A source claims that Prince Harry and Meghan Markle's visit to Nottingham did not please one royal. The news comes at a time when the Sussexes' relationship with the Firm remains notably strained. That said, the Duke recently discussed his desire to reconcile with his brother, Prince William, and his father, King Charles, in an interview with GQ.
Sources are suggesting that Princess Catherine is apparently "seething" over Prince Harry and Meghan Markle's appearance in Nottingham. The outing marked a return to the kind of public engagements typically ****** ociated with royal duties.
As per RadarOnline.com, an insider said, "Catherine's frustration had intensified into her being consumed by fury following the Sussexes' Nottingham engagement, which revived painful memories of the couple's public criticism of the royal family."
They claimed that Catherine had long steered clear of confrontations with Harry and Meghan to respect William's feelings, but she is now becoming less willing to keep her thoughts to herself. The source added, "She is said to be absolutely seething behind closed doors over Harry and Meghan's latest appearances, and the scenes in Nottingham have brought years of frustration bubbling back to the surface."
The source further explained that, from Kate Middleton's perspective, it is deeply upsetting to watch the Sussexes return to Britain and receive considerable attention. The Princess of Wales is reportedly particularly aggrieved to see the pair greeting crowds and visiting local charities. They added that the non-working royals are now doing engagements almost identical to the royal duties they left behind.

#harry #catherine

The move aimed to lower costs for farmers weeks before the midterm elections.
President Donald Trump has issued an executive order that makes a specific kind of tax-exempt diesel fuel reserved for farm and construction equipment available to a broad set of road vehicles in an effort to reduce overall diesel costs.
The type of diesel, known as dyed diesel, is exempt from a 24.4-cent per gallon federal tax, making it a lower-priced option than regular diesel. Some states expanded access to dyed diesel in a similar fashion over recent weeks, providing relief from state diesel taxes.
Dyed diesel is nearly identical to regular diesel, besides a small amount of dye used by law enforcement officers and inspectors to ensure only permitted vehicle owners avail themselves of the fuel.
The executive order on Monday came weeks ahead of the midterm elections, targeting costs ****** ociated with a fuel vital to the supply chain for everything from groceries to clothing to electronics.

#Diesel #fuel #lower #executive

FYEE beat JEPI on a $100,000 investment in 2026, paying $7,023 versus $6,070, but FYEE's quarterly payout has fallen from $0.82 to $0.56 per share.
JEPI's monthly distributions better match recurring expenses for retirees, while FYEE's quarterly schedule suits investors who reinvest or can wait between payments.
FYEE's lower share price ($30 vs. JEPI's $56) means $100,000 buys nearly twice as many shares, which is why it delivers more cash despite lower per-share payouts.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
The JPMorgan Equity Premium Income ETF (NYSEARCA:JEPI) built its following on a simple promise. It holds lower-volatility U.S. stocks, adds income from S&P 500 call-option premium, and sends a check every month. JEPI holders value that rhythm, and JEPI remains the default name in covered-call income. On an identical $100,000 investment this year, though, the Fidelity Yield Enhanced Equity ETF (CBOE:FYEE) has paid more cash while writing far fewer checks.

#income #quarterly

The bigger, the better? Some investors could think so when it comes to S&P 500 (SNPINDEX: ^GSPC) index funds.
The Vanguard S&P 500 ETF (NYSEMKT: VOO) ranks as the largest exchange-traded fund (ETF) by ***** ets under management (AUM). This low-cost ETF has earned its popularity with investors through the years. But is it still the best S&P 500 ETF you can own?
Missed AI's "Act 1"? Act 2 Could Be 14x Bigger. Most investors think they missed the AI boat because they didn't buy Nvidia in 2005. But according to our ***** ysts, we're only at the end of "Act 1"—the R&D phase. "Act 2" is the global rollout. Continue »
Two other S&P 500 funds are breathing down the Vanguard S&P 500 ETF's neck in the AUM ranking -- the iShares Core S&P 500 ETF (NYSEMKT: IVV) and the State Street SPDR S&P 500 ETF (NYSEMKT: SPY). The State Street SPDR Portfolio S&P 500 ETF (NYSEMKT: SPYM) isn't too far behind. Each of these ETFs is a strong contender and gives Vanguard's fund a real run for its money.
These funds share much in common. They all seek to track the performance of the S&P 500 index and own the same large-cap stocks. Their returns are, unsurprisingly, nearly identical.

