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Wondering how to compare homeowners insurance quotes? You may have noticed that after plugging your information into a few websites, you get wildly different prices, even for the same property.
Here’s a closer look at what goes into a home insurance quote, why quotes can vary so much, and how to compare them fairly.
A homeowners insurance quote is an estimate of how much an insurance company may charge you to insure your home.
The quote is based on information about you, your property, and the type of coverage you choose. Any of the following can affect your quoted price: your home’s age, location, claims history, deductible, and coverage limits.