2 months ago
PayPal (PYPL) trades at 9.8 times earnings while the S&P 500 trades at 23.2. The profitability underneath is ordinary: an 18.4% operating margin against 18.5% for the market. The discount is not about whether the company makes money. It is about what each dollar it moves is worth.
Why Does PayPal Take In Less On Every Dollar It Moves?
In fiscal Q2 2026 the company moved $486 billion of payment volume, up 9% on a currency-neutral basis. Revenue on the same basis grew 3%. The transaction take rate fell 7 basis points to 1.61%, and by the company's own account the drop came from branded co-marketing investments and mix dynamics, including faster Venmo growth.
The PayPal ***** on itself, branded checkout, grew 2% currency-neutral for a second straight quarter. Venmo and Braintree both grew in the mid-teens. The growth is real, and it is arriving through the doors that pay less.
Who Is Bringing PayPal That Volume Now?
#volume #trades
Why Does PayPal Take In Less On Every Dollar It Moves?
In fiscal Q2 2026 the company moved $486 billion of payment volume, up 9% on a currency-neutral basis. Revenue on the same basis grew 3%. The transaction take rate fell 7 basis points to 1.61%, and by the company's own account the drop came from branded co-marketing investments and mix dynamics, including faster Venmo growth.
The PayPal ***** on itself, branded checkout, grew 2% currency-neutral for a second straight quarter. Venmo and Braintree both grew in the mid-teens. The growth is real, and it is arriving through the doors that pay less.
Who Is Bringing PayPal That Volume Now?
#volume #trades
2 months ago
Our ******* ysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you why it's our #1 pick. Tap here.
Nobody announces that they've stopped trusting you. They just start moving things out on weekday afternoons, a carload at a time, and by the time you notice, the good coat is already somewhere else. Central banks do this too but their subtle breaking up with you involves armored trucks, an ocean, and a press release that leans very hard on the word "logistics."
Between March and August, the Dutch central bank moved 86 tonnes of gold out of New York and Ottawa and into London. It called the project "crisis preparedness" and cited "increasing geopolitical unrest," which is central banker for saying the quiet part at a normal indoor volume.
De Nederlandsche Bank, DNB to its friends, closed 2025 sitting on 612.4 tonnes of gold worth €72.2 billion ($83.7 billion). About 31.3% of it lived in New York and another 19.7% in Ottawa, roughly 313 tonnes parked in North America. The 86 tonnes that left is a bit more than a quarter of that pile.
Roughly 59 tonnes never went anywhere at all. DNB sold that gold in New York and bought the same quantity in London, which is the bullion version of Venmo-ing a friend instead of driving across state lines with a duffel bag. The other 27-odd tonnes actually traveled, first from New York and Ottawa to DNB's own vault in the Dutch town of Zeist, then an equivalent amount from Zeist onward to London. The gold, in other words, flew with a layover. Structuring it that way let the bank skip melting down and re-casting bars to meet London's standards, which costs real money and carries the always-unwelcome risk of finishing the process with less gold than it started with.
#york #central #bank #roughly
Nobody announces that they've stopped trusting you. They just start moving things out on weekday afternoons, a carload at a time, and by the time you notice, the good coat is already somewhere else. Central banks do this too but their subtle breaking up with you involves armored trucks, an ocean, and a press release that leans very hard on the word "logistics."
Between March and August, the Dutch central bank moved 86 tonnes of gold out of New York and Ottawa and into London. It called the project "crisis preparedness" and cited "increasing geopolitical unrest," which is central banker for saying the quiet part at a normal indoor volume.
De Nederlandsche Bank, DNB to its friends, closed 2025 sitting on 612.4 tonnes of gold worth €72.2 billion ($83.7 billion). About 31.3% of it lived in New York and another 19.7% in Ottawa, roughly 313 tonnes parked in North America. The 86 tonnes that left is a bit more than a quarter of that pile.
