1 day ago
When employers transfer pensions to insurers, federal PBGC protection disappears and state guaranty ****** ociations take over, covering only $100,000 to $500,000 in annuity present value.
A $2,000 monthly pension paid over 15 years is worth roughly $249,000, putting it right at most states' $250,000 coverage cap before any survivor benefit is added.
Retirees should verify the insurer's financial strength ratings, confirm all benefit terms match exactly, and check whether their state's guaranty ****** ociation fully covers their pension's present value.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
He read the letter twice before realizing that his old employer is moving his pension to an insurance company, but the monthly amount isn't changing. That part was a relief, even though the letter didn't explain what else was changing. The answer is in the fine print about who stands behind the check.
#check
A $2,000 monthly pension paid over 15 years is worth roughly $249,000, putting it right at most states' $250,000 coverage cap before any survivor benefit is added.
Retirees should verify the insurer's financial strength ratings, confirm all benefit terms match exactly, and check whether their state's guaranty ****** ociation fully covers their pension's present value.
Building a portfolio and living off one are two completely different skills, and almost ****** ody teaches the second. This problem is what The Definitive Guide to Retirement Income helps, and it is free today. Read more here. (Sponsor)
He read the letter twice before realizing that his old employer is moving his pension to an insurance company, but the monthly amount isn't changing. That part was a relief, even though the letter didn't explain what else was changing. The answer is in the fine print about who stands behind the check.
#check
7 days ago
The world mourned the loss of Patrick Stewart on Thursday as the iconic actor passed at the age of 86 after a battle with Alzheimer's Disease and Lewy Body Dementia. Stewart was a prolific stage actor as well as taking on massive roles in both television and film. He played Captain Jean-Luc Picard for 176 episodes of Star Trek: The Next Generation, as well as starring as Professor X in eight X-Men movies -- including post-credit scenes and cameos -- across both the Fox and Marvel Cinematic universes (with the ninth coming this December with Avengers: Doomsday).
But one of the things that made Stewart so special and beloved was his willingness to do something goofy or funny. Such was the case in a 2024 Super Bowl commercial for Paramount+. Not only did Stewart star alongside well-known CBS and Paramount+ characters like Survivor's Jeff Probst, Knuckles from Sonic the Hedgehog, daytime host Drew Barrymore and Miami Dolphins QB Tua Tagovailoa.
Knuckles appears in the new Paramount+ Super Bowl commercial. pic.twitter.com/tuD7G4GfXz
— Sonic The Wereblog (Sonic_Hedgeblog) February 1, 2024
It's a truly ridiculous commercial that features Stewart trying to convince Tagovailoa to throw Arnold of Hey Arnold! to the top of a mountain. "Not built for the moment, I see," Stewart delivers as if he's on stage in the West End.
#well
But one of the things that made Stewart so special and beloved was his willingness to do something goofy or funny. Such was the case in a 2024 Super Bowl commercial for Paramount+. Not only did Stewart star alongside well-known CBS and Paramount+ characters like Survivor's Jeff Probst, Knuckles from Sonic the Hedgehog, daytime host Drew Barrymore and Miami Dolphins QB Tua Tagovailoa.
Knuckles appears in the new Paramount+ Super Bowl commercial. pic.twitter.com/tuD7G4GfXz
— Sonic The Wereblog (Sonic_Hedgeblog) February 1, 2024
It's a truly ridiculous commercial that features Stewart trying to convince Tagovailoa to throw Arnold of Hey Arnold! to the top of a mountain. "Not built for the moment, I see," Stewart delivers as if he's on stage in the West End.
#well
7 days ago
ATHENS — Concord University esports will host a Dead by Daylight tournament on Oct. 30 in an effort to bring students and members of the surrounding community together for a Halloween-themed competition.
Nathan Lockhart, ****** istant director of Concord esports, said the program began planning the tournament over the summer as a way to celebrate Halloween while giving people another reason to visit campus.
"We figured, what would be a better way to celebrate Halloween on a weekday than having a game about horror?" Lockhart said.
Dead by Daylight is a multiplayer horror game in which four players act as survivors while another takes on the role of the killer. The survivors attempt to escape while the killer tries to eliminate them.
Lockhart said several members of Concord's esports program already play the game regularly, which makes it a natural choice for the event.
#dead #members
Nathan Lockhart, ****** istant director of Concord esports, said the program began planning the tournament over the summer as a way to celebrate Halloween while giving people another reason to visit campus.
"We figured, what would be a better way to celebrate Halloween on a weekday than having a game about horror?" Lockhart said.
Dead by Daylight is a multiplayer horror game in which four players act as survivors while another takes on the role of the killer. The survivors attempt to escape while the killer tries to eliminate them.
Lockhart said several members of Concord's esports program already play the game regularly, which makes it a natural choice for the event.
#dead #members
18 days ago
I don't know what to make of Monday's episode of Raw on Netflix from San Diego. There's a WWE Championship match on tap between Cody Rhodes and Sami Zayn, despite both being SmackDown Superstars. And we're not sure if this is going to be on the live stream. Also, Carmelo Hayes and the 946 are likely to address the WWE Universe after forming their five-person faction. This episode could impact Crown Jewel and Survivor Series. Let's talk wrestling.
Detail
Info
Date
Monday, Oct. 19, 2026
#netflix
Detail
Info
Date
Monday, Oct. 19, 2026
#netflix
28 days ago
One year after Joan Kennedy's death, her friend remembers a resilient survivor who was much more than a "Kennedy wife"
The former wife of Sen Ted Kennedy was candid about her own alcoholism and supportive of the recovery community
Joan planned her own funeral, especially the music, choosing "America, The Beautiful" at the end, which her friend Margo Nash says, "I think it was her way of saying goodbye"
There was always more to Joan Kennedy than being a "Kennedy wife," as loyal as she was to the family, long after her 1982 divorce from from Sen. Ted Kennedy. One year after her death on Oct. 8, 2025, at 89 years old, her friend Margo Nash, 77, remembers a woman who, most of all, "was a survivor."
We met in 2006 on Cape Cod. We had both gone to Manhattanville College and what struck me was how humble and accessible she was — given the fact that she had been part of history.
