3 days ago
Fiserv's Debit Network Talks Raise a Bigger Question for Visa and Mastercard
Fiserv (NASDAQ:FISV) reported second-quarter results that were in line with its guidance, while lowering its full-year revenue and margin outlook as Argentina-related pressures, delayed client implementations, hardware sales trends and additional technology spending weigh on its second-half expectations.
Chief Executive Officer Takis Georgakopoulos, who recently ****** umed the role, said the company generated more than $1 billion in free cash flow during the quarter and continued to see growth in its Clover payments platform. Clover gross payment volume rose 9%, while Clover revenue increased 13% after adjusting for anticipation and non-recurring revenue, according to the company.
→ ****** eX's First Earnings Report Could Decide Whether Shorts or Bulls Have Control
3 Tech ETFs That Could Bounce Back After the AI Selloff
#revenue #quarter #debit #bigger
Fiserv (NASDAQ:FISV) reported second-quarter results that were in line with its guidance, while lowering its full-year revenue and margin outlook as Argentina-related pressures, delayed client implementations, hardware sales trends and additional technology spending weigh on its second-half expectations.
Chief Executive Officer Takis Georgakopoulos, who recently ****** umed the role, said the company generated more than $1 billion in free cash flow during the quarter and continued to see growth in its Clover payments platform. Clover gross payment volume rose 9%, while Clover revenue increased 13% after adjusting for anticipation and non-recurring revenue, according to the company.
→ ****** eX's First Earnings Report Could Decide Whether Shorts or Bulls Have Control
3 Tech ETFs That Could Bounce Back After the AI Selloff
#revenue #quarter #debit #bigger
7 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Looking for the security and interest-earning power of a savings account with the perks of a checking account? A money market account (MMA) may be the right choice for you.
In many cases, MMAs come with a debit card and/or checks, making it easy to access your funds when needed. Plus, your balance earns interest. In fact, the best money market accounts today pay as much as 10 times the national average rate.
If you're looking to open a money market account, it's important to choose the right one for your needs — so consider more than just the interest rate.
Our team evaluated today's money market accounts offered by federally insured banks and credit unions and narrowed down the top 10 best options available. We evaluated these accounts based on APY, minimum balance requirements, fees, and more. (See our full methodology here.)
#looking #right
Looking for the security and interest-earning power of a savings account with the perks of a checking account? A money market account (MMA) may be the right choice for you.
In many cases, MMAs come with a debit card and/or checks, making it easy to access your funds when needed. Plus, your balance earns interest. In fact, the best money market accounts today pay as much as 10 times the national average rate.
If you're looking to open a money market account, it's important to choose the right one for your needs — so consider more than just the interest rate.
Our team evaluated today's money market accounts offered by federally insured banks and credit unions and narrowed down the top 10 best options available. We evaluated these accounts based on APY, minimum balance requirements, fees, and more. (See our full methodology here.)
#looking #right
8 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Looking for the security and interest-earning power of a savings account with the perks of a checking account? A money market account (MMA) may be the right choice for you.
In many cases, MMAs come with a debit card and/or checks, making it easy to access your funds when needed. Plus, your balance earns interest. In fact, the best money market accounts today pay as much as 10 times the national average rate.
If you're looking to open a money market account, it's important to choose the right one for your needs — so consider more than just the interest rate.
Our team evaluated today's money market accounts offered by federally insured banks and credit unions and narrowed down the top 10 best options available. We evaluated these accounts based on APY, minimum balance requirements, fees, and more. (See our full methodology here.)
#accounts
Looking for the security and interest-earning power of a savings account with the perks of a checking account? A money market account (MMA) may be the right choice for you.
In many cases, MMAs come with a debit card and/or checks, making it easy to access your funds when needed. Plus, your balance earns interest. In fact, the best money market accounts today pay as much as 10 times the national average rate.
If you're looking to open a money market account, it's important to choose the right one for your needs — so consider more than just the interest rate.
Our team evaluated today's money market accounts offered by federally insured banks and credit unions and narrowed down the top 10 best options available. We evaluated these accounts based on APY, minimum balance requirements, fees, and more. (See our full methodology here.)
#accounts
10 days ago
A long call ******* erfly is entered when a trader thinks a stock will not rise or fall by much between trade initiation and expiration. When using calls, the trade is constructed by buying an in-the-money call, selling two at-the-money calls and buying an out-of-the-money call. The trade is entered for a net debit meaning the trader pays to enter the trade. This debit is also the maximum possible loss.
The maximum profit is calculated as the difference between the short and long calls less the premium that you paid for the spread.
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#Stock
The maximum profit is calculated as the difference between the short and long calls less the premium that you paid for the spread.
Taiwan Semiconductor Has Unusual Call Options Activity - a High Covered Call Yield Play
Why McDonald's (MCD) Stock Options May Be Offering Value-Meal Pricing
Honeywell Aerospace, Just Spun Off, Posted High Q2 FCF Margins; Value Investors Love HONA Stock
#Stock
11 days ago
Advanced Micro Devices (AMD) dropped through its 50-day moving average on Monday as talk of the artificial intelligence bubble bursting starts to get louder. With that in mind, AMD stock is setting up as an interesting bearish candidate when looking for new option trades.
Today, I'll look at a setup known as a bear put spread. This is a bearish option trade that benefits from further downside in the stock price.
A bear put spread is a debit spread, meaning we need to pay the premium in order to open the trade.
On AMD, investors could set up a bear put spread by using the 440 strike as the long put and the 430 strike as the short put for the Sept. 18 expiration. Based on recent trading, this trade would cost around $355 per contract with a maximum potential gain of $645.
To achieve the maximum profit, this trade would need AMD stock to drop a further 13% between now and expiration on Sept. 18.
#sept #option
Today, I'll look at a setup known as a bear put spread. This is a bearish option trade that benefits from further downside in the stock price.
A bear put spread is a debit spread, meaning we need to pay the premium in order to open the trade.
On AMD, investors could set up a bear put spread by using the 440 strike as the long put and the 430 strike as the short put for the Sept. 18 expiration. Based on recent trading, this trade would cost around $355 per contract with a maximum potential gain of $645.
