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Meta refused to remove a deepfake ad cloning Clark Howard's face to sell fraudulent insurance, telling him it meets their standards.
Meta earns nearly all of its $59 billion quarterly revenue from ads, giving automated systems little incentive to reject borderline content.
Credit cards are the only payment method offering strong fraud recovery; wire transfers, gift cards, and peer-to-peer payments are virtually unrecoverable.
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On his September 16 podcast, consumer advocate Clark Howard said an AI-generated Facebook ad cloning his face and voice is selling a fraudulent insurance product, and that the platform refuses to take it down.

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3 hours ago

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