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l7hq2juz3n
7 days ago
President Trump recently joked at a rally in Texas that the $5,000 payments he's promised if Republicans win the midterm elections would only get Americans "a hamburger and maybe a small dessert" at his Mar-a-Lago club.
The president has vowed to give every American adult $5,000 if Republicans retain majorities in the House and the Senate after the midterm elections on Nov. 3. Trump specified, though, that the money must be spent in the U.S., pitching his own club as a possible — yet expensive — option on where to spend it.
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP

#elections #lago
l7hq2juz3n
2 months ago
Choosing between claiming Social Security at 62 or waiting until 70 can create a wide gap in your monthly income. Starting early gives you more years of payments, while delaying may increase the amount of each check. The tradeoff comes down to how long you expect to collect benefits and how much income you need along the way. Comparing the break-even point can help show when waiting may produce more ****** ulative benefits.
A financial advisor can help you plan for retirement at any age.
The size of your monthly retirement check largely depends on the age at which you start collecting. Your earnings history establishes the foundation for your payment, but when you claim affects the portion you receive each month.
Age 62 is generally the earliest you can begin collecting Social Security retirement benefits. Claiming that early comes with a permanent reduction in your monthly payment. Social Security calculates the reduction based on how many months before your full retirement age (FRA) you begin receiving benefits.
For people born in 1960 or later, FRA is 67. In that case, claiming at 62 means starting benefits 60 months early. This generally reduces a worker's retirement benefit by 30% compared with the amount available at FRA. For example, someone entitled to $2,000 per month at FRA would receive approximately $1,400 at 62, before considering other adjustments.1

#monthly #early #starting #income
l7hq2juz3n
2 months ago
Hawaiian Electric Industries, Inc. (NYSE:HE) has a potential valuation benchmark for its retained American Savings Bank investment. IPO terms reported September 9 imply approximately $1 billion of equity value at the midpoint. The proposed offering comprises approximately 7.5 million shares at $15 to $17 each.
Hawaiian Electric Industries, Inc. (NYSE:HE) sold 90.1% of the bank in December 2024 and retained 9.9%. Mechanically, a 9.9% holding at a $1 billion valuation would be worth approximately $99 million, ****** uming that ownership percentage remains unchanged.
The base offering would total approximately $120 million at the $16 midpoint before fees. That amount represents shares being sold across the offering, not proceeds automatically attributable to the retained investment.
A public listing could make the minority ****** et easier to value. For Hawaiian Electric Industries, Inc. (NYSE:HE), an observable trading price would give investors a clearer reference for estimating the holding's contribution to overall equity value.
The proposed transaction is entirely secondary, according to the detailed offering report. Existing shareholders are selling shares, so the offering itself does not dilute ownership through newly issued stock. Any change in the retained stake would depend on shareholder sales or other capital changes.

#value #million
l7hq2juz3n
2 months ago
On September 8, United Natural Foods Inc. (NYSE:UNFI) announced its fourth quarter and full FY26 results. For the final quarter, the company posted an adjusted EBITDA of $172 million, which grew 48.3% compared to Q4 FY25. United's fourth quarter adjusted EPS of $0.69 took a sharp turn relative to a $0.11 adjusted loss per share for the same period last year. Cash flow from operating activities for the quarter stood at $197 million, along with free cash flow of $80 million.
Nejron Photo/Shutterstock.com
Amid a favorable customer mix and network optimizations, United delivered Q4 gross profit of $1,050 million, increasing marginally by 1.9% from the same period last year. This led to a gross margin of 13.7%, compared to 13.4% recorded in Q4 FY25. Cost-saving initiatives, which included efficient productivity through distribution centers and network optimizations, translated into lower operating expenses on a year-over-year basis. It helped United jump from an $87 million net loss for Q4 FY25 to a net income of $35 million during the recently concluded quarter.
For the complete fiscal year, the company delivered an adjusted EBITDA of $701 million, showcasing a 27% growth compared to FY25. Full-year adjusted EPS also climbed from $0.71 last year to $2.65. United generated FY26 operating cash flow of $540 million and free cash flow of $323 million.
Several encouraging operational developments took place during the fourth quarter. United initiated onboarding additional business from its existing customer base, as well as the new ones. Topline impact of such additions will be seen during FY27, once the broader optimization initiatives have cycled through. For its Lean Daily Management (LDM) program, the company concluded a preliminary rollout covering 44 distribution centers. This resulted in year-over-year enhancement in fill rates, throughput, and on-time deliveries, for four consecutive quarters.