#year
The former wife of Sen Ted Kennedy was candid about her own alcoholism and supportive of the recovery community
Joan planned her own funeral, especially the music, choosing "America, The Beautiful" at the end, which her friend Margo Nash says, "I think it was her way of saying goodbye"
There was always more to Joan Kennedy than being a "Kennedy wife," as loyal as she was to the family, long after her 1982 divorce from from Sen. Ted Kennedy. One year after her death on Oct. 8, 2025, at 89 years old, her friend Margo Nash, 77, remembers a woman who, most of all, "was a survivor."
We met in 2006 on Cape Cod. We had both gone to Manhattanville College and what struck me was how humble and accessible she was — given the fact that she had been part of history.
#year
29 days ago
A Medicaid divorce lets the at-home spouse keep the house and up to $162,660 while Medicaid covers the nursing home's $9,277 monthly bill.
The strategy requires a real court-ordered divorce, since Medicaid's five-year look-back treats uneven transfers as gifts and penalizes them.
Before filing, families should exhaust spousal refusal, Medicaid-compliant annuities, and exempt-asset conversions, since a divorce strips survivor benefits and medical decision rights.
Just released. Our ***** ysts combed the entire stock market and named the ten best stocks to buy right now. The report is free. Enter your email and see if any of your stocks made the cut.
A Medicaid divorce, involves a long-married couple legally ending their marriage as part of a long-term care strategy. He enters a nursing home that Medicaid may cover, while she keeps the house and a larger share of their savings to protect her retirement. It's a real but uncommon strategy. State laws may vary, and many attorneys consider it a last resort.
#medicaid #real #since #stocks
The strategy requires a real court-ordered divorce, since Medicaid's five-year look-back treats uneven transfers as gifts and penalizes them.
Before filing, families should exhaust spousal refusal, Medicaid-compliant annuities, and exempt-asset conversions, since a divorce strips survivor benefits and medical decision rights.
Just released. Our ***** ysts combed the entire stock market and named the ten best stocks to buy right now. The report is free. Enter your email and see if any of your stocks made the cut.
A Medicaid divorce, involves a long-married couple legally ending their marriage as part of a long-term care strategy. He enters a nursing home that Medicaid may cover, while she keeps the house and a larger share of their savings to protect her retirement. It's a real but uncommon strategy. State laws may vary, and many attorneys consider it a last resort.
#medicaid #real #since #stocks
30 days ago
A joke about an old romance has put Kim Kardashian and Pete Davidson back in the headlines. The comedian is looking back on it with humor, while she, according to a source, is still sensitive about the subject. The source also says she has taken a firm stance on how she deals with Davidson, and it is not a "chapter of her life she's willing to discuss."
Pete Davidson, 32, recently spoke about his past with Kim Kardashian, calling himself "one of the survivors — the few and the proud." He went on to add, "We're like the Marines." The comedian also maintained that he still has "a lot of love" for the Skims founder, 45. Davidson also added that Kardashian respected his privacy, but the constant cameras were still too much for him. "I knew what I was getting into," he said.
Following his remarks on their brief relationship, a source close to Kardashian spoke to In Touch. The source said Kim remains "hyper sensitive" about Davidson. She has reportedly told people she won't discuss that chapter of her life and "would prefer if they didn't bring it up." The source drew a contrast with her marriage to Kanye West. Leaving West brought relief and freedom, the source said. Davidson ending their relationship, by comparison, brought "rejection and devastation."
According to the source, Davidson knows he hurt Kardashian and feels terrible about it. The source also claimed he is "genuinely happy" that she has moved on with someone else. He would nonetheless "love to build a friendship" with his ex, the source said. Kardashian, however, sees things differently. The source said she has chosen to "draw a firm line under the past" and has essentially banished Pete Davidson from her personal universe. "She wishes him the best," adds the source, "but doesn't need his apologies or friendship."
The source also described how deeply the breakup affected her. It reportedly "crushed her ego" and took a long time to process. The 45-year-old was said to be "madly in love" and convinced they had a future, even if the relationship was short.
#davidson #pete #relationship
Pete Davidson, 32, recently spoke about his past with Kim Kardashian, calling himself "one of the survivors — the few and the proud." He went on to add, "We're like the Marines." The comedian also maintained that he still has "a lot of love" for the Skims founder, 45. Davidson also added that Kardashian respected his privacy, but the constant cameras were still too much for him. "I knew what I was getting into," he said.
Following his remarks on their brief relationship, a source close to Kardashian spoke to In Touch. The source said Kim remains "hyper sensitive" about Davidson. She has reportedly told people she won't discuss that chapter of her life and "would prefer if they didn't bring it up." The source drew a contrast with her marriage to Kanye West. Leaving West brought relief and freedom, the source said. Davidson ending their relationship, by comparison, brought "rejection and devastation."
According to the source, Davidson knows he hurt Kardashian and feels terrible about it. The source also claimed he is "genuinely happy" that she has moved on with someone else. He would nonetheless "love to build a friendship" with his ex, the source said. Kardashian, however, sees things differently. The source said she has chosen to "draw a firm line under the past" and has essentially banished Pete Davidson from her personal universe. "She wishes him the best," adds the source, "but doesn't need his apologies or friendship."
The source also described how deeply the breakup affected her. It reportedly "crushed her ego" and took a long time to process. The 45-year-old was said to be "madly in love" and convinced they had a future, even if the relationship was short.
#davidson #pete #relationship
30 days ago
FKA Twigs has resolved her latest legal dispute with ex-boyfriend Shia LaBeouf.
The two came to an agreement before the case went to court, and the Two Weeks singer is now free to speak about her experiences during her relationship with the actor.
Twigs, whose real name is Tahliah Barnett, requested the dismissal of her case in the Los Angeles County Superior Court against LaBeouf after the two resolved a dispute over a confidentiality provision in their settlement agreement.
The dispute stemmed from a lawsuit Twigs filed against LaBeouf in December 2020. The former couple dated from around July 2018 to May 2019. Twigs accused LaBeouf of ***** ual battery, ***** ault and infliction of emotional distress, among other claims.
LaBeouf denied the allegations.
"Twigs stood up for something larger than herself, all female survivors of ***** ual abuse," her attorney Mathew Rosengart told People magazine.
#shia
The two came to an agreement before the case went to court, and the Two Weeks singer is now free to speak about her experiences during her relationship with the actor.
