58 mins. ago
Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This is a legitimate form of tax planning. However, often there's a difference between whether you can do something and whether you should; whether it's allowed, and whether it's in your long-term best interest.
For example, say that you're 62 years old. You have $1.6 million in a 401(k). If you convert this portfolio to a Roth IRA 10% at a time, you can avoid required minimum distributions on your $1.6 million. However, particularly for households approaching retirement, a Roth conversion may result in a net-loss. There's a chance that the tax costs of making those conversions will outweigh the tax benefits of avoiding minimum distributions.
Here are some things to consider. Also consider matching with a fiduciary financial advisor who can help you weigh your options.
Starting at age 73 (or 75 starting in 2023), the IRS requires you to begin taking regular, minimum withdrawals from every pre-tax retirement account. This includes 401(k) and traditional IRA portfolios. These withdrawals are known as RMDs.
The exact amount you must take is based on the portfolio's total value on January 1 and your age. You have until the end of each year to make the withdrawal, so you can take your minimum distribution in any amount at any time by or before December 31. If you don't take your minimum distribution, the IRS charges a tax penalty typically worth 25% of the amount not withdrawn.
#rmds #avoid
For example, say that you're 62 years old. You have $1.6 million in a 401(k). If you convert this portfolio to a Roth IRA 10% at a time, you can avoid required minimum distributions on your $1.6 million. However, particularly for households approaching retirement, a Roth conversion may result in a net-loss. There's a chance that the tax costs of making those conversions will outweigh the tax benefits of avoiding minimum distributions.
Here are some things to consider. Also consider matching with a fiduciary financial advisor who can help you weigh your options.
Starting at age 73 (or 75 starting in 2023), the IRS requires you to begin taking regular, minimum withdrawals from every pre-tax retirement account. This includes 401(k) and traditional IRA portfolios. These withdrawals are known as RMDs.
The exact amount you must take is based on the portfolio's total value on January 1 and your age. You have until the end of each year to make the withdrawal, so you can take your minimum distribution in any amount at any time by or before December 31. If you don't take your minimum distribution, the IRS charges a tax penalty typically worth 25% of the amount not withdrawn.
#rmds #avoid
3 hours ago
Prince Harry has been warned that his public comments about the royal family could undermine his hopes of reconciling with King Charles and Prince William. Reputation expert Eric Schiffer believes the Duke of Sussex needs to stop discussing his family publicly, particularly after his recent GQ interview reignited debate about the royal rift. Harry has openly expressed his desire to repair his relationships with his father and brother following his return to Britain. However, Schiffer argues that the prince's continued willingness to discuss private family matters could make that process more difficult. The warning comes as Harry attempts to settle back into British life with Meghan Markle and their two children, Prince Archie and Princess Lilibet.
MEGA
According to Daily Express US, reputation expert Eric Schiffer believes Harry's approach to repairing his family relationships could be doing more harm than good. Schiffer suggested that the Duke's public comments reveal what he described as a "discipline challenge" and a failure to consider the "second-order effects" of his actions. The expert's criticism followed Harry's recent GQ interview, in which the prince discussed returning to Britain, raising his children closer to his relatives, and his hopes of moving past years of family tensions. Schiffer argued that reconciliation remains possible but warned that Harry needs to demonstrate greater restraint.
"And the best action is no action in terms of talking," the reputation expert advised.
His comments suggest that Harry's efforts to explain his position publicly may be counterproductive, particularly when he is seeking to rebuild trust with relatives who have largely avoided discussing their disagreements in interviews.
#expert
MEGA
According to Daily Express US, reputation expert Eric Schiffer believes Harry's approach to repairing his family relationships could be doing more harm than good. Schiffer suggested that the Duke's public comments reveal what he described as a "discipline challenge" and a failure to consider the "second-order effects" of his actions. The expert's criticism followed Harry's recent GQ interview, in which the prince discussed returning to Britain, raising his children closer to his relatives, and his hopes of moving past years of family tensions. Schiffer argued that reconciliation remains possible but warned that Harry needs to demonstrate greater restraint.
"And the best action is no action in terms of talking," the reputation expert advised.
His comments suggest that Harry's efforts to explain his position publicly may be counterproductive, particularly when he is seeking to rebuild trust with relatives who have largely avoided discussing their disagreements in interviews.
#expert
4 days ago
Replicating the average $2,071 monthly Social Security check requires roughly $991,000 invested across FDLO and VYMI, blending to a 2.5% yield.
At a 6% annual return, reaching $991,000 takes about $2,144 per month over 20 years, dropping to $1,682 at an 8% return.
Place FDLO in a Roth IRA for tax-free growth and VYMI in a taxable account to capture its foreign tax credit.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Imagine a second deposit landing every month, the same size as the Social Security check you already count on. The average retired worker collects $2,170 a month in 2026, according to the Social Security Administration's COLA fact sheet. That comes to $26,040 a year, and that's the target.
#Social #average
At a 6% annual return, reaching $991,000 takes about $2,144 per month over 20 years, dropping to $1,682 at an 8% return.
Place FDLO in a Roth IRA for tax-free growth and VYMI in a taxable account to capture its foreign tax credit.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Imagine a second deposit landing every month, the same size as the Social Security check you already count on. The average retired worker collects $2,170 a month in 2026, according to the Social Security Administration's COLA fact sheet. That comes to $26,040 a year, and that's the target.
#Social #average
4 days ago
College-town states like Ohio (93) and Tennessee (92) beat Florida's (103) cost-of-living index, cutting a retired couple's required savings by over $205,000.
Pennsylvania exempts 401(k) and IRA withdrawals from its 3.07% flat income tax for qualifying retirees, while Ohio taxes non-Social Security income above $26,050.
Ohio residents 60 and older can audit Ohio State courses tuition-free and access a major academic medical center, though game days and student rents add real trade-offs.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Most people who talk about where to retire end up on the coast. Florida ranked first in net adjusted gross income gained through state-to-state moves in IRS migration data for 2022-2023, at $20.6 billion. The less talked-about option is a town built around a university.
#college #Social #security
Pennsylvania exempts 401(k) and IRA withdrawals from its 3.07% flat income tax for qualifying retirees, while Ohio taxes non-Social Security income above $26,050.
Ohio residents 60 and older can audit Ohio State courses tuition-free and access a major academic medical center, though game days and student rents add real trade-offs.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Most people who talk about where to retire end up on the coast. Florida ranked first in net adjusted gross income gained through state-to-state moves in IRS migration data for 2022-2023, at $20.6 billion. The less talked-about option is a town built around a university.
