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According to rates from the Zillow lender marketplace, current purchase mortgage rates are a mixed bag when compared to current refinance rates for Monday, August 24, 2026 — one is higher, one lower, and one is exactly the same. Shopping rates really matters.
The current 30-year fixed purchase rate is 6.64%, equal to the current refinance rate. The 15-year fixed purchase rate of 5.88% is 11 basis points lower than the 15-year refi rate. The 5/1 ARM purchase rate of 6.74% is 24 basis points higher than the 5/1 refi rate.
Read more: Weekly survey of mortgage lenders with the lowest rates: Small moves in rates and fees
Here are the current mortgage rates today, Monday, August 24, 2026, according to the latest Zillow data:
#Monday
According to rates from the Zillow lender marketplace, current purchase mortgage rates are a mixed bag when compared to current refinance rates for Monday, August 24, 2026 — one is higher, one lower, and one is exactly the same. Shopping rates really matters.
The current 30-year fixed purchase rate is 6.64%, equal to the current refinance rate. The 15-year fixed purchase rate of 5.88% is 11 basis points lower than the 15-year refi rate. The 5/1 ARM purchase rate of 6.74% is 24 basis points higher than the 5/1 refi rate.
Read more: Weekly survey of mortgage lenders with the lowest rates: Small moves in rates and fees
Here are the current mortgage rates today, Monday, August 24, 2026, according to the latest Zillow data:
#Monday
3 months ago