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According to the Zillow lender marketplace, the average 30-year fixed rate today, Thursday, July 23, 2026, is 6.514%, down 4.4 basis points since yesterday. The 15-year fixed loan is currently at 5.826%, 15.4basis points higher/lower than yesterday. The 5/1 ARM is 6.336%, 15.2 basis points lower than on Wednesday.
Weekly survey of mortgage lenders with the lowest rates
Here are the current purchase mortgage rates, according to our latest Zillow data, for Thursday, July 23, 2026:
30-year fixed: 6.514%
#year
According to the Zillow lender marketplace, the average 30-year fixed rate today, Thursday, July 23, 2026, is 6.514%, down 4.4 basis points since yesterday. The 15-year fixed loan is currently at 5.826%, 15.4basis points higher/lower than yesterday. The 5/1 ARM is 6.336%, 15.2 basis points lower than on Wednesday.
Weekly survey of mortgage lenders with the lowest rates
Here are the current purchase mortgage rates, according to our latest Zillow data, for Thursday, July 23, 2026:
30-year fixed: 6.514%
#year
8 days ago
