24 hours ago
For younger generations, the idea of living a life of leisure in retirement — playing golf, pursuing hobbies, going on bucket-list trips — seems increasingly out of reach.
At least one expert is saying they're right — and the new retirement plan is to "keep your job." Cultural historian Lawrence Samuel told Marketwatch he believes the modern idea of a leisurely retirement has come and gone.
Indeed, he says it's a powerful myth — just like the American dream. "But most Americans don't realize their American dream. The odds are against you," he told MarketWatch.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
#like #cultural #lawrence
At least one expert is saying they're right — and the new retirement plan is to "keep your job." Cultural historian Lawrence Samuel told Marketwatch he believes the modern idea of a leisurely retirement has come and gone.
Indeed, he says it's a powerful myth — just like the American dream. "But most Americans don't realize their American dream. The odds are against you," he told MarketWatch.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
#like #cultural #lawrence
1 day ago
Around 57% of households have some type of unsecured debt, including credit cards and personal loans. This debt can be a financial burden because borrowers must make monthly payments and cover interest.
Once you've taken on debt, you're committed to paying it back. Otherwise, you could hurt your credit score and face collection activity. But what happens if the company you borrowed from runs into financial trouble and goes out of business? Does that mean your debt disappears?
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#around #once #otherwise
Once you've taken on debt, you're committed to paying it back. Otherwise, you could hurt your credit score and face collection activity. But what happens if the company you borrowed from runs into financial trouble and goes out of business? Does that mean your debt disappears?
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#around #once #otherwise
2 days ago
If you are planning to retire next year, do you feel ready? If you answered yes, do you feel financially prepared to do so? If you answered maybe or no to the second question, you're likely in the majority.
That was the finding of a survey by **** et Preservation Wealth & Tax of 1,000 Americans who are over 55 and planning to retire in 2026.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#wealth #answered #jeff #bezos
That was the finding of a survey by **** et Preservation Wealth & Tax of 1,000 Americans who are over 55 and planning to retire in 2026.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#wealth #answered #jeff #bezos
2 days ago
Americans are increasingly falling victim to so-called "ghost charges": small, frictionless payment purchases at Starbucks or McDonald's, or digital subscription deductions from your bank account you forgot about. The costs may only be $5 or $10 a pop, but they add up, and before you know it, $200 has disappeared from your savings every month.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
A recent study from Cashews, a digital bank tracking platform for serial small recurring charges, shows that 61% of people have more than $50 a month in these small charges; 38.7% have more than $100 a month; and 14.5% have more than $200 a month in charges where no single charge is over $100. Additionally, three of the median person's four small recurring monthly charges go to merchants they never otherwise interact with.
#charges #digital #bank #platform
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
A recent study from Cashews, a digital bank tracking platform for serial small recurring charges, shows that 61% of people have more than $50 a month in these small charges; 38.7% have more than $100 a month; and 14.5% have more than $200 a month in charges where no single charge is over $100. Additionally, three of the median person's four small recurring monthly charges go to merchants they never otherwise interact with.
#charges #digital #bank #platform
2 days ago
You've been working for decades and are eagerly anticipating your retirement years, when you'll finally be free to do whatever you want — whether that's travel, golfing, hiking or volunteering.
But while you may be looking forward to ending your worklife, you may not have yet created a strong enough plan. A 2026 study from the Employee Benefit Research Institute, for instance, found that only half of retirees rated their household financial well-being as at least very good, while two in five said healthcare costs have been higher than they expected. Two in five also said their overall spending in retirement was more than they expected.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#bezos
But while you may be looking forward to ending your worklife, you may not have yet created a strong enough plan. A 2026 study from the Employee Benefit Research Institute, for instance, found that only half of retirees rated their household financial well-being as at least very good, while two in five said healthcare costs have been higher than they expected. Two in five also said their overall spending in retirement was more than they expected.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#bezos
2 days ago
Shark Tank entrepreneur Kevin O'Leary only found out his mom was rich when she died.
"She kept this little account secret from both of her husbands her whole life, she was married twice," O'Leary told the Motley Fool. "The executor called me up and said, 'You've got to come down here, your mother has died a very wealthy woman.'"
