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buonDZVsoc4rdUrf
10 hours ago
Warren Buffett's 90/10 mix of an S&P 500 fund and Treasury bills gives a 65-year-old with $600,000 about $4,800 monthly alongside Social Security.
Senior deductions and Social Security's partial taxation shrink the federal bill to roughly $1,000 a year, under 2% of spending.
Required withdrawals at 73 will raise taxes, so Roth conversions in the years before then and protecting the bond cushion keep the plan working.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Warren Buffett has told the world exactly how he wants his wife's money invested after he is gone. In his 2013 letter to Berkshire Hathaway shareholders he wrote that his advice to the trustee "could not be more simple": put 10% of the cash in short-term government bonds and 90% in a very low-cost S&P 500 index fund. No stock picking, no bond ladder, no annuity.

#year
HarDlYFro5t
12 hours ago
Accepting the $1M gift eliminates nearly 7% interest on a jumbo mortgage, delivering an immediate risk-free return that rivals most market strategies.
The new $15M lifetime gift exemption lets the in-laws transfer the full $1M immediately tax-free, requiring only a Form 709 filing.
An intrafamily loan at the 3.72% IRS minimum rate saves roughly 3 percentage points versus the current 6.9% jumbo mortgage rate.
Building a portfolio and living off one are two completely different skills, and almost **** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
People who pursue a FIRE (Financial Independence Retire Early) philosophy aggressively save and invest with a goal of retiring young enough to enjoy the freedom that a substantial nest egg affords. A fatFIRE adherent aims to accumulate a seven- or eight-figure retirement portfolio, enabling a lifestyle that ordinary early retirement budgets cannot support. When a couple's in-laws share those fatFIRE values, the relationship tends to run smoothly. But good intentions packaged as sizable financial gifts can shift that balance quickly, and without diplomacy and a shared strategy, even a generous offer can quietly fracture family dynamics.

#free
bufferw4dgetpi
12 hours ago
Kanye West's recent public appearance with his kids at an event has fans rooting for him. The rapper reportedly attended the Yeezy Season 01 runway show in Los Angeles on November 4, 2026. He also presented his new Yeezy fashion collection, making headlines. But what truly stole the spotlight was the sweet family moment, as he was joined by all four of his children.
Ye with his four children, North, Saint, Chicago, and Psalm West at his Yeezy Season 01 runway show in LA tonight. ?
? pic.twitter.com/k3oiLqFrEg— yzyupdates (yzyupdates) November 5, 2026
Kanye West brought all four of his children to his latest Yeezy runway event in Los Angeles on November 4, 2026. The presentation took place at Yeezy Flagship Droam 1, located at 4317 Beverly Boulevard. It marked the label's first full-scale runway show since October 2022. The event also drew several familiar faces from the music and fashion industries.
The "Runaway" rapper wore an all-black outfit featuring a jacket paired with trousers. He completed the look with Yeezy boots and sneakers from the upcoming collection. However, the highlight of the event was his appearance alongside his four children: North West, Saint West, Chicago West, and Psalm West. Kanye shares the children with Kim Kardashian. The former couple tied the knot in 2014 and separated in 2021. Seeing the rapper with all four of his children truly warmed viewers' hearts.

#yeezy #west #runway
AmcJh
12 hours ago
Archival couture rarely looks this playful, and Sienna Miller's minidress proved it by turning heads in Los Angeles with glossy pink satin and a shape that refused to stay simple. The hemline carried plenty of drama, while the back held an even bigger surprise. Pale tones, soft ruffles and a vintage pedigree set the mood for the "Madden" premiere.
Sienna Miller, 44, wore Emanuel Ungaro to the Los Angeles event. According to Check The Tag, the piece comes from the label's Spring/Summer 1992 Couture collection.
The strapless dress skimmed her frame in blush-pink satin. A straight, structured neckline sat above a gathered waist, which gave the fabric a softly ruched finish. Below, a tiered ruffle trimmed the hem and also added movement with every step.
The back of the dress added a touch of fun. A large, bow-like swirl of satin sat at the hip, which turned the short silhouette into something more sculptural. On Miller, the minidress looked playful yet polished, with the volume at the back and the ruffle at the front echoing one another.
The "American Sniper" actress kept her accessories minimal. Pale pink sandals with slim ankle straps kept the palette tonal, while a statement ring added a hint of sparkle. Her blonde hair was pulled into a high, loose ponytail, with a few strands left out to frame her face. Soft, rosy makeup and a pink lip completed the look.