Roughly 59 tonnes never went anywhere at all. DNB sold that gold in New York and bought the same quantity in London, which is the bullion version of Venmo-ing a friend instead of driving across state lines with a duffel bag. The other 27-odd tonnes actually traveled, first from New York and Ottawa to DNB's own vault in the Dutch town of Zeist, then an equivalent amount from Zeist onward to London. The gold, in other words, flew with a layover. Structuring it that way let the bank skip melting down and re-casting bars to meet London's standards, which costs real money and carries the always-unwelcome risk of finishing the process with less gold than it started with.
#york #central #bank #roughly
2 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
It is possible to use a credit card to send payments on Venmo. Before you do, however, it's important to understand the potential costs involved.
Here's what you need to know about using a credit card on Venmo and alternatives to consider.
Venmo allows users to send payments and transfer money using a variety of payment methods, including:
Bank accounts
#venmo #credit #send #using
It is possible to use a credit card to send payments on Venmo. Before you do, however, it's important to understand the potential costs involved.
Here's what you need to know about using a credit card on Venmo and alternatives to consider.
Venmo allows users to send payments and transfer money using a variety of payment methods, including:
Bank accounts
#venmo #credit #send #using
2 months ago
The Wall Street Journal reported on August 14, 2026, that PayPal Holdings, Inc. (NASDAQ:PYPL) is in talks to sell itself to a group including Stripe and private equity firm Advent International after Stripe and Advent's initial July offer of $60.50 a share was rejected as too low, with the two sides now negotiating a higher price.
PayPal's market value has collapsed from a 2021 peak of about $360 billion to as low as roughly $36 billion this year. Now the company built by early digital-payments pioneers is negotiating its own sale.
That raises the real question: does a Stripe-Advent deal rescue PayPal Holdings, Inc. (NASDAQ:PYPL)'s business at a fair price, or does it confirm the company simply couldn't turn around its slowing growth alone?
The initial $60.50-per-share offer represented roughly a 28% premium to PayPal Holdings, Inc. (NASDAQ:PYPL)'s prior closing price and was backed by about $50 billion in committed bank financing. William Blair ****** yst Andrew Jeffrey said PayPal's new CEO likely would not accept a "low-ball offer." Blair predicated Stripe and Advent could go as high as $70 a share. Combining Stripe's merchant-focused business with PayPal's more than 430 million consumer accounts would create a combined payments giant processing about $3.7 trillion in annual volume. PayPal CEO Enrique Lores has already split the company into three units, checkout, Venmo, and payments and crypto, since taking over in March as part of a big recovery effort.
PayPal Holdings, Inc. (NASDAQ:PYPL)'s own struggles are exactly why a sale is on the table. Rivals like Apple Pay and Google Pay have taken. As of July, PayPal has lost more than 40% of its market value over just the past 12 months, and its market cap is still roughly one-tenth of its 2021 peak. There's no guarantee talks result in a deal at all, since PayPal already rejected the first offer as insufficient.
#NASDAQ #price
PayPal's market value has collapsed from a 2021 peak of about $360 billion to as low as roughly $36 billion this year. Now the company built by early digital-payments pioneers is negotiating its own sale.
That raises the real question: does a Stripe-Advent deal rescue PayPal Holdings, Inc. (NASDAQ:PYPL)'s business at a fair price, or does it confirm the company simply couldn't turn around its slowing growth alone?
The initial $60.50-per-share offer represented roughly a 28% premium to PayPal Holdings, Inc. (NASDAQ:PYPL)'s prior closing price and was backed by about $50 billion in committed bank financing. William Blair ****** yst Andrew Jeffrey said PayPal's new CEO likely would not accept a "low-ball offer." Blair predicated Stripe and Advent could go as high as $70 a share. Combining Stripe's merchant-focused business with PayPal's more than 430 million consumer accounts would create a combined payments giant processing about $3.7 trillion in annual volume. PayPal CEO Enrique Lores has already split the company into three units, checkout, Venmo, and payments and crypto, since taking over in March as part of a big recovery effort.