Twigs, whose real name is Tahliah Barnett, requested the dismissal of her case in the Los Angeles County Superior Court against LaBeouf after the two resolved a dispute over a confidentiality provision in their settlement agreement.
The dispute stemmed from a lawsuit Twigs filed against LaBeouf in December 2020. The former couple dated from around July 2018 to May 2019. Twigs accused LaBeouf of ***** ual battery, ***** ault and infliction of emotional distress, among other claims.
LaBeouf denied the allegations.
"Twigs stood up for something larger than herself, all female survivors of ***** ual abuse," her attorney Mathew Rosengart told People magazine.
#shia
1 month ago
A former Survivor contestant is being investigated by the FBI after allegedly disappearing with her teenage son, according to a report.
Jaime Dugan is accused of failing to return her 16 year-old son to her ex-husband Erik Huffman in August, and an Instagram account has been set up appealing for the boy's whereabouts.
The Daily Mail claims the FBI is now involved in the case, while Dugan has insisted she is not on the run.
Speaking to Entertainment Weekly, an FBI spokesperson would not comment on whether an investigation was taking place. However they did urge the public to call 911 if they saw Dugan.
The FBI are reportedly searching for Survivor: China contestant Jaime Dugan (pictured) after she failed to deliver her son to his father (CBS)
#dugan #erik #mail
Jaime Dugan is accused of failing to return her 16 year-old son to her ex-husband Erik Huffman in August, and an Instagram account has been set up appealing for the boy's whereabouts.
The Daily Mail claims the FBI is now involved in the case, while Dugan has insisted she is not on the run.
Speaking to Entertainment Weekly, an FBI spokesperson would not comment on whether an investigation was taking place. However they did urge the public to call 911 if they saw Dugan.
The FBI are reportedly searching for Survivor: China contestant Jaime Dugan (pictured) after she failed to deliver her son to his father (CBS)
#dugan #erik #mail
1 month ago
Survivor: China alum Jaime Dugan reportedly failed to return her 16-year-old son, Harper, to his father, Erik Huffman, after a weekend visit in August
The FBI reportedly has opened an investigation into Dugan and her son has been declared a missing person
Dugan's ex-husband Erik has primary custody of Harper
An investigation is ongoing into Survivor: China alum Jaime Dugan.
Dugan, 41, reportedly failed to return her 16-year-old son, Harper, to his father, Erik Huffman, after a weekend visit in August, and the FBI has opened an investigation, per the Daily Mail. Erik — who Dugan met on Survivor: China in 2007, married in 2009 and split from in 2024 — has primary custody of Harper, the outlet reported.
#harper #survivor #reportedly #investigation
The FBI reportedly has opened an investigation into Dugan and her son has been declared a missing person
Dugan's ex-husband Erik has primary custody of Harper
An investigation is ongoing into Survivor: China alum Jaime Dugan.
Dugan, 41, reportedly failed to return her 16-year-old son, Harper, to his father, Erik Huffman, after a weekend visit in August, and the FBI has opened an investigation, per the Daily Mail. Erik — who Dugan met on Survivor: China in 2007, married in 2009 and split from in 2024 — has primary custody of Harper, the outlet reported.
#harper #survivor #reportedly #investigation
1 month ago
Pete Davidson is speaking out about his past relationship with Kim Kardashian.
In a new interview with Variety, the 32-year-old actor and comedian jokingly likened himself as a survivor while speaking to journalist Marlow Stern.
"I'm one of the survivors — the few and the proud. We're like the Marines," Davidson said. "Look, man, that's a really tough atmosphere if you're not game. One of the things I love about Kim and that whole family is they're like, 'This is what we do.' I found that very attractive and mature."
He continued, "And I was never subjected to anything I didn't want to be a part of. She was super respectful of all of it, but the craze of that lifestyle — being followed everywhere, having security and looking over your shoulder — for a guy with mental stuff, and at the time drug problems, was a little too much for me. But we're cool, and I have a lot of love for her, and I knew what I was getting into."
COMPLEX SHOP: Shop the brands you love, anytime and anywhere. Uncover what's next. Buy. Collect. Obsess.
#pete
In a new interview with Variety, the 32-year-old actor and comedian jokingly likened himself as a survivor while speaking to journalist Marlow Stern.
"I'm one of the survivors — the few and the proud. We're like the Marines," Davidson said. "Look, man, that's a really tough atmosphere if you're not game. One of the things I love about Kim and that whole family is they're like, 'This is what we do.' I found that very attractive and mature."
He continued, "And I was never subjected to anything I didn't want to be a part of. She was super respectful of all of it, but the craze of that lifestyle — being followed everywhere, having security and looking over your shoulder — for a guy with mental stuff, and at the time drug problems, was a little too much for me. But we're cool, and I have a lot of love for her, and I knew what I was getting into."
COMPLEX SHOP: Shop the brands you love, anytime and anywhere. Uncover what's next. Buy. Collect. Obsess.
#pete
1 month ago
NEW YORK (AP) — Michael Douglas, the award-winning actor and producer, recently turned 82. He is a cancer survivor, a recovered addict, a married man, the father and son of actors. He is also an author, who begins his memoir with a message of thanks to his family — past and present and future — for the "sense of immortality."
Immortality.
"Many times my father was asked, 'Kirk, are you jealous of your son?'" he said during a recent interview at a Manhattan hotel, referring to his late father, fellow actor and sometime combatant Kirk Douglas. "And he said, 'Jealous?' This is a sense of immortality, a continuity of generations.'"
Family is how Douglas anchors his legacy and his place in a world he fears is breaking down. But there are other ways to live on past your own time: starring in cultural touchstones like "Fatal Attraction" or "Basic Instinct," or writing a 500-page book that is called "One ****** uva Ride," a famous man's journey from rebellion and coming-of-age, to midlife success and transgression to the inevitable reckoning with mortality and past mistakes.
Publishing on Tuesday, his memoir is framed around the making of some of his most notable movies, including "Basic Instinct," "Fatal Attraction," "Falling Down," "Romancing the Stone" and two films that brought him Oscars: as a producer of best picture winner "One Flew Over the Cuckoo's Nest" and as star of "Wall Street," when his turn as corporate raider Gordon Gekko brought him the prize for best actor and helped make "Greed is good" a catch phrase for the late 1980s.