To achieve the maximum profit, this trade would need AMD stock to drop a further 13% between now and expiration on Sept. 18.
#sept #option
16 days ago
Montaka Global Investments, an investment management company, released its second-quarter 2026 investor letter. A copy of the update is available to download here. Montaka manages a concentrated portfolio of high–conviction, long-term, competitively advantaged businesses bought when prices are attractive. While it delivered positive returns in the June quarter, its 12-month performance was largely negative due to declines in the March quarter amid the 'SaaSpocalypse', yet the underlying businesses performed well. Montaka's strategy focuses on owning businesses that grow earnings in large markets, which struggled against short-term bottleneck trades that gained popularity. However, Montaka aims for long-term excess returns above market indices, anticipating that current mispricing will eventually correct. In addition, please check the Strategy's top five holdings to know its best picks in 2026.
In its Q2 2026 investor letter, Montaka Global Investments highlighted Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On July 22, 2026, Visa Inc. (NYSE:V) closed at $353.42 per share. One-month return of Visa Inc. (NYSE:V) was 5.95%, and its shares lost 1.07% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $665.89 billion.
Montaka Global Investments stated the following regarding Visa Inc. (NYSE:V) in its Q2 2026 investor update:
"On the other side of the market are some of the world's highest quality businesses which have been overlooked during the semiconductor–mania.
Take Visa Inc. (NYSE:V) and Mastercard, for example. Both are extraordinarily advantaged businesses and have consistently grown annual revenues at double–digit percentage rates for many years. And in our view, strong growth will likely continue – driven by new value–added services attached to their payment networks (related to stablecoins, agentic commerce, fraud detection, and other data services) which are growing at even faster rates.
#NYSE #Services #quarter #investor
In its Q2 2026 investor letter, Montaka Global Investments highlighted Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On July 22, 2026, Visa Inc. (NYSE:V) closed at $353.42 per share. One-month return of Visa Inc. (NYSE:V) was 5.95%, and its shares lost 1.07% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $665.89 billion.
Montaka Global Investments stated the following regarding Visa Inc. (NYSE:V) in its Q2 2026 investor update:
"On the other side of the market are some of the world's highest quality businesses which have been overlooked during the semiconductor–mania.
Take Visa Inc. (NYSE:V) and Mastercard, for example. Both are extraordinarily advantaged businesses and have consistently grown annual revenues at double–digit percentage rates for many years. And in our view, strong growth will likely continue – driven by new value–added services attached to their payment networks (related to stablecoins, agentic commerce, fraud detection, and other data services) which are growing at even faster rates.
#NYSE #Services #quarter #investor
16 days ago
Dodge & ****** Fund, an investment management company, released its second-quarter 2026 investor letter for "Dodge and ****** Stock Fund". A copy of the letter can be downloaded here. Despite volatile oil prices and rising inflation, U.S. equities reached record highs in Q2 2026, driven by a technology-led rally, particularly in memory semiconductors. The Fund's Class A shares returned 5.57%, underperforming the S&P 500 Index's 15.20% return and the Russell 1000 Value Index's 13.84% gain, mainly due to underweighting in Information Technology and weak performances from several holdings. Concerns over AI disruption negatively impacted companies with strong franchises. The Fund's bottom-up investment approach allowed it to acquire shares in industry leaders with strong long-term fundamentals. The firm believes that increased exposure to high-quality businesses and a diversified portfolio positions the Fund well for future growth. In addition, please check the Fund's top five holdings to know its best picks in 2026.
In its Q2 2026 investor letter, Dodge and ****** Stock Fund highlighted its new purchase, Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On July 21, 2026, Visa Inc. (NYSE:V) closed at $355.82 per share. One-month return of Visa Inc. (NYSE:V) was 7.10%, and its shares gained 0.15% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $676.68 billion.
Dodge and ****** Stock Fund stated the following regarding Visa Inc. (NYSE:V) in its Q2 2026 investor update:
"During the second quarter, concerns about AI disruption led to declines in a number of companies with strong franchises and solid profitability. Our bottom-up approach led us to establish several new positions in industry leaders whose shares have lagged, and where we believe the long-term fundamentals are not fully reflected in their current prices. We initiated a position in Visa, a leader in global payments, an industry characterized by strong network effects and high barriers to entry.
Visa Inc. (NYSE:V) is expanding beyond transaction processing into fraud prevention, data ****** ytics, and digital commerce. We believe the shares are undervalued at less than 24 times forward earnings, a price that reflects investor concerns over potential regulatory headwinds, including proposed caps on credit card interest rates and fees. Given Visa's high operating margins, strong free cash flow, and growth opportunities beyond its core business, we believe investors are underestimating the durability of its competitive advantages."
#NYSE #shares #strong #concerns
In its Q2 2026 investor letter, Dodge and ****** Stock Fund highlighted its new purchase, Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On July 21, 2026, Visa Inc. (NYSE:V) closed at $355.82 per share. One-month return of Visa Inc. (NYSE:V) was 7.10%, and its shares gained 0.15% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $676.68 billion.
Dodge and ****** Stock Fund stated the following regarding Visa Inc. (NYSE:V) in its Q2 2026 investor update:
"During the second quarter, concerns about AI disruption led to declines in a number of companies with strong franchises and solid profitability. Our bottom-up approach led us to establish several new positions in industry leaders whose shares have lagged, and where we believe the long-term fundamentals are not fully reflected in their current prices. We initiated a position in Visa, a leader in global payments, an industry characterized by strong network effects and high barriers to entry.
Visa Inc. (NYSE:V) is expanding beyond transaction processing into fraud prevention, data ****** ytics, and digital commerce. We believe the shares are undervalued at less than 24 times forward earnings, a price that reflects investor concerns over potential regulatory headwinds, including proposed caps on credit card interest rates and fees. Given Visa's high operating margins, strong free cash flow, and growth opportunities beyond its core business, we believe investors are underestimating the durability of its competitive advantages."
