1 hr. ago
Schwab, Fidelity, and Vanguard each have different default beneficiary clauses, so a blank IRA form can send your account to your kids or your estate.
An estate inheriting an IRA triggers a 5-year withdrawal rule instead of 10, costing heirs an extra $2,430 in federal tax per child before state taxes.
Naming primary and contingent beneficiaries on every account, including Roth IRAs, and re-filing after any rollover or divorce takes about ten minutes.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
Picture two widowed parents. Each leaves a $600,000 traditional IRA to two grown kids, and neither one ever filled out a beneficiary form. One family gets a decade to draw the money down on its own schedule. The other gets five years, a probate filing and a faster tax bill.
#form #kids #gets #schwab
An estate inheriting an IRA triggers a 5-year withdrawal rule instead of 10, costing heirs an extra $2,430 in federal tax per child before state taxes.
Naming primary and contingent beneficiaries on every account, including Roth IRAs, and re-filing after any rollover or divorce takes about ten minutes.
Read More: Learn 7 ways to generate income with a $1,000,000+ portfolio (sponsor)
Picture two widowed parents. Each leaves a $600,000 traditional IRA to two grown kids, and neither one ever filled out a beneficiary form. One family gets a decade to draw the money down on its own schedule. The other gets five years, a probate filing and a faster tax bill.
#form #kids #gets #schwab
29 days ago
The "American Dream" costs about $5.3 million over a lifetime, up 4.1% from last year's updated total and faster than wages grew.
The costs of owning a house, paying for new cars and retirement expenses make up nearly 70% of the overall total.
Healthcare and car ownership prices were little changed from last year, but up substantially from five years ago.
The cost of the American Dream is rising faster than our paychecks can cover it.
That's according to an Investopedia ***** ysis of eight classic milestones: owning a home, buying new cars, raising two children and sending them to college, retiring, paying for healthcare, having a wedding, owning pets, and taking a yearly vacation. The lifetime tab, $5.3 million, is up 4.1% from a year ago. By comparison, private-sector wages and salaries in the 12 months through June rose 3.1%, according to the Bureau of Labor Statistics' Employment Cost Index.
#dream #last #total
The costs of owning a house, paying for new cars and retirement expenses make up nearly 70% of the overall total.
Healthcare and car ownership prices were little changed from last year, but up substantially from five years ago.
The cost of the American Dream is rising faster than our paychecks can cover it.
That's according to an Investopedia ***** ysis of eight classic milestones: owning a home, buying new cars, raising two children and sending them to college, retiring, paying for healthcare, having a wedding, owning pets, and taking a yearly vacation. The lifetime tab, $5.3 million, is up 4.1% from a year ago. By comparison, private-sector wages and salaries in the 12 months through June rose 3.1%, according to the Bureau of Labor Statistics' Employment Cost Index.
#dream #last #total
2 months ago
On September 10, Imperial Petroleum Inc. (NASDAQ:IMPP), a company involved in seaborne transportation of crude oil, dry bulk, and petroleum products, released its second quarter results. With a topline figure of $87.1 million, the company delivered record quarterly revenue, which also resulted in 139.9% year-over-year growth. Imperial's adjusted EBITDA for the second quarter stood at $41.7 million, while the Q2 adjusted net income of $35.3 million exhibited around 163% growth in comparison with Q2 FY25.
Ralf Gosch/Shutterstock.com
Several factors contributed to the second quarter topline growth. A 6.9 vessel rise in the company's average fleet size was the primary growth enabler. Other factors include encouraging dynamics across the drybulk segment, and higher rates for both drybulk and tankers amid the geopolitical uncertainties. Operating income for the quarter jumped to a near-record level of $33.4 million, which translates into a 307.3% growth relative to Q2 FY25. Imperial posted an adjusted EPS of $0.76 for the reported quarter, which almost doubled compared to the same quarter a year prior.
At the back of efficient fleet management, management remained focus on strengthening its financial position. The company ended the quarter with no debt, and its liquidity position also remained resilient. Cash and cash equivalents, including time deposits, increased from $179.1 million at the end of 2025 to $245.2 million as of June 30, 2026. The company added that its cash base had increased further to approximately $260 million as of the September 10 results release.