#father #basic #instinct
Immortality.
"Many times my father was asked, 'Kirk, are you jealous of your son?'" he said during a recent interview at a Manhattan hotel, referring to his late father, fellow actor and sometime combatant Kirk Douglas. "And he said, 'Jealous?' This is a sense of immortality, a continuity of generations.'"
Family is how Douglas anchors his legacy and his place in a world he fears is breaking down. But there are other ways to live on past your own time: starring in cultural touchstones like "Fatal Attraction" or "Basic Instinct," or writing a 500-page book that is called "One ****** uva Ride," a famous man's journey from rebellion and coming-of-age, to midlife success and transgression to the inevitable reckoning with mortality and past mistakes.
Publishing on Tuesday, his memoir is framed around the making of some of his most notable movies, including "Basic Instinct," "Fatal Attraction," "Falling Down," "Romancing the Stone" and two films that brought him Oscars: as a producer of best picture winner "One Flew Over the Cuckoo's Nest" and as star of "Wall Street," when his turn as corporate raider Gordon Gekko brought him the prize for best actor and helped make "Greed is good" a catch phrase for the late 1980s.
#father #basic #instinct
1 month ago
Fox News correspondent CB Cotton discusses the Coast Guard’s ***** istance in the search for a jet missing off the coast of Nantucket on ‘Fox Report.’
U.S. Coast Guard search crews located a debris field off the Nantucket coast that has been confirmed to be ***** ociated with a medevac flight with six people on board that disappeared Saturday morning while en route to Boston from Bermuda.
Crews are continuing to search for potential survivors, and the Coast Guard cutter William Sparling will continue search efforts throughout the night. The Coast Guard said it would hold a news conference Sunday morning.
Authorities are searching for the Gulfstream G100, a twin-engine, midsize jet, off Nantucket. Both air and surface crews have been deployed to the area, according to the Coast Guard Northeast District.
The Federal Aviation Administration (FAA) reported losing contact with the aircraft early Saturday, the Coast Guard said.
#nantucket #morning #cotton #boston
U.S. Coast Guard search crews located a debris field off the Nantucket coast that has been confirmed to be ***** ociated with a medevac flight with six people on board that disappeared Saturday morning while en route to Boston from Bermuda.
Crews are continuing to search for potential survivors, and the Coast Guard cutter William Sparling will continue search efforts throughout the night. The Coast Guard said it would hold a news conference Sunday morning.
Authorities are searching for the Gulfstream G100, a twin-engine, midsize jet, off Nantucket. Both air and surface crews have been deployed to the area, according to the Coast Guard Northeast District.
The Federal Aviation Administration (FAA) reported losing contact with the aircraft early Saturday, the Coast Guard said.
#nantucket #morning #cotton #boston
1 month ago
Lisa Carroll fell in love with the arts from an early age and dreamed of being an opera singer
Carroll was forced to put her singing dreams on hold after she was one of the only survivors of a head-on car crash, which left her family unsure she'd ever walk or talk again
Carroll recovered and found success, first in pop music and later on the stage and screen
Lisa Carroll's legendary career wasn't what she expected.
The actress, 96, who first rose to fame under the name Fay Morley, had originally dreamed of being an opera singer. Speaking with PEOPLE about her career journey, Carroll explained how she went from studying opera to acting.
#opera #Career #morley #people
Carroll was forced to put her singing dreams on hold after she was one of the only survivors of a head-on car crash, which left her family unsure she'd ever walk or talk again
Carroll recovered and found success, first in pop music and later on the stage and screen
Lisa Carroll's legendary career wasn't what she expected.
The actress, 96, who first rose to fame under the name Fay Morley, had originally dreamed of being an opera singer. Speaking with PEOPLE about her career journey, Carroll explained how she went from studying opera to acting.
#opera #Career #morley #people
1 month ago
California has officially banned child marriage, with Governor Gavin Newsom signing legislation to end the practice that is still legal in 32 US states.
The new law, which will come into effect on 1 January, states people must be 18 to get married in the Golden State.
Newsom called it a "long overdue measure to protect young Californians and minors". He signed the bill into law with Courtney Stodden, whose parents allowed her to marry a 50-year-old Hollywood actor when she was just 16.
Stodden, who has been advocating to end the practice, called the change a "victory" and said survivors of child marriage should "never have been expected to carry this burden".
Stodden said she would "keep fighting until children are protected from marriage in all 50 states".
#stodden #marriage
The new law, which will come into effect on 1 January, states people must be 18 to get married in the Golden State.
Newsom called it a "long overdue measure to protect young Californians and minors". He signed the bill into law with Courtney Stodden, whose parents allowed her to marry a 50-year-old Hollywood actor when she was just 16.
Stodden, who has been advocating to end the practice, called the change a "victory" and said survivors of child marriage should "never have been expected to carry this burden".
Stodden said she would "keep fighting until children are protected from marriage in all 50 states".
#stodden #marriage
2 months ago
Leaving $650,000 in IRAs untouched for 11 years grew the balance to $1.11 million, forcing a $42,000 first-year RMD on top of pension income.
The couple missed 11 years of Roth conversion opportunities at the 12% rate, pushing RMD dollars into the 22% bracket instead.
When one spouse dies, the survivor files under single brackets where the 22% rate starts at $50,400, making the same RMD far more costly.
Two retirees, same $1 million, same 4% rule, buy one finished with $1.4 million, the other hit $0 in 12 years. Our free reader guide explains the flaw that separated them, and the income-first method built to avoid it.
Let's start by considering a couple retiring at 62. His pension covers the mortgage, the groceries, the property tax, and the trip to see the grandkids twice a year. Two traditional IRAs, hers and his, hold a combined $650,000 on the day they stop working, and they never take a distribution. Now imagine that eleven quiet years have passed, and then the first required minimum distribution letter arrives, followed by a second, and the number attached to those letters is larger than either of them planned for.
#iras
The couple missed 11 years of Roth conversion opportunities at the 12% rate, pushing RMD dollars into the 22% bracket instead.
When one spouse dies, the survivor files under single brackets where the 22% rate starts at $50,400, making the same RMD far more costly.