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#o 'leary #died #fool #you 've
"She kept this little account secret from both of her husbands her whole life, she was married twice," O'Leary told the Motley Fool. "The executor called me up and said, 'You've got to come down here, your mother has died a very wealthy woman.'"
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#o 'leary #died #fool #you 've
2 days ago
Choosing the right mortgage lender could save you thousands of dollars. Shopping for one should be one the first steps you take when buying a house.
Comparing lenders and lining up preapprovals early gives you some benchmarks to work from, and when your real estate agent recommends lenders, you'll have a better sense of whether they're offering a good deal. Plus, having preapprovals in hand lets buyers and agents know you're serious.
Real estate agents typically have a roster of recommended lenders, often built on years of repeat business. "Choosing a lender is not just about obtaining financing," says Matthew Martinez, a California real estate broker. "It is about choosing one of the most important members of the transaction team."
Agents vet lenders to add to their networks, and they know what separates a good one from a bad one. Here are the four questions they say you should ask any lender you're considering.
A lender may offer a special program based on your profession, income or location that can make the mortgage more affordable.
#agents #estate #good #know
Comparing lenders and lining up preapprovals early gives you some benchmarks to work from, and when your real estate agent recommends lenders, you'll have a better sense of whether they're offering a good deal. Plus, having preapprovals in hand lets buyers and agents know you're serious.
Real estate agents typically have a roster of recommended lenders, often built on years of repeat business. "Choosing a lender is not just about obtaining financing," says Matthew Martinez, a California real estate broker. "It is about choosing one of the most important members of the transaction team."
Agents vet lenders to add to their networks, and they know what separates a good one from a bad one. Here are the four questions they say you should ask any lender you're considering.
A lender may offer a special program based on your profession, income or location that can make the mortgage more affordable.
#agents #estate #good #know
2 days ago
Around 57% of households have some type of unsecured debt, including credit cards and personal loans. This debt can be a financial burden because borrowers must make monthly payments and cover interest.
Once you've taken on debt, you're committed to paying it back. Otherwise, you could hurt your credit score and face collection activity. But what happens if the company you borrowed from runs into financial trouble and goes out of business? Does that mean your debt disappears?
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#around
Once you've taken on debt, you're committed to paying it back. Otherwise, you could hurt your credit score and face collection activity. But what happens if the company you borrowed from runs into financial trouble and goes out of business? Does that mean your debt disappears?
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#around
2 days ago
NEW YORK (AP) — Two major news networks were denied access to the White House on Saturday morning, with reporters from CNN and MS NOW both going live to report they'd been barred following a ban imposed by President Donald Trump.
The actions escalated Trump's long-running efforts to restrict news coverage by journalists he finds objectionable, and is the latest test of First Amendment protections in the United States. Trump said Friday he would ban both organizations and also Politico, because of their coverage — which he called "fake news."
CNN issued a statement saying it stood behind its reporters. "We will not be deflected from our duty to hold the government and other public bodies to account," it said. The statement was shown on the air before senior White House reporter Betsy Klein began to report on her ban.
MS NOW also said in a statement that it stands behind its journalists.
"The White House belongs to the American people and the decisions made inside are funded by our tax dollars," the network said in a statement Saturday. "MS NOW intends to take any and all steps necessary to defend our First Amendment rights and the essential role of independent journalism in our democracy."
#reporters
The actions escalated Trump's long-running efforts to restrict news coverage by journalists he finds objectionable, and is the latest test of First Amendment protections in the United States. Trump said Friday he would ban both organizations and also Politico, because of their coverage — which he called "fake news."
CNN issued a statement saying it stood behind its reporters. "We will not be deflected from our duty to hold the government and other public bodies to account," it said. The statement was shown on the air before senior White House reporter Betsy Klein began to report on her ban.
MS NOW also said in a statement that it stands behind its journalists.
"The White House belongs to the American people and the decisions made inside are funded by our tax dollars," the network said in a statement Saturday. "MS NOW intends to take any and all steps necessary to defend our First Amendment rights and the essential role of independent journalism in our democracy."
#reporters
3 days ago
Jamie Dimon has an impressive net worth of $3.2 billion and is the CEO of the largest bank in the U.S. — JPMorgan Chase. But it wasn't all smooth sailing to get to the position he is in today.
