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If you're looking for a way to lock in a competitive return without tying up your savings for too long, a 2-year certificate of deposit (CD) could strike the right balance. With interest rates still relatively elevated compared to historical averages — but potentially headed lower in the near future — a 2-year CD could help you secure a predictable rate over the next 24 months.
Our team evaluated dozens of accounts to determine the best 2-year CDs available today. Here's a look at the accounts that made our top 10 (see our full methodology here).
The following is a snapshot of our picks for the best 2-year CDs available today. Keep reading for more details about these accounts.
APY: 4.05%

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4 days ago

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