Two retirees, same $1 million, same 4% rule, buy one finished with $1.4 million, the other hit $0 in 12 years. Our free reader guide explains the flaw that separated them, and the income-first method built to avoid it.
Let's start by considering a couple retiring at 62. His pension covers the mortgage, the groceries, the property tax, and the trip to see the grandkids twice a year. Two traditional IRAs, hers and his, hold a combined $650,000 on the day they stop working, and they never take a distribution. Now imagine that eleven quiet years have passed, and then the first required minimum distribution letter arrives, followed by a second, and the number attached to those letters is larger than either of them planned for.
#iras
2 months ago
When a spouse dies, Social Security drops to one check, but fixed costs like taxes, amenity fees, and utilities do not drop at all.
A surviving single filer's standard deduction drops from $31,500 to $15,750 and Medicare surcharges kick in at half the income threshold.
Run the survivor math now: fixed costs minus survivor income, divided by 3.5% withdrawal rate, reveals if the portfolio actually covers it.
Read More: Learn 7 secret wealth tips high net worth investors use that most investors miss (sponsor)
People often ask about retiring to a place like The Villages in central Florida, and the math usually works for a healthy couple. What almost **** ody asks, until it is too late to plan for, is what happens when the couple becomes one person in the same house. Widowhood, divorce, a spouse moving into memory care. One of you will almost certainly face it. Here is what the numbers actually look like on the other side of that day.
#income
A surviving single filer's standard deduction drops from $31,500 to $15,750 and Medicare surcharges kick in at half the income threshold.
Run the survivor math now: fixed costs minus survivor income, divided by 3.5% withdrawal rate, reveals if the portfolio actually covers it.
Read More: Learn 7 secret wealth tips high net worth investors use that most investors miss (sponsor)
People often ask about retiring to a place like The Villages in central Florida, and the math usually works for a healthy couple. What almost **** ody asks, until it is too late to plan for, is what happens when the couple becomes one person in the same house. Widowhood, divorce, a spouse moving into memory care. One of you will almost certainly face it. Here is what the numbers actually look like on the other side of that day.
#income
2 months ago
Retiring at 62 and living off a 401(k) until 70 keeps a couple in the 12% tax bracket, with an effective federal rate near 8% on roughly $133,000 in annual withdrawals.
Delaying Social Security to 70 grows each spouse's benefit by 8% per year, producing roughly $6,200 combined monthly in guaranteed, inflation-adjusted income plus a maximized survivor benefit.
Medicare's two-year income lookback means couples must keep joint MAGI below $218,000 or face IRMAA surcharges that add over $160 per month in Part B premiums.
Read More: Learn 7 secret wealth tips high net worth investors use that most investors miss (sponsor)
A 62-year-old couple with $1.8 million in a traditional 401(k) and matching $3,100 monthly Social Security benefits available at full retirement age is looking at one of the most tax-efficient windows in the entire retirement code. The plan: retire now, live off the 401(k) for eight years, and switch to two delayed Social Security checks totaling roughly $6,200 a month at 70. It sounds aggressive. The math says it is close to optimal.
#security #year #benefit
Delaying Social Security to 70 grows each spouse's benefit by 8% per year, producing roughly $6,200 combined monthly in guaranteed, inflation-adjusted income plus a maximized survivor benefit.
Medicare's two-year income lookback means couples must keep joint MAGI below $218,000 or face IRMAA surcharges that add over $160 per month in Part B premiums.
Read More: Learn 7 secret wealth tips high net worth investors use that most investors miss (sponsor)
A 62-year-old couple with $1.8 million in a traditional 401(k) and matching $3,100 monthly Social Security benefits available at full retirement age is looking at one of the most tax-efficient windows in the entire retirement code. The plan: retire now, live off the 401(k) for eight years, and switch to two delayed Social Security checks totaling roughly $6,200 a month at 70. It sounds aggressive. The math says it is close to optimal.
#security #year #benefit
2 months ago
How much did Black pay Epstein for tax planning?
Which survivors praised Comer's actions?
What specific concerns does Rep. Gregory Meeks have about the bomb sale?
Full Summary
A key House panel investigating law enforcement's handling of the Jeffrey Epstein case has voted to hold the investor and hedge fund manager Leon Black in contempt of Congress after he did not appear for a deposition or turn over documents.
#leon
Which survivors praised Comer's actions?
What specific concerns does Rep. Gregory Meeks have about the bomb sale?
Full Summary
A key House panel investigating law enforcement's handling of the Jeffrey Epstein case has voted to hold the investor and hedge fund manager Leon Black in contempt of Congress after he did not appear for a deposition or turn over documents.
#leon
2 months ago
The NFL is back and Week 1 saw a little bit of everything, from the New Orleans Saints (+7) nearly coming back from a 21-0 deficit to beat the Detroit Lions to the Arizona Cardinals — with a preseason win total of 3.5 — defeat the Los Angeles Chargers outright 26-14 and eliminate many, many Survivor entries.
But the odds are already out for every Week 2 NFL game at BetMGM, so let's take a look at what's in store as the season rolls on:
Thursday
Detroit Lions at Buffalo Bills (-4.5, 53.5)
Sunday
#lions #arizona
But the odds are already out for every Week 2 NFL game at BetMGM, so let's take a look at what's in store as the season rolls on:
Thursday
Detroit Lions at Buffalo Bills (-4.5, 53.5)
Sunday
#lions #arizona
2 months ago
Extreme weather is creating a more demanding environment for property owners, insurers, and communities. According to the National Centers for Environmental Information (NCEI), the United States recorded 27 confirmed billion-dollar weather and climate disasters in 2024, resulting in a total cost of $182.7 billion. These events spanned a wide range of extremes, including severe storm events, tropical cyclones, wildfires, drought/heat waves, and winter storm/cold wave events. Over the last decade, ***** ulative losses from these disasters have exceeded $1.4 trillion, driven significantly by population growth, material wealth, and increased development in hazard-prone areas. These figures suggest that the financial consequences of extreme events may increasingly depend on how accurately the value of exposed property is understood before a loss occurs.