Back in 1998, when Dimon was 42 years old, he was asked to step down from his role as the president of Citigroup, despite the expectation that he would become CEO of the company under the tutelage of Sanford I. Weill and John S. Reed, Citigroup's co-chief executives.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#dimon #chase #john
Back in 1998, when Dimon was 42 years old, he was asked to step down from his role as the president of Citigroup, despite the expectation that he would become CEO of the company under the tutelage of Sanford I. Weill and John S. Reed, Citigroup's co-chief executives.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#dimon #chase #john
3 days ago
Sometimes it feels like there aren't enough hours in a day to take care of all the things on your to-do list.
Maybe there are certain items on your list that you keep putting off, maybe because they'll be a big hassle, or because you're not sure exactly how you'll complete the task.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#jeff #bezos #americans #Social
Maybe there are certain items on your list that you keep putting off, maybe because they'll be a big hassle, or because you're not sure exactly how you'll complete the task.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#jeff #bezos #americans #Social
3 days ago
How long after someone's death will you be dealing with the financial aftermath?
Let's imagine Janice, whose husband, Bill, died five years ago. She thought she had finally finished dealing with all the expensive logistics.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#bezos #dave
Let's imagine Janice, whose husband, Bill, died five years ago. She thought she had finally finished dealing with all the expensive logistics.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#bezos #dave
3 days ago
Sunny, low-tax states like Florida, South Carolina and Nevada have become a magnet for U.S. retirees, with Florida alone placing four cities in the top 10 WalletHub's Best Places to Retir survey. Scottsdale, Arizona and Las Vegas, Nevada also placed in the top 12 slots in the survey.
Relocation and family finance experts say retirees are drawn to sunnier, usually southern U.S. locales not only due to the warmer climate, but for a lower, or no, tax-rate. Now, data is showing that many retirees are finding their new states bring countering cost of living issues to the buffet table, most notably homeowners ****** ociation fees and sky-high home insurance rates.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#retirees #nevada #sunny
Relocation and family finance experts say retirees are drawn to sunnier, usually southern U.S. locales not only due to the warmer climate, but for a lower, or no, tax-rate. Now, data is showing that many retirees are finding their new states bring countering cost of living issues to the buffet table, most notably homeowners ****** ociation fees and sky-high home insurance rates.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#retirees #nevada #sunny
3 days ago
Amazon (AMZN) has spent the bulk of 2026 giving investors tons to debate, from its growing cloud business to the enormous bill for its AI ambitions. Now, it's putting another spending decision in the spotlight, one that goes directly into workers' household budgets.
Amazon has announced more than $1.5 billion in higher pay for U.S. operations employees, alongside benefits aimed at everyday expenses.
For workers, the appeal is the obvious, immediate financial breathing room.
For Amazon, the calculation goes further. Keeping experienced employees helps the business built around getting orders to doorsteps a lot quickly. The details point to how Amazon is trying to make those interests meet, even as its broader efficiency push leaves questions about job security.
For perspective, Amazon's pay ******* p adds $2,080 to an eligible worker's annual earnings before taxes, ******* uming 40 paid hours weekly for 52 weeks.
#amazon #goes #employees #amzn
Amazon has announced more than $1.5 billion in higher pay for U.S. operations employees, alongside benefits aimed at everyday expenses.
For workers, the appeal is the obvious, immediate financial breathing room.
For Amazon, the calculation goes further. Keeping experienced employees helps the business built around getting orders to doorsteps a lot quickly. The details point to how Amazon is trying to make those interests meet, even as its broader efficiency push leaves questions about job security.
For perspective, Amazon's pay ******* p adds $2,080 to an eligible worker's annual earnings before taxes, ******* uming 40 paid hours weekly for 52 weeks.
#amazon #goes #employees #amzn
3 days ago
An equal $100,000 split across SGOV, JAAA, and CLOZ generates roughly $465 monthly at a blended 5.6% yield, no dividend stocks required.
CLOZ's 7.35% trailing yield on BBB-B rated CLO tranches drives $204 of the monthly income but carries the portfolio's highest credit risk.