#pink #satin #angeles #soft
cokusyterwihati
12 hours ago
Kim Kardashian knows how to make a statement with her fashion choices, and her latest appearance in Beverly Hills was no exception. The reality star and business mogul stepped out in an all-black ensemble that combined daring details with extravagant luxury. However, it was her exceptionally rare handbag that truly stole the spotlight.
Earlier reported by The Fashion Spot, Kardashian turned heads in a glossy black crocodile-effect jacket that featured a striking, structured silhouette. The fitted piece came with long sleeves, a dramatic collar, and a shiny textured finish that reflected the camera flashes.
The jacket was left partially unzipped at the front, creating a plunging neckline that added a daring touch to the sophisticated outfit.
The jacket also featured a cinched waist that emphasized Kardashian's figure, while its slightly flared hem gave it a more sculptural appearance. She paired the statement piece with opaque black tights.
Kardashian completed her ensemble with pointed-toe black stiletto heels featuring a glossy finish. She styled her signature long, jet-black hair straight with a center part, falling past her shoulders. She opted for her usual glamorous makeup, including defined eyes, sculpted cheeks, and a soft nude lip.

#appearance
pIxelSoCKet
13 hours ago
The maximum 2026 Social Security benefit is $5,181/month, requiring 35+ years earning at or above the $184,500 wage cap and claiming at 70.
Most workers can't hit the wage cap, but delaying Social Security to 70 and boosting salary through job-hopping raises your benefit meaningfully.
Combining a $2,500 monthly Social Security benefit with $32,000 in annual IRA or 401(k) withdrawals can match the maximum benefit's $62,000 yearly income.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
The typical retiree who receives Social Security benefits gets about $2,088 per month. On an annual basis, that's about $25,000.

#income #maximum #annual
emBer
13 hours ago
A widow who stays as beneficiary on her late husband's IRA avoids roughly $172,000 in forced taxable income over four years before his RMD clock starts.
Filing single cuts her Medicare IRMAA threshold in half to $109,000, so a $40,650 RMD alone can trigger $974 in extra annual Part B premiums.
Contributing to or missing a required distribution from the inherited IRA permanently strips away the deferral option the IRS otherwise allows surviving spouses.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Consider a combined case. A 74-year-old widow's husband dies this year at 68, and she's the sole beneficiary of his $1 million traditional IRA. The custodian's spousal claim form offers to move the money into an IRA in her own name, and that looks like the tidy choice.

#beneficiary #filing
75788grumpysimply
13 hours ago
Mckenna Grace paired her micro minidress with Sonia Petroff jewelry for an interview during "The Hunger Games: Sunrise on the Reaping" press run. The 20-year-old portrays Maysilee Donner and her sister Merrilee Donner in the movie. She has delivered several striking looks throughout the press run.
Mckenna Grace joined co-star Joseph Zada on the new episode of the Spanish talk show "La Revuelta." Styled by Molly ***** son, the "Gifted" actress accessorized with Sonia Petroff Swan Earrings. Crafted from brass with 24-carat gold overlay, the earrings wrapped around the ear in an ear-cuff silhouette.
The top arch resembled a slender, graceful swan neck ending in a downturned beak, while the base fanned out into a stylized wing. Further, brilliant Swarovski diamonds adorned the wings' feathers. A single ***** rous pearl sat right at the bend where the neck met the plumage.
Grace paired the beautiful earrings with the Sau Lee Caspian Jacquard Print Dress. The metallic gold minidress features a high Mandarin-style collar framing a keyhole chest cutout. The bodice hugged her torso and cinched at the waist before falling into a short hemline with a little side slit for ease of movement.
The metallic gold jacquard wove an ornate, textured surface pattern that caught light from every angle, echoing the opulence of the gilded jewelry. Meanwhile, the short hemline put her long legs on full display. She paired the dress with sheer black tights, elongating the leg line. Black slingback pumps completed her look. Together, the tights and the shoes created a streamlined vertical line.

