Some offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.
According to the Zillow lender marketplace, the average 30-year fixed-rate mortgage rose by 8 basis points to 6.44% today, Friday, July 3, 2026. The average 20-year fixed rate increased by 4 basis points to 6.26%. The 15-year fixed rate was nearly unchanged (down 1 basis point) at 5.86%. The average 5/1 ARM rose by 5 basis points to 6.46%.
Read more: Weekly survey of mortgage lenders with the lowest rates: 6% is back (without fees)
Here are the current purchase rates, according to the latest Zillow data, for Friday, July 3, 2026:
30-year fixed: 6.44%
According to the Zillow lender marketplace, the average 30-year fixed-rate mortgage rose by 8 basis points to 6.44% today, Friday, July 3, 2026. The average 20-year fixed rate increased by 4 basis points to 6.26%. The 15-year fixed rate was nearly unchanged (down 1 basis point) at 5.86%. The average 5/1 ARM rose by 5 basis points to 6.46%.
Read more: Weekly survey of mortgage lenders with the lowest rates: 6% is back (without fees)
Here are the current purchase rates, according to the latest Zillow data, for Friday, July 3, 2026:
30-year fixed: 6.44%
2 months ago