PayPal Holdings, Inc. (NASDAQ:PYPL)'s own struggles are exactly why a sale is on the table. Rivals like Apple Pay and Google Pay have taken. As of July, PayPal has lost more than 40% of its market value over just the past 12 months, and its market cap is still roughly one-tenth of its 2021 peak. There's no guarantee talks result in a deal at all, since PayPal already rejected the first offer as insufficient.
#NASDAQ #price
2 months ago
Financial technology firms' SoFi Technologies, Inc. (NASDAQ:SOFI) and PayPal Holdings, Inc. (NASDAQ:PYPL)'s shares have diverged in performance in 2026. SOFI is down by 31% year-to-date while PYPL is up by 5.9%. PayPal Holdings, Inc. (NASDAQ:PYPL)'s stock has gained primarily on the back of takeover news, but Cramer has remained unconvinced. In his previous remarks about the firm, the CNBC TV host remarked that he was hesitant to recommend the stock on the basis of takeover news. In his morning appearance on August 17th, Cramer admonished **** ysts for recommending the stocks even though they were struggling:
"One of the more irritating parts of this market is, the insistence of loving fintech. The **** ysts just love fintech. And the three that they love are SoFi, Klarna, and now PayPal. Look, I totally understand it. But you don't need to reiterate every day people. We understand. PayPal maybe a takeover candidate. Klarna is doing really great. SoFi, it's going to come back. Just stop. **** ysts stop recommending these. Let them go to where they are on the downside. And then you can recommend them. . .I really think that's what happened is that, thatPayPal, when we heard that it might get a takeover bid, it made everything really exciting to people. But I just think, no, just go buy Wells Fargo. Go buy JPMorgan over Klarna. Okay. Or over PayPal."
SoFi Technologies, Inc. (NASDAQ:SOFI)'s narrative surrounds its valuation. The firm's forward P/E ratio is 31.55, which is nearly double that of banking giant JPMorgan and more than 2x of PYPL's 11.79. The risk to SoFi Technologies, Inc. (NASDAQ:SOFI)'s valuation comes from its transformation into a digital bank from a student loan company. Therefore, the firm's Financial Services and Technology platforms are at the center of the narrative.
On this front, SoFi Technologies, Inc. (NASDAQ:SOFI)'s second quarter saw its two businesses grow net revenue by 29% and drop by 23% annually. Technology suffered as a large client transitioned away from the platform. SoFi Technologies, Inc. (NASDAQ:SOFI)'s management added that the two businesses should account for more than 50% of overall revenue over the long term. To sum it up, the firm's headwinds could stem from high deposit costs of sizable amount of funds, such as $45 billion in the latest quarter, while the capital light Financial Services business and fee-driven Technology Services could lead the way to growth.
Shifting towards PayPal Holdings, Inc. (NASDAQ:PYPL), it's all about turnaround versus acquisitions. The turnaround camp, of which its management is also a part of, hinges on improved checkout performance, AI modernization, cost savings and Venmo growth. Through these, PayPal Holdings, Inc. (NASDAQ:PYPL) aims to save $400 million in costs in 2026 and streamline headcount in 2027. Therefore, the firm could experience tailwinds should it achieve the stated $1.5 billion in gross run rate savings and generate earnings power.
#NASDAQ #paypal
"One of the more irritating parts of this market is, the insistence of loving fintech. The **** ysts just love fintech. And the three that they love are SoFi, Klarna, and now PayPal. Look, I totally understand it. But you don't need to reiterate every day people. We understand. PayPal maybe a takeover candidate. Klarna is doing really great. SoFi, it's going to come back. Just stop. **** ysts stop recommending these. Let them go to where they are on the downside. And then you can recommend them. . .I really think that's what happened is that, thatPayPal, when we heard that it might get a takeover bid, it made everything really exciting to people. But I just think, no, just go buy Wells Fargo. Go buy JPMorgan over Klarna. Okay. Or over PayPal."
