agencies that collect demographic information to add "Jewish" as an option for ethnicity or ancestry. The goal is to give state officials and researchers better data on Jewish Californians, including their unemployment rates and representation in schools.
The data would enable lawmakers to create policies that address the needs of Jews in the state, said David Bocarsly, CEO of Jewish California, an advocacy group.
"It's about inclusion as a community," Bocarsly said, noting the Legislature has passed laws in recent years to collect more inclusive demographic data on Middle Eastern, North African and LGBTQ+ communities.
Some opponents of the bill are worried about the idea of the state collecting such data given the traumatic history of the **** government keeping records of Jews during the Holocaust. The proposal would bar agencies from disclosing "personal identifying information," and bill author Henry Stern, a Democratic state senator who is Jewish, said California already has robust privacy protections that should **** uage those concerns.
#state
The bill, which lawmakers sent to Gov. Gavin Newsom's desk, would require state agencies that collect demographic information to add "Jewish" as an option for ethnicity or ancestry. The goal is to give state officials and researchers better data on Jewish Californians, including their unemployment rates and representation in schools.
The data would enable lawmakers to create policies that address the needs of Jews in the state, said David Bocarsly, CEO of Jewish California, an advocacy group.
"It's about inclusion as a community," Bocarsly said, noting the Legislature has passed laws in recent years to collect more inclusive demographic data on Middle Eastern, North African and LGBTQ+ communities.
Some opponents of the bill are worried about the idea of the state collecting such data given the traumatic history of the **** government keeping records of Jews during the Holocaust. The proposal would bar agencies from disclosing "personal identifying information," and bill author Henry Stern, a Democratic state senator who is Jewish, said California already has robust privacy protections that should **** uage those concerns.
#state
2 months ago
California's "monumental problem" with rampant fraud is about to get significantly worse, according to Republican state ******* emblyman Carl DeMaio, after Gov. Gavin Newsom signed a bill that he warns will crack down on people investigating scammers.
Officially ******* led "Privacy for immigration support services providers," the new law creates privacy protections for immigration support service providers, employees and volunteers, including shielding their addresses and imposing penalties on those who publish their images on social media. DeMaio told Fox News Digital the bill amounts to criminalizing investigative journalism and works to "silence citizen journalists and shield taxpayer-funded organizations from public scrutiny."
"What does the Stop Nick Shirley Act do? It basically makes it illegal for a citizen journalist to document fraud of taxpayer money and post that on the internet in the form of an internet video," he said.
Newsom signed the bill into law last week, and it is set to take effect Oct. 1. DeMaio told Fox News Digital that he and a "coalition of civil liberty protectors" are prepared to file a lawsuit challenging the law.
Dems Ripped For 'Stop Nick Shirley Act' That Could 'Shield' Fraud And Abuse In California
#newsom #digital #nick #shirley
Officially ******* led "Privacy for immigration support services providers," the new law creates privacy protections for immigration support service providers, employees and volunteers, including shielding their addresses and imposing penalties on those who publish their images on social media. DeMaio told Fox News Digital the bill amounts to criminalizing investigative journalism and works to "silence citizen journalists and shield taxpayer-funded organizations from public scrutiny."
"What does the Stop Nick Shirley Act do? It basically makes it illegal for a citizen journalist to document fraud of taxpayer money and post that on the internet in the form of an internet video," he said.
Newsom signed the bill into law last week, and it is set to take effect Oct. 1. DeMaio told Fox News Digital that he and a "coalition of civil liberty protectors" are prepared to file a lawsuit challenging the law.
Dems Ripped For 'Stop Nick Shirley Act' That Could 'Shield' Fraud And Abuse In California
#newsom #digital #nick #shirley
2 months ago
The Lions came into the summer with a plan for Isiah Pacheco to be their No. 2 running back behind Jahmyr Gibbs, but Pacheco has dealt with multiple injuries this month and that may lead them in a different direction.
Jacob Saylors ran 17 times for 100 yards in Saturday's preseason finale and he had 14 carries for 87 yards in the team's other two games. It is Year 2 for Saylors in Detroit, but he only played eight offensive snaps while seeing regular time on special teams in his 15 appearances.
The offensive action may have been limited, but head coach Dan Campbell said on Saturday that Saylors's experience in the system leaves him comfortable about moving forward with him in the backup role.
"I am," Campbell said, via Dave Birkett of the Detroit Free Press. "I'm comfortable with those guys. And I just like the thought of having a guy in our system, think that's important. Knows our terminology, knows our guys, knows the protections. Just kind of knows it all, man. Understands our quarterback and how he thinks. I just think that's important."