Certain areas of weakness warrant a closer examination. During the reported quarter, fleet operational utilization went down from 83.1% in prior year's second quarter to 73.5%. There was a substantial increase in some of the underlying operating expenses. For instance, the vessel operating expense stood at $14.4 million compared to $8.4 million during Q2 FY25. This $6 million rise can be attributed to Imperial's larger fleet size. Similarly, the voyage expenses also jumped from $10.7 million in last year's Q2 to $22.1 million for Q2 FY26. The incremental voyage expenses stemmed from higher bunkers' rates, as well as a 58.4% jump in spot days.
#fleet
Ralf Gosch/Shutterstock.com
Several factors contributed to the second quarter topline growth. A 6.9 vessel rise in the company's average fleet size was the primary growth enabler. Other factors include encouraging dynamics across the drybulk segment, and higher rates for both drybulk and tankers amid the geopolitical uncertainties. Operating income for the quarter jumped to a near-record level of $33.4 million, which translates into a 307.3% growth relative to Q2 FY25. Imperial posted an adjusted EPS of $0.76 for the reported quarter, which almost doubled compared to the same quarter a year prior.
At the back of efficient fleet management, management remained focus on strengthening its financial position. The company ended the quarter with no debt, and its liquidity position also remained resilient. Cash and cash equivalents, including time deposits, increased from $179.1 million at the end of 2025 to $245.2 million as of June 30, 2026. The company added that its cash base had increased further to approximately $260 million as of the September 10 results release.
Certain areas of weakness warrant a closer examination. During the reported quarter, fleet operational utilization went down from 83.1% in prior year's second quarter to 73.5%. There was a substantial increase in some of the underlying operating expenses. For instance, the vessel operating expense stood at $14.4 million compared to $8.4 million during Q2 FY25. This $6 million rise can be attributed to Imperial's larger fleet size. Similarly, the voyage expenses also jumped from $10.7 million in last year's Q2 to $22.1 million for Q2 FY26. The incremental voyage expenses stemmed from higher bunkers' rates, as well as a 58.4% jump in spot days.
#fleet
2 months ago
Choosing between Advance Auto Parts (NYSE:AAP) and Intuitive Machines (NASDAQ:LUNR) requires balancing the steady but challenged automotive retail sector against the high-stakes, high-growth arena of ******* e infrastructure.
Advance Auto Parts operates as a massive retailer for vehicle maintenance, while Intuitive Machines focuses on lunar landers and orbital services. These two businesses represent very different risk-to-reward profiles for 2026 portfolios.
Advance Auto Parts operates as an automotive aftermarket parts retailer, serving both everyday do-it-yourselfers and professional installers like garages or dealerships. In its latest annual report, filed for the fiscal year ended January 3, 2026, the company noted it operates over 4,000 stores across North America. As an established player among retail stocks, its strategy relies on balancing these two customer bases, with professional sales accounting for nearly 50% of its total revenue.
In FY 2025, revenue reached $8.6 billion, representing a revenue decline of roughly 5.4% compared to the previous year. Despite this decline, the company reported a net income of $44.0 million. This resulted in a thin net margin, a measure of how much profit a company keeps from its total sales, of about 0.5%.
As of its January 2026 balance sheet, the debt-to-equity ratio was 2.4x. This ratio measures total debt against shareholder equity, with a higher number suggesting more reliance on borrowing. The so-called current ratio, which tracks the ability to pay short-term debts with short-term ******* ets, was 1.7x. Free cash flow, defined as cash from operations minus capital expenditures, was negative $298.0 million for the year.
#parts #operates #total #ratio
Advance Auto Parts operates as a massive retailer for vehicle maintenance, while Intuitive Machines focuses on lunar landers and orbital services. These two businesses represent very different risk-to-reward profiles for 2026 portfolios.
Advance Auto Parts operates as an automotive aftermarket parts retailer, serving both everyday do-it-yourselfers and professional installers like garages or dealerships. In its latest annual report, filed for the fiscal year ended January 3, 2026, the company noted it operates over 4,000 stores across North America. As an established player among retail stocks, its strategy relies on balancing these two customer bases, with professional sales accounting for nearly 50% of its total revenue.
In FY 2025, revenue reached $8.6 billion, representing a revenue decline of roughly 5.4% compared to the previous year. Despite this decline, the company reported a net income of $44.0 million. This resulted in a thin net margin, a measure of how much profit a company keeps from its total sales, of about 0.5%.