SoFi Technologies, Inc. (NASDAQ:SOFI)'s narrative surrounds its valuation. The firm's forward P/E ratio is 31.55, which is nearly double that of banking giant JPMorgan and more than 2x of PYPL's 11.79. The risk to SoFi Technologies, Inc. (NASDAQ:SOFI)'s valuation comes from its transformation into a digital bank from a student loan company. Therefore, the firm's Financial Services and Technology platforms are at the center of the narrative.
On this front, SoFi Technologies, Inc. (NASDAQ:SOFI)'s second quarter saw its two businesses grow net revenue by 29% and drop by 23% annually. Technology suffered as a large client transitioned away from the platform. SoFi Technologies, Inc. (NASDAQ:SOFI)'s management added that the two businesses should account for more than 50% of overall revenue over the long term. To sum it up, the firm's headwinds could stem from high deposit costs of sizable amount of funds, such as $45 billion in the latest quarter, while the capital light Financial Services business and fee-driven Technology Services could lead the way to growth.
Shifting towards PayPal Holdings, Inc. (NASDAQ:PYPL), it's all about turnaround versus acquisitions. The turnaround camp, of which its management is also a part of, hinges on improved checkout performance, AI modernization, cost savings and Venmo growth. Through these, PayPal Holdings, Inc. (NASDAQ:PYPL) aims to save $400 million in costs in 2026 and streamline headcount in 2027. Therefore, the firm could experience tailwinds should it achieve the stated $1.5 billion in gross run rate savings and generate earnings power.
#NASDAQ #paypal
2 months ago
Venmo and PayPal will no longer just be the apps you use when you owe your friend gas money or make an online purchase. The brands just announced that college students and their families will now be able to use these payment platforms to make tuition payments at select universities.
Bellarmine University, Butler University, Kansas State University, Michigan State University and Texas Tech University are some of the schools on board so far, and more are expected throughout the year.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#venmo
Bellarmine University, Butler University, Kansas State University, Michigan State University and Texas Tech University are some of the schools on board so far, and more are expected throughout the year.
Jeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being one
Dave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake. Here's what it is and 3 simple steps to fix it ASAP
The tax breaks in Trump's 'big beautiful bill' expire after 2028. Here are 4 moves to make before the window closes
#venmo
3 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
Mobile payment apps such as Venmo, PayPal, and Cash App have grown in popularity in recent years. More than three-quarters of Americans have used these types of apps to send or receive money from individuals.
Yet despite the convenience and growing use of P2P apps, there are risks you should be aware of as well. In particular, the Consumer Financial Protection Bureau (CFPB) warns consumers that storing cash in apps like PayPal, Cash App, and Venmo is a habit you should avoid. Here's why.
A peer-to-peer payment app is a type of digital payment platform that allows you to transfer money to another individual using a mobile device or computer. When you register for a P2P service, you start by connecting your bank account, credit card, or digital wallet. From there, you can send or receive cash to other users who are registered with the same P2P service.
Depending on the P2P payment app, you may incur fees when you send money. Other services may charge you fees to transfer funds to your bank account — especially if an international transfer is involved. Many P2P apps, however, offer free payment options for sending cash between friends and family members. Non-expedited domestic bank transfers may be free as well, depending on the app.
#apps #transfer
Mobile payment apps such as Venmo, PayPal, and Cash App have grown in popularity in recent years. More than three-quarters of Americans have used these types of apps to send or receive money from individuals.
Yet despite the convenience and growing use of P2P apps, there are risks you should be aware of as well. In particular, the Consumer Financial Protection Bureau (CFPB) warns consumers that storing cash in apps like PayPal, Cash App, and Venmo is a habit you should avoid. Here's why.