#cash #flow #fourth #company
l7hq2juz3n
2 months ago
Three and a half years of freight recession did two things to the truck financing market at once. It shredded the credit profiles of the carriers who most needed to borrow. It also pushed a large share of the lenders who would have lent to them out of the sector. Both are now rationing the equipment replacement cycle the industry has spent two years waiting on.
Kirk Mann stayed in. As executive vice president and general manager of the transportation vendor solutions business at Mitsubishi HC Capital America, he financed trucks through the entire downturn and watched a great many of them come back.
"There are a lot of lenders, banks that left, and so we've had the benefit of being one of the lenders actually lending money in this ****** e," Mann said in an interview with FreightWaves. What competition remains is mostly OEM captive finance arms, a couple of large independents and a few bank-led groups, he said.
The carriers that did not survive were overwhelmingly the newest. On average, 85% of motor carriers with fewer than two years of operating experience and their own operating authority failed over a three-year stretch of the downturn, Mann said.
Back in January 2023, Mann sat in Mitsubishi HC Capital's Chicago offices with Wayne Pass, the company's chief credit officer for vendor solutions, since retired. He asked what a Freightliner Cascadia 13-speed with a tall sleeper and fewer than 500,000 miles was worth. Both men wrote down $45,000. Mann then asked what the company was financing those trucks at. About $110,000.

#mitsubishi #back #financing #large
l7hq2juz3n
2 months ago
If you are looking for yield today, rising interest rates have increased your options. For example, the 30-year Treasury bond's yield is around 5.3% as of this writing. By comparison, the S&P 500 index (SNPINDEX: ^GSPC) is only yielding around 1%. But there are still two big reasons why investors may want to buy a high-yield dividend stock like Coca-Cola (NYSE: KO), even though its 2.4% yield isn't even close to the 30-year Treasury yield.
A bond is an agreement between the lender and the borrower. The lender provides a fixed amount of cash, while the borrower pays interest at a fixed rate until the loan matures. When the loan matures, the borrower repays the bond's principal. Everything is fixed, and both the value of the interest collected and the bond's principal are slowly eroded by inflation. It doesn't matter that 30-year Treasuries are considered safe because they are backed by the U.S. government. The big inflation risk is still the same.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
If you have a short investment time horizon, inflation may not be a big issue for you. In which case, the 5.3% yield of a 30-year Treasury would probably be more attractive than Coca-Cola's 2.4% yield. However, if you have a long time horizon, Coca-Cola's yield comes with something that a Treasury doesn't: Growth.
Coca-Cola is one of the world's largest consumer staples companies. It has an incredible history of growth, highlighted by 64 annual dividend increases. That makes the company a Dividend King. But think about that for a second, you can collect 30 years of the same income from a bond or 30 years of increasing income from Coca-Cola. Since the start of 1996, roughly 30 years ago, the company's dividend has increased by nearly 750%. That dividend growth was driven by the company's growth, which also led to an over 300% increase in the stock price. If you hold a bond to maturity, all you get back is the principal.

#coca
l7hq2juz3n
2 months ago
The September Effect has a reputation for making investors nervous. September has historically been the weakest month of the year for U.S. stocks across a data set stretching back 98 years. For investors watching companies in the artificial intelligence (AI) ***** e this year, September could be a useful test of whether a stock's investment thesis rests on price momentum or on business progress.
That distinction matters for Micron Technology (NASDAQ: MU) and Nvidia (NASDAQ: NVDA). Both companies are seeing conditions shift as the AI build-out progresses into a new stage, but the more interesting story is what is happening beneath the headlines about graphics processing units (GPUs) and central processing units (CPUs).
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Micron is one of the clearest examples of how AI infrastructure is changing.
The company produces HBM4, a type of high bandwidth memory (HBM) that Nvidia is embedding in its brand-new Vera Rubin platform, but that is only part of the opportunity. Micron is also shipping SOCAMM2 low-power memory and its PCIe Gen6 9650 data center solid-state drive in high volumes. Those products address all the different memory-related needs of an AI system: accelerator memory, CPU-attached memory, and storage.

#NVIDIA #september #micron
l7hq2juz3n
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Checking accounts offer a safe place to store your money and provide easy access to funds for daily transactions. However, not all checking accounts offer the same benefits. In fact, choosing the wrong checking account could result in excessive fees that eat into your balance.
The good news: There are plenty of free checking account options that you can take advantage of without sacrificing any of your "must-haves" when it comes to banking.
Our team evaluated today's checking accounts belonging to member-FDIC or NCUA-insured financial institutions that don't charge monthly fees or require a minimum opening deposit. We examined key metrics, including monthly checking account fees, overdraft fees, ATM reimbursements, rewards, bonuses, and more, to identify the 10 best accounts available today. (See the full methodology here.)
ACCOUNT NAME

#account #monthly
l7hq2juz3n
2 months ago
Costco did not even sell merchandise on its website until 1998, and, in those days, the selection was very limited.
Sure, Costco Travel lived there, but the website was more about advertising ancillary services, like TurboTax access than selling anything to members
In recent years, however, Costco has a greatly expanded selection, and it allows members to use Instacart and Shipt to order select items directly from its warehouses.
It had also been building on that with its digital-only program, Costco Next, which lets members access items the warehouse club does not stock. It's not a new service; it has technically been around since 2017. But Costco does not promote the offering, and it's something I, and many other members, did not know about.
Now, that service has been shut down with no notice.