Floating-rate CLO coupons in JAAA and CLOZ keep effective duration near zero, shielding principal from long-term rate swings while outpaying Treasury bills.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Income investors do not have to own dividend stocks to generate a meaningful monthly check. An equal $100,000 split across the iShares 0-3 Month Treasury Bond ETF (NYSEARCA:SGOV), Janus Henderson AAA CLO ETF (NYSEARCA: JAAA), and Eldridge BBB-B CLO ETF (NYSEARCA:CLOZ) currently produces roughly $465 a month based on trailing distribution yields. The portfolio gets there without owning a single dividend stock and with very little traditional interest-rate exposure. Instead, SGOV owns Treasury bills, while JAAA and CLOZ invest in floating-rate collateralized loan obligations. That combination gives income investors three different steps up the risk ladder without requiring a move into equities.
#income #Dividend
CLOZ's 7.35% trailing yield on BBB-B rated CLO tranches drives $204 of the monthly income but carries the portfolio's highest credit risk.
Floating-rate CLO coupons in JAAA and CLOZ keep effective duration near zero, shielding principal from long-term rate swings while outpaying Treasury bills.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Income investors do not have to own dividend stocks to generate a meaningful monthly check. An equal $100,000 split across the iShares 0-3 Month Treasury Bond ETF (NYSEARCA:SGOV), Janus Henderson AAA CLO ETF (NYSEARCA: JAAA), and Eldridge BBB-B CLO ETF (NYSEARCA:CLOZ) currently produces roughly $465 a month based on trailing distribution yields. The portfolio gets there without owning a single dividend stock and with very little traditional interest-rate exposure. Instead, SGOV owns Treasury bills, while JAAA and CLOZ invest in floating-rate collateralized loan obligations. That combination gives income investors three different steps up the risk ladder without requiring a move into equities.
#income #Dividend
3 days ago
Hub Group, Inc. (NASDAQ:HUBG) disclosed on September 14 that preliminary, unaudited first-half 2026 revenue was expected to reach $1.7 billion to $1.8 billion, near management's expectations. Yet management anticipated an operating loss before one-time charges. This non-GAAP presentation excludes those charges, but neither the loss nor the exclusions were quantified.
Hub Group, Inc. (NASDAQ:HUBG) identified higher fuel, rail, and drayage costs, excess warehouse capacity, and accounting-review and restatement expenses. The central issue is whether pricing and efficiency improvements can restore profitability on the revenue already moving through the business.
Hub Group, Inc. (NASDAQ:HUBG) began implementing rate increases in the third quarter, after transportation costs had pressured first-half results. Relatively stable intermodal volume trends suggest an existing customer base on which better pricing could improve margins. If increases hold without significant volume losses, revenue could become more profitable without requiring a broad freight recovery.
Hub Group, Inc. (NASDAQ:HUBG) also launched additional efficiency initiatives in the second quarter, including warehouse consolidation and improvements in driver and warehouse-worker productivity. These actions address specific weaknesses: underused ***** e spreads fixed costs across fewer orders, while low productivity raises the cost of each shipment or handling task. Better utilization could reinforce the benefit of higher rates.
Hub Group, Inc. (NASDAQ:HUBG) is also targeting order-to-cash processes, which cover the steps from taking orders through billing and collection. Improvements could reduce administrative friction and accelerate cash collection. That would support liquidity while operational changes take effect, although faster collections alone would not repair an operating loss.
#improvements #better
Hub Group, Inc. (NASDAQ:HUBG) identified higher fuel, rail, and drayage costs, excess warehouse capacity, and accounting-review and restatement expenses. The central issue is whether pricing and efficiency improvements can restore profitability on the revenue already moving through the business.
Hub Group, Inc. (NASDAQ:HUBG) began implementing rate increases in the third quarter, after transportation costs had pressured first-half results. Relatively stable intermodal volume trends suggest an existing customer base on which better pricing could improve margins. If increases hold without significant volume losses, revenue could become more profitable without requiring a broad freight recovery.