#college #Social #security
4 days ago
A Michigan retiree couple needs roughly $927,000 invested at a 4% withdrawal rate, versus $1.07 million in Florida.
Florida homeowners pay $8,471 yearly for insurance versus $2,415 in Michigan, a $6,000 gap that requires $151,000 in extra savings.
Michigan exempts Social Security and offers married couples a $128,080 retirement deduction, potentially zeroing state tax on a $37,000 IRA withdrawal.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Retiring to a lake town in Michigan or Wisconsin often raises questions about snow and winter conditions compared with a move to Florida. Winter is one factor in that comparison, but the rest of the picture gets mentioned less often: insurance, taxes, housing, and summers. This piece runs the numbers for a couple at full retirement age.
#often
Florida homeowners pay $8,471 yearly for insurance versus $2,415 in Michigan, a $6,000 gap that requires $151,000 in extra savings.
Michigan exempts Social Security and offers married couples a $128,080 retirement deduction, potentially zeroing state tax on a $37,000 IRA withdrawal.
Read More: Avoid these 13 retirement mistakes before they derail your future (sponsor)
Retiring to a lake town in Michigan or Wisconsin often raises questions about snow and winter conditions compared with a move to Florida. Winter is one factor in that comparison, but the rest of the picture gets mentioned less often: insurance, taxes, housing, and summers. This piece runs the numbers for a couple at full retirement age.
#often
4 days ago
Charlie Munger spent half a century lecturing investors on the psychology of their own mistakes. A month before he died, he admitted to one of the most common mistakes. Asked on the Acquired podcast how his investment in Hyundai had worked out, Munger said: "I lost money. Not much because I was stubborn. I held out until it got back to almost where I paid for it and then I sold it."
That sentence describes, almost word for word, the behavior behavioral economists call the disposition effect: the tendency to sell winners too early and hold losers too long, waiting for a stock to return to what you paid before letting it go. Hersh Shefrin and Meir Statman named it in 1985, and Terrance Odean documented it across thousands of retail brokerage accounts in a 1998 Journal of Finance paper. It is the mistake Munger's famous 1995 talk on the psychology of human misjudgment was written to help people avoid. Here he was, at 99, saying he had made it with his own money.
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#asked
That sentence describes, almost word for word, the behavior behavioral economists call the disposition effect: the tendency to sell winners too early and hold losers too long, waiting for a stock to return to what you paid before letting it go. Hersh Shefrin and Meir Statman named it in 1985, and Terrance Odean documented it across thousands of retail brokerage accounts in a 1998 Journal of Finance paper. It is the mistake Munger's famous 1995 talk on the psychology of human misjudgment was written to help people avoid. Here he was, at 99, saying he had made it with his own money.
Elon Musk Invests $1 Billion in Skydance Stock. He Could Be Setting the Stage for a Major Starlink Deal.
'I Still Live A Great Life': Floyd Mayweather Says a Man 'Acting Like He Was A Friend' Stole $200 Million From Him
MRVL Stock Sinks as Marvell Technology Reportedly Considers Acquiring Lumentum
#asked
5 days ago
In his surprise return to the ATP 500 event in Basel this year, Novak Djokovic could not quite produce the run he would have hoped for, as he fell to Jan-Lennard Struff in his second match of the tournament.
Although it was a tightly contested encounter, with all three sets reaching the 5-5 mark, Djokovic eventually lost after making some uncharacteristic errors in the final-set tiebreak, handing Struff his first-ever victory against him in their ninth meeting.
At this stage of his career, Djokovic is far removed from needing results at ATP 500 tournaments. However, he has consistently stated that, regardless of his age, he always plays to win. More importantly, this defeat has dented his hopes of achieving something he was particularly keen on when returning to Basel: securing his place at the ATP Finals in Turin in just over two weeks.
Djokovic entered Basel ranked 12th in the Race to Turin, an event for which only the top eight players qualify. This is a significant change from previous years, when the Serbian would typically have secured his qualification by this stage of the season, even if he subsequently chose not to participate, as he did in each of the past two years. The Serbian needed a deep run in Basel to strengthen his position and avoid having to rely entirely on the Paris Masters to secure qualification.
However, following this defeat, Djokovic will now have to do precisely that. Given the current landscape of the live rankings, he will need a deep run in Paris to put himself in a strong position to qualify. At the time of writing, Djokovic sits 11th in the Race to Turin, with Alexander Zverev, Carlos Alcaraz and Ben Shelton already having secured their places.
#djokovic #turin #struff #serbian
Although it was a tightly contested encounter, with all three sets reaching the 5-5 mark, Djokovic eventually lost after making some uncharacteristic errors in the final-set tiebreak, handing Struff his first-ever victory against him in their ninth meeting.
At this stage of his career, Djokovic is far removed from needing results at ATP 500 tournaments. However, he has consistently stated that, regardless of his age, he always plays to win. More importantly, this defeat has dented his hopes of achieving something he was particularly keen on when returning to Basel: securing his place at the ATP Finals in Turin in just over two weeks.
Djokovic entered Basel ranked 12th in the Race to Turin, an event for which only the top eight players qualify. This is a significant change from previous years, when the Serbian would typically have secured his qualification by this stage of the season, even if he subsequently chose not to participate, as he did in each of the past two years. The Serbian needed a deep run in Basel to strengthen his position and avoid having to rely entirely on the Paris Masters to secure qualification.
However, following this defeat, Djokovic will now have to do precisely that. Given the current landscape of the live rankings, he will need a deep run in Paris to put himself in a strong position to qualify. At the time of writing, Djokovic sits 11th in the Race to Turin, with Alexander Zverev, Carlos Alcaraz and Ben Shelton already having secured their places.
#djokovic #turin #struff #serbian
6 days ago
Josh Reaume endured a challenging afternoon in Friday's Love's RV Stop 225 at Talladega Superspeedway, finishing 22nd after starting 33rd. The Team Reaume driver gained 11 positions during the event and briefly led one lap in his No. 22 Ford.
Reaume began the race near the rear of the field, facing the challenge of advancing through a competitive 36-truck lineup. However, the unpredictable drafting conditions provided several opportunities for competitors to gain positions as the running order constantly changed.