#grace #Gold #mckenna #jacquard
wolf950
14 hours ago
Sydney Sweeney is getting into the holiday spirit with the latest drop from her lingerie and loungewear brand, SYRN. The actor fronted the campaign for the label's new "All I Want Is Plaid" collection from the Holiday Shop, bringing festive charm to every frame. The playful campaign featured cozy Christmas sets and stacks of wrapped presents.
For the campaign, Sydney Sweeney slipped into SYRN's Snow Problem Flannel Cami and Shorts Set, priced at $69. The matching plaid set featured a flannel cami with two front panels tied together at the bust, creating a flirty cutout effect.
The fitted silhouette hugged her frame while the coordinating plaid micro shorts sat comfortably on the waist with a pull-on design. An embroidered SYRN logo at the shorts' hem added a subtle finishing touch.
She layered the festive look with white thigh-high stockings and completed it with lavender-blue platform heels. A soft pale blue faux-fur-trimmed cape draped over her shoulders, making the outfit feel even more holiday-ready.
The campaign showed Sweeney balancing wrapped presents and posing among snow-covered Christmas trees. She playfully tangled herself in colorful string lights before the reel ended with the SYRN logo appearing on a vintage television.

#shorts
tunnelrlf
15 hours ago
A tiny blue dress has stolen the spotlight this Halloween. Hailee Steinfeld and Josh Allen's baby daughter stepped into Halloween "Alice in Wonderland" style, complete with a satin skirt and sparkling tulle. Her parents also built a full storybook world around her, from a rabbit-hole tunnel to towering playing cards for her first Halloween celebration.
The photos appeared on Beau Society's Instagram account with the caption "We're all mad here…" The post also thanked the event lead, the venue, and the florists, photographer, photobooth, and design team.
Amid the snapshots covering the party, it was the protagonist who stole the show. Hailee Steinfeld and Josh Allen's seven-month-old daughter, Harper Haize Allen, was dressed as a tiny Alice in her parents' wonderland.
The party's theme was "Allen's in Wonderland," a play on "Alice in Wonderland" by customizing it for the Allen family. Additional photos shared by Raven Moore, wife of Allen's teammate DJ Moore, showed an entrance shaped like a giant clock that led into a long black-and-white tunnel.
Inside, red flowers hung over a signpost pointing to "Wonderland," beside an oversized red-spotted mushroom. Marquee letters spelled out "We're all mad here." They were flanked by giant King and Queen of Hearts cards, resembling Steinfeld and Allen respectively. Checkered floors, oversized chess pieces and standing playing cards completed the scene.

#steinfeld #hailee #josh #we 're
nOUn8b7
15 hours ago
Mckenna Grace has been bringing some serious glamor to her latest press appearances. The actress stepped out in a striking gold ensemble while promoting "The Hunger Games: Sunrise on the Reaping" in Spain. Her appearance on the Spanish television show "La Revuelta" was all about making a statement. She wore a daring outfit that perfectly complemented the occasion, featuring a micro minidress with a slit and a cutout.
For the appearance, McKenna Grace wore a stunning Sau Lee Caspian Jacquard Print Dress that combined a body-hugging silhouette with several eye-catching details. The metallic gold micro minidress featured a textured jacquard finish. This shimmered under the studio lights, giving the outfit a luxurious appearance.
However, the most striking feature was the massive cutout across the chest. The dress featured a halter-style neckline that wrapped around her neck before opening into a dramatic asymmetrical cutout. A small slit along one side of the skirt added another playful detail. This allowed the minidress to reveal even more of her legs as she moved around the television set.
Grace paired the gold number with sheer black tights and glossy black pointed-toe heels. The darker accessories created a striking contrast against the shimmering fabric while keeping the attention on the dress. Her blonde hair was styled into a sleek, low ponytail with a neat side part. She completed the look with gold-toned statement earrings from Sonia Petroff, which complemented the metallic finish of the outfit.
The Sau Lee dress also seemed particularly fitting for her upcoming film. Its rich golden color and textured appearance subtly echoed the extravagant fashion **** ociated with the Capitol in "The Hunger Games" universe. While the outfit was not presented as a direct reference to the franchise, its dramatic silhouette felt appropriate for the dystopian world.