Pacheco added a back injury to a sprained MCL recently and his status for Week 1 is up in the air. If he can't go, Saylors is in line for a chance to build on the positive impression he made in the preseason.
#knows #pacheco #offensive
Jacob Saylors ran 17 times for 100 yards in Saturday's preseason finale and he had 14 carries for 87 yards in the team's other two games. It is Year 2 for Saylors in Detroit, but he only played eight offensive snaps while seeing regular time on special teams in his 15 appearances.
The offensive action may have been limited, but head coach Dan Campbell said on Saturday that Saylors's experience in the system leaves him comfortable about moving forward with him in the backup role.
"I am," Campbell said, via Dave Birkett of the Detroit Free Press. "I'm comfortable with those guys. And I just like the thought of having a guy in our system, think that's important. Knows our terminology, knows our guys, knows the protections. Just kind of knows it all, man. Understands our quarterback and how he thinks. I just think that's important."
Pacheco added a back injury to a sprained MCL recently and his status for Week 1 is up in the air. If he can't go, Saylors is in line for a chance to build on the positive impression he made in the preseason.
#knows #pacheco #offensive
3 months ago
Meta Platforms (NASDAQ:META), a social networking and artificial intelligence (AI) giant, closed at $576.14, up 1.07%. The stock moved after Meta settled a high-profile child-safety case with U.S. states. Meta agreed to pay up to $18 billion and introduce child-safety measures such as daily time limits and muted school-time notifications. Meta has also called on competitors to introduce similar protections.
Trading volume reached 31.1 million shares, coming in about 69% above its three-month average of 18.4 million shares. Meta Platforms IPO'd in 2012 and has grown 1,270% since going public.
The S&P 500 closed at 7,676, down 0.02%, while the Nasdaq Composite finished at 26,130, down 0.08%. Among social media and digital advertising platforms, Alphabet closed at $339.10, down 1.23%, and Snap closed at $5.42, down 8.45%.
Meta shares rose slightly following today's settlement because it resolves the legal cases over child addiction with payouts that will be spread over the coming 10 years. Several media reports had compared the case to tech's "big tobacco" moment, sparking fears that it would have to pay a much larger amount.
Even so, as mega tech firms race to develop AI infrastructure, every dollar counts. The bigger question for investors is when and whether Meta's 2026 capital expenditure of $125 billion to $145 billion will generate returns. Meta's ad revenue continues to show impressive growth, and the legal cloud may have lifted, but that massive cash burn is still worth watching.
#meta
Trading volume reached 31.1 million shares, coming in about 69% above its three-month average of 18.4 million shares. Meta Platforms IPO'd in 2012 and has grown 1,270% since going public.
The S&P 500 closed at 7,676, down 0.02%, while the Nasdaq Composite finished at 26,130, down 0.08%. Among social media and digital advertising platforms, Alphabet closed at $339.10, down 1.23%, and Snap closed at $5.42, down 8.45%.
Meta shares rose slightly following today's settlement because it resolves the legal cases over child addiction with payouts that will be spread over the coming 10 years. Several media reports had compared the case to tech's "big tobacco" moment, sparking fears that it would have to pay a much larger amount.
Even so, as mega tech firms race to develop AI infrastructure, every dollar counts. The bigger question for investors is when and whether Meta's 2026 capital expenditure of $125 billion to $145 billion will generate returns. Meta's ad revenue continues to show impressive growth, and the legal cloud may have lifted, but that massive cash burn is still worth watching.
#meta
3 months ago
The Magnum Ice Cream Company has welcomed a US court decision narrowing a lawsuit brought by former Ben & Jerry's independent directors over the ice-cream brand's activism and changes to its governance.
Judge Kevin Castel of the federal court in Manhattan on Friday threw out most of the claims brought by former Ben & Jerry's independent directors, dismissing seven of the ten counts and trimming another.
He also held that Magnum, the Amsterdam-headquartered ice-cream business created from Unilever's spin-off last year, should stand as the main defendant in place of the FMCG conglomerate.
The case was filed by former Class I directors linked to Ben & Jerry's independent board.
It accused Unilever and Magnum of breaching commitments dating back to the UK-listed group's 2000 acquisition of the US ice-cream brand, under which Ben & Jerry's retained unusual protections around its board structure, social mission and foundation.
#magnum #former #board #judge
Judge Kevin Castel of the federal court in Manhattan on Friday threw out most of the claims brought by former Ben & Jerry's independent directors, dismissing seven of the ten counts and trimming another.