The first major accident occurred on Lap 17, collecting eight trucks and forcing NASCAR to temporarily stop the race. Reaume avoided elimination in that incident and continued battling for track position as the event progressed. His Ford also remained competitive during the second stage, when multiple drivers experienced tire problems and varying pit strategies reshuffled the field.
Reaume eventually moved into the lead for one lap, providing a notable moment during his afternoon. The final stage featured additional accidents and an overtime finish, but Reaume could not remain on the lead lap. He ultimately completed 82 laps and finished 22nd, four laps behind winner Sammy Smith.
The performance earned Reaume 15 points and represented an improvement of 11 positions from his original starting spot.
#Event #field
Reaume began the race near the rear of the field, facing the challenge of advancing through a competitive 36-truck lineup. However, the unpredictable drafting conditions provided several opportunities for competitors to gain positions as the running order constantly changed.
The first major accident occurred on Lap 17, collecting eight trucks and forcing NASCAR to temporarily stop the race. Reaume avoided elimination in that incident and continued battling for track position as the event progressed. His Ford also remained competitive during the second stage, when multiple drivers experienced tire problems and varying pit strategies reshuffled the field.
Reaume eventually moved into the lead for one lap, providing a notable moment during his afternoon. The final stage featured additional accidents and an overtime finish, but Reaume could not remain on the lead lap. He ultimately completed 82 laps and finished 22nd, four laps behind winner Sammy Smith.
The performance earned Reaume 15 points and represented an improvement of 11 positions from his original starting spot.
#Event #field
6 days ago
Dawson Sutton experienced an eventful afternoon in Friday's Love's RV Stop 225 at Talladega Superspeedway, finishing 19th after leading one lap and encountering tire problems. The Rackley W.A.R. driver started 26th and demonstrated competitive speed during the middle portion of the race.
Sutton advanced through the field as the opening stages featured shifting drafting lanes and changing pit strategies. His No. 26 Chevrolet became particularly competitive during Stage 2, when he finished seventh and collected four valuable points.
Sutton also benefited from an efficient pit stop following the stage, moving toward the front as competitors employed different tire strategies. However, his afternoon became more challenging when a tire problem caused him to slow during the final stage.
The issue contributed to a caution for debris, forcing Sutton to recover lost track position during the remaining portion of the race. Despite the setback, he continued competing and avoided the late accident that eliminated multiple drivers. Sutton ultimately completed 85 laps and finished 19th, one lap behind winner Sammy Smith.
The result earned him 23 points and helped him maintain 18th in the overall NASCAR Craftsman Truck Series standings with 366 points.
#tire
Sutton advanced through the field as the opening stages featured shifting drafting lanes and changing pit strategies. His No. 26 Chevrolet became particularly competitive during Stage 2, when he finished seventh and collected four valuable points.
Sutton also benefited from an efficient pit stop following the stage, moving toward the front as competitors employed different tire strategies. However, his afternoon became more challenging when a tire problem caused him to slow during the final stage.
The issue contributed to a caution for debris, forcing Sutton to recover lost track position during the remaining portion of the race. Despite the setback, he continued competing and avoided the late accident that eliminated multiple drivers. Sutton ultimately completed 85 laps and finished 19th, one lap behind winner Sammy Smith.
The result earned him 23 points and helped him maintain 18th in the overall NASCAR Craftsman Truck Series standings with 366 points.
#tire
6 days ago
Clay Greenfield delivered a solid performance in Friday's Love's RV Stop 225 at Talladega Superspeedway, finishing 15th in his No. 95 Chevrolet. The GK Racing driver qualified 21st and gained six positions during an event featuring multiple major accidents and an overtime finish.
Greenfield entered the race hoping to capitalize on the unpredictable nature of superspeedway racing. The opening stage featured intense drafting competition, with several drivers exchanging positions while attempting to maintain momentum. Greenfield remained competitive through the first segment and avoided the eight-truck accident that occurred on Lap 17.
The incident eliminated numerous drivers and temporarily interrupted the race, but Greenfield continued battling for track position. His Chevrolet remained in competition throughout the second stage as several other trucks encountered tire problems and mechanical issues.
The final stage featured another major accident on Lap 57, followed by a late caution that forced the event into overtime. Greenfield avoided the race-ending damage that affected several competitors and maintained his position on the lead lap. He ultimately finished 15th, completing all 86 laps and earning 22 points.
The performance represented a positive afternoon for Greenfield, who gained six positions from his qualifying effort and completed the entire race against a competitive Truck Series field.
#greenfield #positions #several #chevrolet
Greenfield entered the race hoping to capitalize on the unpredictable nature of superspeedway racing. The opening stage featured intense drafting competition, with several drivers exchanging positions while attempting to maintain momentum. Greenfield remained competitive through the first segment and avoided the eight-truck accident that occurred on Lap 17.
The incident eliminated numerous drivers and temporarily interrupted the race, but Greenfield continued battling for track position. His Chevrolet remained in competition throughout the second stage as several other trucks encountered tire problems and mechanical issues.
The final stage featured another major accident on Lap 57, followed by a late caution that forced the event into overtime. Greenfield avoided the race-ending damage that affected several competitors and maintained his position on the lead lap. He ultimately finished 15th, completing all 86 laps and earning 22 points.
The performance represented a positive afternoon for Greenfield, who gained six positions from his qualifying effort and completed the entire race against a competitive Truck Series field.
#greenfield #positions #several #chevrolet
6 days ago
Frankie Muniz delivered an encouraging performance during Friday's Love's RV Stop 225 at Talladega Superspeedway, finishing 12th after starting 31st. The Team Reaume driver gained 19 positions during an afternoon filled with major accidents and unpredictable drafting conditions.
Muniz began the race near the rear of the field, facing the challenge of working through a competitive 36-truck lineup. His No. 33 Ford remained in competition during the opening stage while several drivers encountered significant problems. The first major accident occurred on Lap 17, eliminating multiple competitors and dramatically reshaping the running order.
Muniz avoided involvement in the incident and continued improving his position as the race progressed. Another accident on Lap 57 eliminated additional trucks, creating opportunities for drivers who had remained out of trouble. Muniz continued competing through the final stage and stayed on the lead lap as the field prepared for an overtime finish.
He ultimately crossed the finish line 12th, completing all 86 laps and finishing 10.163 seconds behind winner Sammy Smith. The result earned Muniz 25 points and represented an important performance during his 2026 Truck Series campaign.
His ability to advance through the field and complete the demanding superspeedway event provided a positive result for Team Reaume.