As of its January 2026 balance sheet, the debt-to-equity ratio was 2.4x. This ratio measures total debt against shareholder equity, with a higher number suggesting more reliance on borrowing. The so-called current ratio, which tracks the ability to pay short-term debts with short-term ******* ets, was 1.7x. Free cash flow, defined as cash from operations minus capital expenditures, was negative $298.0 million for the year.
#parts #operates #total #ratio
2 months ago
Volatility has picked up in recent days as the market digests rising yields and oil prices along with seasonal headwinds. With everything going on, volatility could rear its ugly head again at any time.
The VIX Index closed at 16.46 yesterday after briefly dropping below 14 last week.
Unusual Options Activity Points to Big Institutional Bets on These 3 Industries
Volatility Insurance for Applied Optoelectronics (AAOI) Stock Potentially Inspires a Contrarian Outlook
A Rare Quant Signal Just Flashed for Contrarian Options Traders in Home Depot Stock
#Stock #index #points #bets
The VIX Index closed at 16.46 yesterday after briefly dropping below 14 last week.
Unusual Options Activity Points to Big Institutional Bets on These 3 Industries
Volatility Insurance for Applied Optoelectronics (AAOI) Stock Potentially Inspires a Contrarian Outlook
A Rare Quant Signal Just Flashed for Contrarian Options Traders in Home Depot Stock
#Stock #index #points #bets
2 months ago
Broadcom stock reports third-quarter results after Wednesday's close and has climbed 4% from last week's low to $370.34.
Wall Street rates it a Strong Buy, with 25 buy ratings, three holds, and no sells, despite a major money flow warning.
Broadcom shares still sit 23% below the record they set on June 2, up 7% this year, compared with 63% for the PHLX Semiconductor Index.
This is the season's last big AI print, after 36 **** ysts backed Nvidia into its own results.
Analysts expect $29.241 billion of revenue and $3.215 in adjusted earnings.
#results #last #june
Wall Street rates it a Strong Buy, with 25 buy ratings, three holds, and no sells, despite a major money flow warning.
Broadcom shares still sit 23% below the record they set on June 2, up 7% this year, compared with 63% for the PHLX Semiconductor Index.
This is the season's last big AI print, after 36 **** ysts backed Nvidia into its own results.
Analysts expect $29.241 billion of revenue and $3.215 in adjusted earnings.
#results #last #june
2 months ago
The legendary billionaire macro trader, Stanley Druckenmiller, has built his career on a simple habit. When he finds a bet he believes in, he sizes it big and watches it closely.
Right now, that bet is a cancer-testing company most people have never heard of: Natera (NTRA), and the reason he keeps buying tells you something useful about where he thinks healthcare is going.
His family office holds more of it than any other stock, and he added to the position last quarter even as the shares traded near record highs.
Druckenmiller runs his money through the Duquesne Family Office, and his stock holdings show up every quarter in a public filing called a 13F.
A 13F is a report that large investors must file with the Securities and Exchange Commission, listing the U.S. stocks they own.
#druckenmiller #Stock #stanley #right
Right now, that bet is a cancer-testing company most people have never heard of: Natera (NTRA), and the reason he keeps buying tells you something useful about where he thinks healthcare is going.
His family office holds more of it than any other stock, and he added to the position last quarter even as the shares traded near record highs.
Druckenmiller runs his money through the Duquesne Family Office, and his stock holdings show up every quarter in a public filing called a 13F.
A 13F is a report that large investors must file with the Securities and Exchange Commission, listing the U.S. stocks they own.
#druckenmiller #Stock #stanley #right
2 months ago
Corn futures found late strength on Friday with contracts 2 ¾ to 6 ½ cents higher across the board. September was 24 ¾ cents higher on the week, with December rallying 25 ¼ cents. September options expired today. The CmdtyView national average Cash Corn price was up 5 cents at $4.52 ½.
USDA reported 205,000 MT of corn sold during the reporting period to unknown destinations this morning.
Coffee Prices Slip on Brazil Harvest Pressures
Where Are Cattle Prices Heading After the 2026 Grilling Season Ends?
Brazil Harvest Pressures Weigh on Coffee Prices
#prices #Brazil #Friday
USDA reported 205,000 MT of corn sold during the reporting period to unknown destinations this morning.
Coffee Prices Slip on Brazil Harvest Pressures
Where Are Cattle Prices Heading After the 2026 Grilling Season Ends?