#nysemkt

Taylor Swift and Travis Kelce's relationship began with a failed friendship bracelet, but the unlikely gesture eventually led to a first date, a public romance, and, in July 2026, a wedding at Madison Square Garden. What started as a playful attempt to meet Swift developed into something much more serious.
The couple's story has unfolded under extraordinary public attention. Swift is one of the world's most recognizable music stars, while Kelce built his reputation as a Kansas City Chiefs tight end. Despite the enormous difference between their careers, both have said the connection developed naturally.
The surprising part may be that the relationship doesn't seem to depend on having identical lives. Instead, shared humor, curiosity, professional respect, and an understanding of the pressure of performing for huge audiences have repeatedly surfaced as important parts of the connection.
Kelce first tried to meet Swift after attending her Eras Tour concert at Arrowhead Stadium in Kansas City in July 2023. He had hoped to give her a friendship bracelet containing his phone number, following a popular concert tradition surrounding the tour.
The plan fell through because Kelce couldn't get backstage. Instead, Kelce discussed the failed attempt on "New Heights," the podcast he co-hosts with his brother, Jason. The public admission eventually reached Swift and caught her attention.

#kelce #kansas #tour

Leanna Lenee has quietly become just as much of a gameday fixture as her husband, Jacksonville Jaguars cornerback and wide receiver Travis Hunter, and once again, she gave fans exactly what they show up for.
Ahead of the Jacksonville Jaguars' matchup against the Cincinnati Bengals, Leanna stepped out in a custom teal-and-blue halter top emblazoned with "HUNTER" and the number 12 across the chest, paired with sleek black high-waisted pants featuring a cutout detail along the thigh. Her son matched her look almost piece for piece, dressed in a mini Jaguars romper carrying his father's name and number on the back. Leanna captioned the post simply: "Next question."
That two-word caption did little to slow down the response. However, this isn't the first time Leanna's gameday look has taken over the timeline either. Just weeks earlier, ahead of Jacksonville's matchup against the New England Patriots, she turned heads in a dusty blue bodycon dress covered in Jaguars patches, a jersey-number detail, and white cowboy boots, once again dressing her son in a coordinating fit down to the shoes. Fans' response then was nearly identical, with one commenter telling her outright she had "the cutest NFL wifey clothes," a sentiment that's clearly carried straight through to this latest appearance.
There was also plenty happening on the football side for the Hunter family to celebrate.
Fashion moments off the field are stealing the spotlight as much as the action on it. Subscribe to stay updated on the personalities and style that define NFL gamedays.

#jaguars #number #fans #ahead

Johnson & Johnson (JNJ) stock has returned about 57% over the past year, against about 17% for the S&P 500. On the earnings it has already banked, that price looks expensive. But those earnings carry STELARA, which is losing share to biosimilar competition. What looks dear on earnings already reported comes down sharply on the earnings ***** ysts expect.
At about $270 a share, Johnson & Johnson trades at about 28.3 times its trailing earnings. That figure sits on adjusted earnings: normalized net income with stock-based compensation added back, meant to sit closer to the basis ***** ysts use in their forecasts than a GAAP figure would, though the two measures are not defined identically. Measured as market value against consensus net income, the multiple on fiscal 2026 earnings is about 24.1 times, and on the earnings expected for 2027 it is about 20.9 times.
Those trailing twelve months were not a clean run. STELARA cost Johnson & Johnson about 460 basis points of operational sales growth in the second quarter of 2026. Strip it out and the company grew double digits in that quarter on the same basis, on management's own account.
The trailing multiple measures today's price against a period burdened by slowing STELARA revenue. The rest of the portfolio kept growing. Revenue over the trailing twelve months is close to $98 billion, and the company has 28 products and platforms that each sell more than $1 billion a year.
Immunology shows both sides at once. TREMFYA grew 71% in the second quarter of 2026, and it remains the fastest-growing advanced therapy in both Crohn's disease and ulcerative colitis. STELARA is shrinking under biosimilars in that same segment.

#johnson #earnings

SCHD delivers nearly double VIG's forward yield at roughly 3% compared to 1.7%, making it the stronger cash anchor for retirees funding withdrawals today.
Despite radically different portfolios, both funds produced nearly identical 10-year returns: VIG at 243% versus SCHD's 237%.
With the 10-year Treasury at 5%, rising rates are punishing VIG's growth tilt, and SCHD leads year-to-date by a wide margin of 25% to 8%.
Two retirees, same $1 million, same 4% rule, buy one finished with $1.4 million, the other hit $0 in 12 years. Our free reader guide explains the flaw that separated them, and the income-first method built to avoid it.
Retirees weighing a dividend anchor keep landing on the same two funds: Schwab U.S. Dividend Equity ETF (NYSEARCA:SCHD) and Vanguard Dividend Appreciation ETF (NYSEARCA:VIG). They look like siblings but diverge sharply under the hood. SCHD screens hard for cash-flow quality and pays a meaningfully higher current yield. VIG buys only companies with 10-plus consecutive years of dividend increases and explicitly kicks out the highest-yielding quartile. That single rule sends the two funds toward very different portfolios, and it is showing up in the returns.