#NYSE #shares #strong #concerns
17 days ago
Our **** ysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you why it's our #1 pick. Tap here.
Performance was characterized by solid top-line growth and strong credit results, with domestic card purchase volume growing 26% year-over-year, primarily driven by the Discover acquisition.
The Discover card portfolio is experiencing a temporary loan growth brownout as management integrates credit policies and trims high-balance revolver exposure to ensure long-term resiliency.
Management is executing a 24-month integration plan for Discover, having already successfully converted Capital One debit customers to the Discover network to realize full quarterly revenue synergies.
The Brex acquisition is providing early tailwinds through brand **** ociation and cost-of-funds benefits, with plans to scale growth via Capital One's marketing machine following technical integration.
#discover #capital #management #credit
Performance was characterized by solid top-line growth and strong credit results, with domestic card purchase volume growing 26% year-over-year, primarily driven by the Discover acquisition.
The Discover card portfolio is experiencing a temporary loan growth brownout as management integrates credit policies and trims high-balance revolver exposure to ensure long-term resiliency.
Management is executing a 24-month integration plan for Discover, having already successfully converted Capital One debit customers to the Discover network to realize full quarterly revenue synergies.
The Brex acquisition is providing early tailwinds through brand **** ociation and cost-of-funds benefits, with plans to scale growth via Capital One's marketing machine following technical integration.
#discover #capital #management #credit
17 days ago
It's worth saying straight out of the gates that Bloom Energy (BE) should be considered a speculative, high-risk trade. Sure, Bloom has enjoyed strong demand thanks to the stratospheric rise of artificial intelligence and the buildout of data centers. But it's also fair to point out that BE stock has suffered a heavy corrective cycle, losing 20% in the past five sessions and 43% in the trailing month.
Nevertheless, investors aren't giving up on Bloom stock, in part because the broader performance is impressive. Right now, BE enjoys a 24% Weak Buy rating from the Barchart Technical Opinion indicator, a byproduct of the ticker gaining almost 127% on a year-to-date basis. Of course, the bulk of that performance is tied to Bloom's core value proposition: providing rapid, off-grid solid-oxide power generation for electricity-hungry AI data centers.
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#Stock #data #performance #energy
Nevertheless, investors aren't giving up on Bloom stock, in part because the broader performance is impressive. Right now, BE enjoys a 24% Weak Buy rating from the Barchart Technical Opinion indicator, a byproduct of the ticker gaining almost 127% on a year-to-date basis. Of course, the bulk of that performance is tied to Bloom's core value proposition: providing rapid, off-grid solid-oxide power generation for electricity-hungry AI data centers.
Huge, Unusual Intel Options Volume Today Ahead of Earnings This Week
Intel Stock Is Down, But Put Premiums are High - Put Short Sellers Love the High Yields
Newmont Stock Suddenly Offers a Double-Sided Debit Trade on U.S.-Iran Tensions and Upcoming Earnings
#Stock #data #performance #energy
18 days ago
Domino's Pizza (DPZ) delivered higher-than-expected Q2 revenue growth. Its free cash flow (FCF), although slightly lower than last year, was much higher than last quarter, with higher margins. Value investors think DPZ looks cheap here, with a $413 price target (+25.6%), $based on its strong FCF and FCF margins.
DPZ closed at $328.97, up 2.1%, and has begun recovering from a recent trough price of $283.03 on June 23. However, it's still well below a March 9 peak of $415.78.
Huge, Unusual Intel Options Volume Today Ahead of Earnings This Week
Intel Stock Is Down, But Put Premiums are High - Put Short Sellers Love the High Yields
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#last #price #value
DPZ closed at $328.97, up 2.1%, and has begun recovering from a recent trough price of $283.03 on June 23. However, it's still well below a March 9 peak of $415.78.
Huge, Unusual Intel Options Volume Today Ahead of Earnings This Week
Intel Stock Is Down, But Put Premiums are High - Put Short Sellers Love the High Yields
Newmont Stock Suddenly Offers a Double-Sided Debit Trade on U.S.-Iran Tensions and Upcoming Earnings
#last #price #value
18 days ago
Crowdstrike (CRWD) is currently showing above average volatility with an IV Percentile of 98% and an IV Rank of 84.61%.
Huge, Unusual Intel Options Volume Today Ahead of Earnings This Week
Intel Stock Is Down, But Put Premiums are High - Put Short Sellers Love the High Yields
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Our exclusive Barchart Brief newsletter is your FREE midday guide to what's moving stocks, sectors, and investor sentiment - delivered right when you need the info most. Subscribe today!
#Intel #Stock #huge
Huge, Unusual Intel Options Volume Today Ahead of Earnings This Week
Intel Stock Is Down, But Put Premiums are High - Put Short Sellers Love the High Yields
Newmont Stock Suddenly Offers a Double-Sided Debit Trade on U.S.-Iran Tensions and Upcoming Earnings
Our exclusive Barchart Brief newsletter is your FREE midday guide to what's moving stocks, sectors, and investor sentiment - delivered right when you need the info most. Subscribe today!
#Intel #Stock #huge
18 days ago
Dodge & ******* Fund, an investment management company, released its second-quarter 2026 investor letter for "Dodge and ******* Stock Fund". A copy of the letter can be downloaded here. Despite volatile oil prices and rising inflation, U.S. equities reached record highs in Q2 2026, driven by a technology-led rally, particularly in memory semiconductors. The Fund's Class A shares returned 5.57%, underperforming the S&P 500 Index's 15.20% return and the Russell 1000 Value Index's 13.84% gain, mainly due to underweighting in Information Technology and weak performances from several holdings. Concerns over AI disruption negatively impacted companies with strong franchises. The Fund's bottom-up investment approach allowed it to acquire shares in industry leaders with strong long-term fundamentals. The firm believes that increased exposure to high-quality businesses and a diversified portfolio positions the Fund well for future growth. In addition, please check the Fund's top five holdings to know its best picks in 2026.
In its Q2 2026 investor letter, Dodge and ******* Stock Fund highlighted its new purchase, Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On July 21, 2026, Visa Inc. (NYSE:V) closed at $355.82 per share. One-month return of Visa Inc. (NYSE:V) was 7.10%, and its shares gained 0.15% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $676.68 billion.
