3 days ago
Medicare's two-year income lookback makes age 63 the last year a Roth conversion won't directly raise your Medicare premiums at 65.
Married couples can convert roughly $133,000 annually within the 22% bracket, but crossing the $218,000 IRMAA threshold triggers surcharges for both spouses.
Delaying Social Security to 70 preserves low-income years for conversions, since every dollar of benefits claimed adds an invisible marginal rate on top of conversion income.
Read More: Learn 7 secret wealth tips high net worth investors use that most investors miss (sponsor)
A 63-year-old with $1.4 million in a traditional 401(k) has a narrower Roth conversion window than the calendar suggests. Medicare enrollment at 65 uses a two-year lookback on modified adjusted gross income, which means the conversion executed at 63 is the one that sets Medicare premiums at 65. The real deadline arrives earlier than most people expect.
#income #roth #lookback
Married couples can convert roughly $133,000 annually within the 22% bracket, but crossing the $218,000 IRMAA threshold triggers surcharges for both spouses.
Delaying Social Security to 70 preserves low-income years for conversions, since every dollar of benefits claimed adds an invisible marginal rate on top of conversion income.
Read More: Learn 7 secret wealth tips high net worth investors use that most investors miss (sponsor)
A 63-year-old with $1.4 million in a traditional 401(k) has a narrower Roth conversion window than the calendar suggests. Medicare enrollment at 65 uses a two-year lookback on modified adjusted gross income, which means the conversion executed at 63 is the one that sets Medicare premiums at 65. The real deadline arrives earlier than most people expect.
#income #roth #lookback
4 days ago
Sunbelt Rentals Holdings, Inc. (NYSE:SUNB) reported on September 9 that fiscal first-quarter revenue increased 11.2% to $3.115 billion, including $2.927 billion of rental revenue, up 12.5%. The quarter ended July 31, 2026.
Management raised fiscal 2027 rental-revenue growth guidance to 7% through 10%, while increasing planned net rental-equipment capital expenditures to $2.4 billion through $2.8 billion. Demand supports expansion, but investors need to ****** s how much cash remains after funding the fleet.
North America Specialty rental revenue grew 25.3%, giving Sunbelt Rentals Holdings, Inc. (NYSE:SUNB) a strong source of growth beyond general equipment rentals. Specialized services can deepen customer relationships and create opportunities to supply several needs on the same project.
The company estimated that the FIFA World Cup contributed 2.5 percentage points to quarterly rental-revenue growth. Serving complex events demonstrates the commercial value of a broad equipment network. The investment opportunity is to turn that capability into recurring work across industrial, energy and construction customers.
Adjusted EBITDA increased 8.7% to $1.315 billion. This company-defined non-GAAP measure adds taxes, net interest, depreciation, amortization, stock-based compensation and specified restructuring costs to net income. Its margin is adjusted EBITDA divided by revenue.
#rentals
Management raised fiscal 2027 rental-revenue growth guidance to 7% through 10%, while increasing planned net rental-equipment capital expenditures to $2.4 billion through $2.8 billion. Demand supports expansion, but investors need to ****** s how much cash remains after funding the fleet.
North America Specialty rental revenue grew 25.3%, giving Sunbelt Rentals Holdings, Inc. (NYSE:SUNB) a strong source of growth beyond general equipment rentals. Specialized services can deepen customer relationships and create opportunities to supply several needs on the same project.
The company estimated that the FIFA World Cup contributed 2.5 percentage points to quarterly rental-revenue growth. Serving complex events demonstrates the commercial value of a broad equipment network. The investment opportunity is to turn that capability into recurring work across industrial, energy and construction customers.
Adjusted EBITDA increased 8.7% to $1.315 billion. This company-defined non-GAAP measure adds taxes, net interest, depreciation, amortization, stock-based compensation and specified restructuring costs to net income. Its margin is adjusted EBITDA divided by revenue.
#rentals
5 days ago
Corn futures are trading with contracts fractionally to a penny lower at Tuesday's midday. The CmdtyView national average Cash Corn price was up 3 1/4 cents at $4.87.