#muniz #field
Muniz began the race near the rear of the field, facing the challenge of working through a competitive 36-truck lineup. His No. 33 Ford remained in competition during the opening stage while several drivers encountered significant problems. The first major accident occurred on Lap 17, eliminating multiple competitors and dramatically reshaping the running order.
Muniz avoided involvement in the incident and continued improving his position as the race progressed. Another accident on Lap 57 eliminated additional trucks, creating opportunities for drivers who had remained out of trouble. Muniz continued competing through the final stage and stayed on the lead lap as the field prepared for an overtime finish.
He ultimately crossed the finish line 12th, completing all 86 laps and finishing 10.163 seconds behind winner Sammy Smith. The result earned Muniz 25 points and represented an important performance during his 2026 Truck Series campaign.
His ability to advance through the field and complete the demanding superspeedway event provided a positive result for Team Reaume.
#muniz #field
6 days ago
Brenden Queen delivered an impressive seventh-place finish in Friday's Love's RV Stop 225 at Talladega Superspeedway, recording the highest finish among the race's rookie competitors. The Kaulig Racing driver started 36th and gained 29 positions during an event filled with major accidents and unpredictable drafting conditions.
Queen began the afternoon at the rear of the field but steadily worked forward as the race progressed. His No. 12 Ram demonstrated competitive speed during the middle stages, allowing him to challenge established Truck Series contenders. Queen secured the final stage point in Stage 2 by finishing 10th, providing an early boost to his afternoon.
He remained competitive during the final stage, briefly battling among the leading trucks as Tanner Gray and others exchanged positions. Queen avoided the severe damage that eliminated multiple competitors and maintained a strong position heading into overtime. He ultimately finished seventh, just 0.277 seconds behind winner Sammy Smith.
The result earned Queen 31 points and represented an important performance during his rookie campaign. Queen remains 15th in the overall NASCAR Craftsman Truck Series standings with 472 points, sitting just three behind Justin Haley.
Although he missed the championship Chase, Queen will attempt to continue improving his position at Martinsville and Homestead-Miami.
#truck #seventh #finish #afternoon
Queen began the afternoon at the rear of the field but steadily worked forward as the race progressed. His No. 12 Ram demonstrated competitive speed during the middle stages, allowing him to challenge established Truck Series contenders. Queen secured the final stage point in Stage 2 by finishing 10th, providing an early boost to his afternoon.
He remained competitive during the final stage, briefly battling among the leading trucks as Tanner Gray and others exchanged positions. Queen avoided the severe damage that eliminated multiple competitors and maintained a strong position heading into overtime. He ultimately finished seventh, just 0.277 seconds behind winner Sammy Smith.
The result earned Queen 31 points and represented an important performance during his rookie campaign. Queen remains 15th in the overall NASCAR Craftsman Truck Series standings with 472 points, sitting just three behind Justin Haley.
Although he missed the championship Chase, Queen will attempt to continue improving his position at Martinsville and Homestead-Miami.
#truck #seventh #finish #afternoon
6 days ago
Landen Lewis produced one of the strongest recovery performances in Friday's Love's RV Stop 225 at Talladega Superspeedway, finishing sixth after starting 30th. The Niece Motorsports driver overcame a difficult qualifying effort and advanced 24 positions during the chaotic 86-lap event.
Lewis initially faced the challenge of working through a competitive field while navigating the changing drafting lanes. However, his No. 45 Chevrolet demonstrated impressive speed during the middle stages, allowing him to move toward the front. Lewis finished sixth in Stage 2, earning five additional points while establishing himself among the contenders.
He continued running competitively during the final stage, briefly leading the outside drafting lane as Tanner Gray challenged from the inside. The race's changing circumstances provided opportunities to gain positions, and Lewis avoided the accidents that eliminated several other drivers.
When the event entered overtime, Lewis remained among the leading competitors and positioned himself to capitalize on the final-lap battle. He ultimately finished sixth, just 0.272 seconds behind winner Sammy Smith. The result earned Lewis 36 points and marked another impressive performance during his part-time Truck Series campaign.
His ability to advance from 30th to sixth demonstrated the strength of his Chevrolet and his ability to compete in superspeedway racing.
#lewis #changing #drafting
Lewis initially faced the challenge of working through a competitive field while navigating the changing drafting lanes. However, his No. 45 Chevrolet demonstrated impressive speed during the middle stages, allowing him to move toward the front. Lewis finished sixth in Stage 2, earning five additional points while establishing himself among the contenders.
He continued running competitively during the final stage, briefly leading the outside drafting lane as Tanner Gray challenged from the inside. The race's changing circumstances provided opportunities to gain positions, and Lewis avoided the accidents that eliminated several other drivers.
When the event entered overtime, Lewis remained among the leading competitors and positioned himself to capitalize on the final-lap battle. He ultimately finished sixth, just 0.272 seconds behind winner Sammy Smith. The result earned Lewis 36 points and marked another impressive performance during his part-time Truck Series campaign.
His ability to advance from 30th to sixth demonstrated the strength of his Chevrolet and his ability to compete in superspeedway racing.
#lewis #changing #drafting
6 days ago
There once was a time when the mere thought of competing with the World Series made the NFL hide under the bed. Nowadays, regular-season football is the monster lurking under the World Series' futon.
When ESPN announced the numbers for the Week 7 Cowboys-Eagles game (18.8 million), Fox had yet to disclose the viewership for Game 3 of the World Series between (Googles it) Tampa Bay and Milwaukee. And for good reason.
Via Manny Soloway of Awful Announcing, the baseball game averaged 8.33 million viewers. That made it the fourth-least-watched World Series game ever, behind only Game 3 in 2023, Game 4 in 2023, and Game 3 in 2020.
In the 1970s, the NFL moved Monday Night Football to Thursday, in order to avoid competing with the World Series. Prior to 2010, the NFL avoided playing on Sunday nights, in order to avoid competing with the World Series.
Now, baseball should endeavor to play World Series games when NFL games aren't being played. Which means Tuesday night, Wednesday night, Friday night, and Saturday night.
#series #competing #Baseball
When ESPN announced the numbers for the Week 7 Cowboys-Eagles game (18.8 million), Fox had yet to disclose the viewership for Game 3 of the World Series between (Googles it) Tampa Bay and Milwaukee. And for good reason.
Via Manny Soloway of Awful Announcing, the baseball game averaged 8.33 million viewers. That made it the fourth-least-watched World Series game ever, behind only Game 3 in 2023, Game 4 in 2023, and Game 3 in 2020.