Dodge and ******* Stock Fund stated the following regarding Visa Inc. (NYSE:V) in its Q2 2026 investor update:
"During the second quarter, concerns about AI disruption led to declines in a number of companies with strong franchises and solid profitability. Our bottom-up approach led us to establish several new positions in industry leaders whose shares have lagged, and where we believe the long-term fundamentals are not fully reflected in their current prices. We initiated a position in Visa, a leader in global payments, an industry characterized by strong network effects and high barriers to entry.
Visa Inc. (NYSE:V) is expanding beyond transaction processing into fraud prevention, data ******* ytics, and digital commerce. We believe the shares are undervalued at less than 24 times forward earnings, a price that reflects investor concerns over potential regulatory headwinds, including proposed caps on credit card interest rates and fees. Given Visa's high operating margins, strong free cash flow, and growth opportunities beyond its core business, we believe investors are underestimating the durability of its competitive advantages."
#Visa #strong #technology
In its Q2 2026 investor letter, Dodge and ******* Stock Fund highlighted its new purchase, Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On July 21, 2026, Visa Inc. (NYSE:V) closed at $355.82 per share. One-month return of Visa Inc. (NYSE:V) was 7.10%, and its shares gained 0.15% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $676.68 billion.
Dodge and ******* Stock Fund stated the following regarding Visa Inc. (NYSE:V) in its Q2 2026 investor update:
"During the second quarter, concerns about AI disruption led to declines in a number of companies with strong franchises and solid profitability. Our bottom-up approach led us to establish several new positions in industry leaders whose shares have lagged, and where we believe the long-term fundamentals are not fully reflected in their current prices. We initiated a position in Visa, a leader in global payments, an industry characterized by strong network effects and high barriers to entry.
Visa Inc. (NYSE:V) is expanding beyond transaction processing into fraud prevention, data ******* ytics, and digital commerce. We believe the shares are undervalued at less than 24 times forward earnings, a price that reflects investor concerns over potential regulatory headwinds, including proposed caps on credit card interest rates and fees. Given Visa's high operating margins, strong free cash flow, and growth opportunities beyond its core business, we believe investors are underestimating the durability of its competitive advantages."
#Visa #strong #technology
19 days ago
Netflix Inc (NFLX) stock closed down over 7% on Friday after Thursday's Q2 earnings release. Netflix projected lower Q3 revenue growth than in Q2 but maintained its 2026 projection. Netflix's operating margins were lower YoY but higher than last quarter and its own projections. Much of the bad news is already in NFLX stock. Is it too cheap here?
There were plenty of reasons for the market to be negative on NFLX, which closed at a new 6-month low of $68.95 on Friday, July 17. That's down from its 3-month peak of $107.79 on April 16 and even lower than a recent June 25 trough price ($70.90).
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There were plenty of reasons for the market to be negative on NFLX, which closed at a new 6-month low of $68.95 on Friday, July 17. That's down from its 3-month peak of $107.79 on April 16 and even lower than a recent June 25 trough price ($70.90).
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22 days ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
If you want the money in your checking account to do more than just sit there, you may want to consider a rewards checking account.
After all, you may have a credit card that offers you cash back, points, or miles every time you spend money. So why shouldn't your debit card offer the same?
That said, there can be some downsides to a rewards checking account. Here's what you need to know about rewards checking accounts and whether they're something you need in your financial tool belt.
A rewards checking account is a checking account that offers something a little extra, such as cash back on purchases.
If you want the money in your checking account to do more than just sit there, you may want to consider a rewards checking account.
After all, you may have a credit card that offers you cash back, points, or miles every time you spend money. So why shouldn't your debit card offer the same?
That said, there can be some downsides to a rewards checking account. Here's what you need to know about rewards checking accounts and whether they're something you need in your financial tool belt.
A rewards checking account is a checking account that offers something a little extra, such as cash back on purchases.
1 month ago
A debit-card network is not usually the kind of ****** et that gets Wall Street excited. That may be changing.
Major U.S. banks have been exploring whether to buy a debit-card payments network owned by Fiserv (FISV), Reuters reported, citing a source familiar with the matter. The Wall Street Journal first reported the talks.
Fiserv shares rose after the report. The stock was recently trading at $52.88, up 2.1%, around midday July 7, according to Yahoo Finance. Shares opened at $54.03 and traded between $52.70 and $55.36 during the session.
The question is whether one of Fiserv's less-visible payments ****** ets could be worth more to banks than the market has given the company credit for.
The reported talks are focused on Fiserv's debit-card payments infrastructure business. Reuters reported that the banks involved in discussions have included JPMorgan Chase, Bank of America, Wells Fargo, and PNC Financial Services Group.
Major U.S. banks have been exploring whether to buy a debit-card payments network owned by Fiserv (FISV), Reuters reported, citing a source familiar with the matter. The Wall Street Journal first reported the talks.
Fiserv shares rose after the report. The stock was recently trading at $52.88, up 2.1%, around midday July 7, according to Yahoo Finance. Shares opened at $54.03 and traded between $52.70 and $55.36 during the session.
The question is whether one of Fiserv's less-visible payments ****** ets could be worth more to banks than the market has given the company credit for.
The reported talks are focused on Fiserv's debit-card payments infrastructure business. Reuters reported that the banks involved in discussions have included JPMorgan Chase, Bank of America, Wells Fargo, and PNC Financial Services Group.
1 month ago
Fiserv (FISV) stock rose Tuesday on a report that the financial services company could sell its debit card payment processing network to a group of banks.
The banks interested in acquiring Fiserv's debit network include JPMorgan Chase (JPM), Bank of America (BAC), Wells Fargo (WFC) and PNC Financial Services Group (PNC), the Wall Street Journal reported.
At William Blair, ***** yst Andrew Jeffrey said a deal is unlikely. "A deal seems unlikely given regulatory and likely large merchant pushback," he said in a report. "We also note that by aiding large banks, Fiserv could alienate its community bank and credit union customer base, beneficiaries of Durbin debit regulations."
