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According to average rates from the Zillow lender marketplace, fixed and adjustable mortgage rates are moving in different directions compared to Monday, following a shift in rate-hike expectations.
The current 30-year fixed rate today, Tuesday, October 6, 2026, was unchanged at 7.40%, the 15-year fixed rate increased 6 basis points to 6.72%, and the 5/1 ARM decreased 11 basis points to 7.29%.
Read more: Weekly survey of mortgage lenders with the lowest rates: Two lenders hit 8%
Here are the current mortgage rates today, Tuesday, October 6, 2026, according to the latest Zillow data:

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11 days ago

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