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According to the Zillow lender marketplace, the average 30-year fixed rate is 6.42% today, Tuesday, July 14, 2026, down 2 basis points since yesterday. The 15-year fixed loan is currently at 5.92%, 10 basis points higher than yesterday. The 5/1 ARM is 6.57%, 14 basis points higher than on Monday.
Weekly survey of mortgage lenders with the lowest rates: Rates bubble higher
Here are the current mortgage rates, according to our latest Zillow data, for Tuesday, July 14, 2026:
30-year fixed: 6.42%
4 months ago

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