Fiserv provides payments and financial technology for banking and commerce, billing and point-of-sale transactions. The chief executive of Fiserv, Mike Lyons, recently resigned, sparking a sell-off. Takis Georgakopoulos, who had served as chief operating officer and copresident, was named CEO.
At Evercore ISI, ***** yst Adam Frisch also doubts a debit network deal will get done with the banks.
The banks interested in acquiring Fiserv's debit network include JPMorgan Chase (JPM), Bank of America (BAC), Wells Fargo (WFC) and PNC Financial Services Group (PNC), the Wall Street Journal reported.
At William Blair, ***** yst Andrew Jeffrey said a deal is unlikely. "A deal seems unlikely given regulatory and likely large merchant pushback," he said in a report. "We also note that by aiding large banks, Fiserv could alienate its community bank and credit union customer base, beneficiaries of Durbin debit regulations."
Fiserv provides payments and financial technology for banking and commerce, billing and point-of-sale transactions. The chief executive of Fiserv, Mike Lyons, recently resigned, sparking a sell-off. Takis Georgakopoulos, who had served as chief operating officer and copresident, was named CEO.
At Evercore ISI, ***** yst Adam Frisch also doubts a debit network deal will get done with the banks.
1 month ago
Vltava Fund, a value-focused investment management company, published its investor letter for the second quarter of 2026. A copy of the letter can be downloaded here. The letter explores the growing role of AI and how certain facets of human intelligence may become less valuable economically, while other skills become more important. The author emphasizes that despite AI's expanding capabilities in information collection and basic modeling, qualities like sound judgment, good taste, patience, original thinking, strategic skepticism, and the ability to recognize significance will continue to hold their value. Despite the excitement around A.I., fundamental investment principles remain unchanged. Please review the Fund's top five holdings to gain insights into their key selections for 2026.
In its second-quarter 2026 investor letter, Vltava Fund highlighted Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On July 2, 2026, Visa Inc. (NYSE:V) closed at $351.08 per share. One-month return of Visa Inc. (NYSE:V) was 11.92%, and its shares gained 0.91% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $688.68 billion.
Vltava Fund stated the following regarding Visa Inc. (NYSE:V) in its Q2 2026 investor letter:
"We bought shares in Visa Inc. (NYSE:V) and Kaspi.kz. Visa probably needs little introduction. Nevertheless, I'll describe the company briefly, as people are often surprised by just how complex and sophisticated its business is. Visa is not a "card company" in the simple sense of the word. It is a global technology infrastructure for electronic payments that connects banks, merchants, consumers, payments processors, governments, and companies. Its main role is to ensure that payments between two parties are processed quickly, securely, reliably, and with minimal risk without regard to the country, currency, bank, card type, or sales channel involved.
The sophistication of Visa's business lies in the fact that it is not just about forwarding the payment itself. Visa operates an extensive payment network full of rules, technologies, and security standards. It also handles transaction authorization, fraud prevention, settlement, tokenization, data ***** ytics, and risk management. Every payment looks simple to the customer. A person taps with a card or clicks in an online store, but behind all of this lies a highly complex system coordinating among many participants in the financial ecosystem…" (Click here to read the full text)
In its second-quarter 2026 investor letter, Vltava Fund highlighted Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On July 2, 2026, Visa Inc. (NYSE:V) closed at $351.08 per share. One-month return of Visa Inc. (NYSE:V) was 11.92%, and its shares gained 0.91% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $688.68 billion.
Vltava Fund stated the following regarding Visa Inc. (NYSE:V) in its Q2 2026 investor letter:
"We bought shares in Visa Inc. (NYSE:V) and Kaspi.kz. Visa probably needs little introduction. Nevertheless, I'll describe the company briefly, as people are often surprised by just how complex and sophisticated its business is. Visa is not a "card company" in the simple sense of the word. It is a global technology infrastructure for electronic payments that connects banks, merchants, consumers, payments processors, governments, and companies. Its main role is to ensure that payments between two parties are processed quickly, securely, reliably, and with minimal risk without regard to the country, currency, bank, card type, or sales channel involved.
The sophistication of Visa's business lies in the fact that it is not just about forwarding the payment itself. Visa operates an extensive payment network full of rules, technologies, and security standards. It also handles transaction authorization, fraud prevention, settlement, tokenization, data ***** ytics, and risk management. Every payment looks simple to the customer. A person taps with a card or clicks in an online store, but behind all of this lies a highly complex system coordinating among many participants in the financial ecosystem…" (Click here to read the full text)
1 month ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Looking for the security and interest-earning power of a savings account with the perks of a checking account? A money market account (MMA) may be the right choice for you.
In many cases, MMAs come with a debit card and/or checks, making it easy to access your funds when needed. Plus, your balance earns interest. In fact, the best money market accounts today pay as much as 10 times the national average rate.
If you're looking to open a money market account, it's important to choose the right one for your needs — so consider more than just the interest rate.
Our team evaluated today's money market accounts offered by federally insured banks and credit unions and narrowed down the top 10 best options available. We evaluated these accounts based on APY, minimum balance requirements, fees, and more. (See our full methodology here.)
Looking for the security and interest-earning power of a savings account with the perks of a checking account? A money market account (MMA) may be the right choice for you.
In many cases, MMAs come with a debit card and/or checks, making it easy to access your funds when needed. Plus, your balance earns interest. In fact, the best money market accounts today pay as much as 10 times the national average rate.
If you're looking to open a money market account, it's important to choose the right one for your needs — so consider more than just the interest rate.
Our team evaluated today's money market accounts offered by federally insured banks and credit unions and narrowed down the top 10 best options available. We evaluated these accounts based on APY, minimum balance requirements, fees, and more. (See our full methodology here.)
1 month ago
More than half a million Americans are currently waiting for the IRS to resolve their tax identity theft cases — and the agency is taking roughly 20 months to close them, according to a new report from the federal government's internal tax watchdog.