Brazil Harvest Pressures Weigh on Coffee Prices
#prices #Brazil #Friday
3 months ago
Warren Buffett's Berkshire Hathaway, which is now run by Greg Abel, revealed in its latest 13F filing that the fund bought a new stake in D.R. Horton (NYSE:DHI), worth about $580,000. The fund also increased its stake in fellow homebuilder Lennar (NYSE:LEN) by 30% in the second quarter, lifting that position to about $1.2 billion.
The housing market has been taking a hit amid higher mortgage rates, but some long-term indicators suggest a rebound could come. J.P. Morgan Global Research expects home prices to remain flat in 2026 but sees a 3% rise in 2027. Capital Economics forecasts a 2.5% rebound in home prices in 2027, followed by a 4% gain in 2028. The Mortgage Bankers ******* ociation expects single-family construction starts to recover to 967,000 in 2027 and 976,000 in 2028, after dipping in 2026.
DHI is one of the largest homebuilders in the country. In the most recent quarter, gross margin actually beat guidance at 20.7% even as prices slipped amid declining construction costs. The stock is down 10% over the past year. Bulls point out that a broader housing recovery is expected sooner or later and DHI is a strong play to benefit from it in the long term.
Bears say a recovery would take a lot of time. The company recently cut its full-year revenue guidance and Q4 guidance calls for a sequential slowdown in both revenue and homes closed. Elevated mortgage rates, sticky inflation, and cautious buyers are forcing DHI to lean on incentives and lower average prices to keep volume moving and these pressures are not expected to ease soo.
Forward non-GAAP P/E sits at 13.95x, about 13% below the sector median of 15.99x, but 40% above DHI's own five-year average of 9.99x. On a GAAP basis, forward P/E of 13.96x is below the sector median by roughly 19%, yet sits 40% above the stock's five-year norm.
#NYSE #fund
The housing market has been taking a hit amid higher mortgage rates, but some long-term indicators suggest a rebound could come. J.P. Morgan Global Research expects home prices to remain flat in 2026 but sees a 3% rise in 2027. Capital Economics forecasts a 2.5% rebound in home prices in 2027, followed by a 4% gain in 2028. The Mortgage Bankers ******* ociation expects single-family construction starts to recover to 967,000 in 2027 and 976,000 in 2028, after dipping in 2026.
DHI is one of the largest homebuilders in the country. In the most recent quarter, gross margin actually beat guidance at 20.7% even as prices slipped amid declining construction costs. The stock is down 10% over the past year. Bulls point out that a broader housing recovery is expected sooner or later and DHI is a strong play to benefit from it in the long term.
Bears say a recovery would take a lot of time. The company recently cut its full-year revenue guidance and Q4 guidance calls for a sequential slowdown in both revenue and homes closed. Elevated mortgage rates, sticky inflation, and cautious buyers are forcing DHI to lean on incentives and lower average prices to keep volume moving and these pressures are not expected to ease soo.
Forward non-GAAP P/E sits at 13.95x, about 13% below the sector median of 15.99x, but 40% above DHI's own five-year average of 9.99x. On a GAAP basis, forward P/E of 13.96x is below the sector median by roughly 19%, yet sits 40% above the stock's five-year norm.
#NYSE #fund
3 months ago
North Carolina's HomeTrust has agreed to buy Virginia-based Blue Ridge Bankshares in an all-share deal worth about $448.1m.
The transaction would extend HomeTrust's presence into Virginia.
The merger would form a commercial bank with more than $7bn in **** ets and over 60 branches and offices across the Southeast.
Under the agreed terms, Blue Ridge investors will receive 0.086 HomeTrust common shares for each share held.
After the transaction is completed, existing HomeTrust investors are expected to hold about 65% of the combined group, while Blue Ridge investors are set to own roughly 35%.
#investors #transaction
The transaction would extend HomeTrust's presence into Virginia.
The merger would form a commercial bank with more than $7bn in **** ets and over 60 branches and offices across the Southeast.
Under the agreed terms, Blue Ridge investors will receive 0.086 HomeTrust common shares for each share held.
After the transaction is completed, existing HomeTrust investors are expected to hold about 65% of the combined group, while Blue Ridge investors are set to own roughly 35%.