#Gold #striking #cutout
lxoxq_wyfmknxptq
16 hours ago
Meghan Markle reportedly left Prince Harry feeling panicked over major choices that could affect their marriage. The ******* ss of Sussex was said to be considering a return to California despite their recent UK relocation.
An insider claimed her plans were "triggering a lot of old insecurities" in the Duke. Meanwhile, her newly announced Australian television role raised questions about time apart. Sources also alleged the couple disagreed over where their children should grow up.
According to Woman's Day's report, the Sussexes allegedly disagreed after returning to Britain. An insider claimed, "Meghan is counting down the days until they go back to California." The source said Harry felt "this huge sense of relief being back in the UK." Meanwhile, the former "Suits" actress accepted a 2027 "Junior MasterChef Australia" role alongside Poh Ling Yeow. The show's producers confirmed her involvement on October 27. Meghan called accepting the invitation "an easy yes."
Furthermore, an insider claimed Prince Harry was unsettled by decisions allegedly made without him. "Harry's heartbroken, and feeling more alone and isolated than ever," the source alleged. They added, "Meghan is suddenly making all these massive, life-altering decisions on her own." Additionally, the duke was reportedly "in a state of panic about what she's planning next." The situation was "triggering a lot of old insecurities in him," the insider claimed. They also alleged communication had "completely broken down."
Separately, another source discussed the marriage if Meghan Markle returned to California. "If Meghan becomes unhappy and it doesn't work, she'll go back to the US," they claimed. The insider warned that living apart "could spell trouble for their marriage." Meanwhile, Harry reportedly wanted Archie and Lilibet settled in Britain. The report also alleged King Charles had discussed the couple's problems with his son. Another insider said, "All he wants is for Harry to be happy." Neither spouse publicly confirmed the alleged disagreements.

#insider #alleged #california
4b8l5wdvpnijhcm
16 hours ago
Vin Burnham has made a name for herself as a costume designer behind some big Hollywood blockbusters and hits on both the stage and screen.
And her decades-long career has seen her collect a rich seam of stories, including the time she nearly accidentally delayed the filming of a Batman movie.
Burnham helped create the iconic Batsuit worn by Michael Keaton in Tim Burton's Batman, which she later refined for the sequel Batman Returns.
On the very first day of filming Batman, she said she was in the dressing room getting the cowl ready when she mistakenly put her thumb through the front of it.
"There was only one and that is a complete crime," Burnham added.

#filming #hollywood #batsuit #name
2ovamodule
18 hours ago
In the three decades since red carpets have become synonymous with Hollywood couture, celebrity stylists have outpaced fashion editors, models, moguls and, more recently, content creators as the true arbiters of the town's taste. No one else has the number of media impressions that top Hollywood stylists do, with many of them pulling in millions of followers. Of course, Beyoncé, Rihanna and Taylor Swift have 500 million-plus Instagram fans each, but much of the engagement is driven by what their stylists are putting on their backs.
That's why, as this year winds down, THR reached out to the many pros who've now achieved fame in their own right for dressing the most visible personages in the world. What did we learn? The newish Parisian design duo behind Matières Fécales — Hannah Rose Dalton and Steven Raj Bhaskaran — have captured stylists' hearts the most, while Matthieu Blazy's Chanel, Jonathan Anderson's Dior and Anthony Vaccarello's Saint Laurent also number among Hollywood's favorite designers. Feathers still are flying on red carpet fits for all genders. The sheer look continues to show off, but cutouts and two-piece looks are taking over the body-part wars. Lace, lingerie and leather are now completely red carpet-worthy. Slinky close fits and strong tailoring are forever. And so, apparently, is fashion's idolization of Zendaya. We could have easily included three or more of her looks, but to keep the list varied and fun, we chose only one top fit per actor or actress. The methodology behind the list included tabulating the top 10 looks chosen by 50-plus stylists, prioritizing by the number of votes each look received, and then, to break ties, bringing in rankings. The result: a realistic look at coming trends and which designers and designs rank the highest for Hollywood, by the world's top tastemakers.
More from The Hollywood Reporter
Comedy Trio Please Don't Destroy Take Their Act to J.Crew for New Suiting Campaign
European Producers Must Get Bigger to Compete, Says EU Policy Chief: "We Must Invest in Companies"