The findings come from a recent report published by the National Taxpayer Advocate. The report calls the delays "unconscionable" and warns that the backlog is growing, not shrinking — even as the problem of tax-related identity theft worsens nationwide (1).
"For many low- and middle-income taxpayers, waiting nearly two years for a refund is not merely an inconvenience — it can mean falling behind on rent, utilities, transportation costs, and other basic living expenses," National Taxpayer Advocate Erin Collins wrote in the report (1).
Tax-related identity theft occurs when a criminal uses a stolen Social Security number to file a fraudulent tax return and claim a refund before the real taxpayer has a chance to file their own return.
In 2025, the FBI's Internet Crime Complaint Center reported receiving more than 1,000 complaints about this type of crime in one year alone — a 26% jump from the prior year. Stolen refunds are typically redirected to bank accounts, prepaid debit cards or mail drops controlled by the criminals (2).
The findings come from a recent report published by the National Taxpayer Advocate. The report calls the delays "unconscionable" and warns that the backlog is growing, not shrinking — even as the problem of tax-related identity theft worsens nationwide (1).
"For many low- and middle-income taxpayers, waiting nearly two years for a refund is not merely an inconvenience — it can mean falling behind on rent, utilities, transportation costs, and other basic living expenses," National Taxpayer Advocate Erin Collins wrote in the report (1).
Tax-related identity theft occurs when a criminal uses a stolen Social Security number to file a fraudulent tax return and claim a refund before the real taxpayer has a chance to file their own return.
In 2025, the FBI's Internet Crime Complaint Center reported receiving more than 1,000 complaints about this type of crime in one year alone — a 26% jump from the prior year. Stolen refunds are typically redirected to bank accounts, prepaid debit cards or mail drops controlled by the criminals (2).
1 month ago
Visa Inc. (NYSE:V) is one of the safe stocks for beginners to buy in 2026. Visa Inc. (NYSE:V) announced on June 25 the launch of Visa Destinations in 10 major locations across the globe. Visa Destinations is a "passion-led travel platform" and is a move forward in the company's attempt to redefine its role in the rapidly growing experience-driven travel economy.
Management stated that the initiative marks a strategic expansion of the company's role, extending beyond payments, and positions it at the center of how trips are planned, discovered, and experienced by travelers. It added that according to Visa research, an increase can be observed in travelers choosing destinations based on experiences, purpose, and passion, instead of just geography. Visa Inc. (NYSE:V) stated that in 2025 alone, 4 in 10 American travelers made a trip to experience music, art festivals, or sports, with major cultural moments attracting international visitors and acting as catalysts for local economies.
Visa Inc. (NYSE:V) provides digital payment services. It offers credit cards, debit cards, prepaid products, global automated teller machines, and commercial payment solutions.
While we acknowledge the potential of V as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.
READ NEXT: 15 Stocks That Will Make You Rich in 10 Years AND 12 Best Stocks That Will Always Grow.
Management stated that the initiative marks a strategic expansion of the company's role, extending beyond payments, and positions it at the center of how trips are planned, discovered, and experienced by travelers. It added that according to Visa research, an increase can be observed in travelers choosing destinations based on experiences, purpose, and passion, instead of just geography. Visa Inc. (NYSE:V) stated that in 2025 alone, 4 in 10 American travelers made a trip to experience music, art festivals, or sports, with major cultural moments attracting international visitors and acting as catalysts for local economies.
Visa Inc. (NYSE:V) provides digital payment services. It offers credit cards, debit cards, prepaid products, global automated teller machines, and commercial payment solutions.
While we acknowledge the potential of V as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.
READ NEXT: 15 Stocks That Will Make You Rich in 10 Years AND 12 Best Stocks That Will Always Grow.
1 month ago
Wise Group PLC (NASDAQ:WSE) is one of the 10 Best 52-Week Low Technology Stocks to Buy According to ******* ysts. According to a report released on June 11, Berenberg Bank ******* yst Alex Short reiterated a Buy rating on Wise Group PLC (NASDAQ:WSE) while cutting its price target. The ******* yst lowered the firm's price target on the stock from $17.8 to $16.9. The revised price target reflects an additional 55% upside from current levels.
Similarly, on June 4, Hannes Leitner, an ******* yst at Jefferies, maintained a Buy rating on Wise Group PLC (NASDAQ:WSE) and set a target price of $17.39. The ******* yst reiterated a Buy rating as he believes the company's business remained strong despite trading near 52-week lows. After visiting the company's headquarters, he concluded that the recent volatility in the stock price is due to short-term market concerns, while the company's performance remained healthy. The ******* yst noted that the company attracted more customers, and usage trends continued to grow. Overall, the ******* yst was impressed by the growing success of Wise Platforms, which supported the company's long-term growth.
Wise Group (NASDAQ:WSE) is a global payments solutions company that offers cross-border and domestic payment services to banks and customers. The company's services include Wise account, Wise platform, international money transfers, an international debit card, and more.
While we acknowledge the potential of WSE as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.
READ NEXT: 7 Worst Cloud Stocks To Buy According to Short Sellers and 10 Best High-Bandwidth Memory (HBM4) Value Chain Stocks to Buy According to Hedge Funds.
Similarly, on June 4, Hannes Leitner, an ******* yst at Jefferies, maintained a Buy rating on Wise Group PLC (NASDAQ:WSE) and set a target price of $17.39. The ******* yst reiterated a Buy rating as he believes the company's business remained strong despite trading near 52-week lows. After visiting the company's headquarters, he concluded that the recent volatility in the stock price is due to short-term market concerns, while the company's performance remained healthy. The ******* yst noted that the company attracted more customers, and usage trends continued to grow. Overall, the ******* yst was impressed by the growing success of Wise Platforms, which supported the company's long-term growth.
Wise Group (NASDAQ:WSE) is a global payments solutions company that offers cross-border and domestic payment services to banks and customers. The company's services include Wise account, Wise platform, international money transfers, an international debit card, and more.
While we acknowledge the potential of WSE as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.
READ NEXT: 7 Worst Cloud Stocks To Buy According to Short Sellers and 10 Best High-Bandwidth Memory (HBM4) Value Chain Stocks to Buy According to Hedge Funds.