Hub Group, Inc. (NASDAQ:HUBG) also launched additional efficiency initiatives in the second quarter, including warehouse consolidation and improvements in driver and warehouse-worker productivity. These actions address specific weaknesses: underused ***** e spreads fixed costs across fewer orders, while low productivity raises the cost of each shipment or handling task. Better utilization could reinforce the benefit of higher rates.
Hub Group, Inc. (NASDAQ:HUBG) is also targeting order-to-cash processes, which cover the steps from taking orders through billing and collection. Improvements could reduce administrative friction and accelerate cash collection. That would support liquidity while operational changes take effect, although faster collections alone would not repair an operating loss.
#improvements #better
3 days ago
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Opening a savings account for a child can help them build good money habits while giving their savings a safe place to grow. But because minors generally can't open bank accounts on their own, a parent or guardian will usually need to help. Here's how to open a savings account for a child, what you'll need, and how to choose the right account.
You must follow the right steps if you want to open savings account for your child. Much of the process is similar to opening a savings account for yourself, with some additional considerations.
Keep in mind that banks often require a parent or legal guardian to be present when opening a savings account for a child.
Start by choosing the right bank for your child's bank account. A simple and convenient option is to open an account where you do your own banking.
#account #opening #bank
Opening a savings account for a child can help them build good money habits while giving their savings a safe place to grow. But because minors generally can't open bank accounts on their own, a parent or guardian will usually need to help. Here's how to open a savings account for a child, what you'll need, and how to choose the right account.
You must follow the right steps if you want to open savings account for your child. Much of the process is similar to opening a savings account for yourself, with some additional considerations.
Keep in mind that banks often require a parent or legal guardian to be present when opening a savings account for a child.
Start by choosing the right bank for your child's bank account. A simple and convenient option is to open an account where you do your own banking.
#account #opening #bank
4 days ago
The Federal Reserve voted unanimously to raise interest rates by a quarter percentage point and penciled in an additional hike later this year, steps aimed at containing inflation that will test Chairman Kevin Warsh's relationship with President Donald Trump. The benchmark federal funds rate is now in a range of 3.75% to 4%. Bloomberg's Michael McKee reports.
#kevin #voted
#kevin #voted
4 days ago
By Katharine Jackson and Mike Scarcella
WASHINGTON, Sept 17 (Reuters) - A federal judge ordered President Donald Trump's administration on Thursday to provide at least 30 days' notice before taking any steps to demolish the Kennedy Center, the landmark performing arts venue that has become a flashpoint in his efforts to reshape the U.S. capital.
U.S. District Judge Christopher Cooper issued the order after lawyers for a Democratic congresswoman who is suing to keep the venue open and Trump's name off its facade submitted new evidence citing the Republican president's comments on Wednesday referring to demolishing the Kennedy Center.
"I think that the Trump administration should certainly have recognition. Because frankly, if we don't do that, it's going to close. It'll end up being ripped down," Trump told reporters in North Carolina, referring to putting his name on the facility established by Congress and opened in 1971 as a memorial to slain President John Kennedy.
Matt Floca, the Kennedy Center's Trump-backed executive director, said in a court filing earlier on Thursday that the building was being temporarily closed to ****** s safety risks in areas "exhibiting severe structural deterioration."
#president #venue
WASHINGTON, Sept 17 (Reuters) - A federal judge ordered President Donald Trump's administration on Thursday to provide at least 30 days' notice before taking any steps to demolish the Kennedy Center, the landmark performing arts venue that has become a flashpoint in his efforts to reshape the U.S. capital.
U.S. District Judge Christopher Cooper issued the order after lawyers for a Democratic congresswoman who is suing to keep the venue open and Trump's name off its facade submitted new evidence citing the Republican president's comments on Wednesday referring to demolishing the Kennedy Center.
"I think that the Trump administration should certainly have recognition. Because frankly, if we don't do that, it's going to close. It'll end up being ripped down," Trump told reporters in North Carolina, referring to putting his name on the facility established by Congress and opened in 1971 as a memorial to slain President John Kennedy.
Matt Floca, the Kennedy Center's Trump-backed executive director, said in a court filing earlier on Thursday that the building was being temporarily closed to ****** s safety risks in areas "exhibiting severe structural deterioration."