#hollywood #stylists #look #plus
640wildly
20 hours ago
A $310,000 taxable gain from selling an S&P 500 fund pushes a single filer's MAGI to $390,000, triggering $6,355 in annual Medicare IRMAA surcharges two years later.
Selling all at once costs $13,575 in combined surcharges and investment taxes, which is cheaper than splitting the sale over two or three years due to compounding IRMAA brackets.
Rebalancing stocks to bonds inside a traditional or Roth IRA avoids MAGI impact entirely, since those trades never appear on Form 1040.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Consider a hypothetical 68-year-old who bought an S&P 500 index fund in a taxable brokerage account in 1996. He now wants less stock risk and plans to sell and move into bonds. The 10-year Treasury yielded 4.91% on November 2, so the switch looks reasonable. For a sense of scale, the SPDR S&P 500 ETF Trust (NYSEARCA:SPY) has risen 466.8% in price since November 1999 alone.

#irmaa #november #years #bonds
roll85237
20 hours ago
Single retirees with provisional income above $34,000 face federal taxes on up to 85% of their Social Security benefits.
Provisional income combines your AGI, tax-exempt interest, and 50% of your annual Social Security benefit to determine your tax exposure.
Roth IRA withdrawals are excluded from AGI, potentially reducing provisional income to zero and shielding Social Security from federal taxes entirely.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
There are many older Americans today who live on Social Security alone. The average monthly Social Security retirement benefit is $2,088, which amounts to about $25,000 per year.

#security #federal
doscienmustun
1 day ago
Uber (NYSE: UBER) founder Travis Kalanick moved to Austin by December 18, as billionaire departures removed an estimated $1.1 trillion from California's prospective tax base.
Prop. 42, leading with 54.6%, would ban new California taxes on wealth and investment accounts, shielding 401(k)s and IRAs from future wealth tax expansion.
Building a portfolio and living off one are two completely different skills, and almost ***** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
California voters rejected the billionaire tax on Tuesday by a wide margin. Election-night returns counted by The Center Square showed Prop. 40 losing 56.5% to 43.5%, with 68.5% of precincts partially reporting. According to The Center Square, the measure would have imposed a one-time 5% tax on residents with wealth of $1 billion or more. News outlets widely reported its defeat.
If you have a 401(k), an IRA or a brokerage account, the result that matters more to you is a different one. Prop. 42 would ban new state taxes on wealth, investment accounts and personal property. In The Center Square's count, it was leading with 54.6% of the vote.

#wealth #center #uber #billionaire
8y3is
1 day ago
SPYV and CWI pair U.S. value stocks with global markets exposure, returning roughly 16% and 14% respectively over the past year.
Apple sits at 7.3% of SPYV's portfolio, making it the fund's single largest position by a wide margin.
SPTI pays monthly Treasury income but finished nearly flat over five years, and bond funds can lose value when rates rise.
Building a portfolio and living off one are two completely different skills, and almost **** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
For years, someone else watched the markets, adjusted your accounts, and made sure withdrawals went out on time. Now your adviser has retired, and at 71, the account statements land on your kitchen table. That feels uncomfortable, but the job is manageable. Three broad funds from State Street cover the core jobs of a retirement portfolio. State Street SPDR Portfolio S&P 500 Value ETF (NYSEARCA:SPYV) handles U.S. stocks. State Street SPDR MSCI ACWI ex-US ETF (NYSEARCA:CWI) adds international stocks. State Street SPDR Portfolio Intermediate Term Treasury Index ETF (NYSEARCA:SPTI) provides bond stability.

