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Find out how much you could earn by locking in a high CD rate today. The Federal Reserve cut its federal funds rate three times in 2025. So far in 2026, the Fed has left interest rates alone, and so now could be your last chance to lock in a competitive CD rate before rates move further. CD rates vary widely across financial institutions, so it's important to ensure you're getting the best rate possible when shopping around for a CD.
The following is a breakdown of CD rates today and where to find the best offers.
Generally, the best CD rates today are offered on shorter terms of around one year or less. Online banks and credit unions, in particular, offer the top CD rates.
Today, Saturday, August 1, 2026, the highest CD rate is 4.10%. This rate is offered by Marcus by Goldman Sachs on its 9-month CD.
#federal #offered
Find out how much you could earn by locking in a high CD rate today. The Federal Reserve cut its federal funds rate three times in 2025. So far in 2026, the Fed has left interest rates alone, and so now could be your last chance to lock in a competitive CD rate before rates move further. CD rates vary widely across financial institutions, so it's important to ensure you're getting the best rate possible when shopping around for a CD.
The following is a breakdown of CD rates today and where to find the best offers.
Generally, the best CD rates today are offered on shorter terms of around one year or less. Online banks and credit unions, in particular, offer the top CD rates.
Today, Saturday, August 1, 2026, the highest CD rate is 4.10%. This rate is offered by Marcus by Goldman Sachs on its 9-month CD.
#federal #offered
2 days ago