#president #venue
4 days ago
Imagine purchasing a house for $449,328 and losing it over an unpaid $977 debt to your homeowners ****** ociation. This sounds like the stuff of nightmares, but it's reality for Toby Newton, a 53-year-old who used to own a home in Mesa's Superstition Springs community until his HOA foreclosed over a small amount of debt from missed ****** sments.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
The Mesa Tribune reported on Newton's tragic situation, which Edward Susolik, CEO & President of Callahan & Blaine, PC, told Moneywise was "pretty extreme." Here's how Newton lost his home, along with expert advice on what homeowners should do to avoid the same fate.
#like
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
The Mesa Tribune reported on Newton's tragic situation, which Edward Susolik, CEO & President of Callahan & Blaine, PC, told Moneywise was "pretty extreme." Here's how Newton lost his home, along with expert advice on what homeowners should do to avoid the same fate.
#like
4 days ago
The internet has never been short on financial advice. There's an endless parade of experts online promising the next stock, cryptocurrency or investing strategy could be the one that makes your net worth "go to the moon."
The problem is that most people aren't spending their days watching the markets, studying compnay balance sheets or trying to time the perfect trade (which is difficult even for the savviest investor). And when complicated investing advice gets repackaged into a 30-second video, following it without fully understanding the risks can turn into an expensive lesson for investors.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#advice #investing #ramsey #security
The problem is that most people aren't spending their days watching the markets, studying compnay balance sheets or trying to time the perfect trade (which is difficult even for the savviest investor). And when complicated investing advice gets repackaged into a 30-second video, following it without fully understanding the risks can turn into an expensive lesson for investors.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#advice #investing #ramsey #security
4 days ago
You've put in your hours, weeks and years at the workplace, and now the reward of retirement is finally in sight, with just five years to go until you turn in your professional badge. That's the good news. But now you have to think about whether you're truly prepared to take this step.
Americans are working longer, with the average retirement age at around 62 – up from 57 in the 1990s.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#dave
Americans are working longer, with the average retirement age at around 62 – up from 57 in the 1990s.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#dave
4 days ago
NFL fans know all about Ndamukong Suh's impressive career as a defensive lineman for teams like the Detroit Lions and the Tampa Bay Buccaneers. But what they may be surprised to learn is that this former football star has long been interested in investing.
Back in Suh's college days as a Nebraska Cornhusker, he was searching for someone to help guide him on creating a winning portfolio. Luckily for Suh, he was able to get in touch with one of Wall Street's most illustrious investors: Berkshire Hathaway's former CEO Warren Buffett.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#like #tampa #cornhusker
Back in Suh's college days as a Nebraska Cornhusker, he was searching for someone to help guide him on creating a winning portfolio. Luckily for Suh, he was able to get in touch with one of Wall Street's most illustrious investors: Berkshire Hathaway's former CEO Warren Buffett.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#like #tampa #cornhusker
4 days ago
When it comes to retirement security, Shark Tank's Kevin O'Leary, Barbara Corcoran and Robert Herjavec have it made, amassing multiples of the $1.46 million nest egg many Americans believe they need to retire comfortably.
According to The Street, real-estate maven Corcoran, 77, is worth an estimated $100 million. O'Leary, 72, who became a millionaire when he sold his software company Softkey to Mattel for $4.2 billion in 1999, is worth $400 million. Tech security pro Herjavec, 63, is worth north of $300 million.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#security #herjavec #shark #kevin
According to The Street, real-estate maven Corcoran, 77, is worth an estimated $100 million. O'Leary, 72, who became a millionaire when he sold his software company Softkey to Mattel for $4.2 billion in 1999, is worth $400 million. Tech security pro Herjavec, 63, is worth north of $300 million.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#security #herjavec #shark #kevin
4 days ago
The death of a spouse triggers an avalanche of decisions: paperwork, accounts, insurance claims, legal matters and well-meaning relatives with opinions about what to do with the money. Suze Orman's advice for navigating all of it is simple.
"The one crucial piece of advice I have for the surviving spouse is to move slowly and make as few financial decisions as possible," Orman wrote on her website. "The last thing you need is the stress of making big money decisions when grieving is most fierce."
