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4r5ubi
19 hours ago
Premiums for Medicare prescription drug coverage will jump an average of 50% in 2027, which may push normally complacent enrollees to shop around during this open-enrollment period.
The estimated average monthly premium for Medicare Part D stand-alone prescription drug plans (PDPs) is projected to be $51 in 2027, a 50% increase over 2026, when that figure was $34, according to KFF, a healthcare research and policy firm. Average monthly premiums for the eight national prescription drug plans are projected to range from around $6 to $204 in 2027, KFF said.
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"With some plans increasing premiums substantially, the stakes are higher this year for people with Medicare stand-alone drug coverage if they sit on the sidelines during open enrollment," said Juliette Cubanski, a vice president and director of the program on Medicare policy at KFF. "There are relatively low-premium PDP options, but people facing large premium increases need to take action if they want to avoid paying significantly more."

#medicare #premium #around
softly12
24 hours ago
CD ownership among American families surged 65%, jumping from 6.5% to 10.7% between 2022 and 2025, driven by higher deposit rates.
Median CD balances rose 23% while mean balances grew only 4%, signaling gains spread broadly among typical savers rather than wealthy account holders.
Treasury bills currently yield up to 4.39%, well above the national average 12-month CD rate of 1.76%, which trails inflation running at 3.7%.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
For much of the last decade, bank certificates of deposit paid so little that many savers didn't bother with them. A CD is a savings account that holds money for a fixed term. A saver agrees to leave money with a bank for a set period, like 12 months, and the bank pays a fixed rate.

#deposit #account #rate
drift
24 hours ago
Your retirement savings could get a boost or face new tax consequences, depending on what happens after the November midterm elections.
Congress is weighing proposals that could double federal retirement savings incentives for eligible workers while forcing some wealthy Americans to withdraw more money from their accounts.
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The stakes extend beyond millionaires. Changes to tax rules could also affect how much you save in your 401(k), when you convert an IRA to a Roth and how much of your retirement money you ultimately keep.

#Retirement #savings #money
Gr7Ndbl8NtLy727
5 days ago
Replicating the average $2,071 monthly Social Security check requires roughly $991,000 invested across FDLO and VYMI, blending to a 2.5% yield.
At a 6% annual return, reaching $991,000 takes about $2,144 per month over 20 years, dropping to $1,682 at an 8% return.
Place FDLO in a Roth IRA for tax-free growth and VYMI in a taxable account to capture its foreign tax credit.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Imagine a second deposit landing every month, the same size as the Social Security check you already count on. The average retired worker collects $2,170 a month in 2026, according to the Social Security Administration's COLA fact sheet. That comes to $26,040 a year, and that's the target.

#Social #average
vvululrakpacil42
5 days ago
College-town states like Ohio (93) and Tennessee (92) beat Florida's (103) cost-of-living index, cutting a retired couple's required savings by over $205,000.
Pennsylvania exempts 401(k) and IRA withdrawals from its 3.07% flat income tax for qualifying retirees, while Ohio taxes non-Social Security income above $26,050.
Ohio residents 60 and older can audit Ohio State courses tuition-free and access a major academic medical center, though game days and student rents add real trade-offs.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Most people who talk about where to retire end up on the coast. Florida ranked first in net adjusted gross income gained through state-to-state moves in IRS migration data for 2022-2023, at $20.6 billion. The less talked-about option is a town built around a university.

#college #Social #security
zohg3h
5 days ago
A Michigan retiree couple needs roughly $927,000 invested at a 4% withdrawal rate, versus $1.07 million in Florida.
Florida homeowners pay $8,471 yearly for insurance versus $2,415 in Michigan, a $6,000 gap that requires $151,000 in extra savings.
Michigan exempts Social Security and offers married couples a $128,080 retirement deduction, potentially zeroing state tax on a $37,000 IRA withdrawal.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Retiring to a lake town in Michigan or Wisconsin often raises questions about snow and winter conditions compared with a move to Florida. Winter is one factor in that comparison, but the rest of the picture gets mentioned less often: insurance, taxes, housing, and summers. This piece runs the numbers for a couple at full retirement age.