In the 1970s, the NFL moved Monday Night Football to Thursday, in order to avoid competing with the World Series. Prior to 2010, the NFL avoided playing on Sunday nights, in order to avoid competing with the World Series.
Now, baseball should endeavor to play World Series games when NFL games aren't being played. Which means Tuesday night, Wednesday night, Friday night, and Saturday night.
#series #competing #Baseball
9 days ago
As per an author, Queen Camilla and Prince William's meeting has triggered an unforeseen development. The news emerges amid royal family tensions heightened since Prince Harry and Meghan Markle's UK return. The Duke of Sussex is now in the headlines after expressing his wish to reconcile with the royal family.
Queen Camilla's first meeting with Prince William reportedly left her so flustered that she instantly needed a gin and tonic. The claim comes from a royal biographer who detailed the seemingly awkward context of their first introduction.
In her biography "Queen Consort: The Life of Queen Camilla," author Penny Junor revisited the meeting. She wrote that the Queen Consort had even offered to step out of the house to avoid causing William any discomfort.
King Charles reportedly brushed off her worries, calling them "ridiculous," and went ahead with plans for her to meet his son after school. They scheduled the introduction for around 7 pm. But the royal heir showed up four hours ahead of time, giving her far less time to get ready than she had expected.
Rather than delaying the moment, Charles apparently urged them to face the unease head-on. However, after spending around 30 minutes with her future stepson, the former ***** ss of Cornwall reportedly came out of the meeting and said, "I need a gin and tonic."
#meeting #royal #reportedly #consort
Queen Camilla's first meeting with Prince William reportedly left her so flustered that she instantly needed a gin and tonic. The claim comes from a royal biographer who detailed the seemingly awkward context of their first introduction.
In her biography "Queen Consort: The Life of Queen Camilla," author Penny Junor revisited the meeting. She wrote that the Queen Consort had even offered to step out of the house to avoid causing William any discomfort.
King Charles reportedly brushed off her worries, calling them "ridiculous," and went ahead with plans for her to meet his son after school. They scheduled the introduction for around 7 pm. But the royal heir showed up four hours ahead of time, giving her far less time to get ready than she had expected.
Rather than delaying the moment, Charles apparently urged them to face the unease head-on. However, after spending around 30 minutes with her future stepson, the former ***** ss of Cornwall reportedly came out of the meeting and said, "I need a gin and tonic."
#meeting #royal #reportedly #consort
9 days ago
With the federal budget deficit at $2 trillion and debt-interest costs topping $1 trillion a year, it may be tempting to look for extra cash under the sofa cushions.
Urgency has grown in recent months as Treasury yields have soared to the highest levels in more than 20 years, putting more pressure on interest expenses.
The Treasury Department has tried some unconventional measures recently to take the heat off yields, including buybacks of more long-dated debt and its intervention to prop up the yen that let ***** an avoid selling its Treasuries.
Given such surprises, speculation has grown around even more far-out tactics. One idea that comes up from time to time is for the Treasury Department to price its immense gold holdings at market rates.
The U.S. has the world's largest gold reserves, which total about 261.5 million ounces, or more than double what No. 2 holder Germany has. But the U.S. ***** d's official price was set by Congress in 1973 at $42.22 per ounce, and it hasn't changed since.
#trillion #interest
Urgency has grown in recent months as Treasury yields have soared to the highest levels in more than 20 years, putting more pressure on interest expenses.
The Treasury Department has tried some unconventional measures recently to take the heat off yields, including buybacks of more long-dated debt and its intervention to prop up the yen that let ***** an avoid selling its Treasuries.
Given such surprises, speculation has grown around even more far-out tactics. One idea that comes up from time to time is for the Treasury Department to price its immense gold holdings at market rates.
The U.S. has the world's largest gold reserves, which total about 261.5 million ounces, or more than double what No. 2 holder Germany has. But the U.S. ***** d's official price was set by Congress in 1973 at $42.22 per ounce, and it hasn't changed since.
#trillion #interest
9 days ago
Suze Orman favors quality dividend-paying stocks over bonds for retirees, arguing rising dividends better protect income from inflation than fixed coupons.
A $500,000 Treasury at 4.96% yields $24,800 annually, but a dividend portfolio growing 6% yearly surpasses that income after roughly nine years.
Retirees with a spending gap should hold five years of that gap in Treasuries, TIPS, or CDs to avoid selling stocks during a downturn.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
Suze Orman has spent years nudging retirees toward stocks that pay them. On her podcast episode Suze's Projections for 2026, released January 11, 2026, she described the income approach she prefers: "as time goes on and you are older and you're looking for income, dividend-paying stocks that are good quality, that pay you a good dividend along with some of your money invested purely for growth."
#income #stocks #retirees
A $500,000 Treasury at 4.96% yields $24,800 annually, but a dividend portfolio growing 6% yearly surpasses that income after roughly nine years.
Retirees with a spending gap should hold five years of that gap in Treasuries, TIPS, or CDs to avoid selling stocks during a downturn.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
Suze Orman has spent years nudging retirees toward stocks that pay them. On her podcast episode Suze's Projections for 2026, released January 11, 2026, she described the income approach she prefers: "as time goes on and you are older and you're looking for income, dividend-paying stocks that are good quality, that pay you a good dividend along with some of your money invested purely for growth."
#income #stocks #retirees
16 days ago
Noni Madueke made the difference for ***** nal as his deflected effort helped the Gunners secure a hard fought victory over Nottingham Forest in a difficult Premier League match. The result earned ***** nal three important points as they continue their battle for the ***** le against Manchester City.
Arsenal know they cannot afford to fall six points behind City, who have started the campaign in impressive fashion. The Manchester club have performed better than many expected and could maintain their winning run, leaving the Gunners under pressure to keep pace with their rivals.
The City Ground is a difficult venue for visiting teams, with Nottingham Forest having a reputation for making life uncomfortable for their opponents. ***** nal were well aware of the challenge before kick-off, particularly after failing to score on their previous two visits to Forest.
That record offered a warning of what could happen, and the match proved challenging for Mikel Arteta's side. Forest made the contest difficult, using direct play and aerial ***** to disrupt ***** nal and prevent them from finding their rhythm.
However, the Gunners continued to search for a breakthrough and eventually found one through Madueke. His deflected shot provided the decisive moment, allowing ***** nal to leave Nottingham with all three points and avoid dropping valuable ground in the ***** le race.