#Dividend #same #nearly #cash

Intuitive Surgical (ISRG), maker of the da Vinci surgical robots, trades at about $382, some 36% below its 52-week high. Even so, you pay about 35.9 times trailing adjusted earnings. That is normalized net income with stock-based compensation added back, a basis meant to sit closer to the one ****** ysts forecast on, though the two are not defined identically. ****** ysts' forecasts run to 2027, the year Intuitive plans to start lowering what customers pay per use on some instruments.
The shares were trading about 11% lower the day after second-quarter results in July showed slower US procedure growth. US da Vinci procedures grew 12% in the second quarter, against 14% in the first. Management pointed to two likely causes, with the CFO noting that some customers say coverage changes are delaying deferrable procedures, alongside a little of the law of large numbers.
What the price still pays for is revenue growing faster than procedures. On the first-quarter call, the CFO credited that largely to da Vinci 5 and its higher pricing. More than half of the da Vinci systems Intuitive placed in the second quarter were da Vinci 5.
On ****** ysts' 2026 estimates, today's price is about 35.1 times earnings. On their 2027 estimates, it is about 31.4 times. The revenue forecast behind that looks modest: about 13.1% growth a year through 2027, against 20.7% growth over the past twelve months.
Consensus has earnings and revenue growing at a similar pace between 2026 and 2027, so margins hold roughly steady. Intuitive enters that stretch with an operating margin of 31.3% over the past twelve months, above its three-year average of 27.7%.

#intuitive #analysts #year #procedures

The Kroger Co. (NYSE:KR) cut its full-year 2026 identical-sales forecast excluding fuel to 0.2%–0.8% from 1%–2%, reflecting a sharper-than-expected slowdown in consumer demand. Second-quarter identical sales rose just 0.2%, down from 3.4% a year earlier and below the 0.9% ****** yst estimate.
The weakness reflects pressure on middle- and lower-income consumers, while a Cyclospora outbreak reduced quarterly identical sales by roughly 35 basis points and Medicare prescription-drug pricing changes created an approximately 140-basis-point headwind for pharmacy revenue. Importantly, Kroger maintained its full-year adjusted FIFO operating-profit forecast of $5.0 billion–$5.2 billion and delivered adjusted EPS of $1.09, ahead of the $1.06 consensus.
The strongest bullish argument is that The Kroger Co. (NYSE:KR) is currently protecting earnings despite the deterioration in sales momentum. Second-quarter adjusted EPS increased 5% year over year to $1.09, while adjusted FIFO operating profit was $1.076 billion. Kroger's gross margin rate actually increased by 13 basis points, although the overall gross-margin percentage was 22.4% versus 22.5% a year earlier, suggesting that pricing, sourcing, and cost-management initiatives are helping offset weaker volumes. The company's higher-margin businesses are also becoming increasingly important: adjusted e-commerce sales grew 20% in the quarter, and Kroger Precision Marketing profit increased 24%. That mix shift gives Kroger an earnings lever even when supermarket traffic and comparable sales are weak.
There is also evidence that management is actively responding to the competitive pressure rather than simply accepting slower growth. CEO Greg Foran has been pursuing tighter sourcing, simpler operations and lower prices, with Reuters reporting plans to cut prices across thousands of products to regain shoppers from Walmart, Costco and Aldi. The Kroger Co. (NYSE:KR)'s balance sheet provides room to fund that strategy: its net debt-to-adjusted-EBITDA ratio was 1.91x, below its stated target range of 2.30x–2.50x, while the company repurchased $1.0 billion of shares in the second quarter and $1.2 billion year to date. It also raised its dividend 11%, marking the 20th consecutive year of increases. If sales stabilize while e-commerce, retail media and cost efficiencies continue expanding, the unchanged $5.0 billion–$5.2 billion operating-profit forecast could prove more important to valuation than the reduced top-line outlook.