#service
l7hq2juz3n
2 months ago
Rezolve Ai (NASDAQ:RZLV) has announced that Google (NASDAQ:GOOG) selected its proprietary distributed database technology for use within Google Cloud infrastructure, marking what Rezolve describes as the platform's first major commercial deployment with a large technology company.
According to Rezolve Ai, the technology is supporting Google Cloud Web3 blockchain datasets, providing infrastructure for data indexing and processing pipelines across multiple blockchain networks.
The first phase encompasses complete historical information from 10 blockchain networks, representing approximately 100 terabytes of data.
Rezolve said its technology applies a series of verification procedures before information reaches Google Cloud's public datasets. Each blockchain block is subjected to six cryptographic checks, alongside schema validation, structural verification and cross-validation.
The deployment provides Rezolve with a significant commercial test of technology that the company has been developing as part of its broader enterprise infrastructure strategy.

#Google #NASDAQ #first #deployment
l7hq2juz3n
2 months ago
Micron (MU) CEO Sanjay Mehrotra sold $37 million in shares a month before announcing $22 billion in deposits and demand outpacing supply by 50%.
Three Micron executives sold shares at prices reaching $1,095 in July, even as take-or-pay contracts locked in roughly $100 billion in minimum revenue.
Act now: the ****** yst who called NVIDIA in 2010 just named his top 10 AI stocks — and Micron Technology didn't make the cut. Grab the names FREE today.
From a construction site at Micron Technology's (NASDAQ:MU) Boise fab on Wednesday night, CEO Sanjay Mehrotra delivered the most bullish demand statement of his tenure. He told Jim Cramer that customers have put down $22 billion in cash deposits on take-or-pay contracts and still want 50% more memory than Micron can commit. Cramer called the Boise site "exhibit A" that America still has manufacturing.
One month earlier, Mehrotra was a seller. On July 24, 2026, he disposed of 40,000 shares at prices ranging from roughly $906 to $966, worth about $37 million. The insider filing shows the sale executed across 40 separate lots, with reported execution prices between $906.48 and $965.85.

#prices
l7hq2juz3n
2 months ago
Argus downgraded DKNG from Buy to Hold as shares sit 43% below their 52-week high amid rising costs and state tax uncertainty.
DraftKings' investment in its federally regulated predictions platform will add tens of millions in costs while 2026 guidance ******* umes stable state tax rates.
Act now: the ******* yst who called NVIDIA in 2010 just named his top 10 AI stocks — and DraftKings didn't make the cut. Grab the names FREE today.
DraftKings (NASDAQ:DKNG) has had a rough stretch in 2026. Shares are down 26.61% year to date as of Friday's close and 43.22% over the past year, trading at $26.17 against a 52-week high of $48.78. Now, Argus has formalized what the price action has been signaling, cutting the stock to Hold from Buy and removing its price target.
Argus cited high customer acquisition costs, rising state gaming taxes and aggressive competition from prediction markets as the primary drivers of the downgrade. The firm also flagged that DraftKings has been losing market share in U.S. Internet gaming, and cut its estimates accordingly.

#draftkings #rising
l7hq2juz3n
2 months ago
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Updated Aug. 21, 2026 5:38 pm ET
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U.S. stocks rose Friday as a surging bitcoin and resilient crypto stocks helped lift sentiment. Treasury yields held near their highest levels in over a decade, however, and the S&P 500 posted its first weekly loss since late July.

#stocks #surging #resilient
l7hq2juz3n
3 months ago
The dollar index (DXY00) tumbled to a 2.5-month low on Wednesday and finished down by -0.80%. The dollar retreated on Wednesday after the US Treasury boosted liquidity and announced plans to increase buybacks of long-dated bonds. Lower T-note yields on Wednesday also weakened the dollar's interest rate differentials.
The US Treasury announced on Wednesday that it will at least double the maximum size of its liquidity support buyback operations for longer-dated nominal coupon sizes to at least $4 billion per operation, effective September 9.
Dollar Slumps and Gold Rallies as US Treasury Ramps Up Buybacks
Dollar Supported by Weak Stocks and Rising Bond Yields
Dollar Edges Higher as Stocks Slide

#treasury #buybacks #yields #least
l7hq2juz3n
3 months ago
Consumer advocacy organisation Consumer Choice Center (CCC) has called for an immediate halt and overhaul of the EU's new packaging rules, arguing that they impose heavier compliance demands on small and medium-sized retailers.
From 12 August 2026, the EU Packaging and Packaging Waste Regulation (PPWR) has added new obligations for businesses sending goods directly to consumers in other EU member states.
Under the rules, companies engaged in cross-border sales must meet the national requirements of the country where the customer is based.
These requirements may include registration, joining packaging recovery schemes, reporting packaging volumes and, where necessary, appointing an authorised representative.
The CCC said such fixed compliance costs are easier for larger businesses to bear but can make cross-border sales financially impractical for smaller retailers with reduced shipping volumes.