#city #madueke #manchester #ground
Arsenal know they cannot afford to fall six points behind City, who have started the campaign in impressive fashion. The Manchester club have performed better than many expected and could maintain their winning run, leaving the Gunners under pressure to keep pace with their rivals.
The City Ground is a difficult venue for visiting teams, with Nottingham Forest having a reputation for making life uncomfortable for their opponents. ***** nal were well aware of the challenge before kick-off, particularly after failing to score on their previous two visits to Forest.
That record offered a warning of what could happen, and the match proved challenging for Mikel Arteta's side. Forest made the contest difficult, using direct play and aerial ***** to disrupt ***** nal and prevent them from finding their rhythm.
However, the Gunners continued to search for a breakthrough and eventually found one through Madueke. His deflected shot provided the decisive moment, allowing ***** nal to leave Nottingham with all three points and avoid dropping valuable ground in the ***** le race.
#city #madueke #manchester #ground
16 days ago
Shakhtar goalkeeper Dmytro Riznyk says his side are preparing for a difficult Champions League meeting with Inter at San Siro on Wednesday 21 October.
According to FCInterNews, Riznyk spoke to UPL.TV after Shakhtar's domestic victory over Kolos, describing the result as useful preparation for the Milan trip. He said the team had prioritised winning and avoiding concessions, with the Champions League fixture already in view.
Dmytro Riznyk – Photo: Oleg Dubyna Олег Дубина / CC BY-SA 4.0
The goalkeeper's comments set out Shakhtar's immediate focus rather than making a prediction about the match. His message was that the win mattered, but the squad had now shifted its attention to Inter.
Sport.ua's account of the UPL.TV interview identifies the domestic result as a 2-1 win over Kolos in the ninth round of the Ukrainian Premier League. It also reports Riznyk's view that Shakhtar controlled the game and deserved the victory.
#league #kolos #result
According to FCInterNews, Riznyk spoke to UPL.TV after Shakhtar's domestic victory over Kolos, describing the result as useful preparation for the Milan trip. He said the team had prioritised winning and avoiding concessions, with the Champions League fixture already in view.
Dmytro Riznyk – Photo: Oleg Dubyna Олег Дубина / CC BY-SA 4.0
The goalkeeper's comments set out Shakhtar's immediate focus rather than making a prediction about the match. His message was that the win mattered, but the squad had now shifted its attention to Inter.
Sport.ua's account of the UPL.TV interview identifies the domestic result as a 2-1 win over Kolos in the ninth round of the Ukrainian Premier League. It also reports Riznyk's view that Shakhtar controlled the game and deserved the victory.
#league #kolos #result
16 days ago
INDIANAPOLIS — The Indiana Pacers are ready to put the 2025-26 season behind them. It was a season filled with too many injuries to count, with a bleak 19-63 record.
But the Pacers are healthy again. Tyrese Haliburton is back, Ivica Zubac is healthy again, and the entire starting five has finally had time to gel throughout training camp practices.
Whether they can stay healthy, however, could define their season once again.
Here are two X-factors for the Pacers' 2026-27 season, plus one bold prediction:
CAN THEY AVOID THE INJURY BUG?
#Pacers #indianapolis #tyrese #ivica
But the Pacers are healthy again. Tyrese Haliburton is back, Ivica Zubac is healthy again, and the entire starting five has finally had time to gel throughout training camp practices.
Whether they can stay healthy, however, could define their season once again.
Here are two X-factors for the Pacers' 2026-27 season, plus one bold prediction:
CAN THEY AVOID THE INJURY BUG?
#Pacers #indianapolis #tyrese #ivica
16 days ago
INDIANAPOLIS — The Indiana Pacers are ready to put the 2025-26 season behind them. It was a season filled with too many injuries to count, with a bleak 19-63 record.
But the Pacers are healthy again. Tyrese Haliburton is back, Ivica Zubac is healthy again, and the entire starting five has finally had time to gel throughout training camp practices.
Whether they can stay healthy, however, could define their season once again.
Here are two X-factors for the Pacers' 2026-27 season, plus one bold prediction:
CAN THEY AVOID THE INJURY BUG?
#season #haliburton
But the Pacers are healthy again. Tyrese Haliburton is back, Ivica Zubac is healthy again, and the entire starting five has finally had time to gel throughout training camp practices.
Whether they can stay healthy, however, could define their season once again.
Here are two X-factors for the Pacers' 2026-27 season, plus one bold prediction:
CAN THEY AVOID THE INJURY BUG?
#season #haliburton
16 days ago
Arsenal travelled to the City Ground to face Nottingham Forest, knowing they had failed to win there in their previous two visits. The Gunners were aware of the challenge awaiting them, especially with Forest determined to avoid defeat against them once again.
Although Forest have a new manager, their determination to frustrate **** nal remained clear. Mikel Arteta's side are competing with a strong Manchester City team in the Premier League **** le race, making every match crucial as they look to win the competition again.
Arsenal knew they needed three points to keep pace with City, but securing the victory proved difficult. Forest looked dangerous, particularly in attack, and the Gunners struggled to impose themselves as they would have wanted.
Given the hosts' performance, **** nal might have considered themselves fortunate to escape with another goalless draw. However, Noni Madueke found the breakthrough late in the game, scoring with a deflected effort to secure a vital win for the visitors.
The goal provided **** nal with a valuable result at a ground where they had struggled in recent seasons. It also highlighted the importance of persistence in a match where clear opportunities were difficult to create.
#forest #ground
Although Forest have a new manager, their determination to frustrate **** nal remained clear. Mikel Arteta's side are competing with a strong Manchester City team in the Premier League **** le race, making every match crucial as they look to win the competition again.
Arsenal knew they needed three points to keep pace with City, but securing the victory proved difficult. Forest looked dangerous, particularly in attack, and the Gunners struggled to impose themselves as they would have wanted.
Given the hosts' performance, **** nal might have considered themselves fortunate to escape with another goalless draw. However, Noni Madueke found the breakthrough late in the game, scoring with a deflected effort to secure a vital win for the visitors.
The goal provided **** nal with a valuable result at a ground where they had struggled in recent seasons. It also highlighted the importance of persistence in a match where clear opportunities were difficult to create.
#forest #ground
16 days ago
Green Bay Packers TE Tucker Kraft caught five passes for 37 yards against the Dallas Cowboys in Week 6. Kraft was targeted eight times in the win.