The weekly Crop Progress report tallied 86% of the US corn crop dented as of September 13, with 42% listed as mature and harvest at 8% complete. Condition ratings were back up 1 percentage point this week at 57% in good to excellent condition, as the Brugler500 index held steady at 347.
Cattle Bulls Are Back in Business as Futures Prices Rise
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Coffee Prices Rise on Technical Short Covering
#covering
The weekly Crop Progress report tallied 86% of the US corn crop dented as of September 13, with 42% listed as mature and harvest at 8% complete. Condition ratings were back up 1 percentage point this week at 57% in good to excellent condition, as the Brugler500 index held steady at 347.
Cattle Bulls Are Back in Business as Futures Prices Rise
Coffee Prices Rebound on Technical Short Covering
Coffee Prices Rise on Technical Short Covering
#covering
18 days ago
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If you think it doesn't matter where you keep your savings, think again. There are several options for depositing your cash, each with different perks and limitations.
If you choose a money market account (MMA), you'll have easy access to your money, but the interest rate on the account could drop at any time. With Treasury bills (AKA T-bills), the opposite is true: You can't access your money as easily, but your rate of return is guaranteed as long as you leave your money on deposit until the maturity date.
As you can see, those two features alone make these accounts useful for very different savings purposes. Here's everything else you need to know before you decide if an MMA or T-bill is the best destination for your savings.
A money market account is a bank account that combines the features of a checking and savings account, but with higher interest rates on average. For example, MMAs often come with checks and/or debit cards for easier access to your funds. They're also typically insured by the FDIC (or the NCUA if your account is held at a credit union).
#access #interest
If you think it doesn't matter where you keep your savings, think again. There are several options for depositing your cash, each with different perks and limitations.
If you choose a money market account (MMA), you'll have easy access to your money, but the interest rate on the account could drop at any time. With Treasury bills (AKA T-bills), the opposite is true: You can't access your money as easily, but your rate of return is guaranteed as long as you leave your money on deposit until the maturity date.
As you can see, those two features alone make these accounts useful for very different savings purposes. Here's everything else you need to know before you decide if an MMA or T-bill is the best destination for your savings.
A money market account is a bank account that combines the features of a checking and savings account, but with higher interest rates on average. For example, MMAs often come with checks and/or debit cards for easier access to your funds. They're also typically insured by the FDIC (or the NCUA if your account is held at a credit union).
#access #interest
19 days ago
A major grocery chain continues to reduce its store footprint, with another location set to close in a key U.S. market.
The latest shutdown will eliminate one of the city's two remaining stores operated under the chain's banner, leaving shoppers with fewer options for groceries, pharmacy services, and other everyday essentials.
The closure will affect about 100 unionized workers and comes as the company's parent works to streamline its operations and reassess parts of its store portfolio.
Founded in 1922 in Portland, Oregon, by its namesake, the Fred Meyer grocery store chain was among the first to pioneer the one-stop-shop format. The Kroger Co. (KR) acquired Fred Meyer in 1999 and operates the banner alongside other brands.
Fred Meyer is closing its James Center store at 6901 S. 19th St. in Tacoma, Washington. The store is expected to remain open until Jan. 30, 2027, and approximately 100 unionized workers will be affected.
#grocery #banner #workers #portland
The latest shutdown will eliminate one of the city's two remaining stores operated under the chain's banner, leaving shoppers with fewer options for groceries, pharmacy services, and other everyday essentials.
The closure will affect about 100 unionized workers and comes as the company's parent works to streamline its operations and reassess parts of its store portfolio.
Founded in 1922 in Portland, Oregon, by its namesake, the Fred Meyer grocery store chain was among the first to pioneer the one-stop-shop format. The Kroger Co. (KR) acquired Fred Meyer in 1999 and operates the banner alongside other brands.
Fred Meyer is closing its James Center store at 6901 S. 19th St. in Tacoma, Washington. The store is expected to remain open until Jan. 30, 2027, and approximately 100 unionized workers will be affected.