#spyv #spti
8q3_vann0
1 day ago
The 2027 Social Security COLA of 3.6% is already locked, and the gap versus 3.7% headline inflation amounts to roughly $2 a month for average retirees.
Medicare Part B premiums are deducted directly from Social Security checks, and rising premiums can significantly shrink the net benefit of any COLA raise.
Retirees should wait for their December Social Security notice before committing to new fixed costs, since it shows the real net deposit after deductions.
Building a portfolio and living off one are two completely different skills, and almost ******* ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
Her electric bill went up. Her grocery total went up. Then she read that consumer prices climbed 3.7% in September, and she did the comparison almost every retiree does. Her 2027 Social Security raise is 3.6%, so it feels like she's behind before the first bigger check even shows up.

#cola #almost #medicare
quiet4adget
1 day ago
3M (MMM) settled AFFF firefighting foam claims for $7.35 billion, covering 99% of roughly 120,000 plaintiffs, while shares rose 1.10% after-hours.
DuPont (DD), Corteva (CTVA), and Chemours (CC) each face PFAS lawsuits, making 3M's settlement a reference point for the industry.
3M back-loaded its payments to preserve near-term cash, then announced a $6 billion buyback, bringing total repurchase capacity to $7.5 billion.
Building a portfolio and living off one are two completely different skills, and almost **** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
On November 3, 2026, 3M (NYSE:MMM) agreed to a pre-tax nominal commitment of $7.35 billion over nine years to settle personal injury claims over AFFF firefighting foam. The deal covers claims inside and outside the multidistrict litigation (MDL), the process that places similar federal lawsuits before one judge.

#afff
eCND2W19lk
1 day ago
President Donald Trump spent two months urging Americans to pretend he was on the ballot. On Tuesday, they did just that.
Voters delivered a stunning rebuke to Trump's party that rivaled anything Republicans had suffered in 50 years, defeats on ruby-red turf that Trump won handily just two years ago, where he has dominated politics for nearly a decade and against candidates he had in some cases handpicked.
Subscribe to The Post Most newsletter for the most important and interesting stories from The Washington Post.
Not only did Democrats flip Senate and governor seats in red states, but at times by eye-popping margins.
"The message is very clear and very simple here. It was a complete repudiation of the party as defined by Donald Trump," said Mike Murphy, a Los Angeles-based Republican consultant who worked for candidates in the pre-Trump GOP, including Jeb Bush and John McCain.

#donald
bluntly_hawk_lynx_72
1 day ago
Retirees may see property taxes climb even after the mortgage is gone, but the federal tax treatment is not always intuitive. Whether those payments actually reduce a tax bill can depend on how they fit with the rest of a return — and on several 2026 deduction rules.
Here's how to think through which way to deduct these taxes.
Find Out: Worried about market swings? See why investors are moving to gold and silver IRAs
Grow Rich: FREE 2026 Investor Guide + Up to $25,000 in Silver with Qualifying Purchases
Property taxes on a personal residence are an itemized deduction, not an amount taxpayers can simply add to the standard deduction, according to Jim Swiech, a certified public accountant (CPA) and founder at Go Beyond Tax. Retirees should compare their complete itemized totals with their standard deductions, then take whichever is larger.

#retirees #silver #worried
quickly343
1 day ago
When employers transfer pensions to insurers, federal PBGC protection disappears and state guaranty ****** ociations take over, covering only $100,000 to $500,000 in annuity present value.
A $2,000 monthly pension paid over 15 years is worth roughly $249,000, putting it right at most states' $250,000 coverage cap before any survivor benefit is added.
Retirees should verify the insurer's financial strength ratings, confirm all benefit terms match exactly, and check whether their state's guaranty ****** ociation fully covers their pension's present value.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
He read the letter twice before realizing that his old employer is moving his pension to an insurance company, but the monthly amount isn't changing. That part was a relief, even though the letter didn't explain what else was changing. The answer is in the fine print about who stands behind the check.