#often
bbspgijmsdzqd
5 days ago
Charlie Munger spent half a century lecturing investors on the psychology of their own mistakes. A month before he died, he admitted to one of the most common mistakes. Asked on the Acquired podcast how his investment in Hyundai had worked out, Munger said: "I lost money. Not much because I was stubborn. I held out until it got back to almost where I paid for it and then I sold it."
That sentence describes, almost word for word, the behavior behavioral economists call the disposition effect: the tendency to sell winners too early and hold losers too long, waiting for a stock to return to what you paid before letting it go. Hersh Shefrin and Meir Statman named it in 1985, and Terrance Odean documented it across thousands of retail brokerage accounts in a 1998 Journal of Finance paper. It is the mistake Munger's famous 1995 talk on the psychology of human misjudgment was written to help people avoid. Here he was, at 99, saying he had made it with his own money.
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#asked
patch_396
6 days ago
The New York Yankees entered the offseason facing familiar questions about their offensive identity after another frustrating end to their season. Despite the talent in their lineup, the Yankees were swept by the division rival Tampa Bay Rays in the American League Division Series, leaving the franchise to confront concerns about its execution, approach and ability to deliver when the stakes are highest.
The team's reliance on superstar slugger Aaron Judge was laid bare, as the offense struggled to produce while he was sidelined by an injury. And its failure to execute fundamental defensive and baserunning plays has come under fire as well, particularly after the Rays and World Series champion Milwaukee Brewers succeeded with such a different style.
Former Yankees manager Joe Girardi articulated many of the criticisms surrounding the Yankees shortly after their season ended.
"Joe Girardi isn't blaming Aaron Boone for the Yankees' shortcomings, but believes a deeper-rooted culture issue might have contributed to the team being swept in the ALDS," Mark Suleymanov wrote for the New York Post. "Girardi cited Austin Wells' baserunning blunder in Game 1 and Jazz Chisholm Jr.'s disastrous throw in an error-filled Game 2 as examples of the team's fundamental failures — and the concerning response to those mistakes."
And with the Yankees under fire for a power-heavy offense and poor fundamentals, one of their most intriguing infield prospects has spoken out about the kind of change he'd like to see in the sport.

#series #division
cool92
6 days ago
Borussia Dortmund are preparing for a massive top-of-the-table showdown against Bayern Munich this weekend as both sides look to break their current deadlock at the summit. Head coach Niko Kovac has acknowledged the significant threat posed by the record champions, specifically highlighting the form of their star forward.
Kovac has offered high praise for Kane as Dortmund prepare to face a Bayern side led by the newly crowned Ballon d'Or winner. The England captain has continued his devastating form in Germany, prompting the Dortmund boss to recognize the sheer scale of the task facing his defense on Saturday. Kovac noted that the striker's recent accolades speak for themselves, emphasizing that he has successfully reached a new level since moving to the Bundesliga.
"There's no need to say a word about him. The mere fact that he received this ****** le says everything about him. He was already a top player in England. To take another leap forward now is sensational," said Kovac on the club's official website
The stakes could not be higher for this edition of Der Klassiker, with both teams currently tied on 17 points after seven matchdays. While Bayern hold the top spot due to a superior goal difference, Dortmund have the opportunity to leapfrog their rivals. Kovac believes the current competitiveness at the top is a breath of fresh air for the league. However, the coach warned that excitement does not equate to an easy path to victory. He demanded absolute focus from his squad, stressing that only their best football would suffice in Munich.
"This certainly makes things a lot more exciting than in recent years. But that doesn't make it any easier, because FC Bayern Munich is undoubtedly the best of the best—not just in Germany, but also in Europe. We have to play at the very highest level. But we're Dortmund—we have our own standards, and we intend to live up to them," Kovac insisted.