A peer-to-peer payment app is a type of digital payment platform that allows you to transfer money to another individual using a mobile device or computer. When you register for a P2P service, you start by connecting your bank account, credit card, or digital wallet. From there, you can send or receive cash to other users who are registered with the same P2P service.
Depending on the P2P payment app, you may incur fees when you send money. Other services may charge you fees to transfer funds to your bank account — especially if an international transfer is involved. Many P2P apps, however, offer free payment options for sending cash between friends and family members. Non-expedited domestic bank transfers may be free as well, depending on the app.
#apps #transfer
4 months ago
PayPal Holdings Inc. (NASDAQ:PYPL) ranks among the best fintech stocks to buy as digital payments volume surges. On June 1, Freedom Broker reduced its price target for PayPal Holdings Inc. (NASDAQ:PYPL) to $60 from $100 while retaining a Buy rating on the stock. Freedom Broker ******* yst Mikhail Paramonov referred to the company's first-quarter fiscal 2026 results, which were largely in line with estimates.
PayPal Holdings Inc. (NASDAQ:PYPL) posted revenue of $8.35 billion, up 7% year-over-year, alongside a non-GAAP EPS of $1.34, up 1% year-over-year. The earnings and revenue numbers exceeded estimates by 5% and 4%, respectively.
The company's user base stayed somewhat steady, with 439 million active accounts, up 1% year-over-year, while monthly active accounts totaled 225 million. Transaction volume also came in solid, with 6.48 billion payment transactions handled during the quarter, a 7% increase over the previous year.
In addition, Tencent Financial Technology announced on May 27 that US PayPal users can now use WeChat Pay's QR-code network to make payments at businesses throughout China. According to the announcement, the service connects Tencent's cross-border payment platform TenPay Global to PayPal World.
PayPal Holdings Inc. (NASDAQ:PYPL) operates a technology platform that enables businesses and customers worldwide to send and receive digital payments. The company offers payment solutions under the names PayPal Credit, Hyperwallet, Venmo, PayPal, Xoom, Honey, Braintree, and Paidy.
PayPal Holdings Inc. (NASDAQ:PYPL) posted revenue of $8.35 billion, up 7% year-over-year, alongside a non-GAAP EPS of $1.34, up 1% year-over-year. The earnings and revenue numbers exceeded estimates by 5% and 4%, respectively.
The company's user base stayed somewhat steady, with 439 million active accounts, up 1% year-over-year, while monthly active accounts totaled 225 million. Transaction volume also came in solid, with 6.48 billion payment transactions handled during the quarter, a 7% increase over the previous year.
In addition, Tencent Financial Technology announced on May 27 that US PayPal users can now use WeChat Pay's QR-code network to make payments at businesses throughout China. According to the announcement, the service connects Tencent's cross-border payment platform TenPay Global to PayPal World.
PayPal Holdings Inc. (NASDAQ:PYPL) operates a technology platform that enables businesses and customers worldwide to send and receive digital payments. The company offers payment solutions under the names PayPal Credit, Hyperwallet, Venmo, PayPal, Xoom, Honey, Braintree, and Paidy.
4 months ago
Jun. 18—There's an opportunity to watch World Cup action with other soccer enthusiasts this week.
The U16/U17 Girls and Boys Aiken Futbol Club teams will host a World Cup Watch Party from 2:30-5:30 p.m. Friday, June 19, at the Student Activities Center on the campus of USC Aiken, 471 University Parkway.
Come watch Team USA take on Australia with kickoff set for 3 p.m. Admission is $15 and includes pizza and drinks.
Cash is accepted at the door or Venmo Maggie-Rasmussen-1.
For more information, visit the Aiken Futbol Club on Facebook.
The U16/U17 Girls and Boys Aiken Futbol Club teams will host a World Cup Watch Party from 2:30-5:30 p.m. Friday, June 19, at the Student Activities Center on the campus of USC Aiken, 471 University Parkway.