#year

On September 10, Shoe Station Group (NASDAQ:SHOE) held its first earnings call under its new name, and the numbers told a story of a company still finding its footing. Second quarter net sales fell 7.2% to $284.3 million from $306.4 million a year earlier, with comparable sales down 7.1%. But buried in the report was a sharper signal: August comparable sales improved to a 2.7% decline, a real jump from the second quarter's pace, and management is pointing to store-by-store product changes as the reason why.
Shoe Station's turnaround argument rests on giving up the idea that every store should look the same. Interim CEO Clifton Sifford said the company had been running nearly identical ***** ortments across its stores even though its two banners serve very different customers, and that approach stopped working. The shift already shows up in the numbers. Once the company localized its athletic ***** ortments ahead of back-to-school, adult athletic sales moved from a low single-digit decline in the second quarter to a low single-digit increase in August.
Running shoes comped positive in both men's and women's categories, and men's work boots, a replenishment category with loyal repeat buyers, grew 2%. Management believes this fall's boot lineup is the best it has fielded in years, heading into what Sifford expects to be a bigger nonathletic fashion cycle. E-commerce sales grew 18.8% even as store traffic fell, and in-store conversion actually improved, evidence that customers who show up are buying; they just are not showing up in the same numbers yet. The company also ended the quarter debt-free with $131.6 million in cash, up $39.7 million from a year ago, giving it room to fund the localized rollout without straining the balance sheet.
The flip side is that the entire second quarter was ugly across the board. Shoe Carnival branded stores, still 63% of revenue, saw sales fall 6.5%, while the newly converted Shoe Station banner dropped 8.4%. Gross profit margin fell 690 basis points to 31.9%, a mix of a promotional footwear market and management's decision to accelerate liquidation of aged inventory, trading margin for cash. That combination cut net income to $6.3 million, or $0.23 per diluted share, down from $19.2 million and $0.70 a year earlier.
Management is not projecting relief anytime soon. Sifford said plainly, "We are not ***** uming the environment improves," and CFO Kerry Jackson noted that gross margins in fiscal August were still running below last year's levels at a pace comparable to the second quarter. Full-year gross margin guidance of 32.5% to 32.7% implies 390 to 410 basis points of compression for the year. Store impairment charges reached $6.7 million on 11 stores year to date, and management has already conceded that the core problem is not price, since conversion rates rose while total customer visits kept falling. That points to a marketing and trust problem rather than a demand problem, and fixing it will take more tha

Lowe's edges out Home Depot as the safer income hold, with a 6.93% FCF yield covering its 2.39% dividend yield by a far wider margin.
Home Depot's Pro contractor pivot drove 1.7% comp sales growth versus Lowe's 0.2%, but its free cash flow still shrank 22% and its payout ratio sits higher.
Lowe's steady raises from $1.05 to $1.25 quarterly signal a longer dividend growth runway than Home Depot's token 1.3% ***** p to $2.33.
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For an income investor weighing Home Depot (NYSE:HD) against Lowe's (NYSE:LOW), the real question is which dividend holds up better when the housing market stays frozen. Existing home sales sit at 3.98M annualized, the lowest reading in the trailing twelve-month history and inside what the series classifies as the soft range ***** ociated with high mortgage rates. Home Depot's CFO said housing turnover has "never been lower as a percentage of the housing stock". When people stop moving, they stop renovating. That is the identical headwind facing both payouts, and it sharpens the question of which one is actually safer.

#home #depot #Dividend #housing

On August 13, a federal appeals court ruled in favor of Gilead Sciences, Inc. (NASDAQ:GILD), upholding a preliminary injunction that bars the defendants from importing or facilitating the sale of foreign-market Gilead-branded medications in the US. The US Court of Appeals for the Fourth Circuit found that the differences between Gilead's HIV medication for the US market and the foreign versions being imported were "material, not theoretical." The controversy began in December 2024 when Gilead Sciences, Inc. (NASDAQ:GILD) filed suit against a number of companies, including third-party administrator Meritain Health, pharmacy benefit manager ProAct, and pharmacies Rx Valet and Advanced Pharmacy, alleging illegal imports of its best-selling HIV drug Biktarvy.
The dispute dates back to December 2024, when Gilead Sciences, Inc. (NASDAQ:GILD) sued a group of companies, including third-party administrator Meritain Health, pharmacy benefit manager ProAct, and pharmacies Rx Valet and Advanced Pharmacy, alleging illegal imports of its top-selling HIV drug Biktarvy. The lawsuit arose from a specific instance in which a patient in Maryland received the medicine in the mail from Turkey, with label instructions written in Turkish.
A federal district court in Baltimore ruled in Gilead's favor and ordered a preliminary injunction, determining that the company was likely to succeed on its Lanham Act trademark violation and unfair competition arguments. As the case continued, the injunction was increased to include new sellers like CanaRx, ElectRx, and ScriptSourcing. The defendants filed an appeal with the Fourth Circuit, and the district judge declined to suspend the injunction while the appeal was pending, thus the import restriction has been in effect the entire time. The recent ruling maintains the order rather than overturning it.
In court documents, Rx Valet stated that the Turkish-sourced Biktarvy was chemically identical to the US version, which was offered at a significantly higher price. Meritain, for its part, said that it has never supported getting non-FDA-approved pharmaceuticals from outside the US and denies the claims, despite being named as a defendant.
The Fourth Circuit rejected the defendants' main argument that the imported and domestic versions of Biktarvy are interchangeable. The court's judgment that the two versions differ materially, not just in packaging or labeling, but also in the quality-control protocols that each version goes through before reaching a patient, challenges the basic argument that these alternative funding programs have used to support their business model.