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#advice #make
"The one crucial piece of advice I have for the surviving spouse is to move slowly and make as few financial decisions as possible," Orman wrote on her website. "The last thing you need is the stress of making big money decisions when grieving is most fierce."
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#advice #make
4 days ago
When it comes to retirement plans, many couples aren't on the same page. Just 43% of married couples agree on what retirement looks like for them. Unfortunately, this is a big problem, as close to half of all married Americans feel financially dependent on their spouses.
If you need your spouse's financial contributions to live out your dreams for your later years, but you don't agree on what preparing for retirement looks like, this can create conflict. That's especially true if one spouse feels like the other may be putting their plans at risk.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#americans #plans #couples #looks
If you need your spouse's financial contributions to live out your dreams for your later years, but you don't agree on what preparing for retirement looks like, this can create conflict. That's especially true if one spouse feels like the other may be putting their plans at risk.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#americans #plans #couples #looks
5 days ago
Investors looking for cheap stocks to buy before the end of 2026 don't have to look too far to find some great investments. There are many top stocks that can make for solid long-term growth investments that are trading at absurdly cheap valuations right now.
Three stocks that are trading at low earnings multiples and that have lots of growth still ahead are Novo Nordisk (NYSE:NVO), Intuit (NASDAQ:INTU), and Reddit (NYSE:RDDT). Here's why these can make for great growth stocks to buy right now.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Image source: Getty Images.
It's been a rough stretch for healthcare company Novo Nordisk, as it has declined about 23% in value over the past 12 months. Investors are questioning its ability to grow and compete alongside its rival, Eli Lilly. Novo was an early leader in the GLP-1 race with Ozempic and Wegovy, but now has lost more than a couple of steps.
#NVIDIA #investors #cheap
Three stocks that are trading at low earnings multiples and that have lots of growth still ahead are Novo Nordisk (NYSE:NVO), Intuit (NASDAQ:INTU), and Reddit (NYSE:RDDT). Here's why these can make for great growth stocks to buy right now.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Image source: Getty Images.
It's been a rough stretch for healthcare company Novo Nordisk, as it has declined about 23% in value over the past 12 months. Investors are questioning its ability to grow and compete alongside its rival, Eli Lilly. Novo was an early leader in the GLP-1 race with Ozempic and Wegovy, but now has lost more than a couple of steps.
#NVIDIA #investors #cheap
5 days ago
Adobe (ADBE) reported a record fiscal Q3 2026 and raised its fiscal 2026 revenue and earnings targets. Revenue rose 13% as reported to $6.76 billion, above the $6.70 billion the company had guided. But the key figure that did not move is the one to hold the quarter against: the fiscal 2026 target for growth in ending annualized recurring revenue, or ARR, still 10.2%.
The fiscal 2026 revenue target moved to $26.576 billion to $26.626 billion from $26.55 billion. The interim CFO sized that at around $50 million at the midpoint, a little less than the $60 million revenue beat in fiscal Q3. The gap is a slight currency headwind in fiscal Q4, and the interim CFO said nothing in the business changed. Non-GAAP earnings per share of $6.13 cleared the $6.08 guide, and the fiscal 2026 non-GAAP EPS target moved to $24.45 to $24.50.
Total ending ARR was $27.5 billion, up 11.2% year over year at the end of fiscal Q3, and the fiscal 2026 year-end growth target for it stayed at 10.2%. Remaining performance obligations, or RPO, grew 8% year over year. One ***** yst called that the first single-digit reading since early fiscal 2023, and down from the prior quarter. The interim CFO tied the RPO figure to the push to acquire new users through the freemium model, and said RPO typically steps up in fiscal Q4 and then stays roughly flat for three quarters.
Another ***** yst put net new ARR down 36% to 37% year over year. Management's answer: Adobe has sent a portion of its traffic into the freemium path to acquire users, and will calibrate when to convert them into paying ARR. The CEO said the company was happy to skip pricing actions that might have brought short-term relief but matter less than new user adoption. Creative freemium monthly active users, which include Firefly, Express and the web and mobile versions of Photoshop, crossed 100 million, growing more than 70% year over year.