#investors #transaction
3 months ago
Investors have poured more than $100 billion into exchange-traded funds every month for 14 consecutive months, a streak, Bloomberg ETF ******* yst Eric Balchunas says, would have been almost unthinkable just a few years ago.
"ETFs have taken in over $100b for 14 straight months," Balchunas said on Thursday, citing a chart shared by fellow Bloomberg ETF ******* yst Athanasios Psarofagis. "Prior to this streak, a $100b month had happened ONE TIME EVER."
The chart shows how quickly the milestone has gone from an anomaly to routine.
According to Balchunas, the previous $100 billion month occurred roughly two-and-a-half years before the current streak began.
The surge comes as ETFs take a growing share of investor portfolios. Global ETF ******* ets reached a record $23.08 trillion at the end of May, after attracting $1.07 trillion in net inflows during the first five months of 2026, according to ETFGI.
#balchunas #month
"ETFs have taken in over $100b for 14 straight months," Balchunas said on Thursday, citing a chart shared by fellow Bloomberg ETF ******* yst Athanasios Psarofagis. "Prior to this streak, a $100b month had happened ONE TIME EVER."
The chart shows how quickly the milestone has gone from an anomaly to routine.
According to Balchunas, the previous $100 billion month occurred roughly two-and-a-half years before the current streak began.
The surge comes as ETFs take a growing share of investor portfolios. Global ETF ******* ets reached a record $23.08 trillion at the end of May, after attracting $1.07 trillion in net inflows during the first five months of 2026, according to ETFGI.
#balchunas #month
3 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
There are specific debt-to-income ratios that mortgage lenders calculate to ensure you have the income needed for a $500,000 mortgage. Mortgage lenders need to prove that you earn enough money each month to comfortably handle this added mortgage debt, along with your other monthly debt obligations.
Read more: Is a good time for you to buy a house?
The monthly payment on a $500,000 mortgage depends on many factors, including the interest rate you qualify for, your down payment, loan type, homeowners insurance costs, and property tax rates in your area.
Based on national averages for taxes and insurance, you could expect an all-in monthly mortgage payment of about $3,669.
#mortgage #income
There are specific debt-to-income ratios that mortgage lenders calculate to ensure you have the income needed for a $500,000 mortgage. Mortgage lenders need to prove that you earn enough money each month to comfortably handle this added mortgage debt, along with your other monthly debt obligations.
Read more: Is a good time for you to buy a house?
The monthly payment on a $500,000 mortgage depends on many factors, including the interest rate you qualify for, your down payment, loan type, homeowners insurance costs, and property tax rates in your area.
Based on national averages for taxes and insurance, you could expect an all-in monthly mortgage payment of about $3,669.
#mortgage #income
3 months ago
US-listed spot Bitcoin (CRYPTO: $BTC) exchange-traded funds (ETFs) attracted more than $853 million in net inflows last week, marking their strongest weekly performance since mid-April as a security breach involving Coldcard wallets renewed concerns over crypto self-custody.
Data from SoSoValue shows that the funds have maintained an inflow streak since last week, with inflows peaking at $244.42 million last Wednesday, following $211.49 million the previous day. The five-day streak brought in approximately $853.5 million, pushing ******* ulative net inflows to $52.18 billion.
Last month, a vulnerability in Coinkite's Coldcard hardware wallets was exploited to drain millions worth of Bitcoin from thousands of addresses. The attack is estimated to have resulted in around $130 million worth of Bitcoin being stolen.
More From Cryptoprowl:
MEXC Ventures Supports Alpha Arena's APAC Debut at Coinfest Bali
#coldcard
Data from SoSoValue shows that the funds have maintained an inflow streak since last week, with inflows peaking at $244.42 million last Wednesday, following $211.49 million the previous day. The five-day streak brought in approximately $853.5 million, pushing ******* ulative net inflows to $52.18 billion.
Last month, a vulnerability in Coinkite's Coldcard hardware wallets was exploited to drain millions worth of Bitcoin from thousands of addresses. The attack is estimated to have resulted in around $130 million worth of Bitcoin being stolen.
More From Cryptoprowl:
MEXC Ventures Supports Alpha Arena's APAC Debut at Coinfest Bali
#coldcard
3 months ago
In the artificial intelligence (AI) investing world, the cloud computing providers are one of the primary beneficiaries. These are the companies spending hundreds of billions of dollars on data centers purpose-built for AI computing, but expect to make all of that money back -- and more -- as the computing capacity is rented out to clients.