That question becomes especially consequential during reconstruction. A 2026 report from Bloomberg, featured in Claims Journal, noted that surveys conducted by United Policyholders since 2007 found an average of two-thirds of wildfire survivors reporting that they were underinsured, with an average shortfall of $200,000 or more. The Insurance Information Institute has similarly estimated that two-thirds of American homeowners may be underinsured for wildfire losses, typically by about 20%, and in some cases by as much as 60%. These findings illustrate how the presence of an insurance policy can still leave a substantial difference between available coverage and the resources required to rebuild, particularly when construction costs rise after a catastrophe.
The financial implications can extend across the broader insurance ecosystem. Aon's 2026 Climate and Catastrophe Insight reported approximately $260 billion in global economic losses from natural catastrophes during 2025, compared with $127 billion in insured losses. For property stakeholders, such a figure may place greater attention on the relationship between the value ***** igned to an ***** et, the cost of restoring it, and the capital available when a loss occurs.
Frequency can add another layer to that calculation. Data from NCEI indicate that the average interval between U.S. billion-dollar disaster events was approximately 16 days during 2020–2024, compared with 82 days during the 1980s. NCEI notes that shorter intervals can leave less time and fewer resources for response, recovery, and preparation for subsequent events. As the time between major events contracts, property valuations may require more frequent attention because construction costs, labor conditions, materials, and local economic circumstances can change between policy reviews.
#property #losses #insurance #information
That question becomes especially consequential during reconstruction. A 2026 report from Bloomberg, featured in Claims Journal, noted that surveys conducted by United Policyholders since 2007 found an average of two-thirds of wildfire survivors reporting that they were underinsured, with an average shortfall of $200,000 or more. The Insurance Information Institute has similarly estimated that two-thirds of American homeowners may be underinsured for wildfire losses, typically by about 20%, and in some cases by as much as 60%. These findings illustrate how the presence of an insurance policy can still leave a substantial difference between available coverage and the resources required to rebuild, particularly when construction costs rise after a catastrophe.
The financial implications can extend across the broader insurance ecosystem. Aon's 2026 Climate and Catastrophe Insight reported approximately $260 billion in global economic losses from natural catastrophes during 2025, compared with $127 billion in insured losses. For property stakeholders, such a figure may place greater attention on the relationship between the value ***** igned to an ***** et, the cost of restoring it, and the capital available when a loss occurs.
Frequency can add another layer to that calculation. Data from NCEI indicate that the average interval between U.S. billion-dollar disaster events was approximately 16 days during 2020–2024, compared with 82 days during the 1980s. NCEI notes that shorter intervals can leave less time and fewer resources for response, recovery, and preparation for subsequent events. As the time between major events contracts, property valuations may require more frequent attention because construction costs, labor conditions, materials, and local economic circumstances can change between policy reviews.
#property #losses #insurance #information
2 months ago
Sept 9 (Reuters) - The photos tell a story of lives, interrupted.
The schoolroom, gaily decorated with paintings and letters. The paint shop, where the shelves still contain rows of once colourful cans. The bathroom, the closet that held neatly piled clothing, the yards. All are now covered with a thick layer of river mud that descended without warning on bustling communities.
As the waters recede, the survivors remain stunned, grieving and praying.
A string of miracle rescues in recent days has kept hopes alive that more people might still be saved from the catastrophe of August 26 when a glacier collapsed, sending a mass of mud and rock crashing into a river along the border between Nepal and China's Tibet. The resulting floods washed away villages, snapped highways like twigs, and buried homes in the mud.
At least 1,380 bodies have so far been pulled from the wreckage, some far downstream from the site of the disaster. A wall outside a Kathmandu hospital plastered with photos and desperate appeals hints at the unfinished story of an estimated 5,500 people who remain missing.
#nepal
The schoolroom, gaily decorated with paintings and letters. The paint shop, where the shelves still contain rows of once colourful cans. The bathroom, the closet that held neatly piled clothing, the yards. All are now covered with a thick layer of river mud that descended without warning on bustling communities.
As the waters recede, the survivors remain stunned, grieving and praying.
A string of miracle rescues in recent days has kept hopes alive that more people might still be saved from the catastrophe of August 26 when a glacier collapsed, sending a mass of mud and rock crashing into a river along the border between Nepal and China's Tibet. The resulting floods washed away villages, snapped highways like twigs, and buried homes in the mud.
At least 1,380 bodies have so far been pulled from the wreckage, some far downstream from the site of the disaster. A wall outside a Kathmandu hospital plastered with photos and desperate appeals hints at the unfinished story of an estimated 5,500 people who remain missing.
#nepal
0.00$ raised of 0.00$ goal
0 donations
0.00$
to go
2 months ago
NewsNation will premiere a one-hour documentary special **** led "9/11 Remembered: 25 Years Later" on Friday, September 11, 2026, at 9 p.m. ET/8 p.m. CT as part of its 25th-anniversary coverage.
(NewsNation) — As the 25th anniversary of the Sept. 11 attacks approaches, one survivor is recounting how he and his pregnant wife narrowly escaped the Twin Towers on the day America changed forever.
Sujo John was working on the 81st floor of the North Tower when the first plane struck the building on Sept. 11, 2001. His wife, who was four months pregnant, worked on the 71st floor of the South Tower.
"For us, it's very real, as if it just happened," John said on "Morning in America."
NYC firefighter buried alive twice on 9/11: 'Nothing but silence'
#newsnation #America #pregnant #remembered
(NewsNation) — As the 25th anniversary of the Sept. 11 attacks approaches, one survivor is recounting how he and his pregnant wife narrowly escaped the Twin Towers on the day America changed forever.
Sujo John was working on the 81st floor of the North Tower when the first plane struck the building on Sept. 11, 2001. His wife, who was four months pregnant, worked on the 71st floor of the South Tower.
"For us, it's very real, as if it just happened," John said on "Morning in America."
NYC firefighter buried alive twice on 9/11: 'Nothing but silence'
#newsnation #America #pregnant #remembered
2 months ago
New York Giants quarterback Jaxson Dart announced a partnership with PSD Underwear earlier this month. On the surface, it looked like a standard marketing deal. The story behind it is not.
Years before the announcement, Dart met PSD founder Curt Flaitz and Flaitz's son, Rookie, who was diagnosed with acute lymphoblastic leukemia just before his second birthday. Rookie finished chemotherapy in January. When his hair finally grew back enough for a first haircut, the family asked him what he wanted it to look like. He did not hesitate.
