23 hours ago
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Mortgage rates have been volatile since the beginning of the Middle East conflict. But where are rates headed in the next five years, and should you wait for mortgage rates to fall significantly before buying or refinancing? Mortgage interest rates are determined by several factors, all of which can give us clues about the future. Let’s take a closer look at mortgage rate predictions over the next five years.
Here are the housing market predictions for 2026.
One of the most useful indicators for predicting mortgage rates is the yield on the 10-year U.S. Treasury note. Mortgage rates and 10-year Treasury yields typically move in the same direction, although mortgage rates are usually higher because lenders factor in additional risks. This difference between the two is known as the spread, and we’ll account for that when estimating where mortgage rates could go.
With that in mind, the first step is to look at where economists believe Treasury yields are headed over the next five years. To build a forecast, we’ll combine expert economic projections with data compiled using artificial intelligence.
Mortgage rates have been volatile since the beginning of the Middle East conflict. But where are rates headed in the next five years, and should you wait for mortgage rates to fall significantly before buying or refinancing? Mortgage interest rates are determined by several factors, all of which can give us clues about the future. Let’s take a closer look at mortgage rate predictions over the next five years.
Here are the housing market predictions for 2026.
One of the most useful indicators for predicting mortgage rates is the yield on the 10-year U.S. Treasury note. Mortgage rates and 10-year Treasury yields typically move in the same direction, although mortgage rates are usually higher because lenders factor in additional risks. This difference between the two is known as the spread, and we’ll account for that when estimating where mortgage rates could go.
With that in mind, the first step is to look at where economists believe Treasury yields are headed over the next five years. To build a forecast, we’ll combine expert economic projections with data compiled using artificial intelligence.
2 days ago
By Lewis Krauskopf
NEW YORK, June 3 (Reuters) - The charge higher in U.S. technology stocks has made broader indexes as reliant as ever on the group -- and more vulnerable should those market leaders trip up.
With stunning gains over the past two months, the S&P 500 technology sector now accounts for more than 39% of the market capitalization of the overall benchmark index, its highest on record and above the level it reached during the 2000 Internet bubble.
"If the small number of tech stocks that have been leading this market higher roll over, by definition, the indexes are going to roll over," said Matthew Maley, chief market strategist at Miller Tabak. "And when the indexes roll over in a meaningful way, the money flows inevitably reverse."
The massive build-out to support expected booming AI use has lifted profit estimates for semiconductor and other tech companies, and with it their shares.
NEW YORK, June 3 (Reuters) - The charge higher in U.S. technology stocks has made broader indexes as reliant as ever on the group -- and more vulnerable should those market leaders trip up.
With stunning gains over the past two months, the S&P 500 technology sector now accounts for more than 39% of the market capitalization of the overall benchmark index, its highest on record and above the level it reached during the 2000 Internet bubble.
"If the small number of tech stocks that have been leading this market higher roll over, by definition, the indexes are going to roll over," said Matthew Maley, chief market strategist at Miller Tabak. "And when the indexes roll over in a meaningful way, the money flows inevitably reverse."
The massive build-out to support expected booming AI use has lifted profit estimates for semiconductor and other tech companies, and with it their shares.