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Find out which banks are offering the top rates. Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility.
Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills.
Even though rates have been falling over the past several months, it's still possible to find money market accounts that pay more than 4% APY.
Here is a look at some of today's best money market account rates, Monday, June 22, 2026:
Find out which banks are offering the top rates. Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility.
Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills.
Even though rates have been falling over the past several months, it's still possible to find money market accounts that pay more than 4% APY.
Here is a look at some of today's best money market account rates, Monday, June 22, 2026:
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
You probably think of debit cards and credit cards as two totally separate things: One pulls money from your checking account and the other lets you borrow against a line of credit. For the most part, that's correct.
What most people don't realize, however, is that you can choose to use your debit card as "credit" at checkout. That doesn't mean you borrow money to make the purchase, but it does change some aspects of the transaction. Here's what you need to know about running a debit transaction as credit.
If your debit card has a Visa or Mastercard logo on it, you can use it as credit. To do this, you simply choose "credit" on the PIN pad or in the payment options at checkout. Alternatively, if you hand your debit card to a cashier or server, you can tell them you want to pay with credit instead of debit.
Then, instead of providing your PIN to authorize and complete the transaction, you'll probably be asked for your signature — usually if the transaction is over $25.
You probably think of debit cards and credit cards as two totally separate things: One pulls money from your checking account and the other lets you borrow against a line of credit. For the most part, that's correct.
What most people don't realize, however, is that you can choose to use your debit card as "credit" at checkout. That doesn't mean you borrow money to make the purchase, but it does change some aspects of the transaction. Here's what you need to know about running a debit transaction as credit.
If your debit card has a Visa or Mastercard logo on it, you can use it as credit. To do this, you simply choose "credit" on the PIN pad or in the payment options at checkout. Alternatively, if you hand your debit card to a cashier or server, you can tell them you want to pay with credit instead of debit.
Then, instead of providing your PIN to authorize and complete the transaction, you'll probably be asked for your signature — usually if the transaction is over $25.
2 months ago
Greenskeeper **** et Management, an independent firm that specializes in disciplined value investing, recently released its Q1 2026 scorecard. A copy is available to download here. The Middle East conflict triggered a sharp stock sell-off in the market, resulting in the Greenskeeper Value Fund posting a -8.1% return in Q1. Despite this challenging quarter, the fund took the opportunity to reinforce its portfolio. Please review the Fund's top five holdings to gain insights into their key selections for 2026.
In its first-quarter 2026 investor letter, Greenskeeper **** et Management highlighted Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On June 12, 2026, Visa Inc. (NYSE:V) closed at $322.39 per share. One-month return of Visa Inc. (NYSE:V) was -3.08%, and its shares lost 9.31% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $613.10 billion.
Greenskeeper **** et Management stated the following regarding Visa Inc. (NYSE:V) in its Q1 2026 investor letter:
"Our second-worst performer in the quarter was Visa Inc. (NYSE:V) -13.8%. Visa's fundamentals remain exceptional, with 2025 global payment volumes rising 8% and driving double-digit growth in both revenue and earnings. However, the stock has been pressured by macro concerns, specifically the risk of a global slowdown and rising oil prices stemming from the conflict in the Middle East. Higher fuel costs typically dampen cross-border travel—one of Visa's highest-margin revenue streams. Despite these near-term headwinds, Visa remains one of the highest-quality businesses we have ever encountered. We remain confident that its long-term earnings power will compound at attractive rates for many, many years."
Visa Inc. (NYSE:V) ranks 9th on our list of 40 Most Popular Stocks Among Hedge Funds Heading Into 2026. According to our database, 181 hedge fund portfolios held Visa Inc. (NYSE:V) at the end of the first quarter, compared to 184 in the previous quarter. In the second quarter of fiscal 2026, Visa Inc.'s (NYSE:V) net revenue grew 17% year-over-year to $11.2 billion and EPS increased 20%. While we acknowledge the potential of Visa Inc. (NYSE:V) as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.
In its first-quarter 2026 investor letter, Greenskeeper **** et Management highlighted Visa Inc. (NYSE:V). Visa Inc. (NYSE:V) is a multinational financial services company known for its payment technology network that offers credit, debit, and prepaid card products and other services. On June 12, 2026, Visa Inc. (NYSE:V) closed at $322.39 per share. One-month return of Visa Inc. (NYSE:V) was -3.08%, and its shares lost 9.31% over the past 52 weeks. Visa Inc. (NYSE:V) has a market capitalization of $613.10 billion.
Greenskeeper **** et Management stated the following regarding Visa Inc. (NYSE:V) in its Q1 2026 investor letter:
"Our second-worst performer in the quarter was Visa Inc. (NYSE:V) -13.8%. Visa's fundamentals remain exceptional, with 2025 global payment volumes rising 8% and driving double-digit growth in both revenue and earnings. However, the stock has been pressured by macro concerns, specifically the risk of a global slowdown and rising oil prices stemming from the conflict in the Middle East. Higher fuel costs typically dampen cross-border travel—one of Visa's highest-margin revenue streams. Despite these near-term headwinds, Visa remains one of the highest-quality businesses we have ever encountered. We remain confident that its long-term earnings power will compound at attractive rates for many, many years."
Visa Inc. (NYSE:V) ranks 9th on our list of 40 Most Popular Stocks Among Hedge Funds Heading Into 2026. According to our database, 181 hedge fund portfolios held Visa Inc. (NYSE:V) at the end of the first quarter, compared to 184 in the previous quarter. In the second quarter of fiscal 2026, Visa Inc.'s (NYSE:V) net revenue grew 17% year-over-year to $11.2 billion and EPS increased 20%. While we acknowledge the potential of Visa Inc. (NYSE:V) as an investment, we believe certain AI stocks offer greater upside potential and carry less downside risk. If you're looking for an extremely undervalued AI stock that also stands to benefit significantly from Trump-era tariffs and the onshoring trend, see our free report on the best short-term AI stock.
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Find out which banks are offering the top rates. Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility.
Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills.