#Consumer #rules #sales #requirements
l7hq2juz3n
3 months ago
Jennifer Vecchio, Group President and CMO of Burlington Stores, Inc. (NYSE:BURL), sold 1,678 shares of common stock on Aug. 3, 2026. SEC Form 4 filing
Metric
Value
Transaction value
~$619,200

#president #NYSE #burl #form
l7hq2juz3n
3 months ago
Our ******* ysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you why it's our #1 pick. Tap here.
Achieved record first-half profitability with $1 billion in net income, driven by disciplined pricing and a scalable technology platform that expanded operating leverage.
Attributed significant MLR improvement to a strong current-year performance and a market reset compared to the prior year, alongside favorable utilization trends.
Leveraged the proprietary 'Oswell' AI agent to guide 1 in 4 members to high-value care sites, resulting in an average savings of $75 per appointment.
Utilized AI-powered medical economics models to identify pharmacy cost outliers early, expecting these capabilities to generate tens of millions in annual savings.

#savings #utilized #analysts
l7hq2juz3n
3 months ago
Disney is scheduled to report earnings Wednesday morning, with recent options pricing suggesting traders see the stock swinging up to 5% by the end of the week.
Disney is projected to report growing revenue and profits, despite worries about a pullback by inflation-weary consumers.
The Walt Disney Company's latest earnings report is due ahead of the opening bell Wednesday, with traders expecting a big move from the entertainment giant's stock.
Recent options pricing indicates that traders are expecting Disney (DIS) stock to swing up to 5% by the end of the week. A move of that size from Tuesday afternoon's level around $98 could see Disney shares rise back above $103, or slip below $94.
Disney shares are down nearly 14% since the start of the year, amid worries that higher fuel prices and inflation driven by the Iran war could slow theme park attendance.

#disney #report #recent #options
l7hq2juz3n
3 months ago
Ariel Investments, an investment management company, released its "Small Cap Value Fund" Q2 2026 investor letter. A copy of the letter can be downloaded here. Ariel Investments said its Small Cap Value Tax-Exempt Composite gained 17.19% gross and 17.04% net in the second quarter of 2026, matching the Russell 2000 Value Index but trailing the Russell 2000's 21.49% return. The rebound was supported by easing geopolitical tensions, lower oil prices, resilient earnings, and renewed strength in technology and AI-related stocks, with strong stock selection also aiding performance. The fund enters the second half with a measured outlook, citing uneven global growth, geopolitical risks, persistent inflation, and elevated borrowing costs as potential sources of volatility. The firm remains focused on long-term value creation through disciplined, bottom-up research and investments in durable businesses with strong balance sheets, capable management, and sustainable competitive advantages. In addition, please check the Fund's top five holdings to know its best picks in 2026.
In its second-quarter 2026 investor letter, Ariel Small Cap Value Fund highlighted stocks like Masco Corporation (NYSE:MAS). Masco Corporation (NYSE:MAS) manufactures branded home improvement and building products, including plumbing, decorative architectural, and other residential products. The one-month return of Masco Corporation (NYSE:MAS) was -11.80% while its shares traded between $58.16 and $83.64 over the last 52 weeks. On July 31, 2026, Masco Corporation (NYSE:MAS) stock closed at approximately $72.11 per share, with a market capitalization of about $14.095 billion.
Ariel Small Cap Value Fund stated the following regarding Masco Corporation (NYSE:MAS) in its Q2 2026 investor letter:
We added Masco Corporation (NYSE:MAS), the world's largest manufacturer of plumbing fixtures and a leading provider of paint in the United States. The company benefits from a portfolio of differentiated brands, including well-recognized leaders such as Behr paint, Delta faucets and Hansgrohe shower systems, alongside complementary offerings like AXOR premium faucets and KILZ primer. Following the divestiture of its more cyclical windows and cabinets businesses, Masco has sharpened its focus on higher-quality segments where it enjoys meaningful scale, strong brand equity and operational advantages. We expect these attributes combined with deep technical expertise and a well-established supply chain to support continued margin expansion in its core paint and plumbing businesses. In addition, Masco's longstanding relationship with Home Depot is likely to further strengthen its professional paint segment, while its broad distribution and channel penetration should drive sustained growth within plumbing.

#ariel #small #fund