#gild

Two retirees with identical $1.65M portfolios face different tax outcomes based solely on withdrawal order and account placement, not holdings.
Drawing down or converting a traditional IRA to Roth before age 73 shrinks future RMDs and keeps income below IRMAA Medicare surcharge thresholds.
VTEB's tax-exempt municipal interest still counts fully toward IRMAA calculations, making it a hidden Medicare cost trap for retirees.
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Two retirees, same age, same $1.65 million balance, same seven holdings in identical weights. One will pay a Medicare premium surcharge stacked on top of a rising required withdrawal starting at 73. The other will not. Only the order they draw from, and the accounts those draws come from, separates the outcomes.

#medicare #irmaa #holdings

All eyes are on the Fed with another higher than expected reading for core inflation. Jeff Klingelhofer, CFA, Managing Director, Portfolio Manager & Senior Research **** yst, Securitized **** ets at Aristotle Pacific, talks with host Brad Roth on this episode of Behind the Ticker about why the new Fed Chair stepping into an environment of high inflation matters for investors and bonds, and what that means for how the firm is positioning their strategies that include three new ETFs, the Aristotle Core Plus Income ETF (ARCP), the Aristotle Multi-Sector Income ETF (ARMS), and the Aristotle Short Term Income ETF (SDUR).
You can also watch this conversation here or on our YouTube, as well as find it on any of your preferred podcast streaming platforms.
A non-traditional path to fixed income: Jeff Klingelhofer started at PIMCO, moved through Tokyo and London, then took an unexpected detour into a five-person hedge fund during his Chicago MBA. That experience shaped his career trajectory, from building Thornburg's taxable fixed income desk from scratch to joining Aristotle Pacific in 2024.
The relative value philosophy: Instead of chasing yield by taking more risk within a single **** et class, Klingelhofer compares opportunities across all of fixed income, including corporates, ABS, CLOs, bank loans, and more. His go-to example: in 2020, an American Airlines corporate bond and its aircraft-backed EETC priced identically, but a month later one traded at 27 cents on the dollar while the other held at 65 cent, proof that siloed desks miss cross-market mispricing.
Three ETFs, one philosophy: Aristotle Pacific's new suite of SDUR (short-term income), ARCP (core plus), and ARMS (multi-sector income) applies this relative value lens across the risk spectrum, each targeting a different level of duration and credit exposure. All three aim to outperform passive benchmarks through active security selection rather than added risk.

#jeff #etfs

Standing outside his new school, Eton College, in uniform for the first time on Tuesday, Prince George looked the spitting image of his father, Prince William, 31 years earlier.
Dressed in the iconic tailcoat, winged collars, and white tie, the 13-year-old future King's resemblance to his father on his first day in 1995 could not have been clearer.
Earlier in the morning, as William and Kate dropped off George for his big day, the father and son appeared to be wearing almost identical navy suits and suede shoes, with the only noticeable difference being spots on the latter's tie.
Prince William and Prince George were wearing very similar suits (@ POOL/AFP via Getty Images)
But it's far from the first time that royal fans have noted their uncanny similarities – and twinning fashion moments.

#william #father #earlier #time

On September 2, F5, Inc. (NASDAQ:FFIV) announced a key integration with MuleSoft, a Salesforce, Inc. (NYSE:CRM) company, federating F5 AI Guardrails directly into MuleSoft's Agent Fabric Omni Gateway. As enterprises rapidly scale agentic AI capabilities, security teams face growing governance gaps and risks from prompt injection, data leakage, and toxic outputs. This native integration gives security and platform engineering teams centralized policy enforcement, proactive threat mitigation, and low-touch policy tuning without forcing organizations to re-architect existing infrastructure.
While the partnership strengthens both ecosystems, examining their latest financials reveals two enterprise software giants moving at distinctly different scales and growth trajectories.
F5, Inc. (NASDAQ:FFIV) reported strong Q3 FY26 results, generating $865 million in revenue (up 11% year-over-year). Revenue growth was anchored by a 19% jump in product revenue, led by a 32% surge in systems revenue ($240 million). F5's bottom line remained exceptionally robust, expanding non-GAAP operating margin to 35.0% and delivering non-GAAP net income of $272 million ($4.73 per diluted share, up from $4.16).
Salesforce operated at a much larger scale in its record Q2 FY27, generating $11.3 billion in quarterly revenue (up 11% year-over-year). Growth was fueled by subscription and support revenue of $10.8 billion and expanding adoption of its Agentforce platform, whose annual recurring revenue (ARR) neared $3.9 billion. Salesforce posted a non-GAAP operating margin of 34.1%, and non-GAAP diluted EPS of $5.90, while raising its full-year FY27 revenue guidance to $46.1B–$46.4B.
While both companies run near-identical, highly profitable non-GAAP operating margins (~34%–35%), Salesforce leads overall financial health due to its massive free cash flow generation, cRPO backlog of $33.5 billion, and broader ecosystem dominance.