#dortmund #best #germany #form
vu_bdenu
6 days ago
UW and Nebraska face off in Lincoln this weekend for the first time as conference foes. The long and storied history between the two teams stretches exactly 101 years and two weeks to the day between the very first match up in 1925 and this Saturday's game. That shared history primarily revolves around the four games played during the 1990s when both programs were at their peak. The 1991 game featured a furious second half comeback in Lincoln that built the momentum towards UW's eventual national championship. The Cornhuskers' return trip to Seattle in 1992 set the stage for the loudest recorded home crowd in college football history. Five years later, Nebraska returned to Montlake to get their revenge for the previous two games while on their way to their own national championship in 1997 in Tom Osborne's final season.
For these two programs, the current stakes of this weekend's game are much lower, although not entirely without significance. Both Washington and Nebraska enter Saturday night's matchup at a crossroads in their seasons. Nebraska sits at 5-2 overall and 2-2 in Big Ten play, but the Cornhuskers are coming off consecutive close losses to Indiana and Oregon. Despite those defeats, Matt Rhule's team has established itself as one of the league's most physical and statistically dominant defenses, keeping every game within reach through disciplined play, strong linebacker action, and excellent situational defense.
Washington, meanwhile, is 4-3 overall and 1-3 in conference play. The Huskies snapped a three-game losing streak with a 38-26 victory over Purdue before their bye week and arrive in Lincoln needing momentum to salvage their Big Ten campaign. Jedd Fisch's offense remains heavily dependent on its passing attack, ranking among the conference's better aerial units, but questions at quarterback and a struggling rushing offense persist.
Over Matt Rhule's four years at Nebraska, the Cornhuskers have embraced a physical and gritty, defensive-oriented identity as a program. Under first-year defensive coordinator, Rob Aurich, Nebraska has maintained the aggressive, fundamentally sound identity Nebraska built under Rhule. The Cornhuskers rank 14th nationally in scoring defense, 9th in total defense, and are holding opponents to just 171 passing yards and 99 rushing yards per game on average. Their suffocating rushing defense on early downs often position them in 3rd & long passing situations where they pressure packages and blanketing secondary can create plays. This formula is what has allowed Nebraska to lead the FBS in defensive 3rd down conversion percentage at just 19%. To put that statistic into perspective, Nebraska's defense has allowed just eight third down conversions in their four Big Ten conference games this season, including games with just one allowed against Maryland and Indiana.
Nebraska typically operates from a multiple-front structure, mixing even-front and odd-front looks while emphasizing gap discipline and disgui
hy7er81
7 days ago
The Green Bay Packers took down the visiting Carolina Panthers on "Thursday Night Football" to open Week 8 in the NFL. The big stats to know: Jordan Love threw three touchdown passes and Josh Jacobs scored twice, while the Packers defense produced six sacks and held the Panthers to just 3.7 yards per play.
Five other stats to explain the Packers' 27-19 win over the Panthers:
The Packers pressured Bryce Young on 48.9 percent of his dropbacks on Thursday night, and he completed only seven passes for 41 yards and took six sacks while pressured, per Next Gen Stats. Brenton ******* Jr. (6), Dani Dennis-Sutton and Lukas Van Ness (5) led the way in the pressure department for the Packers, who consistently won at the line of scrimmage and forced Young into rushed decisions or improvised throws. Because of the pass protection issues, Young completed only two passes thrown more than 10 yards downfield and attempted only one pass more than 20 yards downfield.
While Bryce Young languished under pressure, Jordan Love consistently got the ball out of his hands quick and on time. Per Next Gen Stats, Love completed 23 of 25 passes thrown in under 2.5 seconds after the snap, completing negating any pass-rush. His 23 "quick" completions were the most in a game by a quarterback this season and by far the most in his career, beating the 19 he had during Week 7 in 2024. Two of his three touchdowns came on quick throws under 2.5 seconds. The Panthers tried to blitz Love, but he consistently found quick answers to beat potential pressure.
The Packers turned the ball over three times: Coleman Owen's fumble on the opening kickoff return, Christian Watson's fumble in the second quarter and Jordan Love's interception to start the fourth quarter. But the Panthers turned those three takeaways into all of three points. And the field goal came after Owen's fumble set up the Panthers inside the 30-yard line. Turnovers can be huge momentum-turning plays in games, but not if a defense stands tall. Jonathan Gannon's group made sure mistakes made didn't turn into a run of points for the Panthers.