#grocery #banner #workers #portland
27 days ago
Cruise ship giant Carnival (CCL) hasn't enjoyed a strong performance recently and for good reason. With global economic headwinds and rising fuel cost concerns representing key barriers, investors took the safe road out and trimmed their exposure to CCL stock. That's fine but there's both a fundamental and quantitative signal that suggests a turnaround could be possible in October.
According to Google Finance's summary sheet, while Carnival delivered a solid second-quarter earnings print, escalating geopolitical crises have caused significant investor jitters. Over the trailing month, CCL stock has slipped more than 5%, contributing to a year-to-date loss of nearly 16%. Subsequently, the Barchart Technical Opinion indicator rates the ticker as a 56% Sell.
QQQ is Still in a Negative Gamma Regime. Here's How a 'Put Wall' and Fibonacci Support Could Come Into Play.
Huge, Unusual Put and Call Option Volume in Intel - Investors Bullish as INTC Drops
Why the China-Led Weakness in NXP Semiconductors Stock Could Open Doors for Speculators
#barchart #technical
According to Google Finance's summary sheet, while Carnival delivered a solid second-quarter earnings print, escalating geopolitical crises have caused significant investor jitters. Over the trailing month, CCL stock has slipped more than 5%, contributing to a year-to-date loss of nearly 16%. Subsequently, the Barchart Technical Opinion indicator rates the ticker as a 56% Sell.
QQQ is Still in a Negative Gamma Regime. Here's How a 'Put Wall' and Fibonacci Support Could Come Into Play.
Huge, Unusual Put and Call Option Volume in Intel - Investors Bullish as INTC Drops
Why the China-Led Weakness in NXP Semiconductors Stock Could Open Doors for Speculators
#barchart #technical
29 days ago
Shein Global Holdings Limited launched its global offering on Monday, selling approximately 280 million Class B shares at between HK$47.60 and HK$49.50 per share, valuing the company at close to $27 billion at the top of that range.
According to the prospectus, the total proceeds from the offering could reach HK$13.86 billion, equivalent to approximately $1.77 billion. The final price is expected to be announced August 31, with trading on the Hong Kong Stock Exchange set to begin September 1 under the stock code 00625.
The $27 billion valuation represents a decline of roughly 70% from the $98.2 billion private-market valuation Shein carried in 2022, and less than half the $64 billion figure investors **** igned to the company in 2023 and April 2024, according to CNBC.
A group of cornerstone investors, among them current Shein backers Boyu Capital, Tiger Global, and General Atlantic, committed to purchasing roughly $383 million in shares, according to Reuters. Tencent, Greenwoods, Taikang Life, and UBS **** et Management will also take stock. The company intends to direct approximately 80% of what it raises toward technology upgrades and broadening its international brand footprint.
The company's compressed valuation reflects a deteriorating financial trajectory. The company reported that revenue growth fell to 8% in 2025, down from 20.7% the prior year, before slowing even further to 1.1% in the first quarter of 2026. Shein posted a $99 million net loss in that quarter, reversing a $395 million profit from the same period a year earlier, after the U.S. eliminated a duty exemption on small packages from China. U.S. revenue fell 14.3% in the most recent first quarter compared with a year earlier.
#billion #Stock #approximately
According to the prospectus, the total proceeds from the offering could reach HK$13.86 billion, equivalent to approximately $1.77 billion. The final price is expected to be announced August 31, with trading on the Hong Kong Stock Exchange set to begin September 1 under the stock code 00625.
The $27 billion valuation represents a decline of roughly 70% from the $98.2 billion private-market valuation Shein carried in 2022, and less than half the $64 billion figure investors **** igned to the company in 2023 and April 2024, according to CNBC.
A group of cornerstone investors, among them current Shein backers Boyu Capital, Tiger Global, and General Atlantic, committed to purchasing roughly $383 million in shares, according to Reuters. Tencent, Greenwoods, Taikang Life, and UBS **** et Management will also take stock. The company intends to direct approximately 80% of what it raises toward technology upgrades and broadening its international brand footprint.
