One in 4 Americans think that Medicare is free for everyone, according to new data from Allianz.
The problem is, that's not true.
The research exposed three more things folks get wrong about how Medicare works.
More than a third of Americans believe Medicare covers long-term care. It does not.
More than 1 in 3 say Medicare is guaranteed to be available when you retire, and more than 4 in 10 think it covers prescription drugs.

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