#panthers #packers #young #jordan
hdbiaxmlwdi
7 days ago
The Green Bay Packers are 5-3 after beating the Carolina Panthers by a 27-19 final score on "Thursday Night Football" from Lambeau Field. There were **** ps along the way, especially early and late, but the Packers got three touchdown passes from Jordan Love and six sacks from Jonathan Gannon's defense to power what ended up being a winning performance.
Highlighting the good, the bad and the ugly coming out of Thursday night's win:
Jordan Love during the first three quarters, the adversity defense, and the pass-rush: Love was on fire for the first 45 minutes, completing 26 of his first 33 passes for 262 yards and three scores. He threw a pick early in the fourth quarter, starting a disappointing finish for the offense overall, but the Packers quarterback was terrific for most of the contest, playing on time from the pocket and consistently finding completions. Jonathan Gannon's defense was dominant at times, allowing only three points off three Packers turnovers, and the only three points came after the fumbled opening kickoff that gave the Panthers the ball in field goal range. It took a few crazy conversions for the Panthers to score a touchdown in the second half. The Packers were dominant up front, sacking Bryce Young six times and consistently disrupting the pocket.
The start, and most of the finish: How did the Packers open the game? By fumbling away the opening kickoff, dropping three first-quarter passes and committing a pre-snap penalty. The turnover spotted the Panthers three early points. To Green Bay's credit, the first quarter ended with the Packers leading. During most of the second and third quarters, the Packers were in complete control, leading 20-10 at the half and 27-13 with a chance to dagger the Panthers to start the fourth quarter. But Jordan Love threw a pick on the second play of the fourth, turning the game sharply, and the Panthers eventually scored on a 70-yard drive and had the ball down one score with a chance to tie the game. What should have been a comfortable, two- or three-score win ended up being a nail biter because the Packers made costly mistakes and couldn't run the ball. One more bad: Trey Smack missed an extra point, so the kicking worries continue to linger. The lost point mattered because it kept the Panthers within one score in the fourth quarter.
The run game. The Packers returned Aaron Banks to the lineup at left guard, and Josh Jacobs got a full workload against the NFL's worst run defense entering Week 8, but it wasn't nearly enough to awaken Green Bay's dormant run game. Jacobs turned 21 rushes into only 39 yards, and 18 of the Packers' 66 rushing yards came on a well-executed Savion Williams gadget play. The 25 designed runs to running backs gained all of 48 yards. Jacobs didn't have a run longer than six yards. It's possible the Packers run game just isn't going to happen in 2026. This is a historically bad start -- the Packers are just the 14th team since 1935 to rush for fewer than 500 yards
gve_xe4
7 days ago
Ford has now announced the cars, the colors, the concert, the cable channel and the charity fund for its Veterans Day Classic at Daytona. What it hasn't announced, at least in the material it has published so far, is how long the race runs or how a winner gets picked. That gap is the story, and it's why the lineup tells you more than the poster does.
The event is set for Wednesday, Nov. 11, at Daytona International Speedway, three days after the Cup Series finale at Homestead (here's how that November calendar stacks up). Ford is running it in collaboration with NASCAR, Blue Star Families, IMSA and HSR, according to Ford's own announcement. Twelve Ford Racing drivers will split into six teams, one for each branch of the U.S. military, all in Mustang Dark Horse R race cars.
Think about what that means. In a normal NASCAR weekend, Ford's pitch to its fans is simple: beat Chevrolet and Toyota. Here there is **** ody to beat. Every driver, every car and every logo on the grid is Ford, so the manufacturer has to build the stakes from scratch. Its answer is the military branch as team identity, and Ford says the teams are racing for bragging rights.
That is a smart device and a fragile one. A one-make race can't borrow rivalry from the paddock. It has to earn it in two hours of television, which is why the details Ford hasn't filled in matter more than usual.
Ford's lineup pairs the drivers like this: Army gets Joey Hand and Brad Keselowski, the Marine Corps gets Ryan Blaney and Ben Hobson, the Navy gets Logan Sargeant and Ryan Preece, the Air Force gets Frankie Muniz and Austin Cindric, the **** e Force gets Noah Gragson and Layne Riggs, and the Coast Guard gets Joey Logano and Ty Majeski.

#every #joey #ryan
madlyynf
7 days ago
Ahead of Bayern Munich's DFB-Pokal match against FC Magdeburg, the team lined up on both sides of the tunnel exit for one reason: to give newly crowned 2026 Ballon d'Or winner Harry Kane a guard of honor. The Englishman walked out to applause and cheers—a reception he found almost unbelievable.
"It was quite strange. I don't usually enjoy this sort of thing very much," Kane admitted (via Bild as captured by X account iMiaSanMia). "When I came out for the warm-up and everyone was standing there applauding, I don't know… I felt almost a little bit embarrassed. But of course, I realise that it's a big deal."
Although Kane remained on the bench for the entirety of the match, the Bavarians cruised to a 6-1 victory to advance to the next round. Up next is Der Klassiker this weekend in a high-stakes battle for the top spot in the Bundesliga.
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#bayern #magdeburg
sfacalu
17 days ago
Nick Wright claims the Kansas City Chiefs played in a way that should have led to them losing against the Los Angeles Chargers.
The Kansas City Chiefs are yet to lose a game still since Patrick Mahomes returned and the season began. On Sunday, they took on the NFL's worst team at the moment, the Los Angeles Chargers, and secured a commanding 22-6 victory to take their record to 5-0.
LA's offensive woes continued and somehow got even worse during this game. Justin Herbert was unable to get anything going, so the Chiefs' mistakes also went unpunished. Giving his two cents on the game in the aftermath, **** yst Nick Wright was quick to point that out.
Kansas City's record may be perfect, but the team itself was quite far away from that against LA. Mahomes threw an interception and Kansas City also missed an extra point, to give some examples. At the NFL level, mistakes like this are usually punished.
Wright gave a full account of everything the Chiefs got wrong before going on to then also diss the Chargers. Considering how poor they have been, it is hard to disagree with his take.