SOURCE: USA TODAY
Why It Matters: Unquestionably the most important thing that happened for Kraft on Sunday night was that he avoided another knee injury as he headed to the blue medical tent after taking a low hit. He was able to return, however, which is big news for the Packers and Kraft owners. While the talented tight end still hasn't gotten fully back to form, he's one of the three pillars of the passing game with Christian Watson and Matthew Golden, and as those two continue to command attention, it should open things up for Kraft. He's a low-end TE1 right now, but he could push toward top-five status if he can recapture his pre-injury form.
This article originally appeared on USA TODAY: Tucker Kraft dodges knee injury to finish with five receptions
#five #green
SOURCE: USA TODAY
Why It Matters: Unquestionably the most important thing that happened for Kraft on Sunday night was that he avoided another knee injury as he headed to the blue medical tent after taking a low hit. He was able to return, however, which is big news for the Packers and Kraft owners. While the talented tight end still hasn't gotten fully back to form, he's one of the three pillars of the passing game with Christian Watson and Matthew Golden, and as those two continue to command attention, it should open things up for Kraft. He's a low-end TE1 right now, but he could push toward top-five status if he can recapture his pre-injury form.
This article originally appeared on USA TODAY: Tucker Kraft dodges knee injury to finish with five receptions
#five #green
16 days ago
Cam Ward's reaction to ****** ans' first win sums it all up appeared first on ClutchPoints. Add ClutchPoints as a Preferred Source by clicking here.
Cam Ward was thankful for his coaching staff after the Tennessee ****** ans pulled off a 26-20 upset win over the Indianapolis Colts on Sunday afternoon.
Ward is going through the second season of his NFL career with the ****** ans. He looks to get them on a trajectory of promising success, considering Tennessee has been unable to return to their playoff heights earlier in the decade. They've since fallen down as a lottery team with one of the worst records in the league.
The start to the 2026 season was brutal for him and the ****** ans. They lost their first five games of the season, needing a win at some point to avoid a winless campaign.
Watch sports LIVE with fuboTV (free trial)
#first #tennessee #preferred #colts
Cam Ward was thankful for his coaching staff after the Tennessee ****** ans pulled off a 26-20 upset win over the Indianapolis Colts on Sunday afternoon.
Ward is going through the second season of his NFL career with the ****** ans. He looks to get them on a trajectory of promising success, considering Tennessee has been unable to return to their playoff heights earlier in the decade. They've since fallen down as a lottery team with one of the worst records in the league.
The start to the 2026 season was brutal for him and the ****** ans. They lost their first five games of the season, needing a win at some point to avoid a winless campaign.
Watch sports LIVE with fuboTV (free trial)
#first #tennessee #preferred #colts
17 days ago
The OKC Thunder agreed to a five-year, $139 million rookie-scale contract extension with Cason Wallace on Sunday. ESPN's Shams Charania first reported the news.
Wallace averaged career highs of 8.6 points and 2.6 **** ists last season on 43.2% shooting from the field (35.1% from deep). He also recorded a league-leading 150 steals and earned an All-Defensive second team selection.
More: Lu Dort reflects on OKC Thunder legacy as 'new chapter' with Atlanta Hawks begins
OKC had until Monday to sign Wallace to a new deal and avoid him hitting restricted free agency next summer. It's a sign of confidence in the 22-year-old guard, who'll serve as the Thunder's top point-of-attack defender now that Lu Dort is gone.
It's also a sign of commitment from OKC's ownership group after the team made cost-cutting moves this summer. The Thunder traded Dort, Aaron Wiggins and Isaiah Joe in three separate deals for a combined seven second-round picks and didn't get any players in return. That helped it position itself $6.9 million underneath the second apron with one standard roster spot still open.
#sign #cason
Wallace averaged career highs of 8.6 points and 2.6 **** ists last season on 43.2% shooting from the field (35.1% from deep). He also recorded a league-leading 150 steals and earned an All-Defensive second team selection.
More: Lu Dort reflects on OKC Thunder legacy as 'new chapter' with Atlanta Hawks begins
OKC had until Monday to sign Wallace to a new deal and avoid him hitting restricted free agency next summer. It's a sign of confidence in the 22-year-old guard, who'll serve as the Thunder's top point-of-attack defender now that Lu Dort is gone.
It's also a sign of commitment from OKC's ownership group after the team made cost-cutting moves this summer. The Thunder traded Dort, Aaron Wiggins and Isaiah Joe in three separate deals for a combined seven second-round picks and didn't get any players in return. That helped it position itself $6.9 million underneath the second apron with one standard roster spot still open.
#sign #cason
17 days ago
The OKC Thunder agreed to a five-year, $139 million rookie-scale contract extension with Cason Wallace on Sunday. ESPN's Shams Charania first reported the news.
Wallace averaged career highs of 8.6 points and 2.6 **** ists last season on 43.2% shooting from the field (35.1% from deep). He also recorded a league-leading 150 steals and earned an All-Defensive second team selection.
More: Lu Dort reflects on OKC Thunder legacy as 'new chapter' with Atlanta Hawks begins
OKC had until Monday to sign Wallace to a new deal and avoid him hitting restricted free agency next summer. It's a sign of confidence in the 22-year-old guard, who'll serve as the Thunder's top point-of-attack defender now that Lu Dort is gone.
It's also a sign of commitment from OKC's ownership group after the team made cost-cutting moves this summer. The Thunder traded Dort, Aaron Wiggins and Isaiah Joe in three separate deals for a combined seven second-round picks and didn't get any players in return. That helped it position itself $6.9 million underneath the second apron with one standard roster spot still open.
#year #team
Wallace averaged career highs of 8.6 points and 2.6 **** ists last season on 43.2% shooting from the field (35.1% from deep). He also recorded a league-leading 150 steals and earned an All-Defensive second team selection.
More: Lu Dort reflects on OKC Thunder legacy as 'new chapter' with Atlanta Hawks begins
OKC had until Monday to sign Wallace to a new deal and avoid him hitting restricted free agency next summer. It's a sign of confidence in the 22-year-old guard, who'll serve as the Thunder's top point-of-attack defender now that Lu Dort is gone.
It's also a sign of commitment from OKC's ownership group after the team made cost-cutting moves this summer. The Thunder traded Dort, Aaron Wiggins and Isaiah Joe in three separate deals for a combined seven second-round picks and didn't get any players in return. That helped it position itself $6.9 million underneath the second apron with one standard roster spot still open.