The company's compressed valuation reflects a deteriorating financial trajectory. The company reported that revenue growth fell to 8% in 2025, down from 20.7% the prior year, before slowing even further to 1.1% in the first quarter of 2026. Shein posted a $99 million net loss in that quarter, reversing a $395 million profit from the same period a year earlier, after the U.S. eliminated a duty exemption on small packages from China. U.S. revenue fell 14.3% in the most recent first quarter compared with a year earlier.
#billion #Stock #approximately
1 month ago
Mortgage rates dipped this week, with the 30-year fixed rate averaging 6.68%, down from 6.69% last week, according to Bankrate's latest lender survey.
Loan type
Current
4 weeks ago
One year ago
#mortgage
Loan type
Current
4 weeks ago
One year ago
#mortgage
1 month ago
Time and again, I've seen the same movie at Intel, from different angles. From the layoffs, the 18A yield progress, the management restructuring, the CHIPS Act subsidies, and the Q2 beat, which was the company's strongest revenue growth in 15 years.
Each piece of the puzzle has been pointing in the same direction: Artificial Intelligence (AI). These are just a few of the moves Intel has made.
Recently, we saw Intel raise its 2026 capital expenditure estimates to more than $20 billion, from around $18 billion, to meet rising demand.
August 10, Intel revealed how it intends to fund the next chapter. Intel announced plans to offer $15 billion in new stock. This may be its first public equity offering since it listed in 1971, according to Intel's statement.
The proceeds are earmarked for general corporate purposes, including real-world AI applications, purpose-built silicon, and foundry expansion.
#Intel #billion #intelligence
Each piece of the puzzle has been pointing in the same direction: Artificial Intelligence (AI). These are just a few of the moves Intel has made.
Recently, we saw Intel raise its 2026 capital expenditure estimates to more than $20 billion, from around $18 billion, to meet rising demand.
August 10, Intel revealed how it intends to fund the next chapter. Intel announced plans to offer $15 billion in new stock. This may be its first public equity offering since it listed in 1971, according to Intel's statement.
The proceeds are earmarked for general corporate purposes, including real-world AI applications, purpose-built silicon, and foundry expansion.
#Intel #billion #intelligence
1 month ago
Interested in Under Armour, Inc.? Here are five stocks we like better.
Under Armour cut its fiscal 2027 revenue outlook to a mid-single-digit decline after first-quarter sales fell 3% to $1.1 billion, reflecting weaker consumer demand in North America and Asia-Pacific and heavier retail promotions.
Despite lower sales, adjusted operating income reached $52 million, exceeding guidance, while gross margin expanded 590 basis points to 54.1%. The company maintained its full-year adjusted operating income forecast of $140 million to $160 million and expects inventory to remain controlled.
Management is prioritizing margin protection over discounted volume through a simplified product ***** ortment, full-price selling, tighter marketing and inventory discipline. Under Armour plans to reduce SKUs further and focus investment on key franchises such as HeatGear, Velociti and StealthForm.
Insiders Buy 3 High-Risk Stocks—Here's What's Driving the Moves
#income
Under Armour cut its fiscal 2027 revenue outlook to a mid-single-digit decline after first-quarter sales fell 3% to $1.1 billion, reflecting weaker consumer demand in North America and Asia-Pacific and heavier retail promotions.
Despite lower sales, adjusted operating income reached $52 million, exceeding guidance, while gross margin expanded 590 basis points to 54.1%. The company maintained its full-year adjusted operating income forecast of $140 million to $160 million and expects inventory to remain controlled.
Management is prioritizing margin protection over discounted volume through a simplified product ***** ortment, full-price selling, tighter marketing and inventory discipline. Under Armour plans to reduce SKUs further and focus investment on key franchises such as HeatGear, Velociti and StealthForm.
Insiders Buy 3 High-Risk Stocks—Here's What's Driving the Moves
#income
2 months ago
SpaceX (NASDAQ: SPCX) went public at $135 per share on June 12. Its stock soared to a record high of $225.64 on June 16, but it trades at about $110 as of this writing. Three major issues are driving its stock lower: its sky-high valuation (still at 76 times its 2025 sales), the staggering losses in its AI division, and expectations for its float to roughly triple by December.