He also held that Magnum, the Amsterdam-headquartered ice-cream business created from Unilever's spin-off last year, should stand as the main defendant in place of the FMCG conglomerate.
The case was filed by former Class I directors linked to Ben & Jerry's independent board.
It accused Unilever and Magnum of breaching commitments dating back to the UK-listed group's 2000 acquisition of the US ice-cream brand, under which Ben & Jerry's retained unusual protections around its board structure, social mission and foundation.
#magnum #former #board #judge
3 months ago
Keelon Russell has the respect of his Alabama football teammates. Now, as the Crimson Tide's starting quarterback, relationship building starts.
As Alabama's 2026 season opener nears, and as offensive coordinator Ryan Grubb sets his plans in motion to ensure Russell is as prepared as possible for his first collegiate start against East Carolina, the number one relationship on Grubb's mind isn't between Russell and Ryan Coleman-Williams. It's not a receiver. It's not a running back.
It's Russell and his center: Cal Poly transfer Racin Delgatty.
"I think his relationship with all the O-line is, for a young quarterback, like just being himself, asking questions and really for him, I think it starts with him and Racin," Grubb said after Alabama's fall camp practice Tuesday, Aug. 25. "You know, like them having to gel together on protection calls and checks and trusting Racin to help get him into the right calls if he needs it."
Grubb made it clear. Russell has the final say on protections. Quarterbacks always do. They know where the problems are. They see the big picture.
#grubb #ryan #like
As Alabama's 2026 season opener nears, and as offensive coordinator Ryan Grubb sets his plans in motion to ensure Russell is as prepared as possible for his first collegiate start against East Carolina, the number one relationship on Grubb's mind isn't between Russell and Ryan Coleman-Williams. It's not a receiver. It's not a running back.
It's Russell and his center: Cal Poly transfer Racin Delgatty.
"I think his relationship with all the O-line is, for a young quarterback, like just being himself, asking questions and really for him, I think it starts with him and Racin," Grubb said after Alabama's fall camp practice Tuesday, Aug. 25. "You know, like them having to gel together on protection calls and checks and trusting Racin to help get him into the right calls if he needs it."
Grubb made it clear. Russell has the final say on protections. Quarterbacks always do. They know where the problems are. They see the big picture.
#grubb #ryan #like
3 months ago
While it seems that Democrats and Republicans can't agree on much of anything these days, there's at least one common enemy that's bringing both sides of the aisle together: data centers. Representatives on both sides of the aisle are increasingly pushing back against hyperscalers who are developing massive data center campuses on local energy grids, driving up energy demand and therefore causing electricity prices to skyrocket for everyone, whether they benefit from the artificial intelligence boom or not.
The Trump administration has attempted to resolve the issue by pushing the tech sector to provide its own energy sources to power its rapidly proliferating data centers. But while the legislation ostensibly pushes the responsibility of energy buildout – and the money to support it – back onto the tech firms responsible for skyrocketing energy demand rates in the first place, there is some concern that the policy may yield some considerable and costly unintended consequences.
Trump "essentially envisions a bespoke new power system built in parallel to the existing one," argues a recent op-ed from the energy editor of non-partisan news outlet Semafor. By inviting Big Tech to build its own energy infrastructure, policymakers are inviting the private sector to create a shadow grid that operates outside of the regulations that govern our standard electricity grids, and the oversight mechanisms that ensure compliance with other policy measures, such as environmental protections.
Plus, by encouraging Big Tech to invest in its own energy infrastructure, the country is missing out on a major opportunity to encourage much-needed investment in its own aging grid at a time when more resilience and greater transmission infrastructure is sorely needed. "Most of today's cost pressure is coming from transmission, distribution, and system readiness, not energy supply," Brandon Owens, a grid expert and founder of advisory platform AIxEnergy, was quoted by Politico last week. "Those costs remain even if a data center self-supplies generation."
Despite these concerns, Big Tech is pushing ahead with some truly gargantuan energy infrastructure projects, most of which are being developed in tandem with sprawling data center campuses. Amazon is currently building a gas-fired power plant in Texas that is set to become the single-biggest source of power-related emissions in the entire United States. And just this week, Nvidia announced that it would team up with ****** an's SoftBank and the United States government to build the country's largest fossil-fuel plant to power an OpenAI project in Ohio.
#Trump
The Trump administration has attempted to resolve the issue by pushing the tech sector to provide its own energy sources to power its rapidly proliferating data centers. But while the legislation ostensibly pushes the responsibility of energy buildout – and the money to support it – back onto the tech firms responsible for skyrocketing energy demand rates in the first place, there is some concern that the policy may yield some considerable and costly unintended consequences.