So far the paying signal is small against the book. AI-first ending ARR passed $650 million, growing more than 150% year over year, which is about 2.4% of the $27.5 billion total. Management says credit consumption is accelerating quarter on quarter across Creative Cloud and the Firefly app, and Acrobat AI ***** istant monthly active users doubled from the prior quarter. Management gave no date for resuming the pricing actions it deferred in Creative Cloud, and said it is constantly calibrating the best conversion point.
#year #revenue #target #creative
The fiscal 2026 revenue target moved to $26.576 billion to $26.626 billion from $26.55 billion. The interim CFO sized that at around $50 million at the midpoint, a little less than the $60 million revenue beat in fiscal Q3. The gap is a slight currency headwind in fiscal Q4, and the interim CFO said nothing in the business changed. Non-GAAP earnings per share of $6.13 cleared the $6.08 guide, and the fiscal 2026 non-GAAP EPS target moved to $24.45 to $24.50.
Total ending ARR was $27.5 billion, up 11.2% year over year at the end of fiscal Q3, and the fiscal 2026 year-end growth target for it stayed at 10.2%. Remaining performance obligations, or RPO, grew 8% year over year. One ***** yst called that the first single-digit reading since early fiscal 2023, and down from the prior quarter. The interim CFO tied the RPO figure to the push to acquire new users through the freemium model, and said RPO typically steps up in fiscal Q4 and then stays roughly flat for three quarters.
Another ***** yst put net new ARR down 36% to 37% year over year. Management's answer: Adobe has sent a portion of its traffic into the freemium path to acquire users, and will calibrate when to convert them into paying ARR. The CEO said the company was happy to skip pricing actions that might have brought short-term relief but matter less than new user adoption. Creative freemium monthly active users, which include Firefly, Express and the web and mobile versions of Photoshop, crossed 100 million, growing more than 70% year over year.
So far the paying signal is small against the book. AI-first ending ARR passed $650 million, growing more than 150% year over year, which is about 2.4% of the $27.5 billion total. Management says credit consumption is accelerating quarter on quarter across Creative Cloud and the Firefly app, and Acrobat AI ***** istant monthly active users doubled from the prior quarter. Management gave no date for resuming the pricing actions it deferred in Creative Cloud, and said it is constantly calibrating the best conversion point.
#year #revenue #target #creative
5 days ago
A 22-year-old man who dropped out of school in the eighth grade pleaded guilty on Sept. 8 to helping steal more than $245 million in cryptocurrency after teaming up with friends.
According to the ******* ociated Press, Malone Lam used proceeds from the theft to buy luxury cars, rent Miami mansions and spend millions at nightclubs. One night at a Los Angeles club, he reportedly spent $569,000.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#angeles
According to the ******* ociated Press, Malone Lam used proceeds from the theft to buy luxury cars, rent Miami mansions and spend millions at nightclubs. One night at a Los Angeles club, he reportedly spent $569,000.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#angeles
5 days ago
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Debt settlement is a debt relief strategy where you negotiate with creditors to pay less than the full amount you owe, often through a lump-sum payment. In some cases, a creditor will accept as little as 50% of your balance.
A successful debt settlement has the potential to save you money and get you out of debt, but it comes with serious trade-offs, including potential fees, damage to your credit, and tax liabilities. There's also no guarantee that your lender will agree to settle your debt.
It's important to understand these pros and cons to determine whether debt settlement is a viable path for you.
While you can pursue debt settlement on your own, there are companies that offer debt settlement services and negotiate directly with the lender on your behalf. Here are the steps you'll typically take to settle a debt:
#settlement #lender #disclosure #here
Debt settlement is a debt relief strategy where you negotiate with creditors to pay less than the full amount you owe, often through a lump-sum payment. In some cases, a creditor will accept as little as 50% of your balance.
A successful debt settlement has the potential to save you money and get you out of debt, but it comes with serious trade-offs, including potential fees, damage to your credit, and tax liabilities. There's also no guarantee that your lender will agree to settle your debt.
It's important to understand these pros and cons to determine whether debt settlement is a viable path for you.
While you can pursue debt settlement on your own, there are companies that offer debt settlement services and negotiate directly with the lender on your behalf. Here are the steps you'll typically take to settle a debt:
#settlement #lender #disclosure #here