#Growth

Winning the program's first state championship in 2025 - in his first season no less - hasn't affected St. Ignatius football coach JaJuan Lawson or his Wildcats one bit. Despite losing 38 seniors to graduation, including eight All-West Catholic Athletic League performers, St. Ignatius has been perhaps the most impressive team in the WCAL through two weeks. The Wildcats have recorded back-to-back identical 42-7 wins over two-time North Bay state champions San Marin-Novato and Marin Catholic-Kentfield.
Senior running back Luke Tribolet has been a workhorse with 34 carries for 208 yards and four touchdowns. Sophomore quarterback Isaac Liu has been terrific with 23 completions in 32 pass attempts for 350 yards and five touchdowns, three to junior Davion Moffett.
The defense has exceeded all expectations, led by junior linebacker Jack Riedy (12 tackles) and sophomore defensive back Casey Nelson (two interceptions, two caused fumbles, two recoveries).
"I don't think winning a state ***** le created any extra pressure on these kids," Lawson said. "We play in the most difficult league in Northern California. We're trying to get back to the top of the league honestly and that's what drives us. … New group, new goals."
The new goal is getting some revenge on Friday night and to beat one of the best teams in Northern California when the Wildcats visit Acalanes-Lafayette (2-0). The Wildcats, ranked seventh in the Metro Area, lost a wild 42-35 game last season in San Francisco to Acalanes, which is currently ranked No. 5 in the Bay Area.

#back #lawson #marin

Some AI researchers say they think AI could hurt, or wipe out, humanity.
So we asked four of the AI models: How would you go about it?
They all said human misuse of AI is considered a more immediate risk than AI itself.
The researchers building our favorite chatbots are increasingly voicing concerns that AI could hurt — or end — humanity. So we asked four of the most-used generative AI tools what an AI doomsday could look like.
We posed the same question, in identical wording, to OpenAI's ChatGPT, Google's Gemini, Anthropic's Claude, and ****** eXAI's Grok.

#claude

TFC and USB pay the same $0.52 quarterly dividend, but TFC's has been frozen for 4 years while USB guides to another ~4% raise in Q3 2026.
Truist is returning over 100% of earnings to shareholders via a $5 billion buyback program, explicitly sidelining per-share dividend growth.
Just released. Our **** ysts combed the entire stock market and named the ten best stocks to buy right now. The report is free. Enter your email and see if any of your stocks made the cut.
Two of America's largest regional banks just paid shareholders the exact same dividend. Truist Financial (NYSE:TFC) sent investors $0.52 per share on September 1, 2026, matching to the penny the $0.52 per share U.S. Bancorp (NYSE:USB) distributed on July 15, 2026. Identical payments, similar business models, same sector. The similarity ends there. One of these dividends is quietly accelerating. The other has been frozen for four years.
The starting point for any dividend comparison is yield, and here Truist wins on the surface. With shares trading at $50.74 and an annualized forward payout of $2.08, TFC yields roughly 4.1%. U.S. Bancorp, at $62.35 with the same $2.08 annualized, yields closer to 3.3%.

#Dividend #Share

A $500,000 pre-tax 401(k) overstates real value because withdrawals face ordinary income tax at rates up to 37%, plus state taxes on top.
After divorce, the Section 121 home-sale exclusion drops from $500,000 to $250,000, exposing any appreciation above that cap to capital gains tax.
Unlike a home in a soft 4-million-sale market, a 401(k) lets its owner time withdrawals and Roth conversions to minimize taxes in low-income years.
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Divorce settlements often treat ***** ets as equal, but they are not. A $500,000 house and a $500,000 pre-tax 401(k) might look identical on a worksheet, and courts often treat them that way, but the two numbers could not be more different. One is roughly what you see. The other is a gross figure that shrinks the moment you touch it. The hidden rule inside every traditional 401(k) is that the IRS is a silent co-owner, and no divorce decree can change that.

#withdrawals

California's PEPRA law sets two 2026 pension compensation caps: $159,733 for employees who coordinate with Social Security and $191,679 for those who don't.
Once a PEPRA member's salary crosses the applicable cap, both employee and employer stop making CalPERS contributions for the rest of that calendar year.
Salary above the pension cap stops building CalPERS benefits, making supplemental vehicles like a 457(b) or IRA essential for high-earning PEPRA members.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Picture two hypothetical seasoned California public employees earning nearly identical salaries. Both are covered by the California Public Employees' Retirement System, but their positions differ in one important respect: one coordinates with Social Security and the other does not. Then their pension statements expose a $31,946 difference.