Trump "essentially envisions a bespoke new power system built in parallel to the existing one," argues a recent op-ed from the energy editor of non-partisan news outlet Semafor. By inviting Big Tech to build its own energy infrastructure, policymakers are inviting the private sector to create a shadow grid that operates outside of the regulations that govern our standard electricity grids, and the oversight mechanisms that ensure compliance with other policy measures, such as environmental protections.
Plus, by encouraging Big Tech to invest in its own energy infrastructure, the country is missing out on a major opportunity to encourage much-needed investment in its own aging grid at a time when more resilience and greater transmission infrastructure is sorely needed. "Most of today's cost pressure is coming from transmission, distribution, and system readiness, not energy supply," Brandon Owens, a grid expert and founder of advisory platform AIxEnergy, was quoted by Politico last week. "Those costs remain even if a data center self-supplies generation."
Despite these concerns, Big Tech is pushing ahead with some truly gargantuan energy infrastructure projects, most of which are being developed in tandem with sprawling data center campuses. Amazon is currently building a gas-fired power plant in Texas that is set to become the single-biggest source of power-related emissions in the entire United States. And just this week, Nvidia announced that it would team up with ****** an's SoftBank and the United States government to build the country's largest fossil-fuel plant to power an OpenAI project in Ohio.
#Trump
3 months ago
When Luis Manuel Aviles was arrested by immigration authorities, his son was entering his ninth month on the USS Abraham Lincoln with the Navy — a vessel that set a U.S. military record for uninterrupted time at sea, stirring concerns about supply shortages and deteriorating mental health among soldiers.
Luis Manuel Aviles, 48, was arrested after leaving his house to take his car to the mechanic, according to his wife, Argelia Aviles. She said her husband, a handyman in Key West, Florida, has a permit to work in the United States. Originally from Nicaragua, he has lived in the U.S. for 19 years.
"He dedicates himself only to work so he can put food on the table at home. He is a good father. He loves his children with all his soul," said Argelia, 47.
Aviles' arrest comes as the Trump administration rolls back immigration protections for military families to pursue its mass deportation agenda, detaining at least dozens of parents and spouses of active-duty U.S. troops.
At least six family members have been deported and one self-deported, the AP found in the first accounting of such detentions, which the government does not track. One spouse, the wife of a U.S. soldier who spent more than a month in federal immigration detention, was removed from a deportation flight to Brazil after the AP's reporting.
#manuel #month
Luis Manuel Aviles, 48, was arrested after leaving his house to take his car to the mechanic, according to his wife, Argelia Aviles. She said her husband, a handyman in Key West, Florida, has a permit to work in the United States. Originally from Nicaragua, he has lived in the U.S. for 19 years.
"He dedicates himself only to work so he can put food on the table at home. He is a good father. He loves his children with all his soul," said Argelia, 47.
Aviles' arrest comes as the Trump administration rolls back immigration protections for military families to pursue its mass deportation agenda, detaining at least dozens of parents and spouses of active-duty U.S. troops.
At least six family members have been deported and one self-deported, the AP found in the first accounting of such detentions, which the government does not track. One spouse, the wife of a U.S. soldier who spent more than a month in federal immigration detention, was removed from a deportation flight to Brazil after the AP's reporting.
#manuel #month
3 months ago
HONG KONG, Aug 24 (Reuters) - The term "flexible employment" has gone viral in China after a prominent economics professor described gig work as a form of "welfare", drawing widespread public anger and highlighting deep anxieties over job insecurity.
Zhang Dandan, a professor of economics and deputy dean at Peking University's National School of Development, made the remarks during a discussion on social protection for gig workers, on the popular financial show "Let's Talk" last week.
She argued that from the perspective of labour economics, "flexibility itself is a form of welfare."
While regular employees trade schedule flexibility for pensions and other benefits, flexible workers enjoy greater control over their time at the cost of weaker social protections, Zhang said.
The comments triggered a fierce backlash over the weekend, with social media users accusing Zhang of being oblivious to the harsh realities of the gig economy.
#economics #form #welfare #flexibility
Zhang Dandan, a professor of economics and deputy dean at Peking University's National School of Development, made the remarks during a discussion on social protection for gig workers, on the popular financial show "Let's Talk" last week.
She argued that from the perspective of labour economics, "flexibility itself is a form of welfare."
While regular employees trade schedule flexibility for pensions and other benefits, flexible workers enjoy greater control over their time at the cost of weaker social protections, Zhang said.
The comments triggered a fierce backlash over the weekend, with social media users accusing Zhang of being oblivious to the harsh realities of the gig economy.