Even though rates have been falling over the past several months, it's still possible to find money market accounts that pay more than 4% APY.
Here is a look at some of today's best money market account rates, Monday, June 15, 2026:
Find out which banks are offering the top rates. Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility.
Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding long-term savings that you want to grow over time, but can still access when needed for certain purchases or bills.
Even though rates have been falling over the past several months, it's still possible to find money market accounts that pay more than 4% APY.
Here is a look at some of today's best money market account rates, Monday, June 15, 2026:
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Savings accounts are designed for holding money for an extended period of time. So, they don't typically come with features that let you make payments, like checks and debit cards.
As a result, it can be much easier to pay bills from a checking account than from a savings account, especially if you want to do it by check. Still, it may be more convenient to pull money from a savings account. Here's what you need to know about writing checks from a traditional savings account.
You can't usually write checks from a savings account since banks don't generally issue checks for these accounts.
Savings accounts are considered non-transaction accounts, which means they're not designed for everyday transactions. For that reason, you can't use a debit card or a check to make purchases and payments from most savings accounts, and there are limits on other types of transactions, too.
Savings accounts are designed for holding money for an extended period of time. So, they don't typically come with features that let you make payments, like checks and debit cards.
As a result, it can be much easier to pay bills from a checking account than from a savings account, especially if you want to do it by check. Still, it may be more convenient to pull money from a savings account. Here's what you need to know about writing checks from a traditional savings account.
You can't usually write checks from a savings account since banks don't generally issue checks for these accounts.
Savings accounts are considered non-transaction accounts, which means they're not designed for everyday transactions. For that reason, you can't use a debit card or a check to make purchases and payments from most savings accounts, and there are limits on other types of transactions, too.
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Summary: AlumniFi is the online division of Michigan State University Federal Credit Union. It offers online checking and savings accounts geared toward college and university graduates.
AlumniFi's checking account features include a Visa debit card, bill pay, peer-to-peer transfers, direct deposit, and spending insights. You also get access to a network of 30,000 ATMs. Checking account balances earn 0.5% APY for the first $50,000 and 1% APY for balances above that threshold.
AlumniFi offers an online high-yield savings account (HYSA) earning competitive rates ranging from 3.25% to 4% APY, depending on your balance. The first $25,000 earns 3.25%, balances up to $100,000 earn 3.5%, and balances above $100,000 earn 4%. The account charges no monthly maintenance fees.
Additionally, AlumniFi's "Changed" feature rounds up debit card purchases and uses the spare change to pay off your student loans faster and automatically. It usually costs $3 per month but is included with the AlumniFi savings account.
Summary: AlumniFi is the online division of Michigan State University Federal Credit Union. It offers online checking and savings accounts geared toward college and university graduates.
AlumniFi's checking account features include a Visa debit card, bill pay, peer-to-peer transfers, direct deposit, and spending insights. You also get access to a network of 30,000 ATMs. Checking account balances earn 0.5% APY for the first $50,000 and 1% APY for balances above that threshold.
AlumniFi offers an online high-yield savings account (HYSA) earning competitive rates ranging from 3.25% to 4% APY, depending on your balance. The first $25,000 earns 3.25%, balances up to $100,000 earn 3.5%, and balances above $100,000 earn 4%. The account charges no monthly maintenance fees.
Additionally, AlumniFi's "Changed" feature rounds up debit card purchases and uses the spare change to pay off your student loans faster and automatically. It usually costs $3 per month but is included with the AlumniFi savings account.
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Looking for the security and interest-earning power of a savings account with the perks of a checking account? A money market account (MMA) may be the right choice for you.
In many cases, MMAs come with a debit card and/or checks, making it easy to access your funds when needed. Plus, your balance earns interest. In fact, the best money market accounts today pay as much as 10 times the national average rate.
If you’re looking to open a money market account, it’s important to choose the right one for your needs — so consider more than just the interest rate.
Our team evaluated today's money market accounts offered by federally insured banks and credit unions and narrowed down the top 10 best options available. We evaluated these accounts based on APY, minimum balance requirements, fees, and more. (See our full methodology here.)
Looking for the security and interest-earning power of a savings account with the perks of a checking account? A money market account (MMA) may be the right choice for you.
In many cases, MMAs come with a debit card and/or checks, making it easy to access your funds when needed. Plus, your balance earns interest. In fact, the best money market accounts today pay as much as 10 times the national average rate.
If you’re looking to open a money market account, it’s important to choose the right one for your needs — so consider more than just the interest rate.
Our team evaluated today's money market accounts offered by federally insured banks and credit unions and narrowed down the top 10 best options available. We evaluated these accounts based on APY, minimum balance requirements, fees, and more. (See our full methodology here.)
4 months ago
Best money market account rates today, April 14, 2026 (Earn up to 4.01% APY)
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility. Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Money market accounts (MMAs) can be a great place to store your cash if you're looking for a relatively high interest rate along with liquidity and flexibility. Unlike traditional savings accounts, MMAs typically offer better returns, and they may also provide check-writing privileges and debit card access. This makes these accounts ideal for holding
8 months ago
Bitcoin financial services company Fold Holdings will be added to the Russell 2000, a primary US small-cap benchmark index.
The announcement comes as MSCI considers excluding crypto-holding companies from its indexes, drawing significant industry attention.
Fold Holdings (NASDAQ: FLD) officially announced its inclusion in the Russell 2000 on December 22. The company describes itself as the first publicly traded Bitcoin financial services firm, with over 1,500 BTC in its treasury. Its product lineup includes the Fold App, Fold Bitcoin Gift Card, Fold Debit Card, and the upcoming Fold Bitcoin
The announcement comes as MSCI considers excluding crypto-holding companies from its indexes, drawing significant industry attention.
Fold Holdings (NASDAQ: FLD) officially announced its inclusion in the Russell 2000 on December 22. The company describes itself as the first publicly traded Bitcoin financial services firm, with over 1,500 BTC in its treasury. Its product lineup includes the Fold App, Fold Bitcoin Gift Card, Fold Debit Card, and the upcoming Fold Bitcoin