#year #team
27 days ago
A family trip to Dollywood took an unexpected turn for Britney Spears after footage from one of the park's rides sparked criticism online. The pop star documented her excitement while riding a spinning attraction during the outing with her sons, Sean Preston and Jayden James Federline. However, some viewers objected to her repeatedly yelling an expletive at the family-oriented theme park. One critic branded Spears "clueless and classless," while another accused her of deliberately attracting attention despite covering her face to avoid being recognized.
View this post on Instagram
A post shared by Britney Spears (britneyspears)
Spears visited the Tennessee theme park with Sean and Jayden, sharing a rare photograph of herself posing between her two adult sons. The 44-year-old singer wore a striped top and denim miniskirt while covering much of her face with sunglasses and a mask. Sean and Jayden coordinated in white T-shirts and sneakers.
"Wow wow!!! I didn't know this place existed, so incredibly cool and exciting," Spears wrote on Instagram. She added that the weather was "extremely hot" and joked that her skirt was too big before declaring, "Family outings!!! DOLLYWOOD IS ABSOLUTELY ADORABLE!!!"
#family #Instagram
View this post on Instagram
A post shared by Britney Spears (britneyspears)
Spears visited the Tennessee theme park with Sean and Jayden, sharing a rare photograph of herself posing between her two adult sons. The 44-year-old singer wore a striped top and denim miniskirt while covering much of her face with sunglasses and a mask. Sean and Jayden coordinated in white T-shirts and sneakers.
"Wow wow!!! I didn't know this place existed, so incredibly cool and exciting," Spears wrote on Instagram. She added that the weather was "extremely hot" and joked that her skirt was too big before declaring, "Family outings!!! DOLLYWOOD IS ABSOLUTELY ADORABLE!!!"
#family #Instagram
27 days ago
Caitríona Balfe joined her co-star Daisy Edgar-Jones for the Sense and Sensibility LA premiere, held at The United Theater on Wednesday.
Earl Gibson III/Deadline via Getty Images
The Irish actress wore a custom Prada pearl-grey silk-wool column dress with an embroidered carré extending into a geometric train in black cotton organza, a detail drawn from the Fall 2026 collection.
The column silhouette and fabric are classic Prada, but it's the embroidered carré cascading into that black train that introduces a romantic element, making this an appropriate choice for a Jane Austen adaptation. I particularly love the contrast between the grey dress and the sheer black overlay.
We could be nitpicky and say the dress needed to be half an inch shorter to avoid that slight break at the hem. We could also question the visible darts, although they're a familiar Prada detail. But despite those minor issues, Caitríona is selling this look to me.
#column #carr
Earl Gibson III/Deadline via Getty Images
The Irish actress wore a custom Prada pearl-grey silk-wool column dress with an embroidered carré extending into a geometric train in black cotton organza, a detail drawn from the Fall 2026 collection.
The column silhouette and fabric are classic Prada, but it's the embroidered carré cascading into that black train that introduces a romantic element, making this an appropriate choice for a Jane Austen adaptation. I particularly love the contrast between the grey dress and the sheer black overlay.
We could be nitpicky and say the dress needed to be half an inch shorter to avoid that slight break at the hem. We could also question the visible darts, although they're a familiar Prada detail. But despite those minor issues, Caitríona is selling this look to me.
#column #carr
28 days ago
Retirement isn't supposed to be a financial obstacle course. But for many retirees, it becomes one — not because they didn't save enough, but because they're avoiding the very decisions that could protect what they've already built. Small postponements and wishful thinking can quietly spiral into serious money problems.
Financial advisors see it happen again and again: retirees who put off critical decisions until the damage is done. Here are five avoidance moves that consistently undermine retirement security.
Without a realistic retirement plan, it's easy to spend more than your savings can actually support.
"What makes this especially difficult is that the conversation goes beyond just the numbers," explained Linda Grizely, financial wellness and behavioral finance speaker. "It can feel like a judgment about lifestyle, independence and past financial choices."
Most retirees keep doing what feels comfortable and hope it works out. Instead, Grizely recommended mapping your cash flow, spending, income, investments, taxes and account withdrawal strategy. Revisit this at least annually and whenever spending, markets, taxes, health or life circumstances shift.
#retirees #grizely #spending
Financial advisors see it happen again and again: retirees who put off critical decisions until the damage is done. Here are five avoidance moves that consistently undermine retirement security.
Without a realistic retirement plan, it's easy to spend more than your savings can actually support.
"What makes this especially difficult is that the conversation goes beyond just the numbers," explained Linda Grizely, financial wellness and behavioral finance speaker. "It can feel like a judgment about lifestyle, independence and past financial choices."
Most retirees keep doing what feels comfortable and hope it works out. Instead, Grizely recommended mapping your cash flow, spending, income, investments, taxes and account withdrawal strategy. Revisit this at least annually and whenever spending, markets, taxes, health or life circumstances shift.
#retirees #grizely #spending
28 days ago
Selling appreciated stock and donating cash still leaves the full capital gain in Medicare's MAGI, potentially triggering IRMAA surcharges two years later.
A couple adding a $90,000 gain to $200,000 in normal income can face $5,770 in extra annual Medicare premiums, even after donating every dollar to charity.
Donating appreciated shares held over a year directly to charity keeps the gain out of MAGI entirely, avoiding IRMAA; those over 70.5 can also use a QCD up to $111,000.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
A 72-year-old retiree has held Berkshire Hathaway (NYSE:BRK-B) shares for decades. This fall he sells $100,000 worth of stock he bought for $10,000, then writes a check for the full amount to his church's building fund. He ***** umes the gift wipes out the income Medicare sees. For his income tax bill, the gift helps. For Medicare, the $90,000 gain stays on his return, and it will raise his premiums two years from now.
#medicare #magi #Stock
A couple adding a $90,000 gain to $200,000 in normal income can face $5,770 in extra annual Medicare premiums, even after donating every dollar to charity.
Donating appreciated shares held over a year directly to charity keeps the gain out of MAGI entirely, avoiding IRMAA; those over 70.5 can also use a QCD up to $111,000.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
A 72-year-old retiree has held Berkshire Hathaway (NYSE:BRK-B) shares for decades. This fall he sells $100,000 worth of stock he bought for $10,000, then writes a check for the full amount to his church's building fund. He ***** umes the gift wipes out the income Medicare sees. For his income tax bill, the gift helps. For Medicare, the $90,000 gain stays on his return, and it will raise his premiums two years from now.
#medicare #magi #Stock