#economics #form #welfare #flexibility
3 months ago
When Luis Manuel Aviles was arrested by immigration authorities, his son was entering his ninth month on the USS Abraham Lincoln with the Navy — a vessel that set a U.S. military record for uninterrupted time at sea, stirring concerns about supply shortages and deteriorating mental health among soldiers.
Luis Manuel Aviles, 48, was arrested after leaving his house to take his car to the mechanic, according to his wife, Argelia Aviles. She said her husband, a handyman in Key West, Florida, has a permit to work in the United States. Originally from Nicaragua, he has lived in the U.S. for 19 years.
"He dedicates himself only to work so he can put food on the table at home. He is a good father. He loves his children with all his soul," said Argelia, 47.
Aviles' arrest comes as the Trump administration rolls back immigration protections for military families to pursue its mass deportation agenda, detaining at least dozens of parents and spouses of active-duty U.S. troops.
At least six family members have been deported and one self-deported, the AP found in the first accounting of such detentions, which the government does not track. One spouse, the wife of a U.S. soldier who spent more than a month in federal immigration detention, was removed from a deportation flight to Brazil after the AP's reporting.
#arrested #month
Luis Manuel Aviles, 48, was arrested after leaving his house to take his car to the mechanic, according to his wife, Argelia Aviles. She said her husband, a handyman in Key West, Florida, has a permit to work in the United States. Originally from Nicaragua, he has lived in the U.S. for 19 years.
"He dedicates himself only to work so he can put food on the table at home. He is a good father. He loves his children with all his soul," said Argelia, 47.
Aviles' arrest comes as the Trump administration rolls back immigration protections for military families to pursue its mass deportation agenda, detaining at least dozens of parents and spouses of active-duty U.S. troops.
At least six family members have been deported and one self-deported, the AP found in the first accounting of such detentions, which the government does not track. One spouse, the wife of a U.S. soldier who spent more than a month in federal immigration detention, was removed from a deportation flight to Brazil after the AP's reporting.
#arrested #month
3 months ago
Pfizer (NYSE: PFE) has an attractive 6.4% dividend yield. That compares to 1% for the S&P 500 index (SNPINDEX: ^GSPC) and 1.4% for the average pharmaceutical stock. Despite the outsize yield, the company is sticking by the dividend payment. That's great, but why is the yield so high? An examination of the business through 2030 will explain the problem.
From a big picture perspective, Pfizer sells pharmaceuticals. Only the drugs it sells don't appear out of thin air. It has to develop them or buy them before it can market them. That's an expensive, often time-consuming, and difficult process. This is why drug companies are afforded a limited, patent-protected window of exclusivity to sell their drugs. Drug companies like Pfizer can generate substantial revenue from patent-protected drugs.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
There's just one small problem: revenues tend to fall dramatically after a drug loses patent protections. Complicating this is that developing new drugs doesn't follow a set timeline, unlike patent expirations. So sometimes there's a mismatch that puts pressure on a company's top and bottom lines.
That's what Pfizer is dealing with right now. In 2027, oncology drugs Ibrance and Xtandi are set to lose patent protection. In 2028, the cardiovascular drug Eliquis will lose patent protection. Pfizer is working hard to find drugs to replace revenue lost from these patent expirations, but investors are clearly worried that it won't be able to. It doesn't help any that the company suffered a material black eye when it had to drop its internally developed GLP-1 weight-loss drug candidate in 2025.
#pfizer #drug #yield
From a big picture perspective, Pfizer sells pharmaceuticals. Only the drugs it sells don't appear out of thin air. It has to develop them or buy them before it can market them. That's an expensive, often time-consuming, and difficult process. This is why drug companies are afforded a limited, patent-protected window of exclusivity to sell their drugs. Drug companies like Pfizer can generate substantial revenue from patent-protected drugs.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
There's just one small problem: revenues tend to fall dramatically after a drug loses patent protections. Complicating this is that developing new drugs doesn't follow a set timeline, unlike patent expirations. So sometimes there's a mismatch that puts pressure on a company's top and bottom lines.
That's what Pfizer is dealing with right now. In 2027, oncology drugs Ibrance and Xtandi are set to lose patent protection. In 2028, the cardiovascular drug Eliquis will lose patent protection. Pfizer is working hard to find drugs to replace revenue lost from these patent expirations, but investors are clearly worried that it won't be able to. It doesn't help any that the company suffered a material black eye when it had to drop its internally developed GLP-1 weight-loss drug candidate in 2025.
#pfizer #drug #yield