#calpers #Retirement

Pittsburg football coach Charlie Ramirez couldn't have been more complimentary about the St. John Bosco-Bellflower juggernaut program his Pirates will host Friday in a showdown of state-ranked teams - Sports Illustrated has the Braves No. 2 and Pittsburg No. 9.
His judgment was largely based on a Week 4 2024 road trip the Pirates made to the four-time state and two-time national champion. He used terms like "first-rate" and "classy" when describing the treatment Bosco coach Jason Negro and director of football operations Jessie Christensen afforded the Pirates.
"We're going to make sure that we give them proper welcoming and acknowledgement for them making this journey up here," he said. "We're going to throw out our orange (team color) carpet and try to extend them all the same courtesy."
Right down to the scoreboard.
It's doubtful Pittsburg will be able to hand Bosco an identical - even similar - defeat as the Braves beat the Pirates 35-14 that season, but they'll surely give it the old college try.

#pirates #pittsburg #time

While the State Street Technology Select Sector SPDR ETF (NYSEMKT:XLK) and Vanguard Information Technology ETF (NYSEMKT:VGT) both track the U.S. tech sector, the Vanguard fund offers significantly broader diversification through its multi-cap index.
These funds serve as foundational blocks for investors targeting the innovation-driven growth of the American tech sector, including exposure to the artificial intelligence boom. While they may appear identical at first glance, subtle differences in index construction and portfolio concentration can lead to different outcomes during various market cycles.
The Vanguard fund is larger, with $160.2 billion in ******* ets under management (AUM), compared to $119.3 billion for the State Street fund. This ******* ysis explores how their unique weighting methodologies influence risk and reward.
Metric
XLK

#sector #technology #nysemkt

Chevron Corporation (NYSE:CVX) and TotalEnergies SE (NYSE:TTE) are making major moves in Sub-Saharan Africa, underscored by Chevron's August 17 announcement of a significant oil and gas condensate discovery in offshore Angola's Block 0. The 105-4X exploration well in the Lower Congo Basin encountered over 600 meters of column with 90 meters of net pay in the primary Pinda reservoir. Operated by Chevron's subsidiary CABGOC (39.2% interest) alongside Sonangol E&P, Azule Energy, and TotalEnergies, the ****** et will likely be tied back to nearby existing infrastructure for low-cost production. The discovery highlights Chevron's broader Sub-Saharan push, which generates ~300k boed net and includes recent additions in Nigeria, Guinea-Bissau, Equatorial Guinea, and Angola's Blocks 49, 50, 33, and 14/23, alongside the upcoming Nabba-1X well in Namibia.
Photo from Fervo Energy website
Looking at Q2 2026 financial metrics, both energy giants posted robust results, but Chevron outperformed TotalEnergies across absolute top- and bottom-line figures as well as capital efficiency.
Chevron Corporation (NYSE:CVX) generated $70.1 billion in revenue and reported net income of $12.1 billion ($6.11 per share), with adjusted earnings hitting $12.0 billion. Driven by record production of 4.07 million boed (up 20% year-over-year) and strong refining throughput, Chevron produced an impressive $22.6 billion in operating cash flow and $18.1 billion in free cash flow, delivering a return on capital employed (ROCE) of 21.4%.
TotalEnergies SE (NYSE:TTE) also delivered solid top-line cash generation but came in lower in net profitability. Leveraging higher commodity prices during the Middle East conflict, TotalEnergies generated $9.8 billion in cash flow and $6.0 billion in adjusted net income for Q2 2026, with oil and gas production averaging 2.395 Mboe/d. Its Exploration & Production unit posted $3.2 billion in adjusted net operating income and $5.8 billion in cash flow, while Downstream contributed $2.9 billion in cash flow and Integrated Power generated $700 million. Both energy majors maintain strong, identical balance-sheet leverage, with each firm posting a net debt gearing ratio of 13.1% at the close of Q2. Overall, Chevron leads in total profitability, cash flow generation, and return on capital, making it the stronger financial performer this quarter.

#cash #TotalEnergies #flow #well

Cramer exited AVGO over plans to raise $80 billion in debt but dismissed identical vendor financing concerns at NVDA as "lazy Susan deals."
Nvidia's 503x interest coverage and $49 billion in free cash flow let it fund an $80 billion buyback without touching bond markets.
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The split screen from Aug. 25 is the setup investors need to understand heading into tonight's earnings report. In the morning, a CNBC clip logged Jim Cramer selling Broadcom and defending NVIDIA. That evening on Mad Money, he called NVIDIA (NASDAQ:NVDA) "the loom, the steam engine and the computer all balled up into one" and waved off the same vendor financing practice he had flagged at the other chipmaker as harmless.
The chipmaker he exited was Broadcom (NASDAQ:AVGO), a charitable trust holding. Cramer had noted the night prior that Broadcom was looking to raise a significant amount of debt to support a planned chip financing deal, and traders were already weighing AI leverage risks tied to a debt raise of up to $80 billion. Yet when the same circular financing critique was aimed at NVIDIA, Cramer brushed it aside: "The critics say these are circular deals where Nvidia gives someone money and then they spend that money on NVIDIA product. I call them lazy Susan deals."