Of these three headwinds, the last one is the most unpredictable because it could limit its upside potential as more insiders cash out. Let's see why that's such a major problem.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
SpaceX only sold about 5% of its shares in its IPO. However, it won't bar its insiders, early investors, and large institutional investors from selling their shares with a traditional 180-day lockup period. Instead, it will allow those investors to sell their shares in several waves.
The first wave -- which unlocked 20% of its shares -- occurred on Aug. 6, the second trading day after its second-quarter earnings report on Aug. 4. It will unlock another 7% of its shares on Aug. 20, Sept. 9, Sept. 24, Oct. 9, and Oct. 24. On the second trading day after its third-quarter earnings report, it will unlock 28% of its shares. On Dec. 8, it will unlock all of its remaining shares.
#NVIDIA #signal #SpaceX #june
Of these three headwinds, the last one is the most unpredictable because it could limit its upside potential as more insiders cash out. Let's see why that's such a major problem.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
SpaceX only sold about 5% of its shares in its IPO. However, it won't bar its insiders, early investors, and large institutional investors from selling their shares with a traditional 180-day lockup period. Instead, it will allow those investors to sell their shares in several waves.
The first wave -- which unlocked 20% of its shares -- occurred on Aug. 6, the second trading day after its second-quarter earnings report on Aug. 4. It will unlock another 7% of its shares on Aug. 20, Sept. 9, Sept. 24, Oct. 9, and Oct. 24. On the second trading day after its third-quarter earnings report, it will unlock 28% of its shares. On Dec. 8, it will unlock all of its remaining shares.
#NVIDIA #signal #SpaceX #june
2 months ago
After trading flat yesterday, Gartner Inc. (NYSE: IT) stock is making a notable move higher today. The business intelligence specialist announced second-quarter 2026 financial results before the market opened this morning, and investors are clearly impressed with what Gartner reported.
As of 11:13 a.m. ET, shares of Gartner are up 15.9%.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Exceeding the expectations of ***** ysts that it would report $1.65 billion on the top line, Gartner posted $1.68 billion in revenue for Q2 2026, a 0.6% year-over-yer decrease.
At the bottom of the income statement, the company reported even more surprising results. Gartner booked adjusted earnings per share (EPS) of $4.37, significantly better than the $3.73 that ***** ysts had anticipated.
#reported #NYSE
As of 11:13 a.m. ET, shares of Gartner are up 15.9%.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
Exceeding the expectations of ***** ysts that it would report $1.65 billion on the top line, Gartner posted $1.68 billion in revenue for Q2 2026, a 0.6% year-over-yer decrease.
At the bottom of the income statement, the company reported even more surprising results. Gartner booked adjusted earnings per share (EPS) of $4.37, significantly better than the $3.73 that ***** ysts had anticipated.
#reported #NYSE
2 months ago
What happened: Advanced Micro Devices (AMD) dropped 5% on Wednesday.
What's behind the move: The chipmaker reported record revenue and second quarter earnings on Tuesday, beating Wall Street expectations on both top and bottom lines.
However, the company's results and forecast failed to impress investors looking for bigger beats.
"It was priced for something much closer to a blowout," Shay Boloor, Futurum chief market strategist, told Yahoo Finance after the earnings report. "It was priced for an exceptional result, and this was not an exceptional result."
AMD reported revenue of $11.54 billion, up 50% from $7.69 billion a year prior, topping Wall Street expectations. Adjusted earnings per share came in at $1.66 against the $1.62 expected.
#reported #exceptional
What's behind the move: The chipmaker reported record revenue and second quarter earnings on Tuesday, beating Wall Street expectations on both top and bottom lines.
However, the company's results and forecast failed to impress investors looking for bigger beats.
"It was priced for something much closer to a blowout," Shay Boloor, Futurum chief market strategist, told Yahoo Finance after the earnings report. "It was priced for an exceptional result, and this was not an exceptional result."
AMD reported revenue of $11.54 billion, up 50% from $7.69 billion a year prior, topping Wall Street expectations. Adjusted earnings per share came in at $1.66 against the $1.62 expected.
#reported #exceptional