#kansas #city
hardl
17 days ago
Cowboys head coach Brian Schottenheimer defended his team's effort but not the results after Sunday night's loss to the Packers.
On a night when Dak Prescott threw two interceptions, Schottenheimer pointed the finger at turnovers.
"The effort is right, the fight is right, but mistakes are killing us," Schottenheimer said. "We've got to protect the football."
At 2-4, the Cowboys are not a good team right now, but there are no good teams in the NFC East and the Cowboys are actually the betting favorites to win the division. Schottenheimer thinks there's still a future for his team.
"We're in a hole. We've put ourselves there. There's one way out of it. I told our guys we've got to work, we've got to find solutions, we can't repeat mistakes. And they understand that," Schottenheimer said.

#schottenheimer #right #team #brian
ovsdgvvq
17 days ago
It could be argued that, after falling to 2-4 and seeing many of the grand plans of this 2026 Dallas Cowboys team sit utterly deflated following a 23-13 loss to the Packers on Sunday night in Green Bay, coach Brian Schottenheimer was in an impossible situation. What to say to your NFL team, after a devastating loss in which you were dominated on both sides of the ball, in which any progress made on the defensive side of the ball in the second half was offset first by the defense's poor play in the first half and the offense's poor play overall?
But Schottenheimer did go to the podium for his press conference on Sunday night and was asked what he said to the team.
His message: "The effort is right, the fight is right, but mistakes are killing us. Repeating mistakes is not what we're about. But we've got to protect the football. Five turnovers in two games, not very good. Got to find the running game. That starts with myself and the offensive staff. Got to get off the field on third down on defense, whether that's penalties or losing 1-on-1s. So, we got to clean it up. Lost two games in a row, not playing well. Got to take a hard look at it. Starts with me."
It is hard to say that, given the level of talent on this team–on the offensive line, in the receiver's room, at quarterback, at running back–that mistakes alone are the problem. The Cowboys did play harder and more aggressively on Sunday in Green Bay, that was obvious. But that also raises the question of where that effort and aggressiveness was in Week 5 against the Buccaneers, as well as at other times this season?
And, it could be argued, that the tendency toward mistakes with penalties and turnovers are a symptom of poor preparation and discipline. That's part of effort, and part of fight. So, it's hard to say that it's mistakes alone that are holding the team back.

#sunday
z7u0ac6u
18 days ago
A handshake agreement. That's the term I saw all weekend regarding the College Football Playoff expanding from 12 teams to 24 beginning next year, with ESPN remaining the sole rights holder. There are positives and negatives to the reported deal, and it was refreshing to hear discourse on both sides of the argument across ESPN's networks this weekend. That's something college football fans didn't get with the network's coverage of the Protect College Sports Act.
However, in the end, ESPN owns all the goods. Again. The network has been the exclusive rights holder since the playoff began just 12 years ago. Fans can debate whether expanding the playoff to 24 teams will diminish the weekly must-win stakes of college football or lead to the elimination of conference championship games for major conferences. One thing remains clear: ESPN controls the entire package. That raises a question: If the sport wants to expand on the field, why can't it expand how those games are broadcast?
The old saying goes, "Follow the money." After signing a six-year, $7.8 billion exclusive extension in 2024, ESPN received an exclusive 30-day window to negotiate with the College Football Playoff over expansion. That window expired, but a handshake agreement was reportedly reached in the days that followed.
As a result, FOX Sports, CBS Sports/TNT Sports/Skydance, NBC Sports, and others never had an opportunity to compete for the expanded package during that window. Has ESPN dominated college football coverage for generations? Of course. Is watching College GameDay part of the average fan's Saturday routine during the fall? Absolutely.
But imagine if the NFL, MLB, NBA and NHL handled their biggest events the same way. Imagine if Kevin Burkhardt and Tom Brady were left out of the NFL's biggest games. What if Kenny Albert and Eddie Olczyk never got the opportunity to call the Stanley Cup Final?