#NVIDIA #financing #avgo

Target Corporation (NYSE:TGT)'s food and beverage sales grew 7% in the quarter ended August 1, 2026, its fastest growth in that business in three years. Reuters reported on August 20, 2026, that the retailer still holds only about 5% of the US grocery market compared with Walmart Inc. (NASDAQ:WMT)'s 27%.
Grocery brings shoppers into stores more often than almost any other purchase, making it a critical traffic driver. However, the food carries lower margins than apparel and home goods.
Can Target turn grocery trips into bigger spending elsewhere in the store, or is it just building a snack business that never expands into real market share?
Food and beverage sales grew 7% this quarter, the fastest pace in three years, and that growth directly pulled shoppers into stores: traffic rose 3.6% while snack sales grew 15%. Grocery trips happen more often than clothing trips, so every extra visit gives Target Corporation (NYSE:TGT) more chances to sell higher-margin items in the same basket. Target plans roughly 600 new private-label food products over two years, expected to add more than $2 billion in growth, on top of comparable sales up 3.8%. A nearly $1 billion tariff refund gave Target room to lean into lower prices without hurting margins, and the company raised its annual sales forecast to about 5% from 4%.
Grocery still makes up less than a quarter of Target's merchandise sales, and its food business remains roughly 12 times smaller than Walmart Inc. (NASDAQ:WMT)'s. Hence, fast growth off that small base moves the needle only a little. Being priced about 5% higher than Walmart on identical items, with an even wider gap in snacks, works against Target once shoppers compare carts. Gross margin expanded to 33.7%. But that came while Kroger's new CEO, a former Walmart executive, pledged the chain's biggest price cuts in years and Costco cut egg and beef prices. It means Target Corporation (NYSE:TGT) is winning on curation while rivals compete harder on price. Home furnishings and apparel stayed roughly flat, showing grocery traffic isn't reliably spreading into the rest of the store.

#corporation #Growth #years

VOO is the ******* umed default for 73 million Trump Accounts, but SPYM's 0.02% fee undercuts VOO's 0.03% for an essentially identical fund.
A 1 basis point fee gap yields roughly $9 extra per account over 18 years, but scaled across 73 million accounts the aggregate savings become material.
Switching from VOO to SPYM inside a Trump Account triggers no capital gains tax and requires only a ticker change at the custodian.
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The Trump Account proposal would auto-open a tax-advantaged brokerage account for every child in America, and Washington is reportedly steering all ~73 million of those default accounts into a single S&P 500 index fund with a fee cap of 0.10%. The politically obvious pick is Vanguard S&P 500 ETF (NYSEARCA:VOO), the retail investor's household name for cheap large-cap exposure. VOO owns the same 500 companies as every other S&P tracker, charges next to nothing, and has become the default answer whenever someone asks where to park long-horizon money. If the government picks VOO, the choice is uncontroversial. A cheaper, functionally identical option is also available.

#identical

The sticker price on the world's most important chipmaker is high, but the multiple you are actually paying two years from now is another story entirely.
With its data center revenue growing 92% year-over-year, it is no surprise that NVIDIA (NVDA) commands a premium. The stock trades at about 30.7 times its last twelve months of earnings, a multiple that gives many investors pause. But that headline figure is not the price a patient holder is really paying.
The Discount That Time Delivers
Look two years out, and the picture changes completely. Based on the earnings **** ysts expect by fiscal year 2028, today's share price of about $208.48 is only about 16.2 times those future earnings. That is a 47% lower multiple than the trailing one, a discount that materializes as earnings grow into the price. A small part of this drop comes from comparing trailing adjusted earnings to forward consensus estimates, which are not defined identically, but the bulk of it reflects expected growth. For an investor with a multi-year horizon, you are effectively buying the business at that lower future multiple.
And NVIDIA is far from alone: which 10 S&P 500 stocks carry the biggest hidden forward discount? Our rankings sort the entire index by how little you are really paying for each name's growth once the out-year earnings land.

#year

VIGAX markets itself as a growth index fund, but just four stocks (NVIDIA, Apple, Alphabet, and Microsoft) consume 45% of ****** ets.
VUG mirrors VIGAX's identical portfolio at 0.03% with no minimum and delivers better tax efficiency in taxable accounts.
VUG returned 404% over 10 years but dropped harder than the S&P 500 in 2022 when growth multiples compressed.
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Four stocks account for roughly 44.6% of Vanguard Growth Index Fund Admiral Shares (VIGAX). If you own this fund, you own a concentrated bet on NVIDIA, Apple, Alphabet, and Microsoft, wrapped in an index label. That is the story worth understanding before another dollar goes in.

#Growth #index #Apple