#check
HouWgf7peZ10O2W
1 day ago
On its third-quarter 2026 earnings call, held on Nov. 3, 2026, Icahn Enterprises (NASDAQ:IEP) highlighted a sharp rebound in net ******* et value driven by energy gains and major ******* et sales. For this diversified holding company, portfolio value swings directly dictate performance. That makes capital allocation and balance sheet flexibility the critical drivers of long-term returns. Three things management said stand out.
Energy subsidiary CVI is executing a major transaction, purchasing two refineries at less than 3.5 times estimated operating profit. Expanding refining capacity at that price strengthens cash generation for the subsidiary without requiring direct equity financing from the parent company.
CVI announced a transformative $4.2 billion acquisition of two refineries and a marketing platform at a purchase price of less than 3.5x management's estimate of 2026 EBITDA.
-- Ted Papapostolou, President and Chief Executive Officer
Icahn Enterprises completed the divestiture of automotive service provider Pep Boys, booking a $215 million pre-tax gain. Selling the operating ******* et cleans up the automotive footprint while freeing up fresh liquidity for higher-return opportunities.
During Q3 2026, we closed on the sale of Pep Boys and received $645 million in proceeds and recognized a pre-tax gain of $215 million.
-- Robert Flint, Chief Financial Officer

#major
2ovamodule
1 day ago
Sabrina Carpenter took Halloween dressing to another level this year, transforming herself into music legend Stevie Nicks. The singer embraced the rock icon's signature bohemian aesthetic with a dramatic all-black ensemble that looked straight out of the 1970s.
For Halloween 2026, Sabrina Carpenter channeled Stevie Nicks in a plunging dress featuring a fitted bodice, a V-shaped neckline, and a flowing asymmetrical skirt. The black dress hugged her waist before falling into layers of lightweight fabric, creating a dramatic silhouette. A thigh-high slit added another daring element, revealing her legs as she posed for photographs.
However, the most striking feature was the dress's sheer, cape-like sleeves. The flowing black fabric extended from her arms, creating a wing-like effect. Carpenter showed off the dramatic design in a rooftop photograph, standing with her arms extended against the evening skyline.
The singer completed her Stevie Nicks-inspired Halloween costume with a black top hat and a voluminous blonde hairstyle. Her shoulder-length curls, bangs, and softly layered locks closely resembled Nicks' signature look. She also opted for dramatic eye makeup, rosy cheeks, and a muted pink lip.
Meanwhile, Carpenter's Christian Louboutin heels added a luxurious finishing touch to the costume. According to the fashion account Sabrina Style Info, she wore the designer's Cassia Lace-Up Pumps, priced at $1,195. The black heels featured a platform-style toe, towering stiletto heels, and ribbon-like straps that wrapped around her ankles. The shoes also featured the brand's recognizable red soles.

#black #carpenter
51327blink2818
1 day ago
Madison Beer is now a Fortnite character wearing cheeky micro shorts with a fitted top. On November 3, her stylist shared a series of photos featuring the "Reckless" singer in the gaming-inspired ensemble on Instagram. Beer embodied an action heroine gaming avatar, blending classic combat gear elements with a bold streetwear silhouette.
Take a look at Madison Beer wearing shorts and a fitted top:
Madison Beer wore a tight-fitting, crew-neck, short-sleeved T-shirt in dark navy blue that hugs her torso. She paired the top with high-cut white mini shorts. Together, the pieces created a high-contrast foundation, highlighting the dark leather belt rig that draped diagonally across her hips.
The songstress wore a structured, dark brown leather chest harness, a matching dark brown leather utility belt, and a drop-leg holster. She also added some knitwear elements such as fingerless gloves and matching thick ribbed light gray thigh-high knit socks or leg warmers. She let her brown hair fall freely down her back and over her shoulders to complete the look.
The post Madison Beer Becomes a Fortnite Character in Cheeky Micro Shorts appeared first on theFashionSpot.