#college #exclusive
blinKfetch0
18 days ago
CLEVELAND — A pivotal ALCS Game 5 that looked on paper like a premium pitchers' duel dissolved into something much different on Sunday, as the Tampa Bay Rays took down the Cleveland Guardians 3-1 at Progressive Field to move within one win of a World Series berth. While the final score suggests a closely contested ballgame, the tale of the two starting pitchers tells otherwise.
When the AL Cy Young Award is announced next month, it's a safe bet that Yankees ace Cam Schlittler will take home the honor. Toronto's Dylan Cease appears to be the likeliest runner-up. Beyond that, both Rays right-hander Drew Rasmussen and Guardians rookie lefty Parker Messick have a strong case to be the third finalist, based on their fantastic regular seasons. Rasmussen ranked third in fWAR (5.0) and fourth in ERA (2.67) behind Schlittler and Cease; Messick ranked fourth in fWAR (4.9) and third in ERA (2.56).
These were the starting pitchers for Game 5 on Sunday. Rasmussen had tossed six innings of two-run ball in Game 1 — but in a Rays loss. Messick covered five innings and allowed three runs in Game 2 — but in a Guardians loss. With the series tied at two games apiece, Sunday's contest gave each frontline arm the tantalizing chance to push his club closer to the American League pennant.
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For neutral observers hoping for maximum October drama, the blueprint for a best-case clash could be found in July, when Rasmussen and Messick traded blows in a 1-0 Rays victory at Tropicana Field. In that one, Messick allowed the lone run across 7 ⅔ innings while Rasmussen yielded just one hit across seven shutout frames. If a similar game were on tap Sunday — this time with supremely elevated stakes — that would mean a timely hit or two would be required to seize a narrow victory. But such visions of a repeat nailbiter enforced by these elite starters were quashed in a hurry.

#messick #rays #Guardians
f3fQKQwKNc
29 days ago
The stock market has its dips, but historically, Apple (APPL) stock has done well for investors. As of Oct. 1, it traded for $330.32 — a nearly 30% yearly increase, according to Yahoo Finance. Take it back further to 2016, and the stock has gone up by a little over 1,063%.
As a new investor, you might be thinking Apple stock is the perfect buy. However, as with any other investment, it's not without risk. These are some of the most common mistakes investors make when buying stocks, according to financial advisors Ed Peagler and Xintian **** .
As per J.P. Morgan, the general advice when it comes to stocks is to put no more than 10% to 20% of your total portfolio in one stock. Of course, when you see the numbers rising on a particular stock, it's easy to get excited and make investment choices based on that.
This can be a mistake, though.
"Apple is a spectacular company that most people already know and love. It's no surprise, then, that many individuals end up with too large a position in their overall portfolio. And they don't feel like they have a high concentration stock because it's Apple. They trust it," said Xintian **** , CPA, senior tax manager at Alexander Accountants, CPAs. "But high concentration is high concentration. And it amplifies the risk of an unsafe, underestimated stock."

#concentration #according
ieidxqbvag
1 month ago
Procter & Gamble has raised its dividend for 70 straight years while Johnson & Johnson covers its roughly $12.6 billion dividend run rate 1.56 times with free cash flow.
Coca-Cola posted its strongest Trademark volume growth in 17 years, and ADP's operating cash flow covers its dividend more than twice over while still funding buybacks.
Lowe's carries the lowest payout ratio in the group at 41% and trades at just 15 times earnings after falling 24% year to date.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
Yield is relatively easy to find. A dividend that keeps arriving through recessions, patent cliffs and housing slumps is much harder to find, and that kind of reliability is the hook for this group. Every name below covers its payout with real cash flow, has a long record of raises and keeps its payout ratio at a level that leaves room for mistakes. Procter & Gamble (NYSE:PG) sets the standard: management says its latest increase marks the 70th consecutive year of dividend increases and 136th consecutive year of dividend payments, putting it firmly in the Dividend Kings club (we ranked ten of them by valuation in a free report here). The other four pair long dividend records with cash flow that covers the payout.

#cash #year #procter #gamble
vaguelylazywild
1 month ago
NBA legend Shaquille O'Neal once admitted that he treats his daughters and sons differently.
Former NBA superstar Shaquille O'Neal has wasted his fair share of money during his playing career, but he learned from his mistakes and created a multi-million-dollar empire in recent years.
Despite having an estimated net worth of about $500 million, all six of O'Neal's children aren't treated equally.
In fact, he once explained that his three daughters, Taahirah, Amirah, and Me'arah, have 'more privileges' than his sons, Myles, Shareef, and Shaqir.
O'Neal made the revelation during an August 2026 appearance on the 'It's Sommer Time' podcast. The LA Lakers legend's reasoning has nothing to do with how close he is with his children.

