Replicating the average $2,071 monthly Social Security check requires roughly $991,000 invested across FDLO and VYMI, blending to a 2.5% yield.
At a 6% annual return, reaching $991,000 takes about $2,144 per month over 20 years, dropping to $1,682 at an 8% return.
Place FDLO in a Roth IRA for tax-free growth and VYMI in a taxable account to capture its foreign tax credit.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Imagine a second deposit landing every month, the same size as the Social Security check you already count on. The average retired worker collects $2,170 a month in 2026, according to the Social Security Administration's COLA fact sheet. That comes to $26,040 a year, and that's the target.
#Social #average
At a 6% annual return, reaching $991,000 takes about $2,144 per month over 20 years, dropping to $1,682 at an 8% return.
Place FDLO in a Roth IRA for tax-free growth and VYMI in a taxable account to capture its foreign tax credit.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Imagine a second deposit landing every month, the same size as the Social Security check you already count on. The average retired worker collects $2,170 a month in 2026, according to the Social Security Administration's COLA fact sheet. That comes to $26,040 a year, and that's the target.
#Social #average
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