The big three in this realm are Amazon (NASDAQ: AMZN), Microsoft (NASDAQ: MSFT), and Alphabet (NASDAQ: GOOG) (NASDAQ: GOOGL). Each of these companies just announced results, and delivered incredible results, which shouldn't come as a surprise to anyone.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
I think these are among the best stocks to buy now and hold for the next decade, even after any gains following a post-earnings pop.
Starting with the largest, Amazon Web Services (AWS) had a very strong quarter. Wall Street **** ysts only expected AWS to deliver 31% growth; instead, it came in at 37%. This shows the strength of Amazon's business and how it's well-positioned to maintain its **** le as the largest cloud computing provider.
#results
The big three in this realm are Amazon (NASDAQ: AMZN), Microsoft (NASDAQ: MSFT), and Alphabet (NASDAQ: GOOG) (NASDAQ: GOOGL). Each of these companies just announced results, and delivered incredible results, which shouldn't come as a surprise to anyone.
Missed Nvidia in 2009? This Rare Signal Is Flashing Again. In 2009, a "Double Down" signal flashed for a little-known chipmaker called Nvidia. For the first time in years, that same "Total Conviction" signal is flashing for a company 1/100th the size of Nvidia. Continue »
I think these are among the best stocks to buy now and hold for the next decade, even after any gains following a post-earnings pop.
Starting with the largest, Amazon Web Services (AWS) had a very strong quarter. Wall Street **** ysts only expected AWS to deliver 31% growth; instead, it came in at 37%. This shows the strength of Amazon's business and how it's well-positioned to maintain its **** le as the largest cloud computing provider.
#results
3 months ago
3 months ago
INTC surged 144% year to date but pulled back 29% in one month due to profit-taking and valuation, not deteriorating fundamentals.
Lip-Bu Tan called Q2 Intel's strongest revenue growth in fifteen years, fueled by a 59% Data Center and AI surge.
Hitting $135 by end of 2026 demands 50% upside and requires DCAI growth, solid 18A yields, and narrowing Foundry losses to all align.
Don't wait: the ******* yst who called NVIDIA in 2010 just revealed his top 10 AI stocks. See the full list FREE now.
Intel (NASDAQ:INTC) is my kind of comeback story right now. The $16.13 billion Q2 print, the 59% Data Center and AI surge, and Lip-Bu Tan's line that this was "our strongest revenue growth in more than fifteen years" tell you the operational story is real. But the tape is telling a very different story.
#story #intc #strongest
Lip-Bu Tan called Q2 Intel's strongest revenue growth in fifteen years, fueled by a 59% Data Center and AI surge.
Hitting $135 by end of 2026 demands 50% upside and requires DCAI growth, solid 18A yields, and narrowing Foundry losses to all align.
Don't wait: the ******* yst who called NVIDIA in 2010 just revealed his top 10 AI stocks. See the full list FREE now.
Intel (NASDAQ:INTC) is my kind of comeback story right now. The $16.13 billion Q2 print, the 59% Data Center and AI surge, and Lip-Bu Tan's line that this was "our strongest revenue growth in more than fifteen years" tell you the operational story is real. But the tape is telling a very different story.
#story #intc #strongest
3 months ago
Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
According to rates from the Zillow lender marketplace, mortgage rates are a bit lower compared to last week. The current 30-year fixed rate fell by 10 basis points to 6.65%, the 15-year fixed rate declined by 3 basis points to 6.01%, and the 5/1 ARM rose by a single basis point to 6.65%.
Read more: Weekly survey of mortgage lenders with the lowest rates: Pushing higher
Here are the current mortgage rates today, Sunday, August 2, 2026, according to the latest Zillow data:
30-year fixed: 6.65%
#mortgage
According to rates from the Zillow lender marketplace, mortgage rates are a bit lower compared to last week. The current 30-year fixed rate fell by 10 basis points to 6.65%, the 15-year fixed rate declined by 3 basis points to 6.01%, and the 5/1 ARM rose by a single basis point to 6.65%.
Read more: Weekly survey of mortgage lenders with the lowest rates: Pushing higher
Here are the current mortgage rates today, Sunday, August 2, 2026, according to the latest Zillow data:
30-year fixed: 6.65%
#mortgage