#children
x5c20
1 month ago
NEW YORK (AP) — Michael Douglas, the award-winning actor and producer, recently turned 82. He is a cancer survivor, a recovered addict, a married man, the father and son of actors. He is also an author, who begins his memoir with a message of thanks to his family — past and present and future — for the "sense of immortality."
Immortality.
"Many times my father was asked, 'Kirk, are you jealous of your son?'" he said during a recent interview at a Manhattan hotel, referring to his late father, fellow actor and sometime combatant Kirk Douglas. "And he said, 'Jealous?' This is a sense of immortality, a continuity of generations.'"
Family is how Douglas anchors his legacy and his place in a world he fears is breaking down. But there are other ways to live on past your own time: starring in cultural touchstones like "Fatal Attraction" or "Basic Instinct," or writing a 500-page book that is called "One ****** uva Ride," a famous man's journey from rebellion and coming-of-age, to midlife success and transgression to the inevitable reckoning with mortality and past mistakes.
Publishing on Tuesday, his memoir is framed around the making of some of his most notable movies, including "Basic Instinct," "Fatal Attraction," "Falling Down," "Romancing the Stone" and two films that brought him Oscars: as a producer of best picture winner "One Flew Over the Cuckoo's Nest" and as star of "Wall Street," when his turn as corporate raider Gordon Gekko brought him the prize for best actor and helped make "Greed is good" a catch phrase for the late 1980s.

#father #basic #instinct
mucowe_du_h
1 month ago
President Donald Trump on Thursday said he is following the upcoming Brazilian election “very closely,” referring to Brazil as a “very important" country. "The people of Brazil are fantastic people,” he told reporters outside the White House. “It’s a very important election.”
The U.S. State Department later announced the suspension of its consular services in Brazil ahead of the election taking place on Sunday, citing unspecified security concerns. “U.S. citizens seeking emergency ****** istance during this time should not come to the Embassy, the Consulates, or other U.S. diplomatic facilities,” the security alert advised.
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Brazilians are heading to the polls for a set of federal elections spanning congressional and gubernatorial races, alongside the first round of the presidential election votes. It’s set to be a decisive moment for Latin America’s largest nation, as the region has seen a shift toward the right in recent years. An Oct. 25 runoff is expected, as polls show a tight contest between leftist President Luiz Inácio Lula da Silva and far-right Sen. Flávio Bolsonaro, the son of former President Jair Bolsonaro, who was convicted last year for plotting a coup to overturn his 2022 election loss. Trump led the conservative voices denouncing the conviction, referring to the trial as a “witch hunt.”
While Trump has acknowledged his active interest as Brazil votes on its political future, there are concerns he could be too involved. Trump and his Administration have been accused of attempting to interfere with the high-stakes overseas election.

#Brazil #important #people
pzYOuWrD3_40
1 month ago
The Supreme Court begins its latest term on Monday with a docket full of high-stakes cases that touch on some of the most contentious issues in American politics, including guns, voting and transgender rights.
This will be the second full term for the nation's highest court since President Trump returned to the White House. The previous term, which wrapped up in June, was packed with landmark rulings in a long list of major cases, including Trump's tariffs, birthright citizenship and a slate of key immigration decisions.
The justices will likely take on additional cases over the course of the term, but there are already plenty of pivotal cases for the court to consider in the coming months.
Here's a rundown of the big cases headed to the Supreme Court this term and what their eventual rulings might mean for the country.
Over the past two decades, the Supreme Court has issued a series of decisions that have significantly expanded gun rights. It could go even further next term when it considers whether laws banning certain semiautomatic rifles, like the AR-15, violate the Second Amendment.

#court #term #full #rights
calm2864
1 month ago
A newlywed groom is in less hot water than you'd think after saying the name of his new bride's sister at the altar by mistake.
On Sunday, September 20, TikTok user emmagraceshay posted a cringe-worthy video from her wedding day in which her now-husband is vowing to take his new bride in sickness and in health, only to make a pretty legendary gaffe.
During the moment, he calls his wife "Emily Grace Pumfrey," forcing her to quickly correct him because her name is actually Emma. While it's not exactly a difficult slip-up to go from "Emma" to "Emily," even in a high-stakes moment like a wedding, the caption of the video reveals the most shocking part of the whole ordeal.
"Plot twist: It's my sisters name. Still not over being called Emily at the altar," Emma wrote.
Since posting the video, it has gained millions of views and plenty of opinions from people who watched it, with many saying they would have stopped the entire wedding and dumped the man right then and there. Meanwhile, others note the good humor with which the bride took the blunder, as she's seen in the video laughing as she corrects her fiancé.

#moment #september
fluxery
2 months ago
Veteran ******* yst Jim Cramer sees something in Apple's (AAPL) latest launch that is more than a reason for its customers to buy another replacement phone.
After visiting Apple's Manhattan store, the CNBC host praised the iPhone 18 but reserved his strongest enthusiasm for the foldable Duo. He plans to buy it as a second phone, a distinction that gives his excitement an intriguing business angle.
Apple shares have already gained around 23.6% this year through September 18, raising the stakes for turning product excitement into sales.
For context, Apple unveiled its iPhone 18 Pro lineup and first foldable iPhone on September 9. The Pro models reached stores on September 18; Duo availability follows on October 23.
For Cramer, the bigger opportunity goes beyond better cameras and battery life. His reaction suggests Apple could give loyal customers a fresh reason to spend, even when their existing phones still work perfectly well.

#reason #phone #veteran
wildy
2 months ago
George Kamel argues paying $115,000 into Social Security over a career costs workers roughly $2 million in foregone investment returns at a 10% return.
The 2026 Trustees Report moved Social Security's projected depletion date to 2032, forecasting a 22% benefit cut averaging $500 per month for retirees.
Kamel's comparison ignores that Social Security includes inflation adjustments, disability coverage, and lifetime income that a brokerage account cannot replicate.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Personal finance personality George Kamel recently ran the numbers on Social Security and reached a conclusion designed to grab attention: "all those years of paying into Social Security cost you about $2 million". If you are at or near retirement, that framing is either clarifying or terrifying. The stakes are real. Millions of households will lean on this program for most of their retirement income, and the 2026 Trustees Reports have changed the timeline everyone is working with.

#Social #trustees #million
5simply
2 months ago
An equal $100,000 split across SGOV, JAAA, and CLOZ generates roughly $465 monthly at a blended 5.6% yield, no dividend stocks required.
CLOZ's 7.35% trailing yield on BBB-B rated CLO tranches drives $204 of the monthly income but carries the portfolio's highest credit risk.
Floating-rate CLO coupons in JAAA and CLOZ keep effective duration near zero, shielding principal from long-term rate swings while outpaying Treasury bills.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Income investors do not have to own dividend stocks to generate a meaningful monthly check. An equal $100,000 split across the iShares 0-3 Month Treasury Bond ETF (NYSEARCA:SGOV), Janus Henderson AAA CLO ETF (NYSEARCA: JAAA), and Eldridge BBB-B CLO ETF (NYSEARCA:CLOZ) currently produces roughly $465 a month based on trailing distribution yields. The portfolio gets there without owning a single dividend stock and with very little traditional interest-rate exposure. Instead, SGOV owns Treasury bills, while JAAA and CLOZ invest in floating-rate collateralized loan obligations. That combination gives income investors three different steps up the risk ladder without requiring a move into equities.

#income #Dividend
buonDZVsoc4rdUrf
2 months ago
On September 8, 2026, CNBC reported that Novartis' failed pelacarsen trial has raised the stakes for rival experimental cholesterol drugs from Amgen Inc. (NASDAQ:AMGN) and Eli Lilly and Company (NYSE:LLY), both of which are racing to prove that lowering lipoprotein(a), or Lp(a). It can meaningfully reduce heart attacks and strokes.
Analysts said Amgen's olpasiran faces the clearest negative read-through given its similar trial design. Lilly's lepodisiran is being tested in a broader patient population that could limit how directly Novartis' failure applies. It is also described as less material to Lilly's overall valuation than pelacarsen was for Novartis.
Copyright: stocking / 123RF Stock Photo
Amgen Inc. (NASDAQ:AMGN) and Eli Lilly and Company (NYSE:LLY) could still succeed where Novartis failed. Pelacarsen's failure does not establish that lowering Lp(a) cannot reduce cardiovascular events. **** ysts noted that Novartis' trial faced a high statistical hurdle and that Amgen's olpasiran and Lilly's lepodisiran have produced stronger Lp(a) reductions in earlier studies. Both companies also continue testing their drugs in specific patient populations with high Lp(a). It leaves room for their trials to produce different outcomes from Novartis' study.
Lilly's lepodisiran faces a less direct read-through than Amgen's olpasiran. **** ysts view Amgen's olpasiran as the closest comparison to pelacarsen because the programs use similar trial designs. Lilly's lepodisiran is being tested in an overall patient population. It could make Novartis' failure less directly applicable. **** ysts also view lepodisiran as less material to Lilly's overall valuation than pelacarsen was to Novartis. It reduces the potential financial impact of an unsuccessful outcome.

#lepodisiran #less

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