Come watch Team USA take on Australia with kickoff set for 3 p.m. Admission is $15 and includes pizza and drinks.
Cash is accepted at the door or Venmo Maggie-Rasmussen-1.
For more information, visit the Aiken Futbol Club on Facebook.
4 months ago
PayPal Holdings (PYPL) may be setting up for a contrarian opportunity. The digital payments giant has fallen sharply in 2026, pushing its shares into deeply oversold territory and making it one of the most oversold stocks in the S&P 500 Index ($SPX). Technical indicators such as the Relative Strength Index (RSI) suggest that selling pressure may have become excessive, with a reading hovering near 30 to 40, a level often viewed as a sign of excessive selling pressure, even as PayPal continues to generate strong cash flow, expand Venmo's ecosystem, and maintain its position as one of the world's largest online payments platforms.
While concerns about intensifying competition and cautious management guidance have weighed on investor sentiment, oversold conditions often create attractive entry points for long-term investors willing to look beyond near-term headwinds. So, let's dig deeper into whether PayPal's recent weakness represents a value opportunity or a warning sign of deeper challenges ahead.
Dear Rocket Lab Stock Fans, Mark Your Calendars for June 22
Stay Away from Super Micro Computer Stock. It's Hostage to Its Own Mistakes.
Dear ****** eX Stock Fans, Mark Your Calendars for June 16
While concerns about intensifying competition and cautious management guidance have weighed on investor sentiment, oversold conditions often create attractive entry points for long-term investors willing to look beyond near-term headwinds. So, let's dig deeper into whether PayPal's recent weakness represents a value opportunity or a warning sign of deeper challenges ahead.
Dear Rocket Lab Stock Fans, Mark Your Calendars for June 22
Stay Away from Super Micro Computer Stock. It's Hostage to Its Own Mistakes.
Dear ****** eX Stock Fans, Mark Your Calendars for June 16
5 months ago
House of Doge is pushing Dogecoin further into regulated fintech infrastructure through a new partnership with Paxos, giving the meme-born ******* et a broader path into consumer and enterprise crypto products.
The official corporate arm of the Dogecoin Foundation, along with merger partner Brag House Holdings Inc. (NASDAQ: $TBH), said Monday that Dogecoin will be integrated across Paxos’ enterprise-grade crypto brokerage and custody infrastructure. Paxos powers crypto services for platforms including PayPal (NASDAQ: $PYPL), Venmo, Interactive Brokers (NASDAQ: $IBKR) and Mercado Libre, putting Dogecoin closer to distribution channels that already touch large consumer audiences.
The partnership does not automatically place DOGE inside every Paxos client product. It gives enterprise platforms using Paxos infrastructure the ability to evaluate Dogecoin support through a regulated custody, liquidity and compliance layer. For House of Doge, that distinction is important: the work is less about another exchange listing and more about making Dogecoin easier for fintech platforms to offer at scale.
More From Cryptoprowl:
Ripple, The Company Behind XRP, Is Valued At $50 Billion
The official corporate arm of the Dogecoin Foundation, along with merger partner Brag House Holdings Inc. (NASDAQ: $TBH), said Monday that Dogecoin will be integrated across Paxos’ enterprise-grade crypto brokerage and custody infrastructure. Paxos powers crypto services for platforms including PayPal (NASDAQ: $PYPL), Venmo, Interactive Brokers (NASDAQ: $IBKR) and Mercado Libre, putting Dogecoin closer to distribution channels that already touch large consumer audiences.
The partnership does not automatically place DOGE inside every Paxos client product. It gives enterprise platforms using Paxos infrastructure the ability to evaluate Dogecoin support through a regulated custody, liquidity and compliance layer. For House of Doge, that distinction is important: the work is less about another exchange listing and more about making Dogecoin easier for fintech platforms to offer at scale.
More From Cryptoprowl:
Ripple, The Company Behind XRP, Is Valued At $50 Billion