#beer #brown #cheeky
432_9_flat_dash_pixe
1 day ago
The change in season has certainly inspired Princess Maria-Olympia of Greece, who has decided to completely transform her trademark platinum blonde locks.
Taking to Instagram on Monday, the Greek royal, 30, revealed she had "spiced up her life" by swapping her famous light locks for a warm brunette hue.
The Greek Princess showed off her transformation for fans on Instagram
"Spice up your life," she penned in the caption of a 'photo dump' containing snaps of the model showing off her new tresses.
One image saw Maria-Olympia in a candid snap showing her facing away from the camera, her waist-length locks taking front and centre, cascading down her back.

#locks #olympia #Instagram #taking
wegzzppkbytyuuv
6 days ago
AUSTIN - Mississippi State will show a new face at quarterback when the Bulldogs come to town for a game that Steve Sarkisian and Texas hope replicates last season when the Longhorns won seven of their last eight games.
The Bulldogs started the season at 4-0 and beat teams like Missouri and Minnesota with flashy new quarterback Kamario Taylor before losing three straight, but the dynamic playmaker was lost for the season when he underwent surgery this week for an injured toe.
So the 11th-ranked Longhorns (5-2, 2-2 in SEC) will see either athletic redshirt freshman Billy Puckett or Appalachian State transfer A.J. Swan, who had 12 starts in two years at Vanderbilt and six more at App State, when Mississippi State (4-3, 2-3 SEC) and Texas kick off at 6:30 Saturday night.
BOHLS: Nine things and one crazy prediction
Puckett has completed 66% of his passes with one touchdown and two picks and can make full use of a strong running game centered around Fluff Bothwell, who is much more physical than his name suggests and has four 100-yard games this season.

#mississippi #longhorns
roll
6 days ago
FC Barcelona completed their final training session at the Ciutat Esportiva Joan Gamper on Friday. The Blaugrana are putting the finishing touches to their tactical preparations before hosting Deportivo Alavés in another crucial league fixture, especially after the heavy blow suffered in El Clásico.
The main news from the training ground was the confirmed absence of Jules Koundé. The French defender did not join the rest of the squad for training and has been ruled out of the match against the Vitoria-based side.
The full-back joins an already lengthy injury list. Players including Eric Garcia, Andreas Christensen, Xavi Espart, Dani Olmo and Roony Bardghji continue their recovery programmes away from the main group.
With so many players unavailable, the coaching staff have had to reorganise the defence and midfield. Tactical changes to the starting line-up are expected to keep the team competitive.
All eyes now turn to the press room. German coach Hansi Flick will address the media at 13:00 to preview the match and ******* s the squad's fitness.

#training #players
5kerne
6 days ago
Oct. 30 (UPI) -- Jordan Love threw three touchdown passes while the Green Bay Packers defense harassed opposing quarterback Bryce Young to beat the Carolina Panthers in primetime.
The Packers quarterback completed 30 of 41 passes for 288 yards in the 27-19 victory Thursday in Green Bay, Wis. Running back Josh Jacobs totaled 42 yards from scrimmage and two scores in the win.
"We talk about how tough these short weeks are," Love told reporters. "We've had two throughout the season so far. The way we came out and just executed today from the get-go was so much better than the last time we played a Thursday night game. That's what it's gotta be about."
The Packers, who overcame two deficits, out-gained their visitors 354-258 in total yards and held a 21-14 advantage in first downs. They scored 21 consecutive points from the start of the second quarter into the third quarter to take control of the Monday Night Football clash.
Green Bay Packers wide receiver Matthew Golden reacts after catching a touchdown pass against the Carolina Panthers on Thursday at Lambeau Field in Green Bay, Wis. Photo by Tannen Maury/UPI

#panthers #passes

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