"When I wrestle my brothers, I'm Jaxson Dart. When I wear my chain, I feel like Jaxson. And I wanted my hair to look like Jaxson too," Rookie said.
Coming later today: A heartwarming story on Jaxson Dart and his bond with Rookie, a young cancer survivor. pic.twitter.com/Z8G4CBbGVb
Dart invited him to the Giants facility so the haircut could happen there.
#dart #Giants #hair #look
Years before the announcement, Dart met PSD founder Curt Flaitz and Flaitz's son, Rookie, who was diagnosed with acute lymphoblastic leukemia just before his second birthday. Rookie finished chemotherapy in January. When his hair finally grew back enough for a first haircut, the family asked him what he wanted it to look like. He did not hesitate.
"When I wrestle my brothers, I'm Jaxson Dart. When I wear my chain, I feel like Jaxson. And I wanted my hair to look like Jaxson too," Rookie said.
Coming later today: A heartwarming story on Jaxson Dart and his bond with Rookie, a young cancer survivor. pic.twitter.com/Z8G4CBbGVb
Dart invited him to the Giants facility so the haircut could happen there.
#dart #Giants #hair #look
2 months ago
It's no secret the Internet is obsessed with Zosia Mamet, but the actress is ready to share her own obsessions in her new Lemonada Media podcast, "OMG Obsessed."
The podcast network unveiled its fall slate exclusively to TheWrap on Wednesday, teasing the "Girls" actress' upcoming conversations with guests as they "unpack the passions, fixations and rabbit holes they can't stop thinking about" ahead of a Sept. 16 premiere.
"I'm an extremely curious (and admittedly obsessive) person, so this show feels like a dream," Mamet said in a statement. "Everyone has that one thing they could talk about forever, and I've always found those conversations to be the most fun. They're revealing, they're weird and they're usually way more interesting than small talk. I hope people laugh, discover something unexpected and maybe leave with a few new obsessions of their own."
"The content landscape is so saturated these days, but at Lemonada we still believe that if you make great shows with extraordinary talent, audiences will find them," Lemonada Media CEO Stephanie Wittels Wachs echoed. "We're focused on creating content that people are genuinely 'OMG Obsessed' with – investing in singular voices native to the creator economy, building every show for a video-first ecosystem and giving creators the room to surprise audiences with something fresh."
The podcast company will also soon be premiering "So U Think U Can Sports?" with Eliot Glazer (Oct. 6), "Criminally Online" with "Survivor" all-star/public defender Eliza Orlins and law professor Thea Johnson (October), and Season 3 of "Squeezed" with Yvette Nicole Brown (Oct. 28), as well as an untitled entry from "Pen15" star Anna Konkle in January 2027.
#lemonada #Media #obsessions #show
The podcast network unveiled its fall slate exclusively to TheWrap on Wednesday, teasing the "Girls" actress' upcoming conversations with guests as they "unpack the passions, fixations and rabbit holes they can't stop thinking about" ahead of a Sept. 16 premiere.
"I'm an extremely curious (and admittedly obsessive) person, so this show feels like a dream," Mamet said in a statement. "Everyone has that one thing they could talk about forever, and I've always found those conversations to be the most fun. They're revealing, they're weird and they're usually way more interesting than small talk. I hope people laugh, discover something unexpected and maybe leave with a few new obsessions of their own."
"The content landscape is so saturated these days, but at Lemonada we still believe that if you make great shows with extraordinary talent, audiences will find them," Lemonada Media CEO Stephanie Wittels Wachs echoed. "We're focused on creating content that people are genuinely 'OMG Obsessed' with – investing in singular voices native to the creator economy, building every show for a video-first ecosystem and giving creators the room to surprise audiences with something fresh."
The podcast company will also soon be premiering "So U Think U Can Sports?" with Eliot Glazer (Oct. 6), "Criminally Online" with "Survivor" all-star/public defender Eliza Orlins and law professor Thea Johnson (October), and Season 3 of "Squeezed" with Yvette Nicole Brown (Oct. 28), as well as an untitled entry from "Pen15" star Anna Konkle in January 2027.
#lemonada #Media #obsessions #show
2 months ago
Hello and welcome to another edition of Free Agent! Jason has been placed on the PUP (physically unable to publish) list this week, so I've been called up for a spot start.
Real football doesn't start for another week (and "week zero" of college football is mostly nonsense), which means this is still baseball season, baby. Watching America's pastime has actually never been more affordable, despite those $15 beers at Nationals Park. Sharpen your pencils and grab your scorebooks.
As I said, real football starts next week—and you can join the fun by signing up for the one and only official Reason survivor pool. Don't be lame, do it.
Federal prosecutors have accused Daejon Labrayae Love of posing as a fake player for the San Francisco 49ers as part of a scam that defrauded more than two dozen women out of more than $1.3 million. Love allegedly "had romantic relationships with many of the victims and told them he wanted to build wealth and a future together," before asking them to take out personal loans to invest in "nonexistent investment vehicles." Getting deeply invested in a scenario that ultimately fails to reward you? Every 49ers fan under 35 can relate.
Novak Djokovic was upset in the first round of the U.S. Open by Mariano Navone in a match that lasted more than four and a half hours and included at least one puke break for the 24-time major champion, who said afterward that "I didn't enjoy myself." Checks out.
#real
Real football doesn't start for another week (and "week zero" of college football is mostly nonsense), which means this is still baseball season, baby. Watching America's pastime has actually never been more affordable, despite those $15 beers at Nationals Park. Sharpen your pencils and grab your scorebooks.
As I said, real football starts next week—and you can join the fun by signing up for the one and only official Reason survivor pool. Don't be lame, do it.
Federal prosecutors have accused Daejon Labrayae Love of posing as a fake player for the San Francisco 49ers as part of a scam that defrauded more than two dozen women out of more than $1.3 million. Love allegedly "had romantic relationships with many of the victims and told them he wanted to build wealth and a future together," before asking them to take out personal loans to invest in "nonexistent investment vehicles." Getting deeply invested in a scenario that ultimately fails to reward you? Every 49ers fan under 35 can relate.
Novak Djokovic was upset in the first round of the U.S. Open by Mariano Navone in a match that lasted more than four and a half hours and included at least one puke break for the 24-time major champion, who said afterward that "I didn't enjoy myself." Checks out.
#real
2 months ago
By Mehmet Emin Caliskan
KYRENIA, Cyprus, Aug 31 (Reuters) - Ayten Bicer felt her 12-year-old daughter slip from her hands and disappear as a ferry capsized off northern Cyprus on Sunday, killing at least eight people.
Her daughter Miray, and 6-year-old son Mehmet Asaf, were among 20 people still missing on Monday as search teams looked for survivors in waters more than 500 metres (1,640 feet) deep.
"She was saying, 'Don't let go'. And I didn't let go of my daughter. I swear, I didn't let her go," Ayten Bicer sobbed.
A suitcase fell on top of her, forcing the girl from her grasp. The mother caught hold of the daughter's foot, but her shoes, coated in engine oil from the overturned vessel, slipped through her hands.
#year #didn 't #emin
KYRENIA, Cyprus, Aug 31 (Reuters) - Ayten Bicer felt her 12-year-old daughter slip from her hands and disappear as a ferry capsized off northern Cyprus on Sunday, killing at least eight people.
Her daughter Miray, and 6-year-old son Mehmet Asaf, were among 20 people still missing on Monday as search teams looked for survivors in waters more than 500 metres (1,640 feet) deep.
"She was saying, 'Don't let go'. And I didn't let go of my daughter. I swear, I didn't let her go," Ayten Bicer sobbed.
A suitcase fell on top of her, forcing the girl from her grasp. The mother caught hold of the daughter's foot, but her shoes, coated in engine oil from the overturned vessel, slipped through her hands.
#year #didn 't #emin
2 months ago
Princess Diana's brother, Charles Spencer, marked the 29th anniversary of his sister's death on Monday with a solemn post.
Charles, also known as Earl Spencer or 9th Earl Spencer, shared a photo of their family's Althorp Estate with the flag at half-mast.
Global: Epstein Survivor's Family Declares 'Victory' After Prince Andrew Is Stripped Of Royal ******* le
"31 August. My least favourite day," he wrote.
Diana was just 36 when she died following a high-speed car crash in Paris on Aug. 31, 1997.
#spencer #Monday #epstein
Charles, also known as Earl Spencer or 9th Earl Spencer, shared a photo of their family's Althorp Estate with the flag at half-mast.
Global: Epstein Survivor's Family Declares 'Victory' After Prince Andrew Is Stripped Of Royal ******* le
"31 August. My least favourite day," he wrote.
Diana was just 36 when she died following a high-speed car crash in Paris on Aug. 31, 1997.
#spencer #Monday #epstein
2 months ago
Trevor Rees-Jones, Princess Diana's bodyguard, was the sole survivor of the 1997 car crash that killed her and Dodi Fayed
He sustained severe injuries, underwent extensive reconstructive surgery and later wrote a memoir defending himself against conspiracy theories
Rees-Jones has since rebuilt his life, working in security roles and living privately with his family in England
Bodyguard Trevor Rees-Jones was the sole survivor of the deadly car accident that claimed the lives of Princess Diana, her boyfriend Dodi Fayed and their driver Henri Paul in 1997.
Following a romantic dinner at the Ritz Paris on the evening of Aug. 30, 1997, Rees-Jones accompanied Diana and Dodi as they traveled from the hotel to Dodi's apartment. But the couple — and their bodyguard — would never reach their destination, as their vehicle crashed head-on into a concrete column while attempting to evade paparazzi.
#fayed
He sustained severe injuries, underwent extensive reconstructive surgery and later wrote a memoir defending himself against conspiracy theories
Rees-Jones has since rebuilt his life, working in security roles and living privately with his family in England
Bodyguard Trevor Rees-Jones was the sole survivor of the deadly car accident that claimed the lives of Princess Diana, her boyfriend Dodi Fayed and their driver Henri Paul in 1997.
Following a romantic dinner at the Ritz Paris on the evening of Aug. 30, 1997, Rees-Jones accompanied Diana and Dodi as they traveled from the hotel to Dodi's apartment. But the couple — and their bodyguard — would never reach their destination, as their vehicle crashed head-on into a concrete column while attempting to evade paparazzi.
#fayed
2 months ago
NICOSIA, Aug 30 (Reuters) - At least eight people died and 18 were missing after a ferry carrying around 270 passengers and crew capsized off North Cyprus on Sunday, leaving survivors clinging to its overturned hull.
The privately owned ferry left the port of Kyrenia at 12:30 p.m. local time (0930 GMT) and immediately started taking on water for an unknown reason, authorities said. It was heading for the Turkish port of Tasucu in the eastern Mediterranean.
Survivors reported the ferry moving erratically, with its last hard impact with the water's surface breaking the bow of the two-hulled vessel, allowing water to seep in. The boat was carrying 267 people, including a crew of eight, while 241 people were rescued.
The disaster occurred just off the coast of Kyrenia, a popular holiday resort for both locals and tourists. The ferry was one of several shuttle sea services that link North Cyprus, a breakaway unrecognised Turkish Cypriot state, with Turkey daily.
The incident has sent shockwaves through the territory. Hours after the incident relatives remained outside a local hospital and the port gates in Kyrenia, waiting for news of their loved ones. Turkish Cypriot leader Tufan Erhurman said he was "deeply saddened" by the incident.
#ferry #turkish #incident #survivors
The privately owned ferry left the port of Kyrenia at 12:30 p.m. local time (0930 GMT) and immediately started taking on water for an unknown reason, authorities said. It was heading for the Turkish port of Tasucu in the eastern Mediterranean.
Survivors reported the ferry moving erratically, with its last hard impact with the water's surface breaking the bow of the two-hulled vessel, allowing water to seep in. The boat was carrying 267 people, including a crew of eight, while 241 people were rescued.
The disaster occurred just off the coast of Kyrenia, a popular holiday resort for both locals and tourists. The ferry was one of several shuttle sea services that link North Cyprus, a breakaway unrecognised Turkish Cypriot state, with Turkey daily.
The incident has sent shockwaves through the territory. Hours after the incident relatives remained outside a local hospital and the port gates in Kyrenia, waiting for news of their loved ones. Turkish Cypriot leader Tufan Erhurman said he was "deeply saddened" by the incident.
#ferry #